Civic Intelligence

Twin Cities Metro Certified Development Company

990 • Fiscal year 2022 • EIN 41-1672450

Oct 01, 2021 to Sep 30, 2022 • Filed on Jan 25, 2023

Organization ProfileWWW.504LENDING.COM

View Organization Page

3495 Vadnais Center DriveVadnais Heights, MN 55110

(651) 481-8081

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.36x

Higher debt load relative to assets than 75% of similar nonprofits.

2022 filings • 501(c)4 • $5M-$10M nonprofits • Source year 2022

Liabilities / Revenue

77th percentile

0.75x

Higher debt load relative to revenue than 77% of similar nonprofits.

2022 filings • 501(c)4 • $5M-$10M nonprofits • Source year 2022

Net Margin

48th percentile

6.7%

Higher net margin than 48% of similar nonprofits.

2022 filings • 501(c)4 • $5M-$10M nonprofits • Source year 2022

Top Officer Pay

90th percentile

$365,016

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 10.5% of source-year revenue.

2022 filings • 501(c)4 • $5M-$10M nonprofits • Source year 2022

Asset Growth

70th percentile

9.7%

Faster asset growth than 70% of similar nonprofits.

2022 filings • 501(c)4 • $5M-$10M nonprofits • Annualized from 2021 to 2022

Revenue Growth

61st percentile

11%

Faster revenue growth than 61% of similar nonprofits.

2022 filings • 501(c)4 • $5M-$10M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets75th percentile

Assets

Up

$7,176,468

Up $632,333 (+9.7%) from 2021

Net Assets

Up

$4,575,069

Up $231,481 (+5.3%) from 2021

Liabilities

Up

$2,601,399

Up $400,852 (+18%) from 2021

Revenue And Expenses
Liabilities / Revenue77th percentileNet Margin48th percentile

Revenue

Up

$3,463,785

Up $337,250 (+11%) from 2021

Expenses

Up

$3,232,304

Up $327,783 (+11%) from 2021

Net Income

Up

$231,481

Up $9,467 (+4.3%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth70th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $6,034,904Liabilities 2010: $4,448,026Net Assets 2010: $1,586,8782010Assets 2011: $5,105,533Liabilities 2011: $3,926,052Net Assets 2011: $1,179,4812011Assets 2012: $5,208,212Liabilities 2012: $3,264,543Net Assets 2012: $1,943,6692012Assets 2013: $4,962,688Liabilities 2013: $2,864,485Net Assets 2013: $2,098,2032013Assets 2014: $4,400,101Liabilities 2014: $1,926,444Net Assets 2014: $2,473,6572014Assets 2015: $4,527,475Liabilities 2015: $1,635,847Net Assets 2015: $2,891,6282015Assets 2016: $4,932,830Liabilities 2016: $1,988,798Net Assets 2016: $2,944,0322016Assets 2017: $5,129,146Liabilities 2017: $1,981,533Net Assets 2017: $3,147,6132017Assets 2018: $5,181,648Liabilities 2018: $1,980,419Net Assets 2018: $3,201,2292018Assets 2019: $5,607,845Liabilities 2019: $2,196,929Net Assets 2019: $3,410,9162019Assets 2020: $5,904,729Liabilities 2020: $2,144,244Net Assets 2020: $3,760,4852020Assets 2021: $6,544,135Liabilities 2021: $2,200,547Net Assets 2021: $4,343,5882021Assets 2022: $7,176,468Liabilities 2022: $2,601,399Net Assets 2022: $4,575,0692022Assets 2023: $7,320,907Liabilities 2023: $2,999,982Net Assets 2023: $4,320,9252023Assets 2024: $7,429,184Liabilities 2024: $3,190,615Net Assets 2024: $4,238,5692024Assets 2025: $7,493,854Liabilities 2025: $3,277,002Net Assets 2025: $4,216,8522025

