Civic Intelligence

Ace Credit Union

EIN 42-0693466 • 501(c)14 • Mason City, IA

Profile

To provide financial services to members - share savings and loans

1028 14th Street SEMason City, IA 50401

na

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

46th percentile

0.84x

Higher debt load relative to assets than 46% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2022

Liabilities / Revenue

97th percentile

42.54x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2022

Net Margin

84th percentile

17%

Higher net margin than 84% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

13th percentile

-11%

Faster asset growth than 13% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2021 to 2022

Revenue Growth

66th percentile

16%

Faster revenue growth than 66% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets46th percentile

Assets

Up

$7,374,362

Up $273,588 (+3.9%) from 2023

Liabilities

Up

$5,918,696

Up $180,871 (+3.2%) from 2023

Net Assets

Up

$1,455,666

Up $92,717 (+6.8%) from 2023

Operations
Liabilities / Revenue97th percentileNet Margin84th percentile

Revenue

Up

$315,386

Up $34,618 (+12%) from 2023

Expenses

Up

$222,670

Up $37,845 (+20%) from 2023

Net Income

Down

$92,716

Down $3,227 (-3.4%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth13th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2010: $8,776,192Liabilities 2010: $7,834,885Net Assets 2010: $941,3072010Assets 2012: $9,316,378Liabilities 2012: $8,334,538Net Assets 2012: $981,8402012Assets 2013: $9,935,937Liabilities 2013: $8,887,787Net Assets 2013: $1,048,1502013Assets 2014: $9,807,319Liabilities 2014: $8,734,519Net Assets 2014: $1,072,8002014Assets 2015: $9,779,632Liabilities 2015: $8,686,008Net Assets 2015: $1,093,6242015Assets 2016: $9,714,770Liabilities 2016: $8,603,124Net Assets 2016: $1,111,6462016Assets 2017: $9,194,705Liabilities 2017: $8,052,701Net Assets 2017: $1,142,0042017Assets 2018: $7,775,288Liabilities 2018: $6,583,115Net Assets 2018: $1,192,1732018Assets 2019: $7,404,517Liabilities 2019: $6,177,478Net Assets 2019: $1,227,0392019Assets 2020: $8,063,469Liabilities 2020: $6,829,185Net Assets 2020: $1,234,2842020Assets 2021: $9,052,372Liabilities 2021: $7,812,687Net Assets 2021: $1,239,6852021Assets 2022: $8,012,611Liabilities 2022: $6,745,604Net Assets 2022: $1,267,0072022Assets 2023: $7,100,774Liabilities 2023: $5,737,825Net Assets 2023: $1,362,9492023Assets 2024: $7,374,362Liabilities 2024: $5,918,696Net Assets 2024: $1,455,6662024

Highlighted filing

2024

Assets$7,374,362
Liabilities$5,918,696
Net Assets$1,455,666
Open 2024 Filing

Operations Trend

Revenue Growth66th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0Expenses 2010: $245,8432010Expenses 2012: $180,7072012Revenue 2013: $189,552Expenses 2013: $169,368Net Income 2013: $20,1842013Revenue 2014: $158,935Expenses 2014: $134,285Net Income 2014: $24,6502014Revenue 2015: $149,064Expenses 2015: $128,240Net Income 2015: $20,8242015Revenue 2016: $143,094Expenses 2016: $127,546Net Income 2016: $15,5482016Revenue 2017: $166,415Expenses 2017: $136,057Net Income 2017: $30,3582017Revenue 2018: $192,951Expenses 2018: $142,784Net Income 2018: $50,1672018Revenue 2019: $187,465Expenses 2019: $152,599Net Income 2019: $34,8662019Revenue 2020: $149,966Expenses 2020: $142,721Net Income 2020: $7,2452020Revenue 2021: $137,029Expenses 2021: $131,628Net Income 2021: $5,4012021Revenue 2022: $158,555Expenses 2022: $131,233Net Income 2022: $27,3222022Revenue 2023: $280,768Expenses 2023: $184,825Net Income 2023: $95,9432023Revenue 2024: $315,386Expenses 2024: $222,670Net Income 2024: $92,7162024

