Employees First Credit Union
990 • Fiscal year 2012 • EIN 41-0909796
Siviq Scores
Scores are not available for this record yet.
Balance Sheet
Assets
Flat$12,880,290
Flat from 2012
Net Assets
Flat$3,304,897
Flat from 2012
Liabilities
Flat$9,575,393
Flat from 2012
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Flat$1,303,237
Flat from 2012
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2012 to Dec 31, 2012
- Signed
- Mar 22, 2013
- Return Version
- 2012v2.1
- Gross Receipts
- $1,306,495
Mission and Program Overview
Mission
To provide members with quality financial service.
Major Activities
- Activity 2
- The credit union has several types of loan programs available for our members. We funded 5,258 new loans during 2012. As of 12/31/12 we had 1,072 loans to our members.
- Activity 3
- .
Filing and Contact Details
Filer
- EIN
- 41-0909796
Raw XML Appendix304 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 1645601 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/Activity2/Description | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 5,258 NEW LOANS DURING 2012. AS OF 12/31/12 WE HAD 1,072 LOANS TO OUR MEMBERS. |
| IRS990/Activity3/Description | 0 | . |
| IRS990/ActivityOrMissionDescription | 0 | TO PROVIDE MEMBERS WITH QUALITY SERVICE. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 2250 WABASH AVE |
| IRS990/AddressPrincipalOfficerUS/City | 0 | ST PAUL |
| IRS990/AddressPrincipalOfficerUS/State | 0 | MN |
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| IRS990/CashNonInterestBearing/EOY | 0 | 91605 |
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| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | true |
| IRS990/CompensationProcessOther | 0 | true |
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| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 89 NEW DEPOSIT ACCOUNTS IN 2012. AS OF 12/31/12 WE HAD 1,172 MEMBERS. |
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| IRS990/Form990PartVIISectionA/NamePerson | 1 | TERRY LEIS |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | THOMAS REIDER |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | GREGORY ANDERSON |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | DENNIS MILLER |
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| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 560 |
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| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 520 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 80 |
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| IRS990/Form990PartVIISectionA/Title | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 1 | CHAIR |
| IRS990/Form990PartVIISectionA/Title | 2 | VICE CHAIR |
| IRS990/Form990PartVIISectionA/Title | 3 | SECRETARY |
| IRS990/Form990PartVIISectionA/Title | 4 | DIRECTOR |
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| IRS990/IndoorTanningServices | 0 | false |
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| IRS990/LoanToOfficerOrDQP | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingAccrual | 0 | X |
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| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | TO PROVIDE MEMBERS WITH QUALITY SERVICE. |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | JAMES CARRIER |
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| IRS990/NetAssetsOrFundBalancesBOY | 0 | 3301639 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 3304897 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | -357 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 174 |
| IRS990/NumberIndependentVotingMembers | 0 | 4 |
| IRS990/NumberIndividualsGT100K | 0 | 1 |
| IRS990/NumberOfEmployees | 0 | 4 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 11000 |
| IRS990/OfficeExpenses/Total | 0 | 138275 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 132520 |
| IRS990/OtherAssetsTotal/EOY | 0 | 140591 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 648469 |
| IRS990/OtherExpensePriorYear | 0 | 326464 |
| IRS990/OtherExpensesCurrentYear | 0 | 304972 |
| IRS990/OtherExpenses/Description | 0 | DIVIDENDS PAID TO MEMBERS |
| IRS990/OtherExpenses/Description | 1 | PROV FOR LOAN LOSS EXP |
| IRS990/OtherExpenses/Description | 2 | NCUSIF ASSESSMENTS |
| IRS990/OtherExpenses/Total | 0 | 69419 |
| IRS990/OtherExpenses/Total | 1 | 51000 |
| IRS990/OtherExpenses/Total | 2 | 7487 |
| IRS990/OtherLiabilities/BOY | 0 | 7686045 |
| IRS990/OtherLiabilities/EOY | 0 | 7929792 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 9593155 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 10168205 |
| IRS990/OtherRevenueCurrentYear | 0 | 661 |
| IRS990/OtherRevenuePriorYear | 0 | 815 |
| IRS990/OtherSalariesAndWages/Total | 0 | 118613 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PayrollTaxes/Total | 0 | 29271 |
| IRS990/PensionPlanContributions/Total | 0 | 68769 |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/ProfessionalFundraising | 0 | false |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 519100 |
| IRS990/ProgramServiceRevenueCY | 0 | 1266460 |
| IRS990/ProgramServiceRevenue/Description | 0 | INCOME FROM LOANS |
| IRS990/ProgramServiceRevenue/Description | 1 | MEMBER FEE INCOME |
| IRS990/ProgramServiceRevenue/Description | 2 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 1148161 |
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| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 1577 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 1577 |
| IRS990/ProhibitedTaxShelterTrans | 0 | false |
| IRS990/ReconcilationRevenueExpenses | 0 | 3258 |
| IRS990/RelatedEntity | 0 | false |
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| IRS990/ReportFin48Footnote | 0 | false |