Highlighted filing

2022

Assets$7,176,468
Liabilities$2,601,399
Net Assets$4,575,069
Open 2022 Filing

Operations Trend

Revenue Growth61st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $5,408,1262010Expenses 2011: $3,073,8972011Expenses 2012: $2,201,1612012Revenue 2013: $3,048,020Expenses 2013: $2,893,486Net Income 2013: $154,5342013Revenue 2014: $2,888,862Expenses 2014: $2,513,408Net Income 2014: $375,4542014Revenue 2015: $2,778,785Expenses 2015: $2,360,814Net Income 2015: $417,9712015Revenue 2016: $2,528,618Expenses 2016: $2,476,214Net Income 2016: $52,4042016Revenue 2017: $2,837,122Expenses 2017: $2,633,541Net Income 2017: $203,5812017Revenue 2018: $2,670,362Expenses 2018: $2,616,746Net Income 2018: $53,6162018Revenue 2019: $3,074,278Expenses 2019: $2,864,591Net Income 2019: $209,6872019Revenue 2020: $3,357,156Expenses 2020: $3,007,587Net Income 2020: $349,5692020Revenue 2021: $3,126,535Expenses 2021: $2,904,521Net Income 2021: $222,0142021Revenue 2022: $3,463,785Expenses 2022: $3,232,304Net Income 2022: $231,4812022Revenue 2023: $3,331,044Expenses 2023: $3,585,188Net Income 2023: -$254,1442023Revenue 2024: $3,600,147Expenses 2024: $3,682,503Net Income 2024: -$82,3562024Revenue 2025: $3,938,336Expenses 2025: $3,960,053Net Income 2025: -$21,7172025

Highlighted filing

2022

Revenue$3,463,785
Expenses$3,232,304
Net Income$231,481
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2021 to Sep 30, 2022
Signed
Jan 25, 2023
Return Version
2021v4.2
Gross Receipts
$3,463,785
Mission and Program Overview

Mission

To stimulate private sector investment by providing funding for small business expansions in minnesota and western wisconsin through the utilization of the small business administration's 504 loan program.

Administer sba 504 loan program within minnesota and western wisconsin.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$4,816,408$4,999,814▲ $183,406
Land, Buildings, and Equipment, Net$1,249,597$1,213,531▼ $36,066
Accounts Receivable$362,127$796,336▲ $434,209
Prepaid Expenses and Deferred Charges$12,465$10,245▼ $2,220
Cash and Non-Interest-Bearing Accounts$53,908$7,527▼ $46,381
Total Assets$6,544,135$7,176,468▲ $632,333
Other Assets Total$49,630$149,015▲ $99,385
Liabilities
Other Liabilities$1,556,830$1,713,465▲ $156,635
Accounts Payable and Accrued Expenses$643,717$887,934▲ $244,217
Total Liabilities$2,200,547$2,601,399▲ $400,852
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$4,343,588$4,575,069▲ $231,481
Total Net Assets Fund Balance$4,343,588$4,575,069▲ $231,481
Total Liabilities and Net Assets / Fund Balance$6,544,135$7,176,468▲ $632,333

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$811,998$566,479$1,378,477
Land$401,533-$401,533
Equipment$0$155,926$155,926
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Pete IngebrandPresidentFT$215,419$149,597$365,016
Deborah GustafsonSenior Lender/VPFT$180,813$84,851$265,664
Sheil NelsonSenior LenderFT$166,534$77,052$243,586
Paul LambertSecretary/vice PresidentFT$140,157$68,825$208,982
Heidi PautschLoan Officer/VPFT$118,241$30,424$148,665
Michael KindermanLoan OfficerFT$131,092$13,784$144,876
Melissa MillerLoan OfficerFT$134,068$6,181$140,249
Dennis WelchBoard Member/chair-$6,465-$6,465
David WasmuthBoard Member-$5,435-$5,435
Jim LouwagieBoard Member/vice Chair-$4,965-$4,965
Kevin MaasBoard Member/treasurer-$4,650-$4,650
Royce NelliganBoard Member-$3,865-$3,865
Leonard KirschtBoard Member-$3,555-$3,555
Bryan ToftBoard Member-$2,785-$2,785
Shelley PetersonBoard Member-$2,750-$2,750
Carol MaloneyBoard Member-$2,680-$2,680
Jonathan DolphinBoard Member-$2,575-$2,575
Robert HeckBoard Member-$2,365-$2,365
Levi SmithBoard Member-$2,330-$2,330
Al MadsenBoard Member-$2,155-$2,155
Bruce HalbaschBoard Member-$2,155-$2,155
Mike BrassBoard Member-$1,945-$1,945
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,392,464
Investment Income
$44,926
Other Revenue
$26,395
Change in Net Assets
$231,481