Highlighted filing

2024

Revenue$315,386
Expenses$222,670
Net Income$92,716
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$7,374,362
Liabilities
$5,918,696
Net assets
$1,455,666
Revenue
$315,386
Expenses
$222,670
Net income
$92,716
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$7.37$5.92$1.46$0.32$0.22$0.09
2023Detailed filing. Detailed filing data is available for this year.$7.10$5.74$1.36$0.28$0.18$0.10
2022Detailed filing. Detailed filing data is available for this year.$8.01$6.75$1.27$0.16$0.13$0.03
2021Detailed filing. Detailed filing data is available for this year.$9.05$7.81$1.24$0.14$0.13$0.01
2020Detailed filing. Detailed filing data is available for this year.$8.06$6.83$1.23$0.15$0.14$0.01
2019Detailed filing. Detailed filing data is available for this year.$7.40$6.18$1.23$0.19$0.15$0.03
2018Detailed filing. Detailed filing data is available for this year.$7.78$6.58$1.19$0.19$0.14$0.05
2017Detailed filing. Detailed filing data is available for this year.$9.19$8.05$1.14$0.17$0.14$0.03
2016Detailed filing. Detailed filing data is available for this year.$9.71$8.60$1.11$0.14$0.13$0.02
2015Detailed filing. Detailed filing data is available for this year.$9.78$8.69$1.09$0.15$0.13$0.02
2014Detailed filing. Detailed filing data is available for this year.$9.81$8.73$1.07$0.16$0.13$0.02
2013Detailed filing. Detailed filing data is available for this year.$9.94$8.89$1.05$0.19$0.17$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.32$8.33$0.98$0.18
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.78$7.83$0.94$0.25
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 18, 2025
Return Version
2024v5.1
Gross Receipts
$315,386
Mission and Program Overview

Mission

To provide financial services to members - share savings and loans

The organization provides financial services to members - share savings and loans.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$4,515,073$5,095,313▲ $580,240
Other Notes and Loans Receivable, Net$2,405,620$1,901,308▼ $504,312
Rtn Earn Endowment Incm Other Fnds$1,196,122$1,277,309▲ $81,187
Cash and Non-Interest-Bearing Accounts$112,799$307,354▲ $194,555
Pd in Cap Srpls Land Bldg Eqp Fund$166,827$178,357▲ $11,530
Land, Buildings, and Equipment, Net$0$13,051▲ $13,051
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$7,100,774$7,374,362▲ $273,588
Other Assets Total$67,282$57,336▼ $9,946
Liabilities
Other Liabilities$5,733,576$5,914,760▲ $181,184
Accounts Payable and Accrued Expenses$4,249$3,936▼ $313
Total Liabilities$5,737,825$5,918,696▲ $180,871
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,362,949$1,455,666▲ $92,717
Total Liabilities and Net Assets / Fund Balance$7,100,774$7,374,362▲ $273,588

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$13,051$22,368$35,419
Investment Program Related Org$200,000--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Ellen M KayCFOFT$51,530$11,617$63,147
Leslie M BehmAssistant Treasurer-$1,120-$1,120

Board Members and Trustees

NameTitle
Dan RamaekerAudit Chair
Kathy GroveChairperson
Julie FoxCredit Chair
Brent HamiltonVice Chairperson
Cheryl BurtAudit Committee
Marjorie SteinbergAudit Committee
Melissa SwyterAudit Committee
Kevin MuhlenbruchCredit Committee
Rich PatrasCredit Committee
Victor BezdicekCredit Committee
Karen JohnsonSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$118,327
Investment Income
$141,562
Other Revenue
$55,497
Change in Net Assets
$92,716
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$154,326
Salaries, Compensation, and Employee Benefits$68,344
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$99,755--$99,755
Current Officers, Directors, Trustees, and Key Employees$64,267--$64,267
Information Technology$13,684--$13,684
Office Expenses$9,605--$9,605
Insurance$5,554--$5,554
Occupancy$5,261--$5,261
Payroll Taxes$4,077--$4,077
Advertising$3,000--$3,000
All Other Expenses$2,727--$2,727
Depreciation Depletion$1,600--$1,600
Other Expenses$854--$854
Conferences and Meetings$733--$733
Travel$633--$633
Payments to Affiliates$81--$81
Total Functional Expenses$222,670$0$0$222,670
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$5,914,760
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization is a credit union with appoximatley 791 voting members.”

