Civic Intelligence

Electric Machinery Employees Credit Union

EIN 41-0682083 • 501(c)14 • Minneapolis, MN

View Organization Page

Minneapolis, MN
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

39th percentile

0.82x

Higher debt load relative to assets than 39% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

16.65x

Higher debt load relative to revenue than 62% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Net Margin

28th percentile

-5.6%

Higher net margin than 28% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

70th percentile

$78,441

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 18.7% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Asset Growth

68th percentile

1.4%

Faster asset growth than 68% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

41st percentile

2.9%

Faster revenue growth than 41% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets39th percentile

Using 2023 Form 990 data because the latest 2024 filing does not report standard financial totals.

Assets

Down

$8,723,249

Down $125,665 (-1.4%) from 2022

Liabilities

Down

$7,032,770

Down $81,010 (-1.1%) from 2022

Net Assets

Down

$1,690,479

Down $44,655 (-2.6%) from 2022

Operations
Liabilities / Revenue62nd percentileNet Margin28th percentile

Revenue

Up

$349,090

Up $17,594 (+5.3%) from 2022

Expenses

Up

$393,745

Up $77,057 (+24%) from 2022

Net Income

Down

-$44,655

Down $59,463 (-402%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth68th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2011: $9,018,985Liabilities 2011: $7,565,782Net Assets 2011: $1,453,2032011Assets 2012: $9,026,400Liabilities 2012: $7,564,915Net Assets 2012: $1,461,4852012Assets 2013: $8,802,598Liabilities 2013: $7,419,571Net Assets 2013: $1,383,0272013Assets 2014: $8,812,458Liabilities 2014: $7,474,089Net Assets 2014: $1,338,3692014Assets 2015: $9,086,833Liabilities 2015: $7,713,354Net Assets 2015: $1,373,4792015Assets 2016: $8,699,294Liabilities 2016: $7,245,795Net Assets 2016: $1,453,4992016Assets 2017: $8,561,853Liabilities 2017: $7,025,635Net Assets 2017: $1,536,2182017Assets 2018: $8,570,132Liabilities 2018: $6,983,494Net Assets 2018: $1,586,6382018Assets 2019: $9,181,087Liabilities 2019: $7,528,226Net Assets 2019: $1,652,8612019Assets 2020: $9,473,968Liabilities 2020: $7,788,922Net Assets 2020: $1,685,0462020Assets 2021: $8,876,104Liabilities 2021: $7,155,780Net Assets 2021: $1,720,3242021Assets 2022: $8,848,914Liabilities 2022: $7,113,780Net Assets 2022: $1,735,1342022Assets 2023: $8,723,249Liabilities 2023: $7,032,770Net Assets 2023: $1,690,4792023

Latest loaded filing

2023

Assets$8,723,249
Liabilities$7,032,770
Net Assets$1,690,479
Open 2023 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $414,763Expenses 2011: $409,165Net Income 2011: $5,5982011Revenue 2012: $376,906Expenses 2012: $382,000Net Income 2012: -$5,0942012Revenue 2013: $343,257Expenses 2013: $421,714Net Income 2013: -$78,4572013Revenue 2014: $329,531Expenses 2014: $374,189Net Income 2014: -$44,6582014Revenue 2015: $331,630Expenses 2015: $296,520Net Income 2015: $35,1102015Revenue 2016: $335,521Expenses 2016: $255,501Net Income 2016: $80,0202016Revenue 2017: $322,379Expenses 2017: $239,660Net Income 2017: $82,7192017Revenue 2018: $351,586Expenses 2018: $301,166Net Income 2018: $50,4202018Revenue 2019: $353,771Expenses 2019: $287,548Net Income 2019: $66,2232019Revenue 2020: $364,404Expenses 2020: $332,218Net Income 2020: $32,1862020Revenue 2021: $348,901Expenses 2021: $313,623Net Income 2021: $35,2782021Revenue 2022: $331,496Expenses 2022: $316,688Net Income 2022: $14,8082022Revenue 2023: $349,090Expenses 2023: $393,745Net Income 2023: -$44,6552023

