Liabilities / Assets
49th percentile
Higher debt load relative to assets than 49% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
49th percentile
Higher debt load relative to assets than 49% of similar nonprofits.
Liabilities / Revenue
99th percentile
Higher debt load relative to revenue than 99% of similar nonprofits.
Net Margin
93rd percentile
Higher net margin than 93% of similar nonprofits.
Top Officer Pay
58th percentile
Higher top officer pay than 58% of similar nonprofits.
Top officer pay equals 30.2% of source-year revenue.
Asset Growth
1st percentile
Faster asset growth than 1% of similar nonprofits.
Revenue Growth
86th percentile
Faster revenue growth than 86% of similar nonprofits.
Assets
Down$7,775,288
Down $1,419,417 (-15%) from 2017
Net Assets
Up$1,192,173
Up $50,169 (+4.4%) from 2017
Liabilities
Down$6,583,115
Down $1,469,586 (-18%) from 2017
Revenue
Up$192,951
Up $26,536 (+16%) from 2017
Expenses
Up$142,784
Up $6,727 (+4.9%) from 2017
Net Income
Up$50,167
Up $19,809 (+65%) from 2017
To provide financial services to members - share savings and loans
The organization provides financial services to members - share savings and loans.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Program Related | $6,951,283 | $5,569,114 | ▼ $1,382,169 |
| Other Notes and Loans Receivable, Net | $2,028,784 | $2,031,878 | ▲ $3,094 |
| Rtn Earn Endowment Incm Other Fnds | $976,886 | $1,027,055 | ▲ $50,169 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $165,118 | $165,118 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $130,174 | $94,257 | ▼ $35,917 |
| Land, Buildings, and Equipment, Net | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $9,194,705 | $7,775,288 | ▼ $1,419,417 |
| Other Assets Total | $84,464 | $80,039 | ▼ $4,425 |
| Liabilities | |||
| Other Liabilities | $8,047,788 | $6,577,673 | ▼ $1,470,115 |
| Accounts Payable and Accrued Expenses | $4,913 | $5,442 | ▲ $529 |
| Total Liabilities | $8,052,701 | $6,583,115 | ▼ $1,469,586 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,142,004 | $1,192,173 | ▲ $50,169 |
| Total Liabilities and Net Assets / Fund Balance | $9,194,705 | $7,775,288 | ▼ $1,419,417 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $0 | $17,616 | $17,616 |
| Investment Program Related Org | $200,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Ellen M Kay | CFO | FT | $49,311 | $9,054 | $58,365 |
| Leslie M Behm | Assistant Treasurer | - | $551 | - | $551 |
| Name | Title |
|---|---|
| Dan Ramaeker | Audit Chair |
| Kathy Grove | Chairperson |
| Tony Pappas | Credit Chair |
| Brent Hamilton | Vice Chairperson |
| Cheryl Burt | Audit Committee |
| Marjorie Steinberg | Audit Committee |
| Melissa Swyter | Audit Committee |
| Julie Fox | Credit Committee |
| Kevin Muhlenruch | Credit Committee |
| Karen Johnson | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $80,007 |
| Salaries, Compensation, and Employee Benefits | $62,777 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $58,916 | - | - | $58,916 |
| Interest | $29,832 | - | - | $29,832 |
| All Other Expenses | $12,825 | - | - | $12,825 |
| Information Technology | $11,509 | - | - | $11,509 |
| Insurance | $5,919 | - | - | $5,919 |
| Office Expenses | $5,549 | - | - | $5,549 |
| Occupancy | $5,050 | - | - | $5,050 |
| Other Expenses | $4,200 | - | - | $4,200 |
| Payroll Taxes | $3,861 | - | - | $3,861 |
| Advertising | $3,150 | - | - | $3,150 |
| Conferences and Meetings | $997 | - | - | $997 |
| Travel | $976 | - | - | $976 |
| Total Functional Expenses | $142,784 | $0 | $0 | $142,784 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares | $6,577,673 |
“The organization is a credit union with appoximatley 881 voting members.”
“Board members are elected by members at the annual meeting.”
“The return will be reviewed by all board members prior to its filing. The process of review begins with the form 990 distributed to all board members and culminates in a final vote of approval at their monthly meeting.”
“There is an annual review for the cfo of ace credit union. This is performed by the board of directors. The proecess includes the approval by the board, comparability data, and documentation of the deliberation and decision.”
“The form 990 is kept at the credit union office and available for review.”
“Documents are kept at the credit union office and annual statement is presented at annual meeting.”
