Civic Intelligence

Twin Cities Metro Certified Development Company

990 • Fiscal year 2024 • EIN 41-1672450

Oct 01, 2023 to Sep 30, 2024 • Filed on Jan 24, 2025

3495 Vadnais Center DriveVadnais Heights, MN 55110

(651) 481-8081

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.43x

Higher debt load relative to assets than 80% of similar nonprofits.

2024 filings • 501(c)4 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

84th percentile

0.89x

Higher debt load relative to revenue than 84% of similar nonprofits.

2024 filings • 501(c)4 • $5M-$10M nonprofits • Source year 2024

Net Margin

21st percentile

-2.3%

Higher net margin than 21% of similar nonprofits.

2024 filings • 501(c)4 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

92nd percentile

$382,500

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 10.6% of source-year revenue.

2024 filings • 501(c)4 • $5M-$10M nonprofits • Source year 2024

Asset Growth

35th percentile

1.5%

Faster asset growth than 35% of similar nonprofits.

2024 filings • 501(c)4 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

47th percentile

8.1%

Faster revenue growth than 47% of similar nonprofits.

2024 filings • 501(c)4 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Up

$7,429,184

Up $108,277 (+1.5%) from 2023

Net Assets

Down

$4,238,569

Down $82,356 (-1.9%) from 2023

Liabilities

Up

$3,190,615

Up $190,633 (+6.4%) from 2023

Revenue

Up

$3,600,147

Up $269,103 (+8.1%) from 2023

Expenses

Up

$3,682,503

Up $97,315 (+2.7%) from 2023

Net Income

Up

-$82,356

Up $171,788 (+68%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $6,034,904Liabilities 2010: $4,448,026Net Assets 2010: $1,586,8782010Assets 2011: $5,105,533Liabilities 2011: $3,926,052Net Assets 2011: $1,179,4812011Assets 2012: $5,208,212Liabilities 2012: $3,264,543Net Assets 2012: $1,943,6692012Assets 2013: $4,962,688Liabilities 2013: $2,864,485Net Assets 2013: $2,098,2032013Assets 2014: $4,400,101Liabilities 2014: $1,926,444Net Assets 2014: $2,473,6572014Assets 2015: $4,527,475Liabilities 2015: $1,635,847Net Assets 2015: $2,891,6282015Assets 2016: $4,932,830Liabilities 2016: $1,988,798Net Assets 2016: $2,944,0322016Assets 2017: $5,129,146Liabilities 2017: $1,981,533Net Assets 2017: $3,147,6132017Assets 2018: $5,181,648Liabilities 2018: $1,980,419Net Assets 2018: $3,201,2292018Assets 2019: $5,607,845Liabilities 2019: $2,196,929Net Assets 2019: $3,410,9162019Assets 2020: $5,904,729Liabilities 2020: $2,144,244Net Assets 2020: $3,760,4852020Assets 2021: $6,544,135Liabilities 2021: $2,200,547Net Assets 2021: $4,343,5882021Assets 2022: $7,176,468Liabilities 2022: $2,601,399Net Assets 2022: $4,575,0692022Assets 2023: $7,320,907Liabilities 2023: $2,999,982Net Assets 2023: $4,320,9252023Assets 2024: $7,429,184Liabilities 2024: $3,190,615Net Assets 2024: $4,238,5692024Assets 2025: $7,493,854Liabilities 2025: $3,277,002Net Assets 2025: $4,216,8522025