Latest loaded filing

2023

Revenue$349,090
Expenses$393,745
Net Income-$44,655
Open 2023 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
-
Liabilities
-
Net assets
-
Revenue
-
Expenses
-
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.72$7.03$1.69$0.35$0.39$0.04
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.85$7.11$1.74$0.33$0.32$0.01
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.88$7.16$1.72$0.35$0.31$0.04
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.47$7.79$1.69$0.36$0.33$0.03
2019Summary only. Only limited summary data is available for this year.$9.18$7.53$1.65$0.35$0.29$0.07
2018Summary only. Only limited summary data is available for this year.$8.57$6.98$1.59$0.35$0.30$0.05
2017Summary only. Only limited summary data is available for this year.$8.56$7.03$1.54$0.32$0.24$0.08
2016Summary only. Only limited summary data is available for this year.$8.70$7.25$1.45$0.34$0.26$0.08
2015Summary only. Only limited summary data is available for this year.$9.09$7.71$1.37$0.33$0.30$0.04
2014Summary only. Only limited summary data is available for this year.$8.81$7.47$1.34$0.33$0.37$0.04
2013Summary only. Only limited summary data is available for this year.$8.80$7.42$1.38$0.34$0.42$0.08
2012Summary only. Only limited summary data is available for this year.$9.03$7.56$1.46$0.38$0.38$0.01
2011Summary only. Only limited summary data is available for this year.$9.02$7.57$1.45$0.41$0.41$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 24, 2025
Return Version
2024v5.1
Gross Receipts
$406,851
Mission and Program Overview

Mission

To provide financial services and products consistant with our membership. To offer loans and savings accounts at a competitive rate.

Provide competitive savings rates and low cost loans to our members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$5,071,032$4,515,461▼ $555,571
Savings and Temporary Cash Investments$3,200,340$3,633,252▲ $432,912
Rtn Earn Endowment Incm Other Fnds$1,690,479$1,558,059▼ $132,420
Receivables From Officers Etc$152,887$209,779▲ $56,892
Prepaid Expenses and Deferred Charges$488$14,160▲ $13,672
Cash and Non-Interest-Bearing Accounts$283,789$330▼ $283,459
Total Assets$8,723,249$8,389,881▼ $333,368
Other Assets Total$14,713$16,899▲ $2,186
Liabilities
Other Liabilities$6,979,448$6,750,150▼ $229,298
Accounts Payable and Accrued Expenses$53,322$81,672▲ $28,350
Total Liabilities$7,032,770$6,831,822▼ $200,948
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,690,479$1,558,059▼ $132,420
Total Liabilities and Net Assets / Fund Balance$8,723,249$8,389,881▼ $333,368
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Gregory D EricsonPresidentFT$79,903$79,903
Taylor DistelVice PresidentFT$56,136$56,136

Board Members and Trustees

NameTitle
Eric NormanDirector
Joe LoyasDirector
Kristen PopekDirector
Richard GrossDirector
Ryan LaflammeDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$328,835
Investment Income
$78,016
Other Revenue
$0
Change in Net Assets
$-132,419
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$220,366
Salaries, Compensation, and Employee Benefits$164,731
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$154,173
Current Officers, Directors, Trustees, and Key Employees---$136,039
Other Expenses---$53,444
Information Technology---$48,173
Office Expenses---$24,562
Other Employee Benefits---$14,125
All Other Expenses---$12,397
Insurance---$12,324
Payroll Taxes---$10,238
Payments to Affiliates---$7,337
Pension Plan Contributions---$4,329
Occupancy---$1,723
Advertising---$261
Conferences and Meetings---$82
Total Functional Expenses$0$0$0$539,270
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$152,887$209,779▲ $56,892
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$6,193,870
Regular Reserves$556,280
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Part VI Line 1A

“The board of directors designate two members to run the finance committee.”

Part VI Line 6

“Members”

Part VI Line 7A

“The members elect the board of directors.”

Part VI Line 7B

“The discharge of a member must be approved by the membership”

Part VI Line 11B

“A copy is available in the office, and is available to all directors.”

