Civic Intelligence

Allvac Savings and Credit Union

EIN 23-7011017 • 501(c)14 • Monroe, NC

Profile

Allvac savings and credit union's continued mission is to serve our membership with the best possible services and rates using the profits from fees and loans.

PO Box 5030Monroe, NC 28111

www.allvaccu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

42nd percentile

0.82x

Higher debt load relative to assets than 42% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

35th percentile

12.28x

Higher debt load relative to revenue than 35% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Net Margin

90th percentile

22%

Higher net margin than 90% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

34th percentile

$47,130

Higher top officer pay than 34% of similar nonprofits.

Top officer pay equals 8.4% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Asset Growth

83rd percentile

4.6%

Faster asset growth than 83% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

77th percentile

15%

Faster revenue growth than 77% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets42nd percentile

Assets

Up

$8,368,329

Up $370,636 (+4.6%) from 2023

Liabilities

Up

$6,900,305

Up $247,065 (+3.7%) from 2023

Net Assets

Up

$1,468,024

Up $123,571 (+9.2%) from 2023

Operations
Liabilities / Revenue35th percentileNet Margin90th percentile

Revenue

Up

$561,744

Up $73,068 (+15%) from 2023

Expenses

Up

$438,173

Up $47,845 (+12%) from 2023

Net Income

Up

$123,571

Up $25,223 (+26%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth83rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2019: $7,558,772Liabilities 2019: $6,276,057Net Assets 2019: $1,282,7152019Assets 2020: $8,354,733Liabilities 2020: $7,080,572Net Assets 2020: $1,274,1612020Assets 2021: $8,652,593Liabilities 2021: $7,440,518Net Assets 2021: $1,212,0752021Assets 2022: $7,955,280Liabilities 2022: $6,709,175Net Assets 2022: $1,246,1052022Assets 2023: $7,997,693Liabilities 2023: $6,653,240Net Assets 2023: $1,344,4532023Assets 2024: $8,368,329Liabilities 2024: $6,900,305Net Assets 2024: $1,468,0242024

Highlighted filing

2024

Assets$8,368,329
Liabilities$6,900,305
Net Assets$1,468,024
Open 2024 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2019: $402,219Expenses 2019: $384,248Net Income 2019: $17,9712019Revenue 2020: $332,411Expenses 2020: $339,568Net Income 2020: -$7,1572020Revenue 2021: $248,854Expenses 2021: $310,940Net Income 2021: -$62,0862021Revenue 2022: $374,915Expenses 2022: $340,885Net Income 2022: $34,0302022Revenue 2023: $488,676Expenses 2023: $390,328Net Income 2023: $98,3482023Revenue 2024: $561,744Expenses 2024: $438,173Net Income 2024: $123,5712024

Highlighted filing

2024

Revenue$561,744
Expenses$438,173
Net Income$123,571
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,368,329
Liabilities
$6,900,305
Net assets
$1,468,024
Revenue
$561,744
Expenses
$438,173
Net income
$123,571
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$8.37$6.90$1.47$0.56$0.44$0.12
2023Detailed filing. Detailed filing data is available for this year.$8.00$6.65$1.34$0.49$0.39$0.10
2022Detailed filing. Detailed filing data is available for this year.$7.96$6.71$1.25$0.37$0.34$0.03
2021Detailed filing. Detailed filing data is available for this year.$8.65$7.44$1.21$0.25$0.31$0.06
2020Detailed filing. Detailed filing data is available for this year.$8.35$7.08$1.27$0.33$0.34$0.01
2019Detailed filing. Detailed filing data is available for this year.$7.56$6.28$1.28$0.40$0.38$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 12, 2025
Return Version
2024v5.0
Gross Receipts
$561,744
Mission and Program Overview

Mission

Allvac savings and credit union's continued mission is to serve our membership with the best possible services and rates using the profits from fees and loans.

