Civic Intelligence

Twin Cities Metro Certified Development Company

990 • Fiscal year 2023 • EIN 41-1672450

Oct 01, 2022 to Sep 30, 2023 • Filed on Jan 19, 2024

Organization ProfileWWW.504LENDING.COM

View Organization Page

3495 Vadnais Center DriveVadnais Heights, MN 55110

(651) 481-8081

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.41x

Higher debt load relative to assets than 75% of similar nonprofits.

2023 filings • 501(c)4 • $5M-$10M nonprofits • Source year 2023

Liabilities / Revenue

81st percentile

0.90x

Higher debt load relative to revenue than 81% of similar nonprofits.

2023 filings • 501(c)4 • $5M-$10M nonprofits • Source year 2023

Net Margin

20th percentile

-7.6%

Higher net margin than 20% of similar nonprofits.

2023 filings • 501(c)4 • $5M-$10M nonprofits • Source year 2023

Top Officer Pay

91st percentile

$372,594

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 11.2% of source-year revenue.

2023 filings • 501(c)4 • $5M-$10M nonprofits • Source year 2023

Asset Growth

36th percentile

2.0%

Faster asset growth than 36% of similar nonprofits.

2023 filings • 501(c)4 • $5M-$10M nonprofits • Annualized from 2022 to 2023

Revenue Growth

29th percentile

-3.8%

Faster revenue growth than 29% of similar nonprofits.

2023 filings • 501(c)4 • $5M-$10M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets75th percentile

Assets

Up

$7,320,907

Up $144,439 (+2.0%) from 2022

Net Assets

Down

$4,320,925

Down $254,144 (-5.6%) from 2022

Liabilities

Up

$2,999,982

Up $398,583 (+15%) from 2022

Revenue And Expenses
Liabilities / Revenue81st percentileNet Margin20th percentile

Revenue

Down

$3,331,044

Down $132,741 (-3.8%) from 2022

Expenses

Up

$3,585,188

Up $352,884 (+11%) from 2022

Net Income

Down

-$254,144

Down $485,625 (-210%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth36th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $6,034,904Liabilities 2010: $4,448,026Net Assets 2010: $1,586,8782010Assets 2011: $5,105,533Liabilities 2011: $3,926,052Net Assets 2011: $1,179,4812011Assets 2012: $5,208,212Liabilities 2012: $3,264,543Net Assets 2012: $1,943,6692012Assets 2013: $4,962,688Liabilities 2013: $2,864,485Net Assets 2013: $2,098,2032013Assets 2014: $4,400,101Liabilities 2014: $1,926,444Net Assets 2014: $2,473,6572014Assets 2015: $4,527,475Liabilities 2015: $1,635,847Net Assets 2015: $2,891,6282015Assets 2016: $4,932,830Liabilities 2016: $1,988,798Net Assets 2016: $2,944,0322016Assets 2017: $5,129,146Liabilities 2017: $1,981,533Net Assets 2017: $3,147,6132017Assets 2018: $5,181,648Liabilities 2018: $1,980,419Net Assets 2018: $3,201,2292018Assets 2019: $5,607,845Liabilities 2019: $2,196,929Net Assets 2019: $3,410,9162019Assets 2020: $5,904,729Liabilities 2020: $2,144,244Net Assets 2020: $3,760,4852020Assets 2021: $6,544,135Liabilities 2021: $2,200,547Net Assets 2021: $4,343,5882021Assets 2022: $7,176,468Liabilities 2022: $2,601,399Net Assets 2022: $4,575,0692022Assets 2023: $7,320,907Liabilities 2023: $2,999,982Net Assets 2023: $4,320,9252023Assets 2024: $7,429,184Liabilities 2024: $3,190,615Net Assets 2024: $4,238,5692024Assets 2025: $7,493,854Liabilities 2025: $3,277,002Net Assets 2025: $4,216,8522025