Highlighted filing

2024

Assets$7,429,184
Liabilities$3,190,615
Net Assets$4,238,569

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $5,408,1262010Expenses 2011: $3,073,8972011Expenses 2012: $2,201,1612012Revenue 2013: $3,048,020Expenses 2013: $2,893,486Net Income 2013: $154,5342013Revenue 2014: $2,888,862Expenses 2014: $2,513,408Net Income 2014: $375,4542014Revenue 2015: $2,778,785Expenses 2015: $2,360,814Net Income 2015: $417,9712015Revenue 2016: $2,528,618Expenses 2016: $2,476,214Net Income 2016: $52,4042016Revenue 2017: $2,837,122Expenses 2017: $2,633,541Net Income 2017: $203,5812017Revenue 2018: $2,670,362Expenses 2018: $2,616,746Net Income 2018: $53,6162018Revenue 2019: $3,074,278Expenses 2019: $2,864,591Net Income 2019: $209,6872019Revenue 2020: $3,357,156Expenses 2020: $3,007,587Net Income 2020: $349,5692020Revenue 2021: $3,126,535Expenses 2021: $2,904,521Net Income 2021: $222,0142021Revenue 2022: $3,463,785Expenses 2022: $3,232,304Net Income 2022: $231,4812022Revenue 2023: $3,331,044Expenses 2023: $3,585,188Net Income 2023: -$254,1442023Revenue 2024: $3,600,147Expenses 2024: $3,682,503Net Income 2024: -$82,3562024Revenue 2025: $3,938,336Expenses 2025: $3,960,053Net Income 2025: -$21,7172025

Highlighted filing

2024

Revenue$3,600,147
Expenses$3,682,503
Net Income-$82,356
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Jan 24, 2025
Return Version
2023v6.0
Gross Receipts
$3,600,147
Mission and Program Overview

Mission

To stimulate private sector investment by providing funding for small business expansions in minnesota and western wisconsin through the utilization of the small business administration's 504 loan program.

Administer sba 504 loan program within minnesota and western wisconsin.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$4,739,313$4,905,236▲ $165,923
Land, Buildings, and Equipment, Net$1,177,656$1,148,656▼ $29,000
Accounts Receivable$1,078,022$1,017,728▼ $60,294
Prepaid Expenses and Deferred Charges$25,065$20,333▼ $4,732
Cash and Non-Interest-Bearing Accounts$30,592$18,591▼ $12,001
Total Assets$7,320,907$7,429,184▲ $108,277
Other Assets Total$270,259$318,640▲ $48,381
Liabilities
Other Liabilities$1,871,365$2,023,749▲ $152,384
Accounts Payable and Accrued Expenses$1,128,617$1,166,866▲ $38,249
Total Liabilities$2,999,982$3,190,615▲ $190,633
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$4,320,925$4,238,569▼ $82,356
Total Net Assets Fund Balance$4,320,925$4,238,569▼ $82,356
Total Liabilities and Net Assets / Fund Balance$7,320,907$7,429,184▲ $108,277

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$740,248$638,229$1,378,477
Land$401,533-$401,533
Leasehold Improvements$6,875$120,354$127,229
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Pete IngebrandPresidentFT$238,229$144,271$382,500
Deborah GustafsonSenior Lender/senior Vice PresidentFT$200,240$101,075$301,315
Sheil NelsonSenior LenderFT$184,417$73,833$258,250
Paul LambertSecretary/senior Vice PresidentFT$155,618$77,627$233,245
Michael KinningerLoan OfficerFT$144,473$36,435$180,908
Melissa MillerLoan OfficerFT$119,705$39,958$159,663
Michael KindermanLoan OfficerFT$128,272$30,432$158,704
Dennis WelchBoard Member-$5,800-$5,800
David WasmuthBoard Member-$4,875-$4,875
Jim LouwagieBoard Member/chair-$4,405-$4,405
Kevin Maas - Board MemberTreasurer/secretary-$4,020-$4,020
Royce NelliganBoard Member-$3,340-$3,340
Jonathan DolphinBoard Member-$2,015-$2,015
Bryan ToftBoard Member-$1,945-$1,945
Carol MaloneyBoard Member-$1,945-$1,945
Shelley PetersonBoard Member-$1,910-$1,910
Levi SmithBoard Member-$1,805-$1,805
Mike BrassBoard Member-$1,805-$1,805

Board Members and Trustees

NameTitle
Brad BeneshBoard Member
Mike SchollBoard Member
Steve PowellBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,421,041
Investment Income
$152,036
Other Revenue
$27,070
Change in Net Assets
$-82,356

