Liabilities / Assets
30th percentile
Higher debt load relative to assets than 30% of similar nonprofits.
990 • Fiscal year 2012 • EIN 41-0843373
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
30th percentile
Higher debt load relative to assets than 30% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
28th percentile
Faster asset growth than 28% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$27,263,205
Up $378,290 (+1.4%) from 2011
Net Assets
Down$4,019,068
Down $50,837 (-1.2%) from 2011
Liabilities
Up$23,244,137
Up $429,127 (+1.9%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Up$1,081,128
Up $89,749 (+9.1%) from 2011
Net Income
-
No earlier filing loaded for comparison.
Provide financial services for members and their families of union local 455.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 774593 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 1011023 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/Activity2/Description | 0 | THE CU PROVIDES SAVINGS DEPOSIT SERVICES, ORIGINATES NEW LOANS AND SERVICES THE LOAN PORTFOLIO FOR MEMBERS. |
| IRS990/Activity3/Description | 0 | THE CREDIT UNION PROVIDES ACCESS TO MEMBERS TO THEIR ACCOUNTS ELECTRONICALLY AND IN PERSON AT THE CREDIT UNION. |
| IRS990/ActivityOrMissionDescription | 0 | TO CONDUCT THE ORDINARY AND NECESSARY BUSINESS OF A CREDIT UNION INVOLVING THE RECEIVING OF SAVINGS OF MEMBERS AND LENDING MONEY TO MEMBERS FOR PROVIDENT PURPOSES. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 411 MAIN STREET SUITE 102 |
| IRS990/AddressPrincipalOfficerUS/City | 0 | ST PAUL |
| IRS990/AddressPrincipalOfficerUS/State | 0 | MN |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 55102 |
| IRS990/AllOtherExpenses/Total | 0 | 31536 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 66450 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 77316 |
| IRS990/BenefitsToMembers/Total | 0 | 66450 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 107829 |
| IRS990/CashNonInterestBearing/EOY | 0 | 72760 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 106471 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 1 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 7388 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | THE CU PROVIDES DEPOSIT ACCOUNTS THAT ARE HELD BY APPROXIMATELY 3,205 MEMBERS. DIVIDENDS AND INTEREST ARE PAID ON THESE ACCOUNTS. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 0 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 40.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | PATRICK MOORE |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | MICHAEL MENNE |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | DAVID STEELE |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | STEVEN WILL |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | MARK SLAGLE |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | CURTIS JOHNSON |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | ADAM HOEN |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | JAMES KAVALOSKI |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 18593 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 520 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 520 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 520 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 520 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 520 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 520 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 520 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 84238 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 1 | CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 4 | SECRETARY |
| IRS990/Form990PartVIISectionA/Title | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 6 | VICE-CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 7 | CHIEF OPERATING OFFICER |
| IRS990/Form990ProvidedToGoverningBody | 0 | 0 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 0 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 1030291 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXII | 0 | X |
| IRS990/Insurance/Total | 0 | 764 |
| IRS990/Interest/Total | 0 | 17 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 115568 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 115568 |
| IRS990/InvestmentIncomePriorYear | 0 | 151109 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 115568 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsProgramRelated/BOY | 0 | 596000 |
| IRS990/InvestmentsProgramRelated/EOY | 0 | 591500 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 10658 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 64283 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 37073 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 53625 |
| IRS990/LoanToOfficerOrDQP | 0 | 1 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | PROVIDE COMPLETE FINANCIAL SERVICES FOR MEMBERS AT MINIMAL COST, AND MAXIMUM BENEFITS. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | JAMES S KAVALOSKI |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 4069905 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 4019068 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 735 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 7 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 89350 |