Highlighted filing

2023

Assets$7,320,907
Liabilities$2,999,982
Net Assets$4,320,925
Open 2023 Filing

Operations Trend

Revenue Growth29th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $5,408,1262010Expenses 2011: $3,073,8972011Expenses 2012: $2,201,1612012Revenue 2013: $3,048,020Expenses 2013: $2,893,486Net Income 2013: $154,5342013Revenue 2014: $2,888,862Expenses 2014: $2,513,408Net Income 2014: $375,4542014Revenue 2015: $2,778,785Expenses 2015: $2,360,814Net Income 2015: $417,9712015Revenue 2016: $2,528,618Expenses 2016: $2,476,214Net Income 2016: $52,4042016Revenue 2017: $2,837,122Expenses 2017: $2,633,541Net Income 2017: $203,5812017Revenue 2018: $2,670,362Expenses 2018: $2,616,746Net Income 2018: $53,6162018Revenue 2019: $3,074,278Expenses 2019: $2,864,591Net Income 2019: $209,6872019Revenue 2020: $3,357,156Expenses 2020: $3,007,587Net Income 2020: $349,5692020Revenue 2021: $3,126,535Expenses 2021: $2,904,521Net Income 2021: $222,0142021Revenue 2022: $3,463,785Expenses 2022: $3,232,304Net Income 2022: $231,4812022Revenue 2023: $3,331,044Expenses 2023: $3,585,188Net Income 2023: -$254,1442023Revenue 2024: $3,600,147Expenses 2024: $3,682,503Net Income 2024: -$82,3562024Revenue 2025: $3,938,336Expenses 2025: $3,960,053Net Income 2025: -$21,7172025

Highlighted filing

2023

Revenue$3,331,044
Expenses$3,585,188
Net Income-$254,144
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2022 to Sep 30, 2023
Signed
Jan 19, 2024
Return Version
2022v5.0
Gross Receipts
$3,331,044
Mission and Program Overview

Mission

To stimulate private sector investment by providing funding for small business expansions in minnesota and western wisconsin through the utilization of the small business administration's 504 loan program.

Administer sba 504 loan program within minnesota and western wisconsin.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$4,999,814$4,739,313▼ $260,501
Land, Buildings, and Equipment, Net$1,213,531$1,177,656▼ $35,875
Accounts Receivable$796,336$1,078,022▲ $281,686
Cash and Non-Interest-Bearing Accounts$7,527$30,592▲ $23,065
Prepaid Expenses and Deferred Charges$10,245$25,065▲ $14,820
Total Assets$7,176,468$7,320,907▲ $144,439
Other Assets Total$149,015$270,259▲ $121,244
Liabilities
Other Liabilities$1,713,465$1,871,365▲ $157,900
Accounts Payable and Accrued Expenses$887,934$1,128,617▲ $240,683
Total Liabilities$2,601,399$2,999,982▲ $398,583
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$4,575,069$4,320,925▼ $254,144
Total Net Assets Fund Balance$4,575,069$4,320,925▼ $254,144
Total Liabilities and Net Assets / Fund Balance$7,176,468$7,320,907▲ $144,439

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$776,123$602,354$1,378,477
Land$401,533-$401,533
Equipment$0$155,926$155,926
Compensation and Service Providers
Top Officer Pay91st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Pete IngebrandPresidentFT$225,909$146,685$372,594
Deborah GustafsonSenior Lender/VPFT$189,742$91,955$281,697
Sheil NelsonSenior LenderFT$174,289$81,418$255,707
Paul LambertSecretary/vice PresidentFT$147,294$87,708$235,002
Michael KindermanLoan OfficerFT$121,797$36,527$158,324
Terrie OrloffLoan OfficerFT$110,919$41,957$152,876
Melissa MillerLoan OfficerFT$142,167$6,360$148,527
Dennis WelchBoard Member/chair-$6,290-$6,290
David WasmuthBoard Member-$5,260-$5,260
Jim LouwagieBoard Member/vice Chair-$4,965-$4,965
Kevin MaasBoard Member/treasurer-$4,545-$4,545
Royce NelliganBoard Member-$3,830-$3,830
Leonard KirschtBoard Member-$2,470-$2,470
Bryan ToftBoard Member-$2,295-$2,295
Jonathan DolphinBoard Member-$2,295-$2,295
Bruce HalbaschBoard Member-$2,260-$2,260
Carol MaloneyBoard Member-$2,260-$2,260
Levi SmithBoard Member-$2,260-$2,260
Shelley PetersonBoard Member-$2,225-$2,225
Robert HeckBoard Member-$2,190-$2,190
Mike BrassBoard Member-$2,085-$2,085
Al MadsenBoard Member-$2,015-$2,015
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,232,559
Investment Income
$80,937
Other Revenue
$17,548
Change in Net Assets
$-254,144

