Cooperativa De Ahorro Y Credito De Aibonitena

EIN 66-0213182 • 501(c)14 • Aibonito, PR

Profile

Savings and credit union operation

PO Box 422Aibonito, PR 00705

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

0.80x

Higher debt load relative to assets than 9% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2023

9.67x

Higher debt load relative to revenue than 7% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2023

25%

Higher net margin than 89% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2023

$120,000

Higher top officer pay than 6% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2023

5.3%

Faster asset growth than 72% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2023

59%

Faster revenue growth than 99% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2023

Balance Sheet

Liabilities / Assets9th percentile

Assets

$150,333,661

Up $7,588,419 (+5.3%) from 2022

Liabilities

$120,406,091

Up $6,194,257 (+5.4%) from 2022

Net Assets

$29,927,570

Up $1,394,162 (+4.9%) from 2022

Operations

Liabilities / Revenue7th percentile Net Margin89th percentile

Revenue

$12,455,933

Up $4,636,482 (+59%) from 2022

Expenses

$9,375,567

Up $3,234,393 (+53%) from 2022

Net Income

$3,080,366

Up $1,402,089 (+84%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth72nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

Highlighted filing

2023

Assets$150,333,661

Liabilities$120,406,091

Net Assets$29,927,570

Open 2023 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

Highlighted filing

2023

Revenue$12,455,933

Expenses$9,375,567

Net Income$3,080,366

Open 2023 Filing

Filings

Most recent year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing

Assets: $150,333,661
Liabilities: $120,406,091
Net assets: $29,927,570
Revenue: $12,455,933
Expenses: $9,375,567
Net income: $3,080,366

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2023Detailed filing. Detailed filing data is available for this year.	$150	$120	$29.9	$12.5	$9.38	$3.08
2022Detailed filing. Detailed filing data is available for this year.	$143	$114	$28.5	$7.82	$6.14	$1.68

Latest Filing Detail

Jump To

Filing Snapshot

Filing Period: Jan 1, 2023 to Dec 31, 2023
Signed: Jul 17, 2024
Return Version: 2023v5.0
Gross Receipts: $12,455,933

Mission and Program Overview

Mission

Savings and credit union operation

It is a non profit organization and is primarily dedicated to receive savings from its members in the form of shares and deposits.

Balance Sheet Detail

Line	Beginning	End	Change
Assets
Other Notes and Loans Receivable, Net	$92,936,548	$99,416,839	▲ $6,480,291
Cap Stk Tr Prin Current Funds	$20,570,315	$20,869,080	▲ $298,765
Cash and Non-Interest-Bearing Accounts	$18,506,009	$18,209,030	▼ $296,979
Investments in Publicly Traded Securities	$14,896,455	$17,369,779	▲ $2,473,324
Pd in Cap Srpls Land Bldg Eqp Fund	$7,713,093	$8,608,490	▲ $895,397
Savings and Temporary Cash Investments	$6,400,000	$6,650,000	▲ $250,000
Investments Other Securities	$3,991,020	$4,173,069	▲ $182,049
Land, Buildings, and Equipment, Net	$1,812,375	$1,772,196	▼ $40,179
Rtn Earn Endowment Incm Other Fnds	$250,000	$450,000	▲ $200,000
Receivables From Officers Etc	$455,720	$280,291	▼ $175,429
Total Assets	$142,745,242	$150,333,661	▲ $7,588,419
Other Assets Total	$3,747,115	$2,462,457	▼ $1,284,658
Liabilities
Other Liabilities	$113,499,345	$119,528,497	▲ $6,029,152
Accounts Payable and Accrued Expenses	$712,489	$877,594	▲ $165,105
Total Liabilities	$114,211,834	$120,406,091	▲ $6,194,257
Net Assets / Fund Balance
Total Net Assets Fund Balance	$28,533,408	$29,927,570	▲ $1,394,162
Total Liabilities and Net Assets / Fund Balance	$142,745,242	$150,333,661	▲ $7,588,419

Asset Categories

Asset	Book Value	Depreciation	Basis
Buildings	$248,451	$1,192,923	$0
Other Land Buildings	$43,003	$68,650	$0
Land	$70,000	-	$0
Equipment	$756,940	$1,177,115	$0
Leasehold Improvements	$653,802	$1,325,605	$0