Form 990, Part VI, Section A, Line 7A

“Board members are elected by members at the annual meeting.”

Form 990, Part VI, Section B, Line 11B

“The return will be reviewed by all board members prior to its filing. The process of review begins with the form 990 distributed to all board members and culminates in a final vote of approval at their monthly meeting.”

Form 990, Part VI, Section B, Line 15A

“There is an annual review for the cfo of ace credit union. This is performed by the board of directors. The proecess includes the approval by the board, comparability data, and documentation of the deliberation and decision.”

Form 990, Part VI, Section C, Line 18

“The form 990 is kept at the credit union office and available for review.”

Form 990, Part VI, Section C, Line 19

“Documents are kept at the credit union office and annual statement is presented at annual meeting.”

Filing and Contact Details

Filer

Filer Name
Ace Credit Union
EIN
42-0693466
Phone
6414246330
Address
1028 14TH STREET SE, MASON CITY, IA 50401

Signing Officer

Name
Ellen Kay
Title
CFO
Phone
6414246330
Signed
2025-04-18
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ellen Kay
Formed
1934
Legal Domicile
Ia
Voting Board Members
13
Independent Board Members
12
Employees
2
Volunteers
0

Preparer

Firm
Gardiner Company Pc
Address
10555 NEW YORK AVENUE SUITE 200, DES MOINES, IA 50322
Preparer
Robert Bell CPA
Phone
5152701446
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“ROUNDING 1.”