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,331,044
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$3,331,044
Total Revenue per Form 990
$3,331,044
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,854,838
Other Expenses$630,350
Grants and Similar Amounts Paid$100,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,671,997$60,919-$1,732,916
Current Officers, Directors, Trustees, and Key Employees$283,250$391,321-$674,571
Other Employee Benefits$229,717$19,967-$249,684
Payroll Taxes$123,209$25,236-$148,445
Office Expenses$107,371$11,534-$118,905
Occupancy$92,888$9,978-$102,866
Grants to Domestic Orgs$100,000--$100,000
Fees for Services Other$65,167$26,479-$91,646
Conferences and Meetings$79,009$8,487-$87,496
Pension Plan Contributions$47,865$1,357-$49,222
Fees for Services Legal$42,400$2,497-$44,897
Depreciation Depletion$32,395$3,480-$35,875
Insurance$27,308$2,933-$30,241
Information Technology$29,280--$29,280
Fees for Services Accounting-$19,725-$19,725
Advertising$18,436--$18,436
Other Expenses$6,702$2,201-$2,201
Total Functional Expenses$2,995,391$589,797$0$3,585,188

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,585,188
Total Expenses per Audited Statements$3,585,188
Total Expenses per Form 990$3,585,188
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Metropolitan Consortium of Community DevelopersMinneapolis, MN501(c)(3)General Operating Grant$25,000
Metropolitan Economic Development AssociationMinneapolis, MN501(c)(3)General Operating Grant$25,000
Neighborhood Development CenterSaint Paul, MN501(c)(3)General Operating Grant$25,000
Women VentureSt Paul, MN501(c)(3)General Operating Grant$15,000
St Croix Economic Development CorporationHudson, WI501(c)(3)General Operating Grant$10,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Paul LambertSon-in-law of Board MemberSee Belowpaul Is a Compensated Employee of the Organization. Compensation During Fiscal Year 2023 Includes Base Salary, Bonus, Accrued Severance Benefits, Health and Dental Insurance, and Pension Expense.No$247,425
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Compensation Plan$1,871,365
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Robert heck and paul lambert - family relationship”

Form 990, Part VI, Section B, Line 11B

“The audit committee and management perform a detailed review of the 990 return prior to its finalization. Once the audit committe approves the 990 for filing, the board of directors ratifies the action. The board of directors is provided a draft of the 990 return prior to ratification.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is monitored and enforced on an ongoing basis. Board members are required to disclose conflicts of interest prior to voting on matters and must then abstain from voting if they have a conflict of interest. The board minutes note the board members who abstained from voting due to a conflict of interest.”

Form 990, Part VI, Section B, Line 15

“The executive committee reviews and approves the compensation package for the president/executive director and all staff members of the corporation. The compensation packages are evaluated based on industry compensation surveys, 990 comparisons, and analysis of existing economic conditions affecting the local employment market.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Twin Cities-metro Certified Development
EIN
41-1672450
Phone
6514818081
Address
3495 VADNAIS CENTER DRIVE, VADNAIS HEIGHTS, MN 55110

Signing Officer

Name
Peter D Ingebrand
Title
President
Phone
6514818081
Signed
2024-01-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Peter D Ingebrand
Formed
1990
Legal Domicile
Mn
Voting Board Members
15
Independent Board Members
14
Employees
15
Volunteers
0

Preparer

Firm
Akins Henke and Company
Address
600 INWOOD AVENUE NORTH SUITE 160, OAKDALE, MN 55128
Preparer
Chris Henke
Phone
6516363806
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“Twin cities-metro is classified as a tax-exempt organization under section 501(c)(4) of the internal revenue code and related state statutes. U.s. Gaap requires management to evaluate tax positions taken by twin cities-metro and recognize a tax liability if twin cities-metro has taken an uncertain position that more likely than not would not be sustained upon examination by the irs. Management has analyzed the tax positions taken by twin cities-metro and has concluded that as of september 30, 2023, there are no uncertain positions taken or expected to be taken that would require recognition of a liability or disclosure in the financial statements.”

