Civic Intelligence

Capitol View Credit Union

990 • Fiscal year 2016 • EIN 42-0742483

Jan 01, 2016 to Dec 31, 2016 • Filed on Mar 07, 2017

Organization ProfileWWW.CAPVIEW.COM
1000 East Grand AvenueDes Moines, IA 50319

(515) 725-2167

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

25th percentile

0.85x

Higher debt load relative to assets than 25% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Liabilities / Revenue

38th percentile

18.70x

Higher debt load relative to revenue than 38% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Net Margin

77th percentile

13%

Higher net margin than 77% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Top Officer Pay

88th percentile

$136,275

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 9.0% of source-year revenue.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Asset Growth

59th percentile

4.0%

Faster asset growth than 59% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Revenue Growth

35th percentile

1.2%

Faster revenue growth than 35% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets25th percentile

Assets

Up

$33,344,285

Up $1,282,760 (+4.0%) from 2015

Net Assets

Up

$5,095,879

Up $206,553 (+4.2%) from 2015

Liabilities

Up

$28,248,406

Up $1,076,207 (+4.0%) from 2015

Revenue And Expenses
Liabilities / Revenue38th percentileNet Margin77th percentile

Revenue

Up

$1,510,775

Up $18,016 (+1.2%) from 2015

Expenses

Up

$1,310,659

Up $61,153 (+4.9%) from 2015

Net Income

Down

$200,116

Down $43,137 (-18%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth59th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $24,901,604Liabilities 2010: $20,927,601Net Assets 2010: $3,974,0032010Assets 2012: $28,562,908Liabilities 2012: $24,352,678Net Assets 2012: $4,210,2302012Assets 2013: $30,167,058Liabilities 2013: $25,770,940Net Assets 2013: $4,396,1182013Assets 2014: $31,148,851Liabilities 2014: $26,552,675Net Assets 2014: $4,596,1762014Assets 2015: $32,061,525Liabilities 2015: $27,172,199Net Assets 2015: $4,889,3262015Assets 2016: $33,344,285Liabilities 2016: $28,248,406Net Assets 2016: $5,095,8792016Assets 2017: $34,404,227Liabilities 2017: $29,031,904Net Assets 2017: $5,372,3232017Assets 2018: $36,418,530Liabilities 2018: $30,793,728Net Assets 2018: $5,624,8022018Assets 2019: $36,051,724Liabilities 2019: $30,195,664Net Assets 2019: $5,856,0602019Assets 2020: $40,888,200Liabilities 2020: $34,906,601Net Assets 2020: $5,981,5992020Assets 2021: $44,112,929Liabilities 2021: $37,992,031Net Assets 2021: $6,120,8982021Assets 2022: $44,234,182Liabilities 2022: $37,754,656Net Assets 2022: $6,479,5262022Assets 2023: $43,563,121Liabilities 2023: $36,342,504Net Assets 2023: $7,220,6172023Assets 2024: $44,427,110Liabilities 2024: $36,388,674Net Assets 2024: $8,038,4362024

Highlighted filing

2016

Assets$33,344,285
Liabilities$28,248,406
Net Assets$5,095,879
Open 2016 Filing

Operations Trend

Revenue Growth35th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $1,247,4192010Expenses 2012: $1,213,1082012Revenue 2013: $1,358,405Expenses 2013: $1,235,121Net Income 2013: $123,2842013Revenue 2014: $1,404,335Expenses 2014: $1,233,962Net Income 2014: $170,3732014Revenue 2015: $1,492,759Expenses 2015: $1,249,506Net Income 2015: $243,2532015Revenue 2016: $1,510,775Expenses 2016: $1,310,659Net Income 2016: $200,1162016Revenue 2017: $1,586,864Expenses 2017: $1,317,363Net Income 2017: $269,5012017Revenue 2018: $1,695,693Expenses 2018: $1,458,019Net Income 2018: $237,6742018Revenue 2019: $1,837,313Expenses 2019: $1,612,984Net Income 2019: $224,3292019Revenue 2020: $1,627,983Expenses 2020: $1,502,444Net Income 2020: $125,5392020Revenue 2021: $1,374,765Expenses 2021: $1,235,466Net Income 2021: $139,2992021Revenue 2022: $1,762,812Expenses 2022: $1,404,184Net Income 2022: $358,6282022Revenue 2023: $2,472,033Expenses 2023: $1,804,224Net Income 2023: $667,8092023Revenue 2024: $2,803,490Expenses 2024: $2,101,907Net Income 2024: $701,5832024