| IRS990/OfficeExpenses/Total | 0 | 134049 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 822498 |
| IRS990/OtherAssetsTotal/EOY | 0 | 987567 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 48012 |
| IRS990/OtherExpensePriorYear | 0 | 564261 |
| IRS990/OtherExpensesCurrentYear | 0 | 558987 |
| IRS990/OtherExpenses/Description | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpenses/Description | 1 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpenses/Description | 2 | MISCELLANEOUS |
| IRS990/OtherExpenses/Description | 3 | PROFESSIONAL & OUTSIDE |
| IRS990/OtherExpenses/Total | 0 | 120570 |
| IRS990/OtherExpenses/Total | 1 | 106357 |
| IRS990/OtherExpenses/Total | 2 | 27332 |
| IRS990/OtherExpenses/Total | 3 | 25829 |
| IRS990/OtherLiabilities/BOY | 0 | 22040417 |
| IRS990/OtherLiabilities/EOY | 0 | 22233114 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 12935128 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 13115282 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 274112 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 17951 |
| IRS990/PensionPlanContributions/Total | 0 | 9145 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 29482 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 40344 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 900099 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 524298 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 900099 |
| IRS990/ProgramServiceRevenue/BusinessCode | 3 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 914723 |
| IRS990/ProgramServiceRevenue/Description | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenue/Description | 1 | OTHER CHARGES |
| IRS990/ProgramServiceRevenue/Description | 2 | VISA INCOME |
| IRS990/ProgramServiceRevenue/Description | 3 | FEES |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 952765 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 742023 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 83864 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 45603 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 3 | 43233 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 742023 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 83864 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 45603 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 3 | 43233 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtc/BOY | 0 | 156613 |
| IRS990/ReceivablesFromOfficersEtc/EOY | 0 | 148274 |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
| IRS990/ReconcilationRevenueExpenses | 0 | -50837 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 4069905 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 4019068 |
| IRS990/RevenuesLessExpensesCY | 0 | -50837 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 112495 |
| IRS990/SalariesEtcCurrentYear | 0 | 455691 |
| IRS990/SalariesEtcPriorYear | 0 | 349802 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 12200292 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 12253853 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 53625 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 10658 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 64283 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 16289662 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 2747269 |
| IRS990ScheduleD/OtherLiabilities/Amount | 2 | 1277893 |
| IRS990ScheduleD/OtherLiabilities/Amount | 3 | 1918290 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | SHARES |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilities/Description | 2 | CD'S |
| IRS990ScheduleD/OtherLiabilities/Description | 3 | IRA SHARE & CERTIFICATES |
| IRS990ScheduleD/TotalOfAmounts | 0 | 22233114 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 53625 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 0 | 1 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 1 | 1 |
| IRS990ScheduleL/LoanTable/BalanceDue | 0 | 48418 |
| IRS990ScheduleL/LoanTable/BalanceDue | 1 | 99856 |
| IRS990ScheduleL/LoanTable/Default | 0 | 0 |
| IRS990ScheduleL/LoanTable/Default | 1 | 0 |
| IRS990ScheduleL/LoanTable/LoanFromOrganization | 0 | X |
| IRS990ScheduleL/LoanTable/LoanFromOrganization | 1 | X |
| IRS990ScheduleL/LoanTable/NameBusiness/BusinessNameLine1 | 0 | JAMES S KAVALOSKI |
| IRS990ScheduleL/LoanTable/NameBusiness/BusinessNameLine1 | 1 | JAMES S KAVALOSKI |
| IRS990ScheduleL/LoanTable/OriginalPrincipalAmount | 0 | 84000 |
| IRS990ScheduleL/LoanTable/OriginalPrincipalAmount | 1 | 103900 |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 0 | HOME MORTGAGE |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 1 | HOME MORTGAGE |
| IRS990ScheduleL/LoanTable/RelationshipWithOrganization | 0 | CHIEF OPERATING OFFICER |
| IRS990ScheduleL/LoanTable/RelationshipWithOrganization | 1 | CHIEF OPERATING OFFICER |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 0 | 1 |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 1 | 1 |