Raw XML AppendixShowing 400 of 675 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0TO STIMULATE PRIVATE SECTOR INVESTMENT BY PROVIDING FUNDING FOR SMALL BUSINESS EXPANSIONS IN MINNESOTA AND WESTERN WISCONSIN THROUGH THE UTILIZATION OF THE SMALL BUSINESS ADMINISTRATION'S 504 LOAN PROGRAM. BUSINESSES ARE ELIGIBLE FOR THE LOANS BASED ON THEIR PURCHASE OF FIXED ASSETS, PRIMARILY REAL ESTATE, FOR THEIR BUSINESS USE. THE ELIGIBLE BUSINESSES SHOULD RETAIN AND CREATE AT LEAST ONE JOB FOR EVERY $90,000 IN SBA GUARANTEED FUNDS OR MEET A PUBLIC POLICY GOAL AS DICTATED BY THE SBA. THE ORGANIZATION HAD 57 LOAN APPROVALS AND 41 LOAN FUNDINGS FOR APPROXIMATELY $38.6 MILLION DURING FISCAL YEAR 2023. IT IS ANTICIPATED THAT WITHIN TWO YEARS OF FUNDING, 479 JOBS WILL BE CREATED AND/OR RETAINED AS A RESULT OF THESE LOANS.
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IRS990/Form990PartVIISectionAGrp/PersonNm8JONATHAN DOLPHIN
IRS990/Form990PartVIISectionAGrp/PersonNm9ROBERT HECK
IRS990/Form990PartVIISectionAGrp/PersonNm10LEONARD KIRSCHT
IRS990/Form990PartVIISectionAGrp/PersonNm11CAROL MALONEY
IRS990/Form990PartVIISectionAGrp/PersonNm12AL MADSEN
IRS990/Form990PartVIISectionAGrp/PersonNm13SHELLEY PETERSON
IRS990/Form990PartVIISectionAGrp/PersonNm14LEVI SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm15BRYAN TOFT
IRS990/Form990PartVIISectionAGrp/PersonNm16PAUL LAMBERT
IRS990/Form990PartVIISectionAGrp/PersonNm17DEBORAH GUSTAFSON
IRS990/Form990PartVIISectionAGrp/PersonNm18SHEIL NELSON
IRS990/Form990PartVIISectionAGrp/PersonNm19MELISSA MILLER
IRS990/Form990PartVIISectionAGrp/PersonNm20MICHAEL KINDERMAN
IRS990/Form990PartVIISectionAGrp/PersonNm21TERRIE ORLOFF
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16290
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt112260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt122015
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt142260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt152295
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16201071
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17243268
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18215192
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19142167
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20144147
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21134819
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER/CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER/VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16SECRETARY/VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt17SENIOR LENDER/VP
IRS990/Form990PartVIISectionAGrp/TitleTxt18SENIOR LENDER
IRS990/Form990PartVIISectionAGrp/TitleTxt19LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt20LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt21LOAN OFFICER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01990
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GrantAmt0100000
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt0100000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0100000
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03331044
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt014
IRS990/IndivRcvdGreaterThan100KCnt010
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt029280
IRS990/InformationTechnologyGrp/TotalAmt029280
IRS990/InsuranceGrp/ManagementAndGeneralAmt02933
IRS990/InsuranceGrp/ProgramServicesAmt027308
IRS990/InsuranceGrp/TotalAmt030241
IRS990/InvestmentIncomeGrp/ExclusionAmt080937
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt080937
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt015
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0758280
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01213531
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01177656
IRS990/LandBldgEquipCostOrOtherBssAmt01935936
IRS990/LegalDomicileStateCd0MN
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO STIMULATE PRIVATE SECTOR INVESTMENT BY PROVIDING FUNDING FOR SMALL BUSINESS EXPANSIONS IN MINNESOTA AND WESTERN WISCONSIN THROUGH THE UTILIZATION OF THE SMALL BUSINESS ADMINISTRATION'S 504 LOAN PROGRAM.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt04575069
IRS990/NetAssetsOrFundBalancesEOYAmt04320925
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt04575069
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt04320925
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt09978
IRS990/OccupancyGrp/ProgramServicesAmt092888
IRS990/OccupancyGrp/TotalAmt0102866
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt011534
IRS990/OfficeExpensesGrp/ProgramServicesAmt0107371
IRS990/OfficeExpensesGrp/TotalAmt0118905
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0149015
IRS990/OtherAssetsTotalGrp/EOYAmt0270259
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt019967
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0229717
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0249684
IRS990/OtherExpensesGrp/Desc0STAFF EXPENSE
IRS990/OtherExpensesGrp/Desc1DONATIONS
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3BAD DEBT
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt02970
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1713
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt22201
IRS990/OtherExpensesGrp/ProgramServicesAmt027651
IRS990/OtherExpensesGrp/ProgramServicesAmt110746
IRS990/OtherExpensesGrp/ProgramServicesAmt26702
IRS990/OtherExpensesGrp/TotalAmt030621
IRS990/OtherExpensesGrp/TotalAmt110746
IRS990/OtherExpensesGrp/TotalAmt27415
IRS990/OtherExpensesGrp/TotalAmt32201
IRS990/OtherLiabilitiesGrp/BOYAmt01713465
IRS990/OtherLiabilitiesGrp/EOYAmt01871365
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt017548
IRS990/OtherRevenueTotalAmt017548
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt060919
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01671997
IRS990/OtherSalariesAndWagesGrp/TotalAmt01732916
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt025236
IRS990/PayrollTaxesGrp/ProgramServicesAmt0123209
IRS990/PayrollTaxesGrp/TotalAmt0148445
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt01357
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt047865
IRS990/PensionPlanContributionsGrp/TotalAmt049222
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt010245
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt025065
IRS990/PrincipalOfficerNm0PETER D INGEBRAND
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IRS990/ProgramServiceRevenueGrp/BusinessCd2525990
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IRS990/ProgramServiceRevenueGrp/Desc1LOAN PROCESSING FEES
IRS990/ProgramServiceRevenueGrp/Desc2LOAN FLOAT REVENUE
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1824263
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1824263
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2496221
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IRS990/PYOtherExpensesAmt0578395
IRS990/PYOtherRevenueAmt026395
IRS990/PYProgramServiceRevenueAmt03392464
IRS990/PYRevenuesLessExpensesAmt0231481
IRS990/PYSalariesCompEmpBnftPaidAmt02553909
IRS990/PYTotalExpensesAmt03232304
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03463785
IRS990/ReconcilationRevenueExpnssAmt0-254144
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt03250107
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04999814
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04739313
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0776123
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0602354
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01378477
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0155926
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0155926
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt03585188
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0401533
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0401533
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01871365
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEFERRED COMPENSATION PLAN
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00