Highlighted filing

2016

Revenue$1,510,775
Expenses$1,310,659
Net Income$200,116
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Mar 7, 2017
Return Version
2016v3.0
Gross Receipts
$1,510,775
Mission and Program Overview

Mission

Capitol view credit union is a member owned financial institution and is dedicated to serving our members with quality, cost effective financial products and services. We value the small-town relationships and honesty that a small credit union can provide. By combining small-town relationships with big-city services we open the door to quality, responsible financing. We are committed to our members: providing them with helpful, easy-to-use services that aim towards achieving their financial goals. Total members served in 2013 - 1,986.

Capitol view credit union provides financial services to it's members at fair and reasonable rates and terms with a small town touch.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$22,173,802$21,793,873▼ $379,929
Investments Program Related$8,467,238$9,656,957▲ $1,189,719
Rtn Earn Endowment Incm Other Fnds$3,783,898$3,984,012▲ $200,114
Pd in Cap Srpls Land Bldg Eqp Fund$1,105,428$1,111,867▲ $6,439
Land, Buildings, and Equipment, Net$5,777$499,979▲ $494,202
Cash and Non-Interest-Bearing Accounts$390,685$378,660▼ $12,025
Prepaid Expenses and Deferred Charges$32,961$23,188▼ $9,773
Accounts Receivable$14,807$8,469▼ $6,338
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$32,061,525$33,344,285▲ $1,282,760
Other Assets Total$976,255$983,159▲ $6,904
Liabilities
Other Liabilities$26,561,399$28,111,841▲ $1,550,442
Accounts Payable and Accrued Expenses$610,800$136,565▼ $474,235
Total Liabilities$27,172,199$28,248,406▲ $1,076,207
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,889,326$5,095,879▲ $206,553
Total Liabilities and Net Assets / Fund Balance$32,061,525$33,344,285▲ $1,282,760

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$301,836$841$302,677
Land$184,000-$184,000
Equipment$14,143-$14,143
Investment Program Related Org$43,222--
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brent KowalskyCEOFT$121,099$15,176$136,275

Board Members and Trustees

NameTitle
Carl MartinChairman
Mary BryantVice Chair Board
Justin WillierBoard Member
Matthew MccormickBoard Member
Penny MaxwellBoard Member
Suzanne HuttonBoard Member
Tara Ganpat-puffettBoard Member
Anne JacksonCFO of Board
Randal AndersonSecretary of Board
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$997,811
Investment Income
$82,711
Other Revenue
$430,253
Change in Net Assets
$200,116
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$776,328
Salaries, Compensation, and Employee Benefits$534,331
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$315,490--$315,490
Office Expenses$234,134--$234,134
Current Officers, Directors, Trustees, and Key Employees$136,275--$136,275
Interest$132,449--$132,449
Advertising$54,587--$54,587
Fees for Services Other$44,197--$44,197
Other Employee Benefits$42,235--$42,235
Payroll Taxes$32,560--$32,560
All Other Expenses$28,675--$28,675
Other Expenses$21,180--$21,180
Travel$16,616--$16,616
Insurance$14,931--$14,931
Depreciation Depletion$12,230--$12,230
Payments to Affiliates$11,072--$11,072
Fees for Services Accounting$10,836--$10,836
Pension Plan Contributions$7,771--$7,771
Conferences and Meetings$3,400--$3,400
Occupancy$1,383--$1,383
Fees for Services Legal$61--$61
Total Functional Expenses$1,310,659$0$0$1,310,659
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares$28,111,841
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Capitol view credit union membership is not available to the general public. If you, or a family member are employed by one of these groups, you are eligible to join capitol view credit union: employees of the state of iowa employees of the state of iowa and employees of persons who contract services with the state of iowa employees of capitol view credit union workforce development center employees who administer employment and training programs including family members.”