| IRS990ScheduleL/TotalBalanceDue | 0 | 148274 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF APPROXIMATELY 3,205 MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE AND VOTING RIGHTS AT THE ANNUAL MEETINGS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | ALL MEMBERS HAVE ONE VOTE WHEN ELECTING THE BOARD MEMBERS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | ANY SUCH APPROVAL IS DISCUSSED AND VOTED ON AT THE ANNUAL MEETING. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | MANAGEMENT REVIEWS THE 990 BEFORE AND AFTER IT IS FILED. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | ALL CREDIT UNION EMPLOYEES AND VOLUNTEERS ANNUALLY REVIEW AND SIGN FRAUD POLICY AND CONFIDENTIALITY STATEMENT WHICH ARE KEPT IN BOARD MINUTES. POST MANAGEMENT REVIEW REPORTS ARE REVIEWED DAILY FOR TRANSACTIONS WHICH WOULD DEMONSTRATE CONFLICTS OF INTEREST. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | THE CREDIT UNION USES A BOARD APPOINTED COMPENSATION COMMITTEE AND ALSO REVIEWS CUNA COMPLETE CREDIT UNION STAFF SALARY SURVEY. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | THE FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC THROUGH POSTINGS IN THE OFFICE AND ON THE NATIONAL CREDIT UNION ADMINISTRATION WEBSITE. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | THE AGREED UPON PROCEDURES WERE DONE AS OF 9/30. THEREFORE, THE REPORTING PERIOD FOR THE AGREED UPON PROCEDURES DOES NOT MATCH THE REPORTING PERIOD FOR THE 990. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 8 | THE SUPERVISORY COMMITTEE OVERSEES THE AGREED UPON PROCEDURES AND THE SELECTION OF AN INDEPENDENT ACCCOUNTANT. |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | FORM 990, PART XII, LINE 2B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 8 | FORM 990, PART XII, LINE 2C |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | MN |
| IRS990/SubjectToProxyTax | 0 | 0 |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 411 MAIN STREET SUITE 102 |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | ST PAUL |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | MN |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 55102 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | JAMES S KAVALOSKI |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 6512270771 |
| IRS990/TotalAssets/BOY | 0 | 26884915 |
| IRS990/TotalAssetsBOY | 0 | 26884915 |
| IRS990/TotalAssets/EOY | 0 | 27263205 |
| IRS990/TotalAssetsEOY | 0 | 27263205 |
| IRS990/TotalCompGT150K | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 1081128 |
| IRS990/TotalExpensesPriorYear | 0 | 991379 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 1081128 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 22815010 |
| IRS990/TotalLiabilitiesBOY | 0 | 22815010 |
| IRS990/TotalLiabilities/EOY | 0 | 23244137 |
| IRS990/TotalLiabilitiesEOY | 0 | 23244137 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 26884915 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 27263205 |
| IRS990/TotalNbrEmployees | 0 | 7 |
| IRS990/TotalNbrVolunteers | 0 | 16 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 4069905 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 4019068 |
| IRS990/TotalOtherCompensation | 0 | 18593 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProfFundrsngExpPriorYear | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 914723 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 87878 |
| IRS990/TotalRevenueCurrentYear | 0 | 1030291 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 115568 |
| IRS990/TotalRevenuePriorYear | 0 | 1103874 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 914723 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 1030291 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/Travel/Total | 0 | 15795 |
| IRS990/TypeOfOrganizationOther | 0 | X |
| IRS990/TypeOfOrgOtherDescription | 0 | CU |
| IRS990/UnrelatedBusinessIncome | 0 | 0 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.PIPEFITTERSCU.COM |
| IRS990/WhistleblowerPolicy | 0 | 0 |
| IRS990/YearFormation | 0 | 1957 |
| ReturnHeader/BuildTS | 0 | 2016-03-07 17:11:31Z |
| ReturnHeader/Filer/EIN | 0 | 410843373 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | PIPEFITTERS STEAMFITTERS CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | PIPE |
| ReturnHeader/Filer/Phone | 0 | 6512270771 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 411 MAIN STREET SUITE 102 |
| ReturnHeader/Filer/USAddress/City | 0 | ST PAUL |
| ReturnHeader/Filer/USAddress/State | 0 | MN |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 55102 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | 1 |
| ReturnHeader/Officer/DateSigned | 0 | 2013-05-29 |
| ReturnHeader/Officer/Name | 0 | JAMES S KAVALOSKI |
| ReturnHeader/Officer/Phone | 0 | 6512270771 |
| ReturnHeader/Officer/Title | 0 | CHIEF OPERATING OFFICER |
| ReturnHeader/PreparerFirm/EIN | 0 | 410746749 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | CLIFTONLARSONALLEN LLP |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | PO BOX 217 |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | AUSTIN |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | MN |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 55912 |
| ReturnHeader/Preparer/Name | 0 | RICHARD J GABRIELSON |
| ReturnHeader/Preparer/Phone | 0 | 5074347000 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-06-03T10:48:38-05:00 |
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Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.