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,600,147
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$3,600,147
Total Revenue per Form 990
$3,600,147
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,936,933
Other Expenses$645,570
Grants and Similar Amounts Paid$100,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,763,610$62,886-$1,826,496
Current Officers, Directors, Trustees, and Key Employees$270,301$361,626-$631,927
Other Employee Benefits$252,803$18,872-$271,675
Payroll Taxes$133,905$24,563-$158,468
Office Expenses$98,697$10,602-$109,299
Conferences and Meetings$92,613$9,949-$102,562
Grants to Domestic Orgs$100,000--$100,000
Occupancy$83,737$8,995-$92,732
Fees for Services Other$58,333$17,976-$76,309
Fees for Services Legal$64,800$4,950-$69,750
Pension Plan Contributions$47,476$891-$48,367
Depreciation Depletion$32,960$3,540-$36,500
Insurance$28,542$3,073-$31,615
Information Technology$30,058--$30,058
Fees for Services Accounting-$20,064-$20,064
Advertising$17,429--$17,429
Other Expenses$8,613$925-$9,538
Total Functional Expenses$3,120,874$561,629$0$3,682,503

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,682,503
Total Expenses per Audited Statements$3,682,503
Total Expenses per Form 990$3,682,503
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Metropolitan Consortium of Community DevelopersMinneapolis, MN501(c)(3)General Operating Grant$25,000
Metropolitan Economic Development AssociationMinneapolis, MN501(c)(3)General Operating Grant$25,000
Neighborhood Development CenterSaint Paul, MN501(c)(3)General Operating Grant$25,000
Women VentureSt Paul, MN501(c)(3)General Operating Grant$15,000
St Croix Economic Development CorporationHudson, WI501(c)(3)General Operating Grant$10,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Compensation Plan$2,023,749
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The audit committee and management perform a detailed review of the 990 return prior to its finalization. Once the audit committe approves the 990 for filing, the board of directors ratifies the action. The board of directors is provided a draft of the 990 return prior to ratification.

Form 990, Part VI, Section B, Line 12C

The conflict of interest policy is monitored and enforced on an ongoing basis. Board members are required to disclose conflicts of interest prior to voting on matters and must then abstain from voting if they have a conflict of interest. The board minutes note the board members who abstained from voting due to a conflict of interest.

Form 990, Part VI, Section B, Line 15

The executive committee reviews and approves the compensation package for the president/executive director and all staff members of the corporation. The compensation packages are evaluated based on industry compensation surveys, 990 comparisons, and analysis of existing economic conditions affecting the local employment market.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Twin Cities-metro Certified Development
EIN
41-1672450
Phone
6514818081
Address
3495 VADNAIS CENTER DRIVE, VADNAIS HEIGHTS, MN 55110

Signing Officer

Name
Peter D Ingebrand
Title
President
Phone
6514818081
Signed
2025-01-24
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Peter D Ingebrand
Formed
1990
Legal Domicile
Mn
Voting Board Members
14
Independent Board Members
14
Employees
16
Volunteers
0

Preparer

Firm
Akins Henke and Company
Address
600 INWOOD AVENUE NORTH SUITE 140, OAKDALE, MN 55128
Preparer
Chris Henke
Phone
6516363806
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

Twin cities-metro is classified as a tax-exempt organization under section 501(c)(4) of the internal revenue code and related state statutes. U.s. Gaap requires management to evaluate tax positions taken by twin cities-metro and recognize a tax liability if twin cities-metro has taken an uncertain position that more likely than not would not be sustained upon examination by the irs. Management has analyzed the tax positions taken by twin cities-metro and has concluded that as of september 30, 2024, there are no uncertain positions taken or expected to be taken that would require recognition of a liability or disclosure in the financial statements.