Raw XML AppendixShowing 400 of 401 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt5AUDIT COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6AUDIT COMMITTEE
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IRS990/Form990PartVIISectionAGrp/TitleTxt10AUDIT CHAIR
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IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt055497
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt055497
IRS990/MissionDesc0TO PROVIDE FINANCIAL SERVICES TO MEMBERS - SHARE SAVINGS AND LOANS
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01362949
IRS990/NetAssetsOrFundBalancesEOYAmt01455666
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt05261
IRS990/OccupancyGrp/TotalAmt05261
IRS990/OfficeExpensesGrp/ProgramServicesAmt09605
IRS990/OfficeExpensesGrp/TotalAmt09605
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt067282
IRS990/OtherAssetsTotalGrp/EOYAmt057336
IRS990/OtherChangesInNetAssetsAmt01
IRS990/OtherExpensesGrp/Desc0ACH SERVICE CHARGE
IRS990/OtherExpensesGrp/Desc1SUPERVISION EXPENSE
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/ProgramServicesAmt05739
IRS990/OtherExpensesGrp/ProgramServicesAmt13600
IRS990/OtherExpensesGrp/ProgramServicesAmt21500
IRS990/OtherExpensesGrp/ProgramServicesAmt3854
IRS990/OtherExpensesGrp/TotalAmt05739
IRS990/OtherExpensesGrp/TotalAmt13600
IRS990/OtherExpensesGrp/TotalAmt21500
IRS990/OtherExpensesGrp/TotalAmt3854
IRS990/OtherLiabilitiesGrp/BOYAmt05733576
IRS990/OtherLiabilitiesGrp/EOYAmt05914760
IRS990/OtherRevenueTotalAmt055497
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt02405620
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01901308
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt081
IRS990/PaymentsToAffiliatesGrp/TotalAmt081
IRS990/PayrollTaxesGrp/ProgramServicesAmt04077
IRS990/PayrollTaxesGrp/TotalAmt04077
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt0166827
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt0178357
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0ELLEN KAY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTERST INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0118327
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0118327
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0134949
IRS990/PYOtherExpensesAmt0117064
IRS990/PYOtherRevenueAmt051353
IRS990/PYProgramServiceRevenueAmt094466
IRS990/PYRevenuesLessExpensesAmt095943
IRS990/PYSalariesCompEmpBnftPaidAmt067761
IRS990/PYTotalExpensesAmt0184825
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0280768
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt092716
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt0173824
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01196122
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01277309
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt013051
IRS990ScheduleD/EquipmentGrp/DepreciationAmt022368
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt035419
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt01949999
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt12945314
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2200000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0DEPOSITS IN COMMERCIAL BANKS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1NCB
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2NCB RESERVE
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt05914760
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt013051
IRS990ScheduleD/TotalBookValueProgramRltdAmt05095313
IRS990ScheduleD/TotalLiabilityAmt05914760
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS A CREDIT UNION WITH APPOXIMATLEY 791 VOTING MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD MEMBERS ARE ELECTED BY MEMBERS AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE RETURN WILL BE REVIEWED BY ALL BOARD MEMBERS PRIOR TO ITS FILING. THE PROCESS OF REVIEW BEGINS WITH THE FORM 990 DISTRIBUTED TO ALL BOARD MEMBERS AND CULMINATES IN A FINAL VOTE OF APPROVAL AT THEIR MONTHLY MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THERE IS AN ANNUAL REVIEW FOR THE CFO OF ACE CREDIT UNION. THIS IS PERFORMED BY THE BOARD OF DIRECTORS. THE PROECESS INCLUDES THE APPROVAL BY THE BOARD, COMPARABILITY DATA, AND DOCUMENTATION OF THE DELIBERATION AND DECISION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE FORM 990 IS KEPT AT THE CREDIT UNION OFFICE AND AVAILABLE FOR REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DOCUMENTS ARE KEPT AT THE CREDIT UNION OFFICE AND ANNUAL STATEMENT IS PRESENTED AT ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ROUNDING 1.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt07100774
IRS990/TotalAssetsEOYAmt07374362
IRS990/TotalAssetsGrp/BOYAmt07100774
IRS990/TotalAssetsGrp/EOYAmt07374362
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0222670
IRS990/TotalFunctionalExpensesGrp/TotalAmt0222670
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt05737825
IRS990/TotalLiabilitiesEOYAmt05918696
IRS990/TotalLiabilitiesGrp/BOYAmt05737825
IRS990/TotalLiabilitiesGrp/EOYAmt05918696
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01362949
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01455666
IRS990/TotalOtherCompensationAmt011617
IRS990/TotalProgramServiceExpensesAmt0222670
IRS990/TotalProgramServiceRevenueAmt0118327
IRS990/TotalReportableCompFromOrgAmt052650
IRS990/TotalRevenueGrp/ExclusionAmt0141562
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0173824
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0315386
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt07100774
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt07374362
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt0633
IRS990/TravelGrp/TotalAmt0633
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01028 14TH STREET SE
IRS990/USAddress/CityNm0MASON CITY
IRS990/USAddress/StateAbbreviationCd0IA
IRS990/USAddress/ZIPCd050401
IRS990/VotingMembersGoverningBodyCnt013
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0NA
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ELLEN KAY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum06414246330
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-18
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ACE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ACEC
ReturnHeader/Filer/EIN0420693466
ReturnHeader/Filer/PhoneNum06414246330
ReturnHeader/Filer/USAddress/AddressLine1Txt01028 14TH STREET SE
ReturnHeader/Filer/USAddress/CityNm0MASON CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd050401
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0421186197
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GARDINER COMPANY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010555 NEW YORK AVENUE SUITE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DES MOINES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd050322
ReturnHeader/PreparerPersonGrp/PhoneNum05152701446
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT BELL CPA
ReturnHeader/ReturnTs02025-05-05T09:22:11-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31

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