Civic Intelligence

Community First Credit Union

EIN 43-6030489 • 501(c)14 • Hannibal, MO

Profile

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

6460 Interstate CourtHannibal, MO 63401-6759

mycommunityfirstcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

74th percentile

0.90x

Higher debt load relative to assets than 74% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

40th percentile

14.67x

Higher debt load relative to revenue than 40% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Net Margin

67th percentile

8.1%

Higher net margin than 67% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

70th percentile

1.3%

Faster asset growth than 70% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2022 to 2024

Revenue Growth

82nd percentile

24%

Faster revenue growth than 82% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets74th percentile

Assets

Up

$8,376,085

Up $90,927 (+1.1%) from 2023

Liabilities

Up

$7,522,741

Up $49,259 (+0.7%) from 2023

Net Assets

Up

$853,344

Up $41,668 (+5.1%) from 2023

Operations
Liabilities / Revenue40th percentileNet Margin67th percentile

Revenue

Up

$512,926

Up $100,219 (+24%) from 2023

Expenses

Up

$471,258

Up $76,732 (+19%) from 2023

Net Income

Up

$41,668

Up $23,487 (+129%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth70th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2010: $6,725,255Liabilities 2010: $5,960,746Net Assets 2010: $764,5092010Assets 2011: $6,668,933Liabilities 2011: $5,945,092Net Assets 2011: $723,8412011Assets 2012: $6,871,281Liabilities 2012: $6,202,777Net Assets 2012: $668,5042012Assets 2013: $6,733,680Liabilities 2013: $6,045,747Net Assets 2013: $687,9332013Assets 2014: $6,652,733Liabilities 2014: $5,942,761Net Assets 2014: $709,9722014Assets 2015: $7,153,101Liabilities 2015: $6,448,300Net Assets 2015: $704,8012015Assets 2016: $7,278,841Liabilities 2016: $6,606,125Net Assets 2016: $672,7162016Assets 2017: $6,401,677Liabilities 2017: $5,725,752Net Assets 2017: $675,9252017Assets 2018: $5,984,516Liabilities 2018: $5,288,308Net Assets 2018: $696,2082018Assets 2019: $5,877,440Liabilities 2019: $5,166,830Net Assets 2019: $710,6102019Assets 2020: $6,839,423Liabilities 2020: $6,099,130Net Assets 2020: $740,2932020Assets 2021: $7,339,315Liabilities 2021: $6,556,548Net Assets 2021: $782,7672021Assets 2022: $8,166,806Liabilities 2022: $7,373,311Net Assets 2022: $793,4952022Assets 2023: $8,285,158Liabilities 2023: $7,473,482Net Assets 2023: $811,6762023Assets 2024: $8,376,085Liabilities 2024: $7,522,741Net Assets 2024: $853,3442024

Highlighted filing

2024

Assets$8,376,085
Liabilities$7,522,741
Net Assets$853,344
Open 2024 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $276,4352010Expenses 2011: $301,6802011Expenses 2012: $296,5362012Revenue 2013: $282,154Expenses 2013: $262,738Net Income 2013: $19,4162013Revenue 2014: $280,108Expenses 2014: $258,069Net Income 2014: $22,0392014Revenue 2015: $259,430Expenses 2015: $264,601Net Income 2015: -$5,1712015Revenue 2016: $225,658Expenses 2016: $257,743Net Income 2016: -$32,0852016Revenue 2017: $269,826Expenses 2017: $266,617Net Income 2017: $3,2092017Revenue 2018: $267,615Expenses 2018: $247,332Net Income 2018: $20,2832018Revenue 2019: $263,106Expenses 2019: $248,704Net Income 2019: $14,4022019Revenue 2020: $259,513Expenses 2020: $229,830Net Income 2020: $29,6832020Revenue 2021: $291,240Expenses 2021: $248,766Net Income 2021: $42,4742021Revenue 2022: $331,311Expenses 2022: $320,583Net Income 2022: $10,7282022Revenue 2023: $412,707Expenses 2023: $394,526Net Income 2023: $18,1812023Revenue 2024: $512,926Expenses 2024: $471,258Net Income 2024: $41,6682024