Document Assets

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Filings

Displayed year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$7,320,907
Liabilities
$2,999,982
Net assets
$4,320,925
Revenue
$3,331,044
Expenses
$3,585,188
Net income
-$254,144
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$7.49$3.28$4.22$3.94$3.96$0.02
2024Detailed filing. Detailed filing data is available for this year.$7.43$3.19$4.24$3.60$3.68$0.08
2023Detailed filing. Detailed filing data is available for this year.$7.32$3.00$4.32$3.33$3.59$0.25
2022Detailed filing. Detailed filing data is available for this year.$7.18$2.60$4.58$3.46$3.23$0.23
2021Detailed filing. Detailed filing data is available for this year.$6.54$2.20$4.34$3.13$2.90$0.22
2020Detailed filing. Detailed filing data is available for this year.$5.90$2.14$3.76$3.36$3.01$0.35
2019Detailed filing. Detailed filing data is available for this year.$5.61$2.20$3.41$3.07$2.86$0.21
2018Detailed filing. Detailed filing data is available for this year.$5.18$1.98$3.20$2.67$2.62$0.05
2017Detailed filing. Detailed filing data is available for this year.$5.13$1.98$3.15$2.84$2.63$0.20
2016Detailed filing. Detailed filing data is available for this year.$4.93$1.99$2.94$2.53$2.48$0.05
2015Detailed filing. Detailed filing data is available for this year.$4.53$1.64$2.89$2.78$2.36$0.42
2014Detailed filing. Detailed filing data is available for this year.$4.40$1.93$2.47$2.89$2.51$0.38
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.96$2.86$2.10$3.05$2.89$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.21$3.26$1.94$2.20
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.11$3.93$1.18$3.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.03$4.45$1.59$5.41