Raw XML AppendixShowing 400 of 671 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01128617
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01166866
IRS990/AccountsReceivableGrp/BOYAmt01078022
IRS990/AccountsReceivableGrp/EOYAmt01017728
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0ADMINISTER SBA 504 LOAN PROGRAM WITHIN MINNESOTA AND WESTERN WISCONSIN.
IRS990/AdvertisingGrp/ProgramServicesAmt017429
IRS990/AdvertisingGrp/TotalAmt017429
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0PETER D INGEBRAND
IRS990/BooksInCareOfDetail/PhoneNum06514818081
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03495 VADNAIS CENTER DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0VADNAIS HEIGHTS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd055110
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt030592
IRS990/CashNonInterestBearingGrp/EOYAmt018591
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt0361626
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0270301
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0631927
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt09949
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt092613
IRS990/ConferencesMeetingsGrp/TotalAmt0102562
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt0100000
IRS990/CYInvestmentIncomeAmt0152036
IRS990/CYOtherExpensesAmt0645570
IRS990/CYOtherRevenueAmt027070
IRS990/CYProgramServiceRevenueAmt03421041
IRS990/CYRevenuesLessExpensesAmt0-82356
IRS990/CYSalariesCompEmpBnftPaidAmt02936933
IRS990/CYTotalExpensesAmt03682503
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03600147
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt03540
IRS990/DepreciationDepletionGrp/ProgramServicesAmt032960
IRS990/DepreciationDepletionGrp/TotalAmt036500
IRS990/Desc0TO STIMULATE PRIVATE SECTOR INVESTMENT BY PROVIDING FUNDING FOR SMALL BUSINESS EXPANSIONS IN MINNESOTA AND WESTERN WISCONSIN THROUGH THE UTILIZATION OF THE SMALL BUSINESS ADMINISTRATION'S 504 LOAN PROGRAM. BUSINESSES ARE ELIGIBLE FOR THE LOANS BASED ON THEIR PURCHASE OF FIXED ASSETS, PRIMARILY REAL ESTATE, FOR THEIR BUSINESS USE. THE ELIGIBLE BUSINESSES SHOULD RETAIN AND CREATE AT LEAST ONE JOB FOR EVERY $90,000 IN SBA GUARANTEED FUNDS OR MEET A PUBLIC POLICY GOAL AS DICTATED BY THE SBA. THE ORGANIZATION HAD 52 LOAN APPROVALS AND 52 LOAN FUNDINGS FOR APPROXIMATELY $56.3 MILLION DURING FISCAL YEAR 2024. IT IS ANTICIPATED THAT WITHIN TWO YEARS OF FUNDING, 441 JOBS WILL BE CREATED AND/OR RETAINED AS A RESULT OF THESE LOANS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt016
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt03120874
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt020064
IRS990/FeesForServicesAccountingGrp/TotalAmt020064
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt04950
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt064800
IRS990/FeesForServicesLegalGrp/TotalAmt069750
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt017976
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt058333
IRS990/FeesForServicesOtherGrp/TotalAmt076309
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt045.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt145.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt142.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt152.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1645.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1745.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1845.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1945.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2045.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt038738
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt136534
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1641281
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1743462
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1815435
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt196603
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2015032
IRS990/Form990PartVIISectionAGrp/PersonNm0PETE INGEBRAND
IRS990/Form990PartVIISectionAGrp/PersonNm1PAUL LAMBERT
IRS990/Form990PartVIISectionAGrp/PersonNm2JIM LOUWAGIE
IRS990/Form990PartVIISectionAGrp/PersonNm3KEVIN MAAS - BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/PersonNm4BRAD BENESH
IRS990/Form990PartVIISectionAGrp/PersonNm5MIKE BRASS
IRS990/Form990PartVIISectionAGrp/PersonNm6JONATHAN DOLPHIN
IRS990/Form990PartVIISectionAGrp/PersonNm7CAROL MALONEY
IRS990/Form990PartVIISectionAGrp/PersonNm8ROYCE NELLIGAN
IRS990/Form990PartVIISectionAGrp/PersonNm9SHELLEY PETERSON
IRS990/Form990PartVIISectionAGrp/PersonNm10STEVE POWELL
IRS990/Form990PartVIISectionAGrp/PersonNm11MIKE SCHOLL
IRS990/Form990PartVIISectionAGrp/PersonNm12LEVI SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm13BRYAN TOFT
IRS990/Form990PartVIISectionAGrp/PersonNm14DAVID WASMUTH
IRS990/Form990PartVIISectionAGrp/PersonNm15DENNIS WELCH
IRS990/Form990PartVIISectionAGrp/PersonNm16DEBORAH GUSTAFSON
IRS990/Form990PartVIISectionAGrp/PersonNm17SHEIL NELSON
IRS990/Form990PartVIISectionAGrp/PersonNm18MICHAEL KINNINGER
IRS990/Form990PartVIISectionAGrp/PersonNm19MELISSA MILLER
IRS990/Form990PartVIISectionAGrp/PersonNm20MICHAEL KINDERMAN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0343762
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1196711
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt24405
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt34020
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt51805
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt62015
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt71945
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt83340
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt91910
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt121805
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt131945
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt144875
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt155800
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16260034
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17214788
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18165473
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19153060
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20143672
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY/SENIOR VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER/CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER/SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16SENIOR LENDER/SENIOR VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt17SENIOR LENDER