Form 990, Part VI, Section A, Line 7A

“Board elections are held annually and three members are elected to a three year term. All members who are at least 16 years old at the time of the election can vote. There is a total of nine members that currently sit on the board.”

Form 990, Part VI, Section B, Line 11B

“A copy of form 990 was provided to the organization's governing body at their monthly meeting for their review before it was filed.”

Form 990, Part VI, Section B, Line 12C

“The organizaiton provides a copy of the policy to the board members annually after the board election at the annual meeting.”

Form 990, Part VI, Section B, Line 15

“Captial view credit union uses surveys provided by credit union executive society(cues) and/or credit union national association (cuna) as to salaries for all staff including the ceo. The ceo's compensation package is reviewed, documented and approved by the board of directors.”

Form 990, Part VI, Section C, Line 19

“Policies are available on request at our office at 1000 east grand avenue, des moines, ia. Financial statements are posted on our website and in our office.”

Filing and Contact Details

Filer

Filer Name
Capitol View Credit Union
EIN
42-0742483
Phone
5157252167
Address
1000 EAST GRAND AVENUE, DES MOINES, IA 50319

Signing Officer

Name
Brent Kowalsky
Title
CEO
Phone
5157252167
Signed
2017-03-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brent Kowalsky
Formed
1944
Legal Domicile
Ia
Voting Board Members
9
Independent Board Members
9
Employees
10
Volunteers
0

Preparer

Firm
Gardiner Thomsen
Address
10555 NEW YORK AVENUE SUITE 200, DES MOINES, IA 50322
Preparer
C L Telk Jr CPA
Phone
5152701446
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Legal reserve 6,439. Rounding -2.”