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,463,785
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$3,463,785
Total Revenue per Form 990
$3,463,785
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,553,909
Other Expenses$578,395
Grants and Similar Amounts Paid$100,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,446,245$76,156-$1,522,401
Current Officers, Directors, Trustees, and Key Employees$274,702$379,736-$654,438
Other Employee Benefits$186,660$17,545-$204,205
Payroll Taxes$107,054$25,112-$132,166
Occupancy$94,461$11,914-$106,375
Office Expenses$90,768$11,448-$102,216
Grants to Domestic Orgs$100,000--$100,000
Fees for Services Legal$89,400--$89,400
Fees for Services Other$63,856$14,920-$78,776
Conferences and Meetings$40,326$5,086-$45,412
Pension Plan Contributions$39,359$1,340-$40,699
Depreciation Depletion$32,027$4,039-$36,066
Insurance$23,042$2,917-$25,959
Information Technology$21,223--$21,223
Fees for Services Accounting-$19,294-$19,294
Advertising$15,183--$15,183
Other Expenses$7,257$1,476-$1,476
Total Functional Expenses$2,658,220$574,084$0$3,232,304

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,232,304
Total Expenses per Audited Statements$3,232,304
Total Expenses per Form 990$3,232,304
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Metropolitan Consortium of Community DevelopersMinneapolis, MN501(c)(3)General Operating Grant$25,000
Metropolitan Economic Development AssociationMinneapolis, MN501(c)(3)General Operating Grant$25,000
Neighborhood Development CenterSaint Paul, MN501(c)(3)General Operating Grant$25,000
Women VentureSt Paul, MN501(c)(3)General Operating Grant$15,000
St Croix Economic Development CorporationHudson, WI501(c)(3)General Operating Grant$10,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Paul LambertSon-in-law of Board MemberSee Belowpaul Is a Compensated Employee of the Organization. Compensation During Fiscal Year 2022 Includes Base Salary, Bonus, Accrued Severance Benefits, Health and Dental Insurance, and Pension Expense.No$234,175
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Compensation Plan$1,713,465
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Robert heck and paul lambert - family relationship”

Form 990, Part VI, Section B, Line 11B

“The audit committee and management perform a detailed review of the 990 return prior to its finalization. Once the audit committe approves the 990 for filing, the board of directors ratifies the action. The board of directors is provided a draft of the 990 return prior to ratification.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is monitored and enforced on an ongoing basis. Board members are required to disclose conflicts of interest prior to voting on matters and must then abstain from voting if they have a conflict of interest. The board minutes note the board members who abstained from voting due to a conflict of interest.”

Form 990, Part VI, Section B, Line 15

“The executive committee reviews and approves the compensation package for the president/executive director and all staff members of the corporation. The compensation packages are evaluated based on industry compensation surveys, 990 comparisons, and analysis of existing economic conditions affecting the local employment market.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Twin Cities-metro Certified Development
EIN
41-1672450
Phone
6514818081
Address
3495 VADNAIS CENTER DRIVE, VADNAIS HEIGHTS, MN 55110

Signing Officer

Name
Peter D Ingebrand
Title
President
Phone
6514818081
Signed
2023-01-25
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Peter D Ingebrand
Formed
1990
Legal Domicile
Mn
Voting Board Members
15
Independent Board Members
14
Employees
13
Volunteers
0

Preparer

Firm
Akins Henke and Company
Address
600 INWOOD AVENUE NORTH SUITE 160, OAKDALE, MN 55128
Preparer
Chris Henke
Phone
6516363806
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“Twin cities-metro is classified as a tax-exempt organization under section 501(c)(4) of the internal revenue code and related state statutes. U.s. Gaap requires management to evaluate tax positions taken by twin cities-metro and recognize a tax liability if twin cities-metro has taken an uncertain position that more likely than not would not be sustained upon examination by the irs. Management has analyzed the tax positions taken by twin cities-metro and has concluded that as of september 30, 2022, there are no uncertain positions taken or expected to be taken that would require recognition of a liability or disclosure in the financial statements.”