“ROUNDING 2.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 4913 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 5442 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE ORGANIZATION PROVIDES FINANCIAL SERVICES TO MEMBERS - SHARE SAVINGS AND LOANS. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 3150 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 3150 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 12825 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 12825 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ELLEN M KAY |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6414246330 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1028 14TH ST SE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MASON CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 50401 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 130174 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 94257 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 58916 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 58916 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 997 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 997 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 43402 |
| IRS990/CYOtherExpensesAmt | 0 | 80007 |
| IRS990/CYOtherRevenueAmt | 0 | 75506 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 74043 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 50167 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 62777 |
| IRS990/CYTotalExpensesAmt | 0 | 142784 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 192951 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/Desc | 0 | THE ORGANIZATION'S LARGEST EXPENSE IS DIVIDEND EXPENSE PAID ON SHARE ACCOUNTS. THE ORGANIZATION OFFERS LOANS RANGING FROM SMALL SIGNATURE LOANS UP TO HOME EQUITY LOANS. IN 2018, 881 MEMBERS WERE SERVED. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 2 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 142784 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 35.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.75 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.75 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 9054 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ELLEN M KAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KATHY GROVE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | BRENT HAMILTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LESLIE M BEHM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DAN RAMAEKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | CHERYL BURT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MARJORIE STEINBERG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KEVIN MUHLENRUCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | TONY PAPPAS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JULIE FOX |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | MELISSA SWYTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | KAREN JOHNSON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 49311 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 551 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | ASSISTANT TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | AUDIT CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | AUDIT COMMITTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | AUDIT COMMITTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CREDIT COMMITTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CREDIT CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CREDIT COMMITTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | AUDIT COMMITTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SECRETARY |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1934 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 12 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 192951 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 11 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 11509 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 11509 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 5919 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 5919 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 29832 |
| IRS990/InterestGrp/TotalAmt | 0 | 29832 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 43402 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 43402 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 6951283 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 5569114 |
| IRS990/IRPDocumentCnt | 0 | 300 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 17616 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 0 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 0 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 17616 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 75506 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 75506 |
| IRS990/MissionDesc | 0 | TO PROVIDE FINANCIAL SERVICES TO MEMBERS - SHARE SAVINGS AND LOANS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1142004 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1192173 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 5050 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 5050 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 5549 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 5549 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 84464 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 80039 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 2 |
| IRS990/OtherExpensesGrp/Desc | 0 | SUPERVISION EXPENSE |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 4200 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 4200 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 8047788 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 6577673 |
| IRS990/OtherRevenueTotalAmt | 0 | 75506 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 2028784 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 2031878 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 3861 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 3861 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 165118 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 165118 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | ELLEN KAY |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTERST INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 74043 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 74043 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 32051 |
| IRS990/PYOtherExpensesAmt | 0 | 77522 |
| IRS990/PYOtherRevenueAmt | 0 | 63738 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 70626 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 30358 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 58535 |
| IRS990/PYTotalExpensesAmt | 0 | 136057 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 166415 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 50167 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RevenueAmt | 0 | 149549 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 976886 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1027055 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 17616 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 17616 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 3828000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 1541114 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 200000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | DEPOSITS IN COMMERCIAL BANKS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | NCB |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | NCB RESERVE |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 6577673 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 0 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 5569114 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 6577673 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION IS A CREDIT UNION WITH APPOXIMATLEY 881 VOTING MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BOARD MEMBERS ARE ELECTED BY MEMBERS AT THE ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE RETURN WILL BE REVIEWED BY ALL BOARD MEMBERS PRIOR TO ITS FILING. THE PROCESS OF REVIEW BEGINS WITH THE FORM 990 DISTRIBUTED TO ALL BOARD MEMBERS AND CULMINATES IN A FINAL VOTE OF APPROVAL AT THEIR MONTHLY MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THERE IS AN ANNUAL REVIEW FOR THE CFO OF ACE CREDIT UNION. THIS IS PERFORMED BY THE BOARD OF DIRECTORS. THE PROECESS INCLUDES THE APPROVAL BY THE BOARD, COMPARABILITY DATA, AND DOCUMENTATION OF THE DELIBERATION AND DECISION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE FORM 990 IS KEPT AT THE CREDIT UNION OFFICE AND AVAILABLE FOR REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | DOCUMENTS ARE KEPT AT THE CREDIT UNION OFFICE AND ANNUAL STATEMENT IS PRESENTED AT ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | ROUNDING 2. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION C, LINE 18 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART XI, LINE 9: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 9194705 |
| IRS990/TotalAssetsEOYAmt | 0 | 7775288 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 9194705 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 7775288 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 2 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 142784 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 142784 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 8052701 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 6583115 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 8052701 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 6583115 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1142004 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1192173 |
| IRS990/TotalOtherCompensationAmt | 0 | 9054 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 142784 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 74043 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 49862 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 43402 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 149549 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 192951 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 9194705 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 7775288 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 976 |
| IRS990/TravelGrp/TotalAmt | 0 | 976 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1028 14TH STREET SE |
| IRS990/USAddress/CityNm | 0 | MASON CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/USAddress/ZIPCd | 0 | 50401 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 12 |
| IRS990/VotingMembersIndependentCnt | 0 | 11 |
| IRS990/WebsiteAddressTxt | 0 | NA |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2019-02-21 02:37:17Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ELLEN KAY |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CFO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6414246330 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2019-04-16 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ACE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ACEC |
| ReturnHeader/Filer/EIN | 0 | 420693466 |
| ReturnHeader/Filer/PhoneNum | 0 | 6414246330 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1028 14TH STREET SE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MASON CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 50401 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 757F81BAA57B6E07054A7D1B8B527E5D61C44CED |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | D2C1B0EADAD9E0A70475A05097E9A8311029DE00 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 208.69.145.49 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2019-04-16 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 17:25:44 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 421186197 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | GARDINER COMPANY PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 10555 NEW YORK AVENUE SUITE 200 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | DES MOINES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 50322 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5152701446 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | DENNIS GARDINER CPA |
| ReturnHeader/ReturnTs | 0 | 2019-04-16T17:25:54-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2018-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2018-12-31 |
| ReturnHeader/TaxYr | 0 | 2018 |
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Displayed year
2018 • Form 990Detailed filing. Detailed filing data is available for this year.