IRS990/Form990PartVIISectionAGrp/TitleTxt18LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt19LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt20LOAN OFFICER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01990
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt014
IRS990/GrantAmt0100000
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt0100000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0100000
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03600147
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt014
IRS990/IndivRcvdGreaterThan100KCnt011
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt030058
IRS990/InformationTechnologyGrp/TotalAmt030058
IRS990/InsuranceGrp/ManagementAndGeneralAmt03073
IRS990/InsuranceGrp/ProgramServicesAmt028542
IRS990/InsuranceGrp/TotalAmt031615
IRS990/InvestmentIncomeGrp/ExclusionAmt0152036
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0152036
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt015
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0758583
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01177656
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01148656
IRS990/LandBldgEquipCostOrOtherBssAmt01907239
IRS990/LegalDomicileStateCd0MN
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO STIMULATE PRIVATE SECTOR INVESTMENT BY PROVIDING FUNDING FOR SMALL BUSINESS EXPANSIONS IN MINNESOTA AND WESTERN WISCONSIN THROUGH THE UTILIZATION OF THE SMALL BUSINESS ADMINISTRATION'S 504 LOAN PROGRAM.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt04320925
IRS990/NetAssetsOrFundBalancesEOYAmt04238569
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt04320925
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt04238569
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt08995
IRS990/OccupancyGrp/ProgramServicesAmt083737
IRS990/OccupancyGrp/TotalAmt092732
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt010602
IRS990/OfficeExpensesGrp/ProgramServicesAmt098697
IRS990/OfficeExpensesGrp/TotalAmt0109299
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0270259
IRS990/OtherAssetsTotalGrp/EOYAmt0318640
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt018872
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0252803
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0271675
IRS990/OtherExpensesGrp/Desc0STAFF EXPENSE
IRS990/OtherExpensesGrp/Desc1DONATIONS
IRS990/OtherExpensesGrp/Desc2CREDIT LOSSES
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt02785
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt19932
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2925
IRS990/OtherExpensesGrp/ProgramServicesAmt025928
IRS990/OtherExpensesGrp/ProgramServicesAmt111069
IRS990/OtherExpensesGrp/ProgramServicesAmt28613
IRS990/OtherExpensesGrp/TotalAmt028713
IRS990/OtherExpensesGrp/TotalAmt111069
IRS990/OtherExpensesGrp/TotalAmt29932
IRS990/OtherExpensesGrp/TotalAmt39538
IRS990/OtherLiabilitiesGrp/BOYAmt01871365
IRS990/OtherLiabilitiesGrp/EOYAmt02023749
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt027070
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt027070
IRS990/OtherRevenueTotalAmt027070
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt062886
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01763610
IRS990/OtherSalariesAndWagesGrp/TotalAmt01826496
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt024563
IRS990/PayrollTaxesGrp/ProgramServicesAmt0133905
IRS990/PayrollTaxesGrp/TotalAmt0158468
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt0891
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt047476
IRS990/PensionPlanContributionsGrp/TotalAmt048367
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt025065
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt020333
IRS990/PrincipalOfficerNm0PETER D INGEBRAND
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2525990
IRS990/ProgramServiceRevenueGrp/Desc0LOAN SERVICING FEES
IRS990/ProgramServiceRevenueGrp/Desc1LOAN PROCESSING FEES
IRS990/ProgramServiceRevenueGrp/Desc2LOAN FLOAT REVENUE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02031807
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1859589
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2529645
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02031807
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1859589
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2529645
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt0100000
IRS990/PYInvestmentIncomeAmt080937
IRS990/PYOtherExpensesAmt0630350
IRS990/PYOtherRevenueAmt017548
IRS990/PYProgramServiceRevenueAmt03232559
IRS990/PYRevenuesLessExpensesAmt0-254144
IRS990/PYSalariesCompEmpBnftPaidAmt02854838
IRS990/PYTotalExpensesAmt03585188
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03331044
IRS990/ReconcilationRevenueExpnssAmt0-82356
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt03448111
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04739313
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04905236
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0740248
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0638229
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01378477
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt03682503
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0401533
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0401533
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt06875
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0120354
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0127229
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt02023749
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEFERRED COMPENSATION PLAN
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt03600147
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0TWIN CITIES-METRO IS CLASSIFIED AS A TAX-EXEMPT ORGANIZATION UNDER SECTION 501(C)(4) OF THE INTERNAL REVENUE CODE AND RELATED STATE STATUTES. U.S. GAAP REQUIRES MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY TWIN CITIES-METRO AND RECOGNIZE A TAX LIABILITY IF TWIN CITIES-METRO HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE IRS. MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY TWIN CITIES-METRO AND HAS CONCLUDED THAT AS OF SEPTEMBER 30, 2024, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY OR DISCLOSURE IN THE FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01148656
IRS990ScheduleD/TotalExpensesPerForm990Amt03682503
IRS990ScheduleD/TotalLiabilityAmt02023749
IRS990ScheduleD/TotalRevenuePerForm990Amt03600147
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03600147