Raw XML AppendixShowing 400 of 641 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0TO STIMULATE PRIVATE SECTOR INVESTMENT BY PROVIDING FUNDING FOR SMALL BUSINESS EXPANSIONS IN MINNESOTA AND WESTERN WISCONSIN THROUGH THE UTILIZATION OF THE SMALL BUSINESS ADMINISTRATION'S 504 LOAN PROGRAM. BUSINESSES ARE ELIGIBLE FOR THE LOANS BASED ON THEIR PURCHASE OF FIXED ASSETS, PRIMARILY REAL ESTATE, FOR THEIR BUSINESS USE. THE ELIGIBLE BUSINESSES SHOULD RETAIN AND CREATE AT LEAST ONE JOB FOR EVERY $75,000 IN SBA GUARANTEED FUNDS OR MEET A PUBLIC POLICY GOAL AS DICTATED BY THE SBA. THE ORGANIZATION HAD 79 LOAN APPROVALS AND 80 LOAN FUNDINGS FOR APPROXIMATELY $63.6 MILLION DURING FISCAL YEAR 2022. IT IS ANTICIPATED THAT WITHIN TWO YEARS OF FUNDING, 524 JOBS WILL BE CREATED AND/OR RETAINED AS A RESULT OF THESE LOANS.
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IRS990/Form990PartVIISectionAGrp/PersonNm10LEONARD KIRSCHT
IRS990/Form990PartVIISectionAGrp/PersonNm11CAROL MALONEY
IRS990/Form990PartVIISectionAGrp/PersonNm12AL MADSEN
IRS990/Form990PartVIISectionAGrp/PersonNm13SHELLEY PETERSON
IRS990/Form990PartVIISectionAGrp/PersonNm14LEVI SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm15BRYAN TOFT
IRS990/Form990PartVIISectionAGrp/PersonNm16PAUL LAMBERT
IRS990/Form990PartVIISectionAGrp/PersonNm17DEBORAH GUSTAFSON
IRS990/Form990PartVIISectionAGrp/PersonNm18SHEIL NELSON
IRS990/Form990PartVIISectionAGrp/PersonNm19MELISSA MILLER
IRS990/Form990PartVIISectionAGrp/PersonNm20MICHAEL KINDERMAN
IRS990/Form990PartVIISectionAGrp/PersonNm21HEIDI PAUTSCH
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt152785
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17227713
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18203455
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20131092
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21118241
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER/CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER/VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16SECRETARY/VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt17SENIOR LENDER/VP
IRS990/Form990PartVIISectionAGrp/TitleTxt18SENIOR LENDER
IRS990/Form990PartVIISectionAGrp/TitleTxt19LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt20LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt21LOAN OFFICER/VP
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IRS990/FormationYr01990
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GrantAmt0100000
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt0100000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0100000
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03463785
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt014
IRS990/IndivRcvdGreaterThan100KCnt010
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt021223
IRS990/InformationTechnologyGrp/TotalAmt021223
IRS990/InsuranceGrp/ManagementAndGeneralAmt02917
IRS990/InsuranceGrp/ProgramServicesAmt023042
IRS990/InsuranceGrp/TotalAmt025959
IRS990/InvestmentIncomeGrp/ExclusionAmt044926
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt044926
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt015
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0722405
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01249597
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01213531
IRS990/LandBldgEquipCostOrOtherBssAmt01935936
IRS990/LegalDomicileStateCd0MN
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO STIMULATE PRIVATE SECTOR INVESTMENT BY PROVIDING FUNDING FOR SMALL BUSINESS EXPANSIONS IN MINNESOTA AND WESTERN WISCONSIN THROUGH THE UTILIZATION OF THE SMALL BUSINESS ADMINISTRATION'S 504 LOAN PROGRAM.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt04343588
IRS990/NetAssetsOrFundBalancesEOYAmt04575069
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt04343588
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt04575069
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt011914
IRS990/OccupancyGrp/ProgramServicesAmt094461
IRS990/OccupancyGrp/TotalAmt0106375
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt011448
IRS990/OfficeExpensesGrp/ProgramServicesAmt090768
IRS990/OfficeExpensesGrp/TotalAmt0102216
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt049630
IRS990/OtherAssetsTotalGrp/EOYAmt0149015
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt017545
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0186660
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0204205
IRS990/OtherExpensesGrp/Desc0STAFF EXPENSE
IRS990/OtherExpensesGrp/Desc1DONATIONS
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3BAD DEBT
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt02186
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1915
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21476
IRS990/OtherExpensesGrp/ProgramServicesAmt017330
IRS990/OtherExpensesGrp/ProgramServicesAmt19327
IRS990/OtherExpensesGrp/ProgramServicesAmt27257
IRS990/OtherExpensesGrp/TotalAmt019516
IRS990/OtherExpensesGrp/TotalAmt19327
IRS990/OtherExpensesGrp/TotalAmt28172
IRS990/OtherExpensesGrp/TotalAmt31476
IRS990/OtherLiabilitiesGrp/BOYAmt01556830
IRS990/OtherLiabilitiesGrp/EOYAmt01713465
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt026395
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt026395
IRS990/OtherRevenueTotalAmt026395
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt076156
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01446245
IRS990/OtherSalariesAndWagesGrp/TotalAmt01522401
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt025112
IRS990/PayrollTaxesGrp/ProgramServicesAmt0107054
IRS990/PayrollTaxesGrp/TotalAmt0132166
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt01340
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt039359
IRS990/PensionPlanContributionsGrp/TotalAmt040699
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt012465
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt010245
IRS990/PrincipalOfficerNm0PETER D INGEBRAND
IRS990/ProfessionalFundraisingInd00
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IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2525990
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IRS990/ProgramServiceRevenueGrp/Desc1LOAN PROCESSING FEES
IRS990/ProgramServiceRevenueGrp/Desc2LOAN FLOAT REVENUE
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11350148
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2187473
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11350148
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2187473
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IRS990/PYInvestmentIncomeAmt0133980
IRS990/PYOtherExpensesAmt0495755
IRS990/PYOtherRevenueAmt022822
IRS990/PYProgramServiceRevenueAmt02969733
IRS990/PYRevenuesLessExpensesAmt0222014
IRS990/PYSalariesCompEmpBnftPaidAmt02308766
IRS990/PYTotalExpensesAmt02904521
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03126535
IRS990/ReconcilationRevenueExpnssAmt0231481
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt03418859
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04816408
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04999814
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0811998
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0566479
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01378477
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0155926
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0155926
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt03232304
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0401533
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0401533
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01713465
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEFERRED COMPENSATION PLAN
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt03463785

