Civic Intelligence

Northridge Community Credit Union

EIN 41-0849130 • 501(c)14 • Virginia, MN

View Organization Page

Profile

Our credit union family helping your family make positive changes in your life.

921 17th Street SouthVirginia, MN 55792

www.nrccu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

25th percentile

0.87x

Higher debt load relative to assets than 25% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

7th percentile

10.25x

Higher debt load relative to revenue than 7% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

72nd percentile

18%

Higher net margin than 72% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

90th percentile

9.1%

Faster asset growth than 90% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

61st percentile

17%

Faster revenue growth than 61% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets25th percentile

Assets

Up

$114,306,052

Up $9,549,815 (+9.1%) from 2023

Liabilities

Up

$99,326,032

Up $7,611,720 (+8.3%) from 2023

Net Assets

Up

$14,980,020

Up $1,938,095 (+15%) from 2023

Operations
Liabilities / Revenue7th percentileNet Margin72nd percentile

Revenue

Up

$9,687,355

Up $1,434,680 (+17%) from 2023

Expenses

Up

$7,928,766

Up $1,843,660 (+30%) from 2023

Net Income

Down

$1,758,589

Down $408,980 (-19%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth90th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $32,139,188Liabilities 2010: $28,138,364Net Assets 2010: $4,000,8242010Assets 2011: $31,868,229Liabilities 2011: $27,626,267Net Assets 2011: $4,241,9622011Assets 2012: $34,410,410Liabilities 2012: $29,976,051Net Assets 2012: $4,434,3592012Assets 2013: $35,516,122Liabilities 2013: $30,875,931Net Assets 2013: $4,640,1912013Assets 2014: $36,848,114Liabilities 2014: $31,944,101Net Assets 2014: $4,904,0132014Assets 2015: $38,439,681Liabilities 2015: $33,269,105Net Assets 2015: $5,170,5762015Assets 2016: $40,270,602Liabilities 2016: $34,945,323Net Assets 2016: $5,325,2792016Assets 2017: $41,293,459Liabilities 2017: $35,880,964Net Assets 2017: $5,412,4952017Assets 2018: $44,115,746Liabilities 2018: $38,389,891Net Assets 2018: $5,725,8552018Assets 2019: $55,500,581Liabilities 2019: $48,033,682Net Assets 2019: $7,466,8992019Assets 2020: $64,225,268Liabilities 2020: $55,849,347Net Assets 2020: $8,375,9212020Assets 2021: $73,708,214Liabilities 2021: $64,002,640Net Assets 2021: $9,705,5742021Assets 2022: $97,082,999Liabilities 2022: $86,431,762Net Assets 2022: $10,651,2372022Assets 2023: $104,756,237Liabilities 2023: $91,714,312Net Assets 2023: $13,041,9252023Assets 2024: $114,306,052Liabilities 2024: $99,326,032Net Assets 2024: $14,980,0202024

Highlighted filing

2024

Assets$114,306,052
Liabilities$99,326,032
Net Assets$14,980,020
Open 2024 Filing

Operations Trend

Revenue Growth61st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0Expenses 2010: $1,947,6022010Expenses 2011: $1,827,7462011Expenses 2012: $1,784,2602012Revenue 2013: $1,955,373Expenses 2013: $1,707,385Net Income 2013: $247,9882013Revenue 2014: $2,037,618Expenses 2014: $1,741,759Net Income 2014: $295,8592014Revenue 2015: $1,992,116Expenses 2015: $1,712,881Net Income 2015: $279,2352015Revenue 2016: $2,110,621Expenses 2016: $2,005,595Net Income 2016: $105,0262016Revenue 2017: $2,376,693Expenses 2017: $2,234,392Net Income 2017: $142,3012017Revenue 2018: $2,901,961Expenses 2018: $2,526,100Net Income 2018: $375,8612018Revenue 2019: $3,719,244Expenses 2019: $3,046,563Net Income 2019: $672,6812019Revenue 2020: $4,265,981Expenses 2020: $3,432,531Net Income 2020: $833,4502020Revenue 2021: $5,224,053Expenses 2021: $3,799,494Net Income 2021: $1,424,5592021Revenue 2022: $6,267,768Expenses 2022: $4,825,795Net Income 2022: $1,441,9732022Revenue 2023: $8,252,675Expenses 2023: $6,085,106Net Income 2023: $2,167,5692023Revenue 2024: $9,687,355Expenses 2024: $7,928,766Net Income 2024: $1,758,5892024