Allvac savings and credit union was organized in 1964 to provide a benefit for the employees of allvac and their immediate family members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$5,200,741$5,195,316▼ $5,425
Savings and Temporary Cash Investments$2,426,695$2,793,774▲ $367,079
Rtn Earn Endowment Incm Other Fnds$1,344,453$1,468,024▲ $123,571
Cash and Non-Interest-Bearing Accounts$85,445$104,317▲ $18,872
Prepaid Expenses and Deferred Charges$3,415$5,660▲ $2,245
Land, Buildings, and Equipment, Net$7,114$333▼ $6,781
Total Assets$7,997,693$8,368,329▲ $370,636
Other Assets Total$274,283$268,929▼ $5,354
Liabilities
Other Liabilities$6,635,897$6,963,142▲ $327,245
Accounts Payable and Accrued Expenses$17,343$-62,837▼ $80,180
Total Liabilities$6,653,240$6,900,305▲ $247,065
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,344,453$1,468,024▲ $123,571
Total Liabilities and Net Assets / Fund Balance$7,997,693$8,368,329▲ $370,636

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$333$76,557$76,890
Buildings-$71,492$71,492
Other Land Buildings-$28,247$28,247
Leasehold Improvements-$11,373$11,373
Compensation and Service Providers
Top Officer Pay34th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Joy PageManagerFT$47,130$47,130

Board Members and Trustees

NameTitle
Ronald HowiePresident
Donna SimpsonBoard Member
Kim EdwardsBoard Member
Susan ColeBoard Member
Bruce LeckeySecretary
Michael BetheaTreasurer
Randy FergusonVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$432,425
Investment Income
$68,727
Other Revenue
$60,592
Change in Net Assets
$123,571
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$222,977
Salaries, Compensation, and Employee Benefits$174,500
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$100,720-$100,720
Office Expenses$47,986--$47,986
Current Officers, Directors, Trustees, and Key Employees-$47,130-$47,130
Benefits to Members$40,696--$40,696
All Other Expenses$20,603--$20,603
Occupancy$16,513--$16,513
Other Employee Benefits-$14,527-$14,527
Other Expenses$12,657--$12,657
Payroll Taxes-$12,123-$12,123
Insurance$8,957--$8,957
Fees for Services Accounting$8,820--$8,820
Conferences and Meetings$1,068--$1,068
Advertising$916--$916
Depreciation Depletion$327--$327
Total Functional Expenses$263,673$174,500$0$438,173
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$5,360,331
Certificates$869,717
Share Drafts$668,768
Christmas Club$55,717
Vacation Club$8,609
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is comprised of eligible members from ati employees and immediate family (spouse, children, grandchildren, parents, brothers, sisters, and grandparents).”

Form 990, Page 6, Part VI, Line 11B

“Allvac savings and credit union has annual examinations by the north carolina credit union division and annual comprehensive audits by carolina credit union league audit department. All financials, loans, statement and policies are reviewed as well as internal controls.”

Form 990, Page 6, Part VI, Line 19

“Allvac financial reports are posted and updated monthly in the credit union and also during the annual meeting.”

Filing and Contact Details

Filer

Filer Name
Allvac Savings and Credit Union
EIN
23-7011017
Phone
7042917112
Address
PO BOX 5030, MONROE, NC 28111

Signing Officer

Name
Joy Page
Title
Manager
Phone
7042917112
Signed
2025-05-12

Organization Details

Principal Officer
Joy Page
Formed
1964
Legal Domicile
Nc
Voting Board Members
7
Independent Board Members
7
Employees
3

Preparer

Firm
Cantey Tiller Pierce & Green Llp
Address
PO BOX 862, CAMDEN, SC 29021
Preparer
Janet M Pierce
Phone
8034321436
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“NA”