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$7.49$3.28$4.22$3.94$3.96$0.02
2024Detailed filing. Detailed filing data is available for this year.$7.43$3.19$4.24$3.60$3.68$0.08
2023Detailed filing. Detailed filing data is available for this year.$7.32$3.00$4.32$3.33$3.59$0.25
2022Detailed filing. Detailed filing data is available for this year.$7.18$2.60$4.58$3.46$3.23$0.23
2021Detailed filing. Detailed filing data is available for this year.$6.54$2.20$4.34$3.13$2.90$0.22
2020Detailed filing. Detailed filing data is available for this year.$5.90$2.14$3.76$3.36$3.01$0.35
2019Detailed filing. Detailed filing data is available for this year.$5.61$2.20$3.41$3.07$2.86$0.21
2018Detailed filing. Detailed filing data is available for this year.$5.18$1.98$3.20$2.67$2.62$0.05
2017Detailed filing. Detailed filing data is available for this year.$5.13$1.98$3.15$2.84$2.63$0.20
2016Detailed filing. Detailed filing data is available for this year.$4.93$1.99$2.94$2.53$2.48$0.05
2015Detailed filing. Detailed filing data is available for this year.$4.53$1.64$2.89$2.78$2.36$0.42
2014Detailed filing. Detailed filing data is available for this year.$4.40$1.93$2.47$2.89$2.51$0.38
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.96$2.86$2.10$3.05$2.89$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.21$3.26$1.94$2.20
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.11$3.93$1.18$3.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.03$4.45$1.59$5.41