Civic Intelligence

Employees First Credit Union

EIN 41-0909796 • 501(c)14 • St Paul, MN

View Organization Page

Profile

To provide members with quality financial service.

2250 Wabash AveSt Paul, MN 55114

www.savewithemployeesfirstcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2016

Liabilities / Revenue

26th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)14 • $1M-$5M nonprofits • Source year 2016

Net Margin

2nd percentile

-277%

Higher net margin than 2% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2016

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

24th percentile

-100%

Faster asset growth than 24% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Revenue Growth

12th percentile

-40%

Faster revenue growth than 12% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $19,602,438 (-100%) from 2015

Liabilities

Down

$0

Down $13,565,636 (-100%) from 2015

Net Assets

Down

$0

Down $6,036,802 (-100%) from 2015

Operations
Liabilities / Revenue26th percentileNet Margin2nd percentile

Revenue

Down

$1,026,024

Down $674,257 (-40%) from 2015

Expenses

Up

$3,868,290

Up $3,068,251 (+384%) from 2015

Net Income

Down

-$2,842,266

Down $3,742,508 (-416%) from 2015

Trend Graphs

Balance Sheet Trend

Asset Growth24th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $10,423,393Liabilities 2010: $7,128,357Net Assets 2010: $3,295,0362010Assets 2011: $11,873,779Liabilities 2011: $8,572,140Net Assets 2011: $3,301,6392011Assets 2012: $12,880,290Liabilities 2012: $9,575,393Net Assets 2012: $3,304,8972012Assets 2013: $16,056,307Liabilities 2013: $12,748,785Net Assets 2013: $3,307,5222013Assets 2014: $19,864,724Liabilities 2014: $16,004,824Net Assets 2014: $3,859,9002014Assets 2015: $19,602,438Liabilities 2015: $13,565,636Net Assets 2015: $6,036,8022015Assets 2016: $0Liabilities 2016: $0Net Assets 2016: $02016

Highlighted filing

2016

Assets$0
Liabilities$0
Net Assets$0
Open 2016 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0M-$4.0MExpenses 2010: $804,7492010Expenses 2011: $1,156,7102011Revenue 2012: $1,306,495Expenses 2012: $1,303,237Net Income 2012: $3,2582012Revenue 2013: $1,530,066Expenses 2013: $1,527,441Net Income 2013: $2,6252013Revenue 2014: $1,786,869Expenses 2014: $1,234,491Net Income 2014: $552,3782014Revenue 2015: $1,700,281Expenses 2015: $800,039Net Income 2015: $900,2422015Revenue 2016: $1,026,024Expenses 2016: $3,868,290Net Income 2016: -$2,842,2662016

Highlighted filing

2016

Revenue$1,026,024
Expenses$3,868,290
Net Income-$2,842,266
Open 2016 Filing

Filings

Most recent year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$1,026,024
Expenses
$3,868,290
Net income
-$2,842,266
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$1.03$3.87$2.84
2015Summary only. Only limited summary data is available for this year.$19.6$13.6$6.04$1.70$0.80$0.90
2014Detailed filing. Detailed filing data is available for this year.$19.9$16.0$3.86$1.79$1.23$0.55
2013Detailed filing. Detailed filing data is available for this year.$16.1$12.7$3.31$1.53$1.53$0.00
2012Summary only. Only limited summary data is available for this year.$12.9$9.58$3.30$1.31$1.30$0.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.9$8.57$3.30$1.16
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.4$7.13$3.30$0.80
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Mar 20, 2017
Return Version
2016v3.0
Gross Receipts
$1,062,024
Mission and Program Overview