Highlighted filing

2024

Revenue$9,687,355
Expenses$7,928,766
Net Income$1,758,589
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$114,306,052
Liabilities
$99,326,032
Net assets
$14,980,020
Revenue
$9,687,355
Expenses
$7,928,766
Net income
$1,758,589
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$114$99.3$15.0$9.69$7.93$1.76
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$105$91.7$13.0$8.25$6.09$2.17
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.1$86.4$10.7$6.27$4.83$1.44
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$73.7$64.0$9.71$5.22$3.80$1.42
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$64.2$55.8$8.38$4.27$3.43$0.83
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$55.5$48.0$7.47$3.72$3.05$0.67
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$44.1$38.4$5.73$2.90$2.53$0.38
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.3$35.9$5.41$2.38$2.23$0.14
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$40.3$34.9$5.33$2.11$2.01$0.11
2015Detailed filing. Detailed filing data is available for this year.$38.4$33.3$5.17$1.99$1.71$0.28
2014Detailed filing. Detailed filing data is available for this year.$36.8$31.9$4.90$2.04$1.74$0.30
2013Detailed filing. Detailed filing data is available for this year.$35.5$30.9$4.64$1.96$1.71$0.25
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.4$30.0$4.43$1.78
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$31.9$27.6$4.24$1.83
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.1$28.1$4.00$1.95
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 12, 2025
Return Version
2024v5.0
Gross Receipts
$9,690,108
Mission and Program Overview

Mission

Our credit union family helping your family make positive changes in your life.

Our purpose is to support the people in our communities; to encourage their learning and understanding of their unique financial situations and provide tools for our members to reach their dreams.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$79,982,716$85,800,906▲ $5,818,190
Rtn Earn Endowment Incm Other Fnds$13,041,925$14,980,020▲ $1,938,095
Savings and Temporary Cash Investments$7,323,302$14,053,032▲ $6,729,730
Land, Buildings, and Equipment, Net$6,247,458$6,390,329▲ $142,871
Investments Program Related$6,816,276$3,824,735▼ $2,991,541
Cash and Non-Interest-Bearing Accounts$2,896,652$2,210,505▼ $686,147
Prepaid Expenses and Deferred Charges$167,313$149,317▼ $17,996
Accounts Receivable$125$105▼ $20
Total Assets$104,756,237$114,306,052▲ $9,549,815
Other Assets Total$1,322,395$1,877,123▲ $554,728
Liabilities
Other Liabilities$83,325,492$96,693,277▲ $13,367,785
Unsecured Notes Loans Payable$7,000,000$2,000,000▼ $5,000,000
Accounts Payable and Accrued Expenses$1,207,535$466,565▼ $740,970
Escrow Account Liability$181,285$166,190▼ $15,095
Total Liabilities$91,714,312$99,326,032▲ $7,611,720
Net Assets / Fund Balance
Total Net Assets Fund Balance$13,041,925$14,980,020▲ $1,938,095
Total Liabilities and Net Assets / Fund Balance$104,756,237$114,306,052▲ $9,549,815

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,994,348$1,520,213$6,514,561
Equipment$750,585$680,693$1,431,278
Land$582,688-$582,688
Leasehold Improvements$62,708$37,120$99,828
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Nicholas MathiowetzPres/CEO & SFT$164,236$16,403$180,639
Nicholas MathiowetzPres/CEO & Sec/treas-$150,278$30,361$180,639
Mildred Wells-boyerVP Retail SeFT$115,986$4,947$120,933
Elizabeth PoppVP AdministrFT$114,998$4,602$119,600

Board Members and Trustees

NameTitle
Ryan RediskeChair
Susan SowersVice Chair
Cassandra HaineyDirector
Lori EdstromDirector

Highest Paid Contractors

ContractorServicesLocationCompensation
The Boldt CompanyConstructionBIN 88285, Milwaukee, WI 53288$380,547
Member Access ProcessingCard Processing450 ALASKAN WAY SOUTH, Seattle, WA 98104$280,486
Cu InterfaceCore System4125 HIGHLANDER PKWY SUITE 175, Richfield, OH 44286$121,457
Revenue and Support