Highlighted filing

2024

Revenue$512,926
Expenses$471,258
Net Income$41,668
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,376,085
Liabilities
$7,522,741
Net assets
$853,344
Revenue
$512,926
Expenses
$471,258
Net income
$41,668
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$8.38$7.52$0.85$0.51$0.47$0.04
2023Detailed filing. Detailed filing data is available for this year.$8.29$7.47$0.81$0.41$0.39$0.02
2022Detailed filing. Detailed filing data is available for this year.$8.17$7.37$0.79$0.33$0.32$0.01
2021Detailed filing. Detailed filing data is available for this year.$7.34$6.56$0.78$0.29$0.25$0.04
2020Detailed filing. Detailed filing data is available for this year.$6.84$6.10$0.74$0.26$0.23$0.03
2019Detailed filing. Detailed filing data is available for this year.$5.88$5.17$0.71$0.26$0.25$0.01
2018Detailed filing. Detailed filing data is available for this year.$5.98$5.29$0.70$0.27$0.25$0.02
2017Detailed filing. Detailed filing data is available for this year.$6.40$5.73$0.68$0.27$0.27$0.00
2016Detailed filing. Detailed filing data is available for this year.$7.28$6.61$0.67$0.23$0.26$0.03
2015Detailed filing. Detailed filing data is available for this year.$7.15$6.45$0.70$0.26$0.26$0.01
2014Detailed filing. Detailed filing data is available for this year.$6.65$5.94$0.71$0.28$0.26$0.02
2013Detailed filing. Detailed filing data is available for this year.$6.73$6.05$0.69$0.28$0.26$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.87$6.20$0.67$0.30
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.67$5.95$0.72$0.30
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.73$5.96$0.76$0.28
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 23, 2025
Return Version
2024v5.2
Gross Receipts
$512,926
Mission and Program Overview

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$6,273,437$6,003,832▼ $269,605
Savings and Temporary Cash Investments$1,802,654$2,076,481▲ $273,827
Rtn Earn Endowment Incm Other Fnds$811,676$853,344▲ $41,668
Cash and Non-Interest-Bearing Accounts$109,647$193,307▲ $83,660
Prepaid Expenses and Deferred Charges$3,596$4,099▲ $503
Land, Buildings, and Equipment, Net$3,635$1,994▼ $1,641
Accounts Receivable$550$446▼ $104
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$8,285,158$8,376,085▲ $90,927
Other Assets Total$91,639$95,926▲ $4,287
Liabilities
Other Liabilities$7,418,471$7,475,571▲ $57,100
Accounts Payable and Accrued Expenses$55,011$47,170▼ $7,841
Total Liabilities$7,473,482$7,522,741▲ $49,259
Net Assets / Fund Balance
Total Net Assets Fund Balance$811,676$853,344▲ $41,668
Total Liabilities and Net Assets / Fund Balance$8,285,158$8,376,085▲ $90,927

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,994$96,666$98,660
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Nathan HathawayManagerFT$53,713$53,713

Board Members and Trustees

NameTitle
Michael BaxterChairperson
Bill FisherVice Chairperson
Justin DwightBoard Member
Lacie CrabillBoard Member
Tina LeeBoard Member
Janet GroendaSecretary
Tom RichmondTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$470,989
Investment Income
$41,937
Other Revenue
$0
Change in Net Assets
$41,668
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$326,258
Salaries, Compensation, and Employee Benefits$145,000
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$80,367
Fees for Services Other---$73,156
Current Officers, Directors, Trustees, and Key Employees---$53,713
Office Expenses---$48,043
Occupancy---$17,465
Payroll Taxes---$10,920
Fees for Services Accounting---$7,350
Other Expenses---$4,772
Conferences and Meetings---$3,300
All Other Expenses---$2,749
Depreciation Depletion---$1,641
Advertising---$722
Fees for Services Legal---$334
Total Functional Expenses$0$0$0$471,258
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$7,475,571
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11B

“The credit union's accountant reviews the form 990 return before filing.”

Form 990, Part VI, Section B, Line 15

“The board of directors sets compensation for the ceo based on comparable industry standards. The ceo recommends salary amounts for all other employees and presents them as part of the budget package to the board of directors. Deliberations and decisions are documented in the board minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Community First Credit Union
EIN
43-6030489
Phone
5732482569
Address
6460 INTERSTATE COURT, HANNIBAL, MO 63401-6759

Signing Officer

Name
Nathan Hathaway
Title
Manager
Phone
5732482569
Signed
2025-10-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nathan Hathaway
Formed
1952
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
7
Volunteers
0

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061-6454
Preparer
Gerald Tenbrink
Phone
9138946214
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“OTHER 73,156.”