Part VI Line 15A or B

“Directors review salaries annually, review financials, employee goals and”

Part VI Line 15A or B

“pay a competitive salary.”

Part VI Line 19

“Upon Request”

Part VI Line 1A

“The Board of Directors designate two members to run the finance committee.”

Part VI Line 6

“Members”

Part VI Line 7A

“The members elect the board of directors”

Part VI Line 7B

“The discharge of a member must be approved by the membership.”

Part VI Line 11B

“A copy is available in the office and is available to all directors”

Part VI Line 15A or B

“Directors review salaries annually, review financials, employee goals and”

Part VI Line 15A or B

“pay a competitive salary”

Part VI Line 19

“Upon Request”

Filing and Contact Details

Filer

Filer Name
Electric Machinery Employees Credit Union
EIN
41-0682083
In Care Of
% Gregory D Ericson
Phone
6123788100
Address
800 Central Ave NE, Minneapolis, MN 55413

Signing Officer

Name
Gregory D Ericson
Title
President
Phone
6123788100
Signed
2025-04-24

Organization Details

Principal Officer
Gregory D Ericson
Formed
1947
Legal Domicile
Mn
Voting Board Members
5
Independent Board Members
5
Employees
2
Volunteers
8
Raw XML AppendixShowing 400 of 411 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Regular Reserves
IRS990ScheduleD/TotalLiabilityAmt06750150
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt04356
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt124898
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt220854
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt313874
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt436
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt554212
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt648064
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt720124
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt823361
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4Visa
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5Real Estate
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6Real Estate
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7Real Estate
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt025844
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt140595
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt232754
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt330000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt45000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt556000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt655000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt725000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt829287
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0RICHARD GROSS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1RICHARD GROSS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2RICHARD GROSS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3RYAN LAFLAMME
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4JOE LOYAS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5KRISTEN POPEK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6GREG ERICSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7TAYLOR DISTEL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8TAYLOR DISTEL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd8true
IRS990ScheduleL/TotalBalanceDueAmt0209779
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The board of directors designate two members to run the finance committee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The members elect the board of directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The discharge of a member must be approved by the membership
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A copy is available in the office, and is available to all directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Directors review salaries annually, review financials, employee goals and
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6pay a competitive salary.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Upon Request
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8The Board of Directors designate two members to run the finance committee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10The members elect the board of directors
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11The discharge of a member must be approved by the membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12A copy is available in the office and is available to all directors
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Directors review salaries annually, review financials, employee goals and
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14pay a competitive salary
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Upon Request
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part VI Line 1a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part VI Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part VI Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part VI Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Part VI Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Part VI Line 15a or b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Part VI Line 15a or b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Part VI Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Part VI Line 1a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Part VI Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Part VI Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Part VI Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Part VI Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Part VI Line 15a or b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Part VI Line 15a or b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Part VI Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0MN
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt08723249
IRS990/TotalAssetsEOYAmt08389881
IRS990/TotalAssetsGrp/BOYAmt08723249
IRS990/TotalAssetsGrp/EOYAmt08389881
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0539270
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt07032770
IRS990/TotalLiabilitiesEOYAmt06831822
IRS990/TotalLiabilitiesGrp/BOYAmt07032770
IRS990/TotalLiabilitiesGrp/EOYAmt06831822
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01690479
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01558059
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt05037
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt05037
IRS990/TotalProgramServiceExpensesAmt0154172
IRS990/TotalProgramServiceRevenueAmt0328835
IRS990/TotalReportableCompFromOrgAmt0136039
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0406851
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0406851
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt08723249
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt08389881
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt010520 Avocet St NW
IRS990/USAddress/CityNm0Coon Rapids
IRS990/USAddress/StateAbbreviationCd0MN
IRS990/USAddress/ZIPCd055433
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0emcu.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0GREGORY D ERICSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum06123788100
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Electric Machinery Employees Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0ELEC
ReturnHeader/Filer/EIN0410682083
ReturnHeader/Filer/InCareOfNm0% Gregory D Ericson

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