Revenue Composition

Contributions and Grants
$375,266
Program Service Revenue
$8,916,360
Investment Income
$345,082
Other Revenue
$50,647
All Other Contributions
$2,500
Change in Net Assets
$1,758,589
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,744,993
Salaries, Compensation, and Employee Benefits$2,181,980
Grants and Similar Amounts Paid$1,793
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,330,770
Office Expenses---$781,505
Current Officers, Directors, Trustees, and Key Employees---$395,220
Depreciation Depletion---$389,697
Interest---$361,559
Other Employee Benefits---$260,635
Occupancy---$221,055
Information Technology---$206,207
Other Expenses---$165,689
Payroll Taxes---$145,693
Advertising---$133,000
Conferences and Meetings---$80,571
All Other Expenses---$78,223
Pension Plan Contributions---$49,662
Fees for Services Accounting---$48,005
Insurance---$43,409
Fees for Services Other---$42,920
Fees for Services Legal---$11,650
Grants to Domestic Orgs---$1,793
Total Functional Expenses$0$0$0$7,928,766
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$96,859,467
Escrow to Line 21 Balance Sheet$-166,190
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The organization has members. To be a member one must have a share (savings) account at the credit union.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the credit union members. Each member has one vote.”

Form 990, Page 6, Part VI, Line 7B

“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”

Form 990, Page 6, Part VI, Line 11B

“Management provides necessary data to independent cpa who completes the return. Management reviews a draft of the return for accuracy, and then authorizes preparer to e-file the approved return. Management reviews completed return with the directors at their next board meeting.”

Form 990, Page 6, Part VI, Line 12C

“All board members are required to sign the conflict of interest policy annually. Management monitors this on an on-going basis.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors determines the president/ceo compensation and uses the services of compease to determine the salary range. This approval is recorded in executive session meeting minutes.”

Form 990, Page 6, Part VI, Line 15B

“President/ceo determines the compensaton of the management team, and the board reviews as necessary.”

Form 990, Page 6, Part VI, Line 19

“Governing documents and conflict of interest policy are available on request. Financials are posted in the lobby at each branch office.”

Filing and Contact Details

Filer

Filer Name
Northridge Community Credit Union
EIN
41-0849130
Phone
8776722848
Address
921 17TH STREET SOUTH, VIRGINIA, MN 55792

Signing Officer

Name
Nicholas Mathiowetz
Title
Pres/CEO & Sec/treas
Phone
2184712121
Signed
2025-09-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nicholas Mathiowetz
Formed
1957
Legal Domicile
Mn
Voting Board Members
5
Independent Board Members
4
Employees
40
Volunteers
6

Preparer

Firm
Brent Wookey CPA
Address
PO BOX 1512, LA CROSSE, WI 54602-1512
Preparer
Brent Wookey CPA
Phone
6087920843
Supplemental Narrative

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”

