Civic Intelligence

Northridge Community Credit Union

990 • Fiscal year 2019 • EIN 41-0849130

Jan 01, 2019 to Dec 31, 2019 • Filed on Oct 07, 2020

Organization ProfileWWW.NRCCU.ORG

View Organization Page

283 Kennedy Memorial DriveHoyt Lakes, MN 55750

(218) 471-2121

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

35th percentile

0.87x

Higher debt load relative to assets than 35% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Liabilities / Revenue

16th percentile

12.91x

Higher debt load relative to revenue than 16% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Net Margin

78th percentile

18%

Higher net margin than 78% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Top Officer Pay

28th percentile

$123,478

Higher top officer pay than 28% of similar nonprofits.

Top officer pay equals 3.3% of source-year revenue.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Asset Growth

100th percentile

26%

Faster asset growth than 100% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Revenue Growth

98th percentile

28%

Faster revenue growth than 98% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets35th percentile

Assets

Up

$55,500,581

Up $11,384,835 (+26%) from 2018

Net Assets

Up

$7,466,899

Up $1,741,044 (+30%) from 2018

Liabilities

Up

$48,033,682

Up $9,643,791 (+25%) from 2018

Revenue And Expenses
Liabilities / Revenue16th percentileNet Margin78th percentile

Revenue

Up

$3,719,244

Up $817,283 (+28%) from 2018

Expenses

Up

$3,046,563

Up $520,463 (+21%) from 2018

Net Income

Up

$672,681

Up $296,820 (+79%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth100th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $32,139,188Liabilities 2010: $28,138,364Net Assets 2010: $4,000,8242010Assets 2011: $31,868,229Liabilities 2011: $27,626,267Net Assets 2011: $4,241,9622011Assets 2012: $34,410,410Liabilities 2012: $29,976,051Net Assets 2012: $4,434,3592012Assets 2013: $35,516,122Liabilities 2013: $30,875,931Net Assets 2013: $4,640,1912013Assets 2014: $36,848,114Liabilities 2014: $31,944,101Net Assets 2014: $4,904,0132014Assets 2015: $38,439,681Liabilities 2015: $33,269,105Net Assets 2015: $5,170,5762015Assets 2016: $40,270,602Liabilities 2016: $34,945,323Net Assets 2016: $5,325,2792016Assets 2017: $41,293,459Liabilities 2017: $35,880,964Net Assets 2017: $5,412,4952017Assets 2018: $44,115,746Liabilities 2018: $38,389,891Net Assets 2018: $5,725,8552018Assets 2019: $55,500,581Liabilities 2019: $48,033,682Net Assets 2019: $7,466,8992019Assets 2020: $64,225,268Liabilities 2020: $55,849,347Net Assets 2020: $8,375,9212020Assets 2021: $73,708,214Liabilities 2021: $64,002,640Net Assets 2021: $9,705,5742021Assets 2022: $97,082,999Liabilities 2022: $86,431,762Net Assets 2022: $10,651,2372022Assets 2023: $104,756,237Liabilities 2023: $91,714,312Net Assets 2023: $13,041,9252023Assets 2024: $114,306,052Liabilities 2024: $99,326,032Net Assets 2024: $14,980,0202024

Highlighted filing

2019

Assets$55,500,581
Liabilities$48,033,682
Net Assets$7,466,899
Open 2019 Filing

Operations Trend

Revenue Growth98th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $1,947,6022010Expenses 2011: $1,827,7462011Expenses 2012: $1,784,2602012Revenue 2013: $1,955,373Expenses 2013: $1,707,385Net Income 2013: $247,9882013Revenue 2014: $2,037,618Expenses 2014: $1,741,759Net Income 2014: $295,8592014Revenue 2015: $1,992,116Expenses 2015: $1,712,881Net Income 2015: $279,2352015Revenue 2016: $2,110,621Expenses 2016: $2,005,595Net Income 2016: $105,0262016Revenue 2017: $2,376,693Expenses 2017: $2,234,392Net Income 2017: $142,3012017Revenue 2018: $2,901,961Expenses 2018: $2,526,100Net Income 2018: $375,8612018Revenue 2019: $3,719,244Expenses 2019: $3,046,563Net Income 2019: $672,6812019Revenue 2020: $4,265,981Expenses 2020: $3,432,531Net Income 2020: $833,4502020Revenue 2021: $5,224,053Expenses 2021: $3,799,494Net Income 2021: $1,424,5592021Revenue 2022: $6,267,768Expenses 2022: $4,825,795Net Income 2022: $1,441,9732022Revenue 2023: $8,252,675Expenses 2023: $6,085,106Net Income 2023: $2,167,5692023Revenue 2024: $9,687,355Expenses 2024: $7,928,766Net Income 2024: $1,758,5892024