Raw XML Appendix335 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt017343
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0-62837
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0ALLVAC SAVINGS AND CREDIT UNION WAS ORGANIZED IN 1964 TO PROVIDE A BENEFIT FOR THE EMPLOYEES OF ALLVAC AND THEIR IMMEDIATE FAMILY MEMBERS.
IRS990/AdvertisingGrp/ProgramServicesAmt0916
IRS990/AdvertisingGrp/TotalAmt0916
IRS990/AllOtherExpensesGrp/ProgramServicesAmt020603
IRS990/AllOtherExpensesGrp/TotalAmt020603
IRS990/BackupWthldComplianceInd0false
IRS990/BenefitsToMembersGrp/ProgramServicesAmt040696
IRS990/BenefitsToMembersGrp/TotalAmt040696
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ALLVAC SAVINGS AND CREDIT UNION
IRS990/BooksInCareOfDetail/PhoneNum07042917112
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02020 ASHCRAFT AVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0MONROE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990/BooksInCareOfDetail/USAddress/ZIPCd028110
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt085445
IRS990/CashNonInterestBearingGrp/EOYAmt0104317
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt047130
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt047130
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt01068
IRS990/ConferencesMeetingsGrp/TotalAmt01068
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt040696
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt068727
IRS990/CYOtherExpensesAmt0222977
IRS990/CYOtherRevenueAmt060592
IRS990/CYProgramServiceRevenueAmt0432425
IRS990/CYRevenuesLessExpensesAmt0123571
IRS990/CYSalariesCompEmpBnftPaidAmt0174500
IRS990/CYTotalExpensesAmt0438173
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0561744
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0327
IRS990/DepreciationDepletionGrp/TotalAmt0327
IRS990/Desc0NA
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt08820
IRS990/FeesForServicesAccountingGrp/TotalAmt08820
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0JOY PAGE
IRS990/Form990PartVIISectionAGrp/PersonNm1RONALD HOWIE
IRS990/Form990PartVIISectionAGrp/PersonNm2RANDY FERGUSON
IRS990/Form990PartVIISectionAGrp/PersonNm3BRUCE LECKEY
IRS990/Form990PartVIISectionAGrp/PersonNm4MICHAEL BETHEA
IRS990/Form990PartVIISectionAGrp/PersonNm5DONNA SIMPSON
IRS990/Form990PartVIISectionAGrp/PersonNm6SUSAN COLE
IRS990/Form990PartVIISectionAGrp/PersonNm7KIM EDWARDS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt047130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01964
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0561744
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt08957
IRS990/InsuranceGrp/TotalAmt08957
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt068727
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt068727
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt0169
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0187669
IRS990/LandBldgEquipBasisNetGrp/BOYAmt07114
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0333
IRS990/LandBldgEquipCostOrOtherBssAmt0188002
IRS990/LegalDomicileStateCd0NC
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0ALLVAC SAVINGS AND CREDIT UNION'S CONTINUED MISSION IS TO SERVE OUR MEMBERSHIP WITH THE BEST POSSIBLE SERVICES AND RATES USING THE PROFITS FROM FEES AND LOANS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01344453
IRS990/NetAssetsOrFundBalancesEOYAmt01468024
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt016513
IRS990/OccupancyGrp/TotalAmt016513
IRS990/OfficeExpensesGrp/ProgramServicesAmt047986
IRS990/OfficeExpensesGrp/TotalAmt047986
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0274283
IRS990/OtherAssetsTotalGrp/EOYAmt0268929
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt014527
IRS990/OtherEmployeeBenefitsGrp/TotalAmt014527
IRS990/OtherExpensesGrp/Desc0BANK FEES
IRS990/OtherExpensesGrp/Desc1INCENTIVE EXPENSE
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3LOAN FEES
IRS990/OtherExpensesGrp/ProgramServicesAmt068305
IRS990/OtherExpensesGrp/ProgramServicesAmt120870
IRS990/OtherExpensesGrp/ProgramServicesAmt215955
IRS990/OtherExpensesGrp/ProgramServicesAmt312657
IRS990/OtherExpensesGrp/TotalAmt068305
IRS990/OtherExpensesGrp/TotalAmt120870
IRS990/OtherExpensesGrp/TotalAmt215955
IRS990/OtherExpensesGrp/TotalAmt312657
IRS990/OtherLiabilitiesGrp/BOYAmt06635897
IRS990/OtherLiabilitiesGrp/EOYAmt06963142
IRS990/OtherRevenueMiscGrp/Desc0MISC INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt060592
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt060592
IRS990/OtherRevenueTotalAmt060592
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0100720
IRS990/OtherSalariesAndWagesGrp/TotalAmt0100720
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt05200741
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt05195316
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt012123
IRS990/PayrollTaxesGrp/TotalAmt012123
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03415
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt05660