Raw XML Appendix333 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt055011
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt047170
IRS990/AccountsReceivableGrp/BOYAmt0550
IRS990/AccountsReceivableGrp/EOYAmt0446
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
IRS990/AdvertisingGrp/TotalAmt0722
IRS990/AllOtherExpensesGrp/TotalAmt02749
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0NATHAN HATHAWAY
IRS990/BooksInCareOfDetail/PhoneNum05732482569
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt06460 INTERSTATE COURT
IRS990/BooksInCareOfDetail/USAddress/CityNm0HANNIBAL
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0634016759
IRS990/BusinessRlnWith35CtrlEntInd00
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IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0109647
IRS990/CashNonInterestBearingGrp/EOYAmt0193307
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
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IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
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IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
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IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt041937
IRS990/CYOtherExpensesAmt0326258
IRS990/CYOtherRevenueAmt00
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IRS990/CYRevenuesLessExpensesAmt041668
IRS990/CYSalariesCompEmpBnftPaidAmt0145000
IRS990/CYTotalExpensesAmt0471258
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0512926
IRS990/DecisionsSubjectToApprovaInd01
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IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt01641
IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 1,080 MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
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IRS990/DonorAdvisedFundInd00
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IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt07
IRS990/EmploymentTaxReturnsFiledInd01
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IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt07350
IRS990/FeesForServicesLegalGrp/TotalAmt0334
IRS990/FeesForServicesOtherGrp/TotalAmt073156
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0MICHAEL BAXTER
IRS990/Form990PartVIISectionAGrp/PersonNm1BILL FISHER
IRS990/Form990PartVIISectionAGrp/PersonNm2JANET GROENDA
IRS990/Form990PartVIISectionAGrp/PersonNm3TOM RICHMOND
IRS990/Form990PartVIISectionAGrp/PersonNm4LACIE CRABILL
IRS990/Form990PartVIISectionAGrp/PersonNm5JUSTIN DWIGHT
IRS990/Form990PartVIISectionAGrp/PersonNm6TINA LEE
IRS990/Form990PartVIISectionAGrp/PersonNm7NATHAN HATHAWAY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7MANAGER
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IRS990/IRPDocumentW2GCnt00
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IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
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IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
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IRS990/MissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0811676
IRS990/NetAssetsOrFundBalancesEOYAmt0853344
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
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IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
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IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
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IRS990/OtherExpensesGrp/TotalAmt169646
IRS990/OtherExpensesGrp/TotalAmt210200
IRS990/OtherExpensesGrp/TotalAmt34772
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IRS990/OthNotesLoansReceivableNetGrp/EOYAmt06003832
IRS990/PartialLiquidationInd00
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03596
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IRS990/ProfessionalFundraisingInd00
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt139286
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, THERE WERE 538 LOANS OUTSTANDING TOTALING $6,085,832.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS AND INTEREST ON MEMBER DEPOSITS TOTALING $86,880 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt025464
IRS990/PYOtherExpensesAmt0286438
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0387243
IRS990/PYRevenuesLessExpensesAmt018181
IRS990/PYSalariesCompEmpBnftPaidAmt0108088
IRS990/PYTotalExpensesAmt0394526
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0412707
IRS990/ReconcilationRevenueExpnssAmt041668
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0811676
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0853344
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01802654
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02076481
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt01994
IRS990ScheduleD/EquipmentGrp/DepreciationAmt096666
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt098660
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt07475571
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01994
IRS990ScheduleD/TotalLiabilityAmt07475571
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION'S ACCOUNTANT REVIEWS THE FORM 990 RETURN BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS SETS COMPENSATION FOR THE CEO BASED ON COMPARABLE INDUSTRY STANDARDS. THE CEO RECOMMENDS SALARY AMOUNTS FOR ALL OTHER EMPLOYEES AND PRESENTS THEM AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6OTHER 73,156.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt08285158
IRS990/TotalAssetsEOYAmt08376085
IRS990/TotalAssetsGrp/BOYAmt08285158
IRS990/TotalAssetsGrp/EOYAmt08376085
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/TotalAmt0471258
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt07473482
IRS990/TotalLiabilitiesEOYAmt07522741
IRS990/TotalLiabilitiesGrp/BOYAmt07473482
IRS990/TotalLiabilitiesGrp/EOYAmt07522741
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0811676
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0853344
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0470989
IRS990/TotalReportableCompFromOrgAmt053713
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0512926
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0512926
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt08285158
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt08376085
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt06460 INTERSTATE COURT
IRS990/USAddress/CityNm0HANNIBAL
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0634016759
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0MYCOMMUNITYFIRSTCU.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0NATHAN HATHAWAY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum05732482569
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COMMUNITY FIRST CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0COMM
ReturnHeader/Filer/EIN0436030489
ReturnHeader/Filer/PhoneNum05732482569
ReturnHeader/Filer/USAddress/AddressLine1Txt06460 INTERSTATE COURT
ReturnHeader/Filer/USAddress/CityNm0HANNIBAL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0634016759
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0660616454
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERALD TENBRINK
ReturnHeader/ReturnTs02025-10-23T10:19:56-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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