Raw XML AppendixShowing 400 of 411 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01207535
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0466565
IRS990/AccountsReceivableGrp/BOYAmt0125
IRS990/AccountsReceivableGrp/EOYAmt0105
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0OUR PURPOSE IS TO SUPPORT THE PEOPLE IN OUR COMMUNITIES; TO ENCOURAGE THEIR LEARNING AND UNDERSTANDING OF THEIR UNIQUE FINANCIAL SITUATIONS AND PROVIDE TOOLS FOR OUR MEMBERS TO REACH THEIR DREAMS.
IRS990/AddressChangeInd0X
IRS990/AdvertisingGrp/TotalAmt0133000
IRS990/AllOtherContributionsAmt02500
IRS990/AllOtherExpensesGrp/TotalAmt078223
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0KRISTEN MONSON
IRS990/BooksInCareOfDetail/PhoneNum08776722848
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0921 17TH STREET SOUTH
IRS990/BooksInCareOfDetail/USAddress/CityNm0VIRGINIA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd055792
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt02896652
IRS990/CashNonInterestBearingGrp/EOYAmt02210505
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt03
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0395220
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt080571
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractorCompensationGrp/CompensationAmt0380547
IRS990/ContractorCompensationGrp/CompensationAmt1280486
IRS990/ContractorCompensationGrp/CompensationAmt2121457
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0WI
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd053288
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd198104
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd244286
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IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2CU INTERFACE
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IRS990/CreditCounselingInd0true
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IRS990/CYContributionsGrantsAmt0375266
IRS990/CYGrantsAndSimilarPaidAmt01793
IRS990/CYInvestmentIncomeAmt0345082
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IRS990/CYTotalExpensesAmt07928766
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IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt09687355
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt0389697
IRS990/Desc0THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 2,512 NEW DEPOSIT ACCOUNTS IN 2024. AS OF 12/31/24 WE HAD 7,608 MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
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IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt040
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EscrowAccountLiabilityGrp/BOYAmt0181285
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IRS990/FeesForServicesAccountingGrp/TotalAmt048005
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IRS990/ForeignActivitiesInd0false
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
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IRS990/Form990PartVIISectionAGrp/TitleTxt1VP RETAIL SE
IRS990/Form990PartVIISectionAGrp/TitleTxt2VP ADMINISTR
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt4VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
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IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt09690108
IRS990/GrossRentsGrp/RealAmt039077
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IRS990/MissionDesc0OUR PURPOSE IS TO SUPPORT THE PEOPLE IN OUR COMMUNITIES; TO ENCOURAGE THEIR LEARNING AND UNDERSTANDING OF THEIR UNIQUE FINANCIAL SITUATIONS AND PROVIDE TOOLS FOR OUR MEMBERS TO REACH THEIR DREAMS.
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IRS990/OtherExpensesGrp/TotalAmt2578320
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IRS990/OthNotesLoansReceivableNetGrp/EOYAmt085800906
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0145693
IRS990/PensionPlanContributionsGrp/TotalAmt049662
IRS990/PoliticalCampaignActyInd0false
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0149317
IRS990/PrincipalOfficerNm0NICHOLAS MATHIOWETZ
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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
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IRS990/ProgramServiceRevenueGrp/Desc2OTHER MEMBER RELATED REVENUE
IRS990/ProgramServiceRevenueGrp/Desc3FEE & INSURANCE INCOME
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2517916
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt322566
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt022566
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 2,207 NEW LOANS DURING 2024. AS OF 12/31/24 WE HAD 5,202 LOANS RECEIVABLE.
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IRS990/PYTotalRevenueAmt08252675
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IRS990ScheduleD/EquipmentGrp/BookValueAmt0750585
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0680693
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01431278
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/LandGrp/BookValueAmt0582688
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0582688
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt062708
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt037120
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt099828
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt096859467
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1-166190
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES & DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ESCROW TO LINE 21 BALANCE SHEET
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
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IRS990ScheduleD/TotalLiabilityAmt096693277
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IRS990ScheduleJ/CompensationSurveyInd0X
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount013868
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt04999
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt011404
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0NICHOLAS MATHIOWETZ
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRES/CEO & SEC/TREAS
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT CPA WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS A DRAFT OF THE RETURN FOR ACCURACY, AND THEN AUTHORIZES PREPARER TO E-FILE THE APPROVED RETURN. MANAGEMENT REVIEWS COMPLETED RETURN WITH THE DIRECTORS AT THEIR NEXT BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL BOARD MEMBERS ARE REQUIRED TO SIGN THE CONFLICT OF INTEREST POLICY ANNUALLY. MANAGEMENT MONITORS THIS ON AN ON-GOING BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS DETERMINES THE PRESIDENT/CEO COMPENSATION AND USES THE SERVICES OF COMPEASE TO DETERMINE THE SALARY RANGE. THIS APPROVAL IS RECORDED IN EXECUTIVE SESSION MEETING MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6PRESIDENT/CEO DETERMINES THE COMPENSATON OF THE MANAGEMENT TEAM, AND THE BOARD REVIEWS AS NECESSARY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE ON REQUEST. FINANCIALS ARE POSTED IN THE LOBBY AT EACH BRANCH OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TerminateOperationsInd0false
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IRS990/USAddress/AddressLine1Txt0921 17TH STREET SOUTH
IRS990/USAddress/CityNm0VIRGINIA
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IRS990/WebsiteAddressTxt0WWW.NRCCU.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0NICHOLAS MATHIOWETZ
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRES/CEO & SEC/TREAS
ReturnHeader/BusinessOfficerGrp/PhoneNum02184712121
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTHRIDGE COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0NORT
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0461065712
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BRENT WOOKEY CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 1512
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LA CROSSE

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