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| IRS990/ReportLandBldgEquip | 0 | false |
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| IRS990/ReportOtherLiabilities | 0 | true |
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| IRS990/ScheduleBRequired | 0 | false |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 0 | 1336017 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 1 | 9309 |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 0 | INVESTMENTS MATURITY > 1 YR |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 1 | CORPORATE CREDIT UNION CAPITAL |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 7929792 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/TotalOfAmounts | 0 | 7929792 |
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| IRS990ScheduleJ/EquityBasedCompArrangement | 0 | false |
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| IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson | 0 | JAMES CARRIER |
| IRS990ScheduleJ/Form990ScheduleJPartII/Title | 0 | PRESIDENT |
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| IRS990ScheduleJ/SeverancePayment | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRetirePlan | 0 | false |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER, YOU MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | MANAGEMENT PROVIDES THE INFORMATION TO INDEPENDENT CPA WHO PREPARES THE RETURN. MANAGEMENT REVIEWS THE RETURN AND AUTHORIZES CPA TO FILE THE 990. MANAGEMENT REVIEWS THE FILED RETURN WITH THE BOARD AT THEIR NEXT MEETING. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | THE CEO, PRESIDENT, OR TOP MANAGEMENT OFFICIALS RECEIVED AN ANNULAR REVIEW BY THE BOARD OF DIRECTORS. THE BOARD APPROVES THEIR SALARIES. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | THE CEO, PRESIDENT, OR TOP MANAGEMENT OFFICIALS RECEIVED AN ANNULAR REVIEW BY THE BOARD OF DIRECTORS. THE BOARD APPROVES THEIR SALARIES. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | UPON REQUEST. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | CLASSES OF MEMBERS OR STOCKHOLDERS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | ELECTION OF MEMBERS AND THEIR RIGHTS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | DECISIONS SUBJECT TO APPROVAL OF MEMBERS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | COMPENSATION PROCESS FOR TOP OFFICIAL |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | COMPENSATION PROCESS FOR OFFICERS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | GOVERNING DOCUMENTS DISCLOSURE EXPLANATION |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| IRS990/School | 0 | false |
| IRS990/SignificantChange | 0 | false |
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| IRS990/StateLegalDomicile | 0 | MN |
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| IRS990/TaxExemptBonds | 0 | false |
| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 2250 WABASH AVE |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | ST PAUL |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | MN |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 55114 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | JAMES CARRIER |
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| IRS990/TotalCompGT150K | 0 | true |
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| IRS990/TotalExpensesPriorYear | 0 | 1156710 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
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| IRS990/TotalFunctionalExpenses/Total | 0 | 1303237 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 1577 |
| IRS990/TotalLiabilities/BOY | 0 | 8572140 |
| IRS990/TotalLiabilitiesBOY | 0 | 8572140 |
| IRS990/TotalLiabilities/EOY | 0 | 9575393 |
| IRS990/TotalLiabilitiesEOY | 0 | 9575393 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 11873779 |
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| IRS990/TotalNbrEmployees | 0 | 4 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 3301639 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 3304897 |
| IRS990/TotalOtherCompensation | 0 | 49856 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 1266460 |
| IRS990/TotalReportableCompFromOrg | 0 | 133143 |
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| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 1306495 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 1577 |
| IRS990/Travel/Total | 0 | 14980 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | true |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.SAVEWITHEMPLOYEESFIRSTCU.COM |
| IRS990/WhistleblowerPolicy | 0 | false |
| IRS990/YearFormation | 0 | 1967 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/Filer/EIN | 0 | 410909796 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | EMPLOYEES FIRST CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | EMPL |
| ReturnHeader/Filer/Phone | 0 | 6516414230 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 2250 WABASH AVE |
| ReturnHeader/Filer/USAddress/City | 0 | ST PAUL |
| ReturnHeader/Filer/USAddress/State | 0 | MN |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 55114 |
| ReturnHeader/Officer/DateSigned | 0 | 2013-03-22 |
| ReturnHeader/Officer/Name | 0 | JAMES CARRIER |
| ReturnHeader/Officer/Phone | 0 | 6516414230 |
| ReturnHeader/Officer/Title | 0 | PRESIDENT |
| ReturnHeader/Preparer/DatePrepared | 0 | 2013-04-09 |
| ReturnHeader/Preparer/Name | 0 | BRENT WOOKEY |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-04-09T12:59:15-05:00 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $12,880,290
- Liabilities
- $9,575,393
- Net assets
- $3,304,897
- Revenue
- -
- Expenses
- $1,303,237
- Net income
- -