Compensation and Service Providers

Top Officer Pay6th percentile

Employees

Name	Title	Full / Part Time	Base	Total
Carlos F Ortiz Diaz	President	FT	$119,988	$119,988
Harol O Colon	VP of Operation	FT	$59,238	$59,238
Jessica Arroyo Alvarado	Manager of Credit	FT	$50,003	$50,003

Highest Paid Contractors

Contractor	Services	Location	Compensation
Genesis Green Systems Corp	Installation Of Solar Panels	634 Calle Aldebarran, San Juan, PR 00920	$245,698

Revenue and Support

Revenue Composition

Contributions and Grants: $0
Program Service Revenue: $0
Investment Income: $7,728,556
Other Revenue: $4,727,377
Change in Net Assets: $3,080,366

Audited Revenue Reconciliation

Revenue per Audited Statements: $12,455,933
Revenue Not Reported on Financial Statements: $0
Revenue Not Reported on Form 990: $0
Other Revenue Adjustments: $0
Total Revenue per Audited Statements: $12,455,933
Total Revenue per Form 990: $12,455,933

Expenses and Functional Allocation

Major Expense Lines

Line Item	Amount
Other Expenses	$7,533,257
Salaries, Compensation, and Employee Benefits	$1,842,310
Grants and Similar Amounts Paid	$0
Professional Fundraising Fees	$0
Total Fundraising Expense	$0

Functional Expense Allocation

Line Item	Program	Management	Fundraising	Total
All Other Expenses	-	$3,289,317	-	$3,289,317
Other Salaries and Wages	-	$1,391,853	-	$1,391,853
Interest	-	$1,055,552	-	$1,055,552
Other Expenses	$0	$670,978	$0	$670,978
Insurance	-	$614,035	-	$614,035
Advertising	-	$435,523	-	$435,523
Depreciation Depletion	-	$331,807	-	$331,807
Current Officers, Directors, Trustees, and Key Employees	-	$229,241	-	$229,241
Office Expenses	-	$153,163	-	$153,163
Payroll Taxes	-	$146,627	-	$146,627
Fees for Services Other	-	$140,599	-	$140,599
Pension Plan Contributions	-	$74,589	-	$74,589
Conferences and Meetings	-	$54,190	-	$54,190
Total Functional Expenses	$0	$9,375,567	$0	$9,375,567

Audited Expense Reconciliation

Line Item	Amount
Expenses per Audited Statements	$9,375,567
Total Expenses per Audited Statements	$9,375,567
Total Expenses per Form 990	$9,375,567
Expenses Not Reported on Financial Statements	$0
Expenses Not Reported on Form 990	$0
Other Expense Adjustments	$0

Fundraising, Events, and Gaming

Fundraising activities: No
Gaming activities: No
Professional fundraiser used: No

Fundraising and Gaming Totals

Line Item	Amount
Professional Fundraising Fees	$0

Political and Lobbying Activity

Political campaign activity: No
Subject to proxy tax: No

Insider Transactions and Loans

Loans and Receivables

Line Item	Beginning	End	Change
Receivables from Officers, Directors, Trustees, and Key Employees	$455,720	$280,291	▼ $175,429

Debt and Bond Financing

Other Reported Liabilities

Liability	Amount
Deposits	$88,575,138
Certificated of Deposits	$30,953,359

Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant: No
Audit committee: No
Backup withholding compliance: Yes
Business relationship with 35% controlled entity: No
Business relationship with family members: No
Business relationship with organization members: No
Material changes to governing documents: No
Compensation from other sources disclosed: Yes
CEO compensation reviewed: No
Other officer compensation reviewed: Yes
Conflict-of-interest policy: No
Audited financial statements prepared: No
Key decisions subject to board approval: Yes
Management duties delegated: No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members called "socios". Each member contributes at least 120 dollars in shares.”

Form 990, Part VI, Section A, Line 7A

“Each year the organization performs its annual stockholders meeting where members of the governing board are elected for three year period.”

Form 990, Part VI, Section A, Line 7B

“Only those affecting general rules.”

Form 990, Part VI, Section B, Line 11B

“The organization has to send every three months a report on compliance with laws and regulations to the regulator in this case cossec.”