Raw XML AppendixShowing 400 of 421 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0CAPITOL VIEW CREDIT UNION IS A MEMBER OWNED FINANCIAL INSTITUTION AND IS DEDICATED TO SERVING OUR MEMBERS WITH QUALITY, COST EFFECTIVE FINANCIAL PRODUCTS AND SERVICES. WE VALUE THE SMALL-TOWN RELATIONSHIPS AND HONESTY THAT A SMALL CREDIT UNION CAN PROVIDE. BY COMBINING SMALL-TOWN RELATIONSHIPS WITH BIG-CITY SERVICES WE OPEN THE DOOR TO QUALITY, RESPONSIBLE FINANCING. WE ARE COMMITTED TO OUR MEMBERS: PROVIDING THEM WITH HELPFUL, EASY-TO-USE SERVICES THAT AIM TOWARDS ACHIEVING THEIR FINANCIAL GOALS. TOTAL MEMBERS SERVED IN 2016 - 1,981.
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IRS990/NetAssetsOrFundBalancesBOYAmt04889326
IRS990/NetAssetsOrFundBalancesEOYAmt05095879
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt01383
IRS990/OccupancyGrp/TotalAmt01383
IRS990/OfficeExpensesGrp/ProgramServicesAmt0234134
IRS990/OfficeExpensesGrp/TotalAmt0234134
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0976255
IRS990/OtherAssetsTotalGrp/EOYAmt0983159
IRS990/OtherChangesInNetAssetsAmt06437
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt042235
IRS990/OtherEmployeeBenefitsGrp/TotalAmt042235
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1DEBIT/CREDIT CARD EXPEN
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/ProgramServicesAmt0136290
IRS990/OtherExpensesGrp/ProgramServicesAmt154287
IRS990/OtherExpensesGrp/ProgramServicesAmt221180
IRS990/OtherExpensesGrp/TotalAmt0136290
IRS990/OtherExpensesGrp/TotalAmt154287
IRS990/OtherExpensesGrp/TotalAmt221180
IRS990/OtherLiabilitiesGrp/BOYAmt026561399
IRS990/OtherLiabilitiesGrp/EOYAmt028111841
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/BusinessCd2522100
IRS990/OtherRevenueMiscGrp/Desc0SERVICE FEES
IRS990/OtherRevenueMiscGrp/Desc1DEBIT/CREDIT CARD INCO
IRS990/OtherRevenueMiscGrp/Desc2INSURANCE INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0171872
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1157137
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt236510
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0171872
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1157137
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt236510
IRS990/OtherRevenueTotalAmt0430253
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0315490
IRS990/OtherSalariesAndWagesGrp/TotalAmt0315490
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt022173802
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt021793873
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt011072
IRS990/PaymentsToAffiliatesGrp/TotalAmt011072
IRS990/PayrollTaxesGrp/ProgramServicesAmt032560
IRS990/PayrollTaxesGrp/TotalAmt032560
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt01105428
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt01111867
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt07771
IRS990/PensionPlanContributionsGrp/TotalAmt07771
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt032961
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt023188
IRS990/PrincipalOfficerNm0BRENT KOWALSKY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1CREDIT CARD INTEREST
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0902928
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt194883
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0902928
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt194883
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt084047
IRS990/PYOtherExpensesAmt0730427
IRS990/PYOtherRevenueAmt0430136
IRS990/PYProgramServiceRevenueAmt0978576
IRS990/PYRevenuesLessExpensesAmt0243253
IRS990/PYSalariesCompEmpBnftPaidAmt0519079
IRS990/PYTotalExpensesAmt01249506
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01492759
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0200116
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt01428064
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03783898
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03984012
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0301836
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0841
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0302677
IRS990ScheduleD/EquipmentGrp/BookValueAmt014143
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt014143
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt04815000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt14760235
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt238500
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt343222
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0DEPOSITS IN COMMERCIAL BANKS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1NATIONAL COOPERATIVE BANK
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2FHLB MEMBERSHIP STOCK
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3OTHER INVESTMENTS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/LandGrp/BookValueAmt0184000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0184000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt028111841
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0499979
IRS990ScheduleD/TotalBookValueProgramRltdAmt09656957