Highlighted filing

2019

Revenue$3,719,244
Expenses$3,046,563
Net Income$672,681
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Oct 7, 2020
Return Version
2019v5.0
Gross Receipts
$7,263,624
Mission and Program Overview

Mission

Our credit union family helping your family make positive changes in your life.

To promote thrift among our members, and to create a source of credit for them at fair and reasonable rates of interest.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$33,452,857$46,188,857▲ $12,736,000
Rtn Earn Endowment Incm Other Fnds$5,725,855$7,466,899▲ $1,741,044
Investments Other Securities$6,630,875--
Investments Program Related-$3,407,148-
Savings and Temporary Cash Investments-$1,862,441-
Cash and Non-Interest-Bearing Accounts$1,818,742$1,637,777▼ $180,965
Land, Buildings, and Equipment, Net$1,520,228$1,525,646▲ $5,418
Prepaid Expenses and Deferred Charges$112,916$156,169▲ $43,253
Accounts Receivable$258$246▼ $12
Total Assets$44,115,746$55,500,581▲ $11,384,835
Other Assets Total$579,870$722,297▲ $142,427
Liabilities
Other Liabilities$38,021,306$47,286,752▲ $9,265,446
Unsecured Notes Loans Payable$53,828$353,661▲ $299,833
Accounts Payable and Accrued Expenses$314,757$319,292▲ $4,535
Escrow Account Liability-$73,977-
Total Liabilities$38,389,891$48,033,682▲ $9,643,791
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,725,855$7,466,899▲ $1,741,044
Total Liabilities and Net Assets / Fund Balance$44,115,746$55,500,581▲ $11,384,835

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,154,691$1,111,767$2,266,458
Equipment$162,948$975,570$1,138,518
Land$199,450-$199,450
Leasehold Improvements$8,557$18,171$26,728
Investment Program Related Org$84,767--
Compensation and Service Providers
Top Officer Pay28th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Nicholas MathiowetzPres/CEO & SFT$102,403$21,075$123,478
Winnie KoivistoVP AccountinFT$81,938$3,681$85,619
Elizabeth KallevigVP OperationFT$62,636$3,099$65,735

Board Members and Trustees

NameTitle
Lori SchulzeChair
Denny HansonVice Chair
Adam GrubaDirector
Douglas AhlgrenDirector
Mark LarsonDirector

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservEft & Card SvcsPO BOX 934057, Atlanta, GA 31193$247,717
CompudyneIt Services1524 EAST 37TH ST, Hibbing, MN 55746$127,675
Cu InterfaceCore System1100 CAMPUS DRIVE, Stow, OH 44224$103,723
Revenue and Support

Revenue Composition

Contributions and Grants
$10,000
Program Service Revenue
$3,524,506
Investment Income
$164,454
Other Revenue
$20,284
Change in Net Assets
$672,681
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,877,815
Salaries, Compensation, and Employee Benefits$1,168,748
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$769,657
Other Salaries and Wages---$745,284
Current Officers, Directors, Trustees, and Key Employees---$246,977
Information Technology---$187,015
Occupancy---$155,898
Depreciation Depletion---$102,606
Conferences and Meetings---$92,978
Payroll Taxes---$80,834
Other Employee Benefits---$71,872
Fees for Services Other---$60,874
Advertising---$42,335
Insurance---$29,138
Pension Plan Contributions---$23,781
Other Expenses---$10,000
Interest---$8,908
Total Functional Expenses$0$0$0$3,046,563
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$47,360,729
Escrow to Line 21 Balance Sheet$-73,977
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 4

“During 2019 the by-laws were updated to reduce the number of directors from seven to five, and to allow the annual meeting to be held at any time during the year.”

Form 990, Page 6, Part VI, Line 6

“The organization has members. To be a member one must have a share (savings) account at the credit union.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the credit union members. Each member has one vote.”