Form 990, Part VI, Section B, Line 15

“The organization has to send every three months a report on compliance with laws and regulations to the regulator in this case cossec.”

Form 990, Part VI, Section C, Line 19

“- each year the organization performs its annual stockholders meeting where members of the governing board are elected for a three year period. Also audited financial statements are discussed by the board of directors with members. Financial statements are available for each member at the annual meeting”

Filing and Contact Details

Filer

Filer Name: Cooperativa De Ahorro Y Credito De Aibonitena
EIN: 66-0213182
Phone: 7877354131
Address: PO BOX 422, AIBONITO, PR 00705

Signing Officer

Name: Carlos F Ortiz Diaz
Title: President
Phone: 7877354131
Signed: 2024-07-17
Discuss with paid preparer: Yes

Organization Details

Principal Officer: Carlos F Ortiz Diaz
Formed: 1950
Legal Domicile: Pr
Voting Board Members: 9
Independent Board Members: 9
Employees: 42
Volunteers: 0

Preparer

Firm: Llavona Casas CPA PSC
Address: CENTRO INTERNACIONAL DE MERCADEO, 100 CARR 165 TORRE 1 SUITE 708, GUAYNABO, PR 00968
Preparer: Fernando Llavona
Phone: 7877648664

Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Education expenses $20,845; director expenses $54,190; activities $35,835; donations $55,789; credit report $22,508,; maintenance of atm and master card $ 390,821; bank fees $70,957; board director expenses $119,479 provision losses repossession properties $11,099; elimination on special amortization law 220 $2,290,843, other expenses $306,976.”

Form 990, Part XI, Line 9

“- increases in share $298,765; increases in capital reserve $19,402; decreases in temporal especial -$1,086,440 increases in reserve for social capital $29,905; increases in contingency reserve $1,797,436; increases in contingency reserve 10% $38,803; increases in compressing income $96,291, surplus $-2,880,366.”