IRS990ScheduleD/TotalLiabilityAmt028111841
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CAPITOL VIEW CREDIT UNION MEMBERSHIP IS NOT AVAILABLE TO THE GENERAL PUBLIC. IF YOU, OR A FAMILY MEMBER ARE EMPLOYED BY ONE OF THESE GROUPS, YOU ARE ELIGIBLE TO JOIN CAPITOL VIEW CREDIT UNION: EMPLOYEES OF THE STATE OF IOWA EMPLOYEES OF THE STATE OF IOWA AND EMPLOYEES OF PERSONS WHO CONTRACT SERVICES WITH THE STATE OF IOWA EMPLOYEES OF CAPITOL VIEW CREDIT UNION WORKFORCE DEVELOPMENT CENTER EMPLOYEES WHO ADMINISTER EMPLOYMENT AND TRAINING PROGRAMS INCLUDING FAMILY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD ELECTIONS ARE HELD ANNUALLY AND THREE MEMBERS ARE ELECTED TO A THREE YEAR TERM. ALL MEMBERS WHO ARE AT LEAST 16 YEARS OLD AT THE TIME OF THE ELECTION CAN VOTE. THERE IS A TOTAL OF NINE MEMBERS THAT CURRENTLY SIT ON THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A COPY OF FORM 990 WAS PROVIDED TO THE ORGANIZATION'S GOVERNING BODY AT THEIR MONTHLY MEETING FOR THEIR REVIEW BEFORE IT WAS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZAITON PROVIDES A COPY OF THE POLICY TO THE BOARD MEMBERS ANNUALLY AFTER THE BOARD ELECTION AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CAPTIAL VIEW CREDIT UNION USES SURVEYS PROVIDED BY CREDIT UNION EXECUTIVE SOCIETY(CUES) AND/OR CREDIT UNION NATIONAL ASSOCIATION (CUNA) AS TO SALARIES FOR ALL STAFF INCLUDING THE CEO. THE CEO'S COMPENSATION PACKAGE IS REVIEWED, DOCUMENTED AND APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5POLICIES ARE AVAILABLE ON REQUEST AT OUR OFFICE AT 1000 EAST GRAND AVENUE, DES MOINES, IA. FINANCIAL STATEMENTS ARE POSTED ON OUR WEBSITE AND IN OUR OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6LEGAL RESERVE 6,439. ROUNDING -2.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt032061525
IRS990/TotalAssetsEOYAmt033344285
IRS990/TotalAssetsGrp/BOYAmt032061525
IRS990/TotalAssetsGrp/EOYAmt033344285
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt010
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01310659
IRS990/TotalFunctionalExpensesGrp/TotalAmt01310659
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt027172199
IRS990/TotalLiabilitiesEOYAmt028248406
IRS990/TotalLiabilitiesGrp/BOYAmt027172199
IRS990/TotalLiabilitiesGrp/EOYAmt028248406
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04889326
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05095879
IRS990/TotalOtherCompensationAmt015176
IRS990/TotalProgramServiceExpensesAmt01310659
IRS990/TotalProgramServiceRevenueAmt0997811
IRS990/TotalReportableCompFromOrgAmt0121099
IRS990/TotalRevenueGrp/ExclusionAmt082711
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01428064
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01510775
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt032061525
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt033344285
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt016616
IRS990/TravelGrp/TotalAmt016616
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01000 EAST GRAND AVENUE
IRS990/USAddress/CityNm0DES MOINES
IRS990/USAddress/StateAbbreviationCd0IA
IRS990/USAddress/ZIPCd050319
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.CAPVIEW.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0BRENT KOWALSKY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05157252167
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-03-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CAPITOL VIEW CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0CAPI
ReturnHeader/Filer/EIN0420742483
ReturnHeader/Filer/PhoneNum05157252167
ReturnHeader/Filer/USAddress/AddressLine1Txt01000 EAST GRAND AVENUE
ReturnHeader/Filer/USAddress/CityNm0DES MOINES
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$33,344,285
Liabilities
$28,248,406
Net assets
$5,095,879
Revenue
$1,510,775
Expenses
$1,310,659
Net income
$200,116
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$44.4$36.4$8.04$2.80$2.10$0.70
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$43.6$36.3$7.22$2.47$1.80$0.67
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$44.2$37.8$6.48$1.76$1.40$0.36
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$44.1$38.0$6.12$1.37$1.24$0.14
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$40.9$34.9$5.98$1.63$1.50$0.13
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.1$30.2$5.86$1.84$1.61$0.22
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.4$30.8$5.62$1.70$1.46$0.24
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$34.4$29.0$5.37$1.59$1.32$0.27
2016Detailed filing. Detailed filing data is available for this year.$33.3$28.2$5.10$1.51$1.31$0.20
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.1$27.2$4.89$1.49$1.25$0.24
2014Detailed filing. Detailed filing data is available for this year.$31.1$26.6$4.60$1.40$1.23$0.17
2013Detailed filing. Detailed filing data is available for this year.$30.2$25.8$4.40$1.36$1.24$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.6$24.4$4.21$1.21
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.9$20.9$3.97$1.25
Peer Organizations

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