Form 990, Page 6, Part VI, Line 7B

“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”

Form 990, Page 6, Part VI, Line 11B

“Management provides necessary data to independent preparer who completes the return. Management reviews the draft of the return for accuracy, and then authorizes the preparer to e-file the approved return.”

Form 990, Page 6, Part VI, Line 15A

“The full board (minus the ceo who is presently a board member) determines the ceo compensation. Cuna and compease salary data are used as part of the process. The board approves the compensation in an executive session. Approval is recorded in the executive session minutes.”

Form 990, Page 6, Part VI, Line 19

“Governing documents and conflict of interest policy are available on request. Financials are posted in the lobby at each branch office.”

Filing and Contact Details

Filer

Filer Name
Northridge Community Credit Union
EIN
41-0849130
Phone
2184712121
Address
283 KENNEDY MEMORIAL DRIVE, HOYT LAKES, MN 55750

Signing Officer

Name
Nicholas Mathiowetz
Title
Pres/CEO & Sec/treas
Phone
2184712121
Signed
2020-10-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nicholas Mathiowetz
Formed
1957
Legal Domicile
Mn
Voting Board Members
5
Independent Board Members
4
Employees
32
Volunteers
8

Preparer

Firm
Audit Threesixty
Address
1202 JOHNSON ST, ONALASKA, WI 54650-2008
Preparer
Peter Rasmussen
Phone
6083173765
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Equity from merger 951,386”