Mission

To provide members with quality financial service.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$11,742,415--
Rtn Earn Endowment Incm Other Fnds$6,036,802--
Savings and Temporary Cash Investments$4,575,101--
Investments Program Related$1,676,924--
Cash and Non-Interest-Bearing Accounts$150,050--
Prepaid Expenses and Deferred Charges$44,036--
Total Assets$19,602,438$0▼ $19,602,438
Other Assets Total$1,413,912--
Liabilities
Other Liabilities$12,714,444--
Accounts Payable and Accrued Expenses$851,192--
Total Liabilities$13,565,636$0▼ $13,565,636
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,036,802$0▼ $6,036,802
Total Liabilities and Net Assets / Fund Balance$19,602,438$0▼ $19,602,438
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
James CarrierFormer Presi-$545,013-$545,013
James CarrierFormer President--$545,013$545,013
Pamela JorgensenInterim CEOFT$145,405-$145,405
Kay WestlundVice PresideFT$88,848$31,664$120,512
Mary VatneSectry & PtPT$39,129-$39,129
Terry LeisBoard Chair-$2,387-$2,387
Gregory AndersonDirector-$1,235-$1,235
Thomas ReiderVice Chair-$1,130-$1,130
Daniel OlsonDirector-$770-$770
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$988,164
Investment Income
$37,860
Other Revenue
$0
Change in Net Assets
$-2,842,266
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,337,427
Salaries, Compensation, and Employee Benefits$530,863
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$278,904
Fees for Services Other---$271,442
Other Expenses---$169,245
Office Expenses---$167,893
Other Salaries and Wages---$128,399
Fees for Services Legal---$107,306
Other Employee Benefits---$97,321
Fees for Services Accounting---$36,640
Payroll Taxes---$26,239
Information Technology---$25,722
Conferences and Meetings---$12,278
Occupancy---$10,077
Insurance---$5,973
Travel---$397
Advertising---$363
Total Functional Expenses$0$0$0$3,868,290
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI

“Mary vante was secretary of the board of directors in 2016. She was also a part time employee of the credit union during 2016.”

Form 990, Page 6, Part VI, Line 6

“The organization has members. To be a member one must have a share (savings) account at the credit union.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the credit union members. Each member has one vote.”

Form 990, Page 6, Part VI, Line 7B

“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”

Form 990, Page 6, Part VI, Line 11B

“Necessary information provided to to independent cpa who prepares the return. The cfo/evp and ceo of ideal credit union review the return for accuracy, and then authorize cpa to e-file the 990.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors approved the compensation for the interim ceo for 2016. Approval was documented in the board minutes.”

Form 990, Page 6, Part VI, Line 19

“Governing documents available to members upon request.”

Filing and Contact Details

Filer

Filer Name
Employees First Credit Union
EIN
41-0909796
Phone
6517707000
Address
2250 WABASH AVE, ST PAUL, MN 55114

Signing Officer

Name
Brian Sherrick
Title
CEO Ideal Credit Un
Signed
2017-03-20

Organization Details

Principal Officer
Brian Sherrick
Formed
1967
Legal Domicile
Mn
Voting Board Members
5
Independent Board Members
4
Employees
8
Volunteers
8

Preparer

Preparer
Brent Wookey
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 3

“Employees first credit union merged with ideal credit union after the close of businesss on december 31, 2016. Government agency approval documents are attached to this return in pdf file.”

Form 990, Part XI, Line 9

“Net assets transferred in merger -3,194,536 employees first credit union merged with ideal credit union after the close of business on december 31, 2016.”