Raw XML AppendixShowing 400 of 539 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt	0	74589
IRS990/PensionPlanContributionsGrp/TotalAmt	0	74589
IRS990/PoliciesReferenceChaptersInd	0	1
IRS990/PoliticalCampaignActyInd	0	0
IRS990/PrincipalOfficerNm	0	CARLOS F ORTIZ DIAZ
IRS990/PriorPeriodAdjustmentsAmt	0	0
IRS990/ProfessionalFundraisingInd	0	0
IRS990/ProhibitedTaxShelterTransInd	0	0
IRS990/PYBenefitsPaidToMembersAmt	0	0
IRS990/PYContributionsGrantsAmt	0	0
IRS990/PYGrantsAndSimilarPaidAmt	0	0
IRS990/PYInvestmentIncomeAmt	0	6314749
IRS990/PYOtherExpensesAmt	0	4399446
IRS990/PYOtherRevenueAmt	0	1504702
IRS990/PYProgramServiceRevenueAmt	0	0
IRS990/PYRevenuesLessExpensesAmt	0	1678277
IRS990/PYSalariesCompEmpBnftPaidAmt	0	1741728
IRS990/PYTotalExpensesAmt	0	6141174
IRS990/PYTotalProfFndrsngExpnsAmt	0	0
IRS990/PYTotalRevenueAmt	0	7819451
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt	0	455720
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt	0	280291
IRS990/ReconcilationRevenueExpnssAmt	0	3080366
IRS990/RelatedEntityInd	0	0
IRS990/RelatedOrganizationCtrlEntInd	0	0
IRS990/RentalIncomeOrLossGrp/PersonalAmt	0	0
IRS990/RentalIncomeOrLossGrp/RealAmt	0	0
IRS990/ReportInvestmentsOtherSecInd	0	0
IRS990/ReportLandBuildingEquipmentInd	0	1
IRS990/ReportOtherAssetsInd	0	0
IRS990/ReportOtherLiabilitiesInd	0	1
IRS990/ReportProgramRelatedInvstInd	0	0
IRS990/RoyaltiesRevenueGrp/ExclusionAmt	0	0
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt	0	0
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt	0	0
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt	0	0
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt	0	250000
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt	0	450000
IRS990/SavingsAndTempCashInvstGrp/BOYAmt	0	6400000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt	0	6650000
IRS990/ScheduleBRequiredInd	0	0
IRS990ScheduleD/BuildingsGrp/BookValueAmt	0	248451
IRS990ScheduleD/BuildingsGrp/DepreciationAmt	0	1192923
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt	0	1441374
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt	0	0
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt	0	0
IRS990ScheduleD/DonatedServicesUseFcltsAmt	0	0
IRS990ScheduleD/EquipmentGrp/BookValueAmt	0	756940
IRS990ScheduleD/EquipmentGrp/DepreciationAmt	0	1177115
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt	0	1934055
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt	0	0
IRS990ScheduleD/ExpensesNotReportedAmt	0	0
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt	0	0
IRS990ScheduleD/ExpensesSubtotalAmt	0	9375567
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt	0	0
IRS990ScheduleD/InvestmentExpensesNotIncldAmt	0	0
IRS990ScheduleD/LandGrp/BookValueAmt	0	70000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt	0	70000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt	0	0
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt	0	653802
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt	0	1325605
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt	0	1979407
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt	0	0
IRS990ScheduleD/LossesReportedAmt	0	0
IRS990ScheduleD/NetUnrealizedGainsInvstAmt	0	0
IRS990ScheduleD/OtherExpensesIncludedAmt	0	0
IRS990ScheduleD/OtherExpensesNotIncludedAmt	0	0
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt	0	43003
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt	0	68650
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt	0	111653
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt	0	0
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt	0	88575138
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt	1	30953359
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc	0	DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc	1	CERTIFICATED OF DEPOSITS
IRS990ScheduleD/OtherRevenueAmt	0	0
IRS990ScheduleD/OtherRevenuesNotIncludedAmt	0	0
IRS990ScheduleD/PriorYearAdjustmentsAmt	0	0
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt	0	0
IRS990ScheduleD/RevenueNotReportedAmt	0	0
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt	0	0
IRS990ScheduleD/RevenueSubtotalAmt	0	12455933
IRS990ScheduleD/TotalBookValueLandBuildingsAmt	0	1772196
IRS990ScheduleD/TotalExpensesPerForm990Amt	0	9375567
IRS990ScheduleD/TotalLiabilityAmt	0	119528497
IRS990ScheduleD/TotalRevenuePerForm990Amt	0	12455933
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt	0	12455933
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt	0	9375567
IRS990ScheduleJ/EquityBasedCompArrngmInd	0	0
IRS990/ScheduleJRequiredInd	0	1
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt	0	119988
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount	0	0
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt	0	0
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt	0	0
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt	0	0
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt	0	0
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt	0	0
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt	0	0
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt	0	0
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt	0	0
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt	0	0
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt	0	0
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm	0	CARLOS F ORTIZ DIAZ
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt	0	PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt	0	119988
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt	0	0
IRS990ScheduleJ/SeverancePaymentInd	0	0
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd	0	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt	0	12799
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt	1	24912
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt	2	8445
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt	3	702
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt	4	42652
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt	5	60889
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt	6	7185
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt	7	23325
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt	8	2271
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt	9	16779
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt	10	54260
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt	11	23072
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt	12	3000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd	0	1
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd	1	1
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd	2	1
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd	3	1
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd	4	1
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd	5	1
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd	6	1
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd	7	1
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd	8	1
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd	9	1
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd	10	1
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd	11	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd	12	1
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd	0	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd	1	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd	2	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd	3	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd	4	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd	5	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd	6	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd	7	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd	8	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd	9	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd	10	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd	11	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd	12	0
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd	0	X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd	1	X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd	2	X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd	3	X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd	4	X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd	5	X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd	6	X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd	7	X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd	8	X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd	9	X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd	10	X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd	11	X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd	12	X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt	0	AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt	1	MORTGAGE LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt	2	CONASUMER LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt	3	CONSUMER LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt	4	AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt	5	MORTGAGE LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt	6	CONSUMER LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt	7	CONSUMER LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt	8	CONSUMER LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt	9	CONSUMER LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt	10	MORTGAGE LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt	11	CONSUMER LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt	12	CONSUMER LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt	0	39254
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt	1	144000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt	2	10000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt	3	2048
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt	4	43800
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt	5	85000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt	6	15000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt	7	25000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt	8	2500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt	9	20001
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt	10	62802
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt	11	25000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt	12	3000

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