Document Assets

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Filings

Displayed year

2022 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$7,176,468
Liabilities
$2,601,399
Net assets
$4,575,069
Revenue
$3,463,785
Expenses
$3,232,304
Net income
$231,481
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$7.49$3.28$4.22$3.94$3.96$0.02
2024Detailed filing. Detailed filing data is available for this year.$7.43$3.19$4.24$3.60$3.68$0.08
2023Detailed filing. Detailed filing data is available for this year.$7.32$3.00$4.32$3.33$3.59$0.25
2022Detailed filing. Detailed filing data is available for this year.$7.18$2.60$4.58$3.46$3.23$0.23
2021Detailed filing. Detailed filing data is available for this year.$6.54$2.20$4.34$3.13$2.90$0.22
2020Detailed filing. Detailed filing data is available for this year.$5.90$2.14$3.76$3.36$3.01$0.35
2019Detailed filing. Detailed filing data is available for this year.$5.61$2.20$3.41$3.07$2.86$0.21
2018Detailed filing. Detailed filing data is available for this year.$5.18$1.98$3.20$2.67$2.62$0.05
2017Detailed filing. Detailed filing data is available for this year.$5.13$1.98$3.15$2.84$2.63$0.20
2016Detailed filing. Detailed filing data is available for this year.$4.93$1.99$2.94$2.53$2.48$0.05
2015Detailed filing. Detailed filing data is available for this year.$4.53$1.64$2.89$2.78$2.36$0.42
2014Detailed filing. Detailed filing data is available for this year.$4.40$1.93$2.47$2.89$2.51$0.38
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.96$2.86$2.10$3.05$2.89$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.21$3.26$1.94$2.20
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.11$3.93$1.18$3.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.03$4.45$1.59$5.41