Raw XML Appendix390 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt12016-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt22016-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt32016-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0410519270
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN1410519270
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN2410519270
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN3410519270
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt06191068
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt14680465
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt21221336
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt3709214
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0501(C)14
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt1501(C)14
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt2501(C)14
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt3501(C)14
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0BOOK VALUE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt1BOOK VALUE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt2BOOK VALUE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt3BOOK VALUE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm0IDEAL CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm1IDEAL CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm2IDEAL CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm3IDEAL CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt08499 TAMARACK ROAD
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt18499 TAMARACK RAOD
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt28499 TAMARACK ROAD
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt38499 TAMARACK ROAD
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0WOODBURY
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm1WOODBURY
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm2WOODBURY
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm3WOODBURY
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0MN
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd1MN
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd2MN
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd3MN
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd055125
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd155125
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd255125
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd355125
IRS990ScheduleN/OwnerOfSuccessorInd0false
IRS990ScheduleN/ReceiveCompensationInd0false
IRS990ScheduleN/RequiredToNotifyAGInd0true
IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt0KAY WESTLUND, VICE PRESIDENT OF EMPLOYEES FIRST CREDIT UNION WILL BECOME A BRANCH MANAGER FOR IDEAL CREDIT UNION AFTER THE MERGER.
IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt1EMPLOYEES FIRST CREDIT UNION MERGED WITH IDEAL CREDIT UNION AFTER THE CLOSE OF BUSINESSS ON DECEMBER 31, 2016.
IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE N, PAGE 1, PART I, LINE 2E
IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE N
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EMPLOYEES FIRST CREDIT UNION MERGED WITH IDEAL CREDIT UNION AFTER THE CLOSE OF BUSINESSS ON DECEMBER 31, 2016. GOVERNMENT AGENCY APPROVAL DOCUMENTS ARE ATTACHED TO THIS RETURN IN PDF FILE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MARY VANTE WAS SECRETARY OF THE BOARD OF DIRECTORS IN 2016. SHE WAS ALSO A PART TIME EMPLOYEE OF THE CREDIT UNION DURING 2016.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5NECESSARY INFORMATION PROVIDED TO TO INDEPENDENT CPA WHO PREPARES THE RETURN. THE CFO/EVP AND CEO OF IDEAL CREDIT UNION REVIEW THE RETURN FOR ACCURACY, AND THEN AUTHORIZE CPA TO E-FILE THE 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS APPROVED THE COMPENSATION FOR THE INTERIM CEO FOR 2016. APPROVAL WAS DOCUMENTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7GOVERNING DOCUMENTS AVAILABLE TO MEMBERS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8NET ASSETS TRANSFERRED IN MERGER -3,194,536 EMPLOYEES FIRST CREDIT UNION MERGED WITH IDEAL CREDIT UNION AFTER THE CLOSE OF BUSINESS ON DECEMBER 31, 2016.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0true
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0true
IRS990/TotalAssetsBOYAmt019602438
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt019602438
IRS990/TotalAssetsGrp/EOYAmt00
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03868290
IRS990/TotalGrossUBIAmt03845
IRS990/TotalLiabilitiesBOYAmt013565636
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt013565636
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06036802
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotalOtherCompensationAmt031664
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt030
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt030
IRS990/TotalProgramServiceRevenueAmt0988164
IRS990/TotalReportableCompFromOrgAmt0823917
IRS990/TotalRevenueGrp/ExclusionAmt047012
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0975167
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01026024
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt03845
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt019602438
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TravelGrp/TotalAmt0397
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt08499 TAMARACK ROAD
IRS990/USAddress/CityNm0WOODBURY
IRS990/USAddress/StateAbbreviationCd0MN
IRS990/USAddress/ZIPCd055125
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0WWW.SAVEWITHEMPLOYEESFIRSTCU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0BRIAN SHERRICK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO IDEAL CREDIT UN
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-03-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0EMPLOYEES FIRST CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0EMPL
ReturnHeader/Filer/EIN0410909796
ReturnHeader/Filer/PhoneNum06517707000
ReturnHeader/Filer/USAddress/AddressLine1Txt02250 WABASH AVE
ReturnHeader/Filer/USAddress/CityNm0ST PAUL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055114
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId04C5A70F7A5FDA4811252E2883A9E531D3168B42F
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId04C5A70F7A5FDA4811252E2883A9E531D3168B42F
ReturnHeader/PreparerPersonGrp/PreparationDt02017-03-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRENT WOOKEY
ReturnHeader/ReturnTs02017-03-21T21:26:05+00:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

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