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherAssetsTotalGrp/BOYAmt0579870
IRS990/OtherAssetsTotalGrp/EOYAmt0722297
IRS990/OtherChangesInNetAssetsAmt0951386
IRS990/OtherEmployeeBenefitsGrp/TotalAmt071872
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1DIVIDENDS EXPENSE
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc3GRANT EXPENDITURES
IRS990/OtherExpensesGrp/TotalAmt0300976
IRS990/OtherExpensesGrp/TotalAmt170322
IRS990/OtherExpensesGrp/TotalAmt247108
IRS990/OtherExpensesGrp/TotalAmt310000
IRS990/OtherLiabilitiesGrp/BOYAmt038021306
IRS990/OtherLiabilitiesGrp/EOYAmt047286752
IRS990/OtherOrganizationDsc0CREDITUNION
IRS990/OtherSalariesAndWagesGrp/TotalAmt0745284
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt033452857
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt046188857
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt080834
IRS990/PensionPlanContributionsGrp/TotalAmt023781
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0112916
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0156169
IRS990/PrincipalOfficerNm0NICHOLAS MATHIOWETZ
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3522130
IRS990/ProgramServiceRevenueGrp/BusinessCd4524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER MEMBER RELATED REVENUE
IRS990/ProgramServiceRevenueGrp/Desc3NON-MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/Desc4MECH REPAIR INSUR INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02568940
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1728636
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2209714
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02568940
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1728636
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2209714
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt311016
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt46200
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt011016
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt16200
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 2,538 NEW LOANS TO OUR MEMBERS DURING 2019. AS OF 12/31/19 WE HAD 4,426 LOANS TO OUR MEMBERS.
IRS990/ProgSrvcAccomActy3Grp/Desc0.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt065653
IRS990/PYInvestmentIncomeAmt0150683
IRS990/PYOtherExpensesAmt01432560
IRS990/PYProgramServiceRevenueAmt02751278
IRS990/PYRevenuesLessExpensesAmt0375861
IRS990/PYSalariesCompEmpBnftPaidAmt01027887
IRS990/PYTotalExpensesAmt02526100
IRS990/PYTotalRevenueAmt02901961
IRS990/ReconcilationRevenueExpnssAmt0672681
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt016560
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RoyaltiesRevenueGrp/ExclusionAmt03724
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt03724
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05725855
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07466899
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01862441
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01154691
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01111767
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02266458
IRS990ScheduleD/EquipmentGrp/BookValueAmt0162948
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0975570
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01138518
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt01665820
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt11400684
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2255877
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt384767
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0AFS INVESTMENTS MATURITY > 1 YEAR
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1INVESTMENTS WITH MATURITY > 1 YEAR
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2CUOLI INVESTMENT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3CORPORATE CU CAPITAL ACCOUNT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/LandGrp/BookValueAmt0199450
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0199450
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt08557
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt018171
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt026728
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt047360729
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1-73977
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES & DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ESCROW TO LINE 21 BALANCE SHEET
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01525646
IRS990ScheduleD/TotalBookValueProgramRltdAmt03407148
IRS990ScheduleD/TotalLiabilityAmt047286752
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DURING 2019 THE BY-LAWS WERE UPDATED TO REDUCE THE NUMBER OF DIRECTORS FROM SEVEN TO FIVE, AND TO ALLOW THE ANNUAL MEETING TO BE HELD AT ANY TIME DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT PREPARER WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS THE DRAFT OF THE RETURN FOR ACCURACY, AND THEN AUTHORIZES THE PREPARER TO E-FILE THE APPROVED RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE FULL BOARD (MINUS THE CEO WHO IS PRESENTLY A BOARD MEMBER) DETERMINES THE CEO COMPENSATION. CUNA AND COMPEASE SALARY DATA ARE USED AS PART OF THE PROCESS. THE BOARD APPROVES THE COMPENSATION IN AN EXECUTIVE SESSION. APPROVAL IS RECORDED IN THE EXECUTIVE SESSION MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE ON REQUEST. FINANCIALS ARE POSTED IN THE LOBBY AT EACH BRANCH OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7EQUITY FROM MERGER 951,386
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt044115746
IRS990/TotalAssetsEOYAmt055500581
IRS990/TotalAssetsGrp/BOYAmt044115746
IRS990/TotalAssetsGrp/EOYAmt055500581
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt010000
IRS990/TotalEmployeeCnt032
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03046563
IRS990/TotalGrossUBIAmt017216
IRS990/TotalLiabilitiesBOYAmt038389891
IRS990/TotalLiabilitiesEOYAmt048033682
IRS990/TotalLiabilitiesGrp/BOYAmt038389891
IRS990/TotalLiabilitiesGrp/EOYAmt048033682
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05725855
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07466899
IRS990/TotalOtherCompensationAmt027855
IRS990/TotalProgramServiceRevenueAmt03524506
IRS990/TotalReportableCompFromOrgAmt0246977
IRS990/TotalRevenueGrp/ExclusionAmt0205861
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03486167
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03719244
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt017216
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt044115746
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt055500581
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt053828
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt0353661
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0283 KENNEDY MEMORIAL DRIVE
IRS990/USAddress/CityNm0HOYT LAKES
IRS990/USAddress/StateAbbreviationCd0MN
IRS990/USAddress/ZIPCd055750
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0WWW.NRCCU.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02021-04-22 16:20:28Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0NICHOLAS MATHIOWETZ
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRES/CEO & SEC/TREAS
ReturnHeader/BusinessOfficerGrp/PhoneNum02184712121
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-10-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTHRIDGE COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0410849130
ReturnHeader/Filer/PhoneNum02184712121
ReturnHeader/Filer/USAddress/AddressLine1Txt0283 KENNEDY MEMORIAL DRIVE
ReturnHeader/Filer/USAddress/CityNm0HOYT LAKES
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055750

Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$55,500,581
Liabilities
$48,033,682
Net assets
$7,466,899
Revenue
$3,719,244
Expenses
$3,046,563
Net income
$672,681
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$114$99.3$15.0$9.69$7.93$1.76
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$105$91.7$13.0$8.25$6.09$2.17
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.1$86.4$10.7$6.27$4.83$1.44
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$73.7$64.0$9.71$5.22$3.80$1.42
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$64.2$55.8$8.38$4.27$3.43$0.83
2019Detailed filing. Detailed filing data is available for this year.$55.5$48.0$7.47$3.72$3.05$0.67
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$44.1$38.4$5.73$2.90$2.53$0.38
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.3$35.9$5.41$2.38$2.23$0.14
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$40.3$34.9$5.33$2.11$2.01$0.11
2015Detailed filing. Detailed filing data is available for this year.$38.4$33.3$5.17$1.99$1.71$0.28
2014Detailed filing. Detailed filing data is available for this year.$36.8$31.9$4.90$2.04$1.74$0.30
2013Detailed filing. Detailed filing data is available for this year.$35.5$30.9$4.64$1.96$1.71$0.25
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.4$30.0$4.43$1.78
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$31.9$27.6$4.24$1.83
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.1$28.1$4.00$1.95