IRS990/PrincipalOfficerNm0JOY PAGE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INCOME FROM LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0338682
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt193743
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0338682
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt193743
IRS990/ProgSrvcAccomActy2Grp/Desc0NA
IRS990/ProgSrvcAccomActyOtherGrp/Desc0NA
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt09472
IRS990/PYInvestmentIncomeAmt028824
IRS990/PYOtherExpensesAmt0208268
IRS990/PYOtherRevenueAmt054901
IRS990/PYProgramServiceRevenueAmt0404951
IRS990/PYRevenuesLessExpensesAmt098348
IRS990/PYSalariesCompEmpBnftPaidAmt0172588
IRS990/PYTotalExpensesAmt0390328
IRS990/PYTotalRevenueAmt0488676
IRS990/ReconcilationRevenueExpnssAmt0123571
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01344453
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01468024
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02426695
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02793774
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/DepreciationAmt071492
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt071492
IRS990ScheduleD/EquipmentGrp/BookValueAmt0333
IRS990ScheduleD/EquipmentGrp/DepreciationAmt076557
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt076890
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt011373
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt011373
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt028247
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt028247
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt05360331
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1869717
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2668768
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt355717
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt48609
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3CHRISTMAS CLUB
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4VACATION CLUB
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0333
IRS990ScheduleD/TotalLiabilityAmt06963142
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NA
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS COMPRISED OF ELIGIBLE MEMBERS FROM ATI EMPLOYEES AND IMMEDIATE FAMILY (SPOUSE, CHILDREN, GRANDCHILDREN, PARENTS, BROTHERS, SISTERS, AND GRANDPARENTS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALLVAC SAVINGS AND CREDIT UNION HAS ANNUAL EXAMINATIONS BY THE NORTH CAROLINA CREDIT UNION DIVISION AND ANNUAL COMPREHENSIVE AUDITS BY CAROLINA CREDIT UNION LEAGUE AUDIT DEPARTMENT. ALL FINANCIALS, LOANS, STATEMENT AND POLICIES ARE REVIEWED AS WELL AS INTERNAL CONTROLS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ALLVAC FINANCIAL REPORTS ARE POSTED AND UPDATED MONTHLY IN THE CREDIT UNION AND ALSO DURING THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0NC
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt07997693
IRS990/TotalAssetsEOYAmt08368329
IRS990/TotalAssetsGrp/BOYAmt07997693
IRS990/TotalAssetsGrp/EOYAmt08368329
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0174500
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0263673
IRS990/TotalFunctionalExpensesGrp/TotalAmt0438173
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt06653240
IRS990/TotalLiabilitiesEOYAmt06900305
IRS990/TotalLiabilitiesGrp/BOYAmt06653240
IRS990/TotalLiabilitiesGrp/EOYAmt06900305
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01344453
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01468024
IRS990/TotalProgramServiceRevenueAmt0432425
IRS990/TotalReportableCompFromOrgAmt047130
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0561744
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0561744
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt07997693
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt08368329
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.ALLVACCU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0JOY PAGE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum07042917112
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ALLVAC SAVINGS AND CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ALLV
ReturnHeader/Filer/EIN0237011017
ReturnHeader/Filer/PhoneNum07042917112
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 5030
ReturnHeader/Filer/USAddress/CityNm0MONROE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028111
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0570568919
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CANTEY TILLER PIERCE & GREEN LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 862
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CAMDEN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0SC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd029021
ReturnHeader/PreparerPersonGrp/PhoneNum08034321436
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JANET M PIERCE
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-05-13T15:44:55-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.