Liabilities / Assets
85th percentile
Higher debt load relative to assets than 85% of similar nonprofits.
990 • Fiscal year 2012 • EIN 41-0414895
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
85th percentile
Higher debt load relative to assets than 85% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
93rd percentile
Faster asset growth than 93% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$30,703,096
Up $2,862,759 (+10%) from 2011
Net Assets
Up$2,590,602
Up $137,975 (+5.6%) from 2011
Liabilities
Up$28,112,494
Up $2,724,784 (+11%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Up$1,510,749
Up $20,968 (+1.4%) from 2011
Net Income
-
No earlier filing loaded for comparison.
It is the mission of Diversified Credit Union to improve the financial well being of our membership.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 25387710 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 28112494 |
| IRS990/AccountsReceivable/BOY | 0 | 22228123 |
| IRS990/AccountsReceivable/EOY | 0 | 22676577 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/Activity2/Description | 0 | Excess funds are invested, enabling the credit union to pay all members a fair return on savings, which benefits the totasl membership. |
| IRS990/Activity2/Expense | 0 | 0 |
| IRS990/Activity2/Grants | 0 | 0 |
| IRS990/Activity2/Revenue | 0 | 60292 |
| IRS990/ActivityOrMissionDescription | 0 | Improve the financial well being of our membership. Loans are made to members for productive purposes. Excess funds are invested enabling the credit union to pay all members a fair return on savings. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 800 Lasalle Ste 104 |
| IRS990/AddressPrincipalOfficerUS/City | 0 | Minneapolis |
| IRS990/AddressPrincipalOfficerUS/State | 0 | MN |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 55402 |
| IRS990/Advertising/Total | 0 | 10425 |
| IRS990/AllOtherExpenses/Total | 0 | 942 |
| IRS990/AuditCommittee | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 134401 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 161557 |
| IRS990/BenefitsToMembers/Total | 0 | 134401 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 152351 |
| IRS990/CashNonInterestBearing/EOY | 0 | 158522 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 0 |
| IRS990/CompDisqualPersons/Total | 0 | 0 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 1 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConferencesMeetings/Total | 0 | 5371 |
| IRS990/ConflictOfInterestPolicy | 0 | 0 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DeferredRevenue/EOY | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 13261 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | As a cooperative, loans are made to members for productive purposes and improved economic stability. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 0 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/EscrowAccountLiability/EOY | 0 | 0 |
| IRS990/Expense | 0 | 1510749 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 84043 |
| IRS990/FeesForServicesInvstMgmntFees/Total | 0 | 0 |
| IRS990/FeesForServicesLegal/Total | 0 | 852 |
| IRS990/FeesForServicesLobbying/Total | 0 | 0 |
| IRS990/FeesForServicesManagement/Total | 0 | 8302 |
| IRS990/FeesForServicesOther/Total | 0 | 29492 |
| IRS990/FeesForServicesProfFundraising/Total | 0 | 0 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignGrants/Total | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 40 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 1 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 2 | 0 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | Tom Posterick |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | Carol Wilm |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | Sue Spannaus |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | Cheryl Willenbring |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | Linda Trenter |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 95581 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | Director |
| IRS990/Form990PartVIISectionA/Title | 1 | Chairman |
| IRS990/Form990PartVIISectionA/Title | 2 | Director |
| IRS990/Form990PartVIISectionA/Title | 3 | Director |
| IRS990/Form990PartVIISectionA/Title | 4 | President |
| IRS990/Form990ProvidedToGoverningBody | 0 | 0 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 1 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/GainOrLoss/Other | 0 | 0 |
| IRS990/GainOrLoss/Securities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/Grants | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsPayable/EOY | 0 | 0 |
| IRS990/GrantsToDomesticIndividuals/Total | 0 | 0 |
| IRS990/GrantsToDomesticOrgs/Total | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 1648724 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/ExclusionAmount | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXII | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 759 |
| IRS990/Insurance/Total | 0 | 19656 |
| IRS990/Interest/Total | 0 | 0 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 60292 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 0 |
| IRS990/InvestmentIncomePriorYear | 0 | 76075 |
| IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome | 0 | 60292 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 60292 |
| IRS990/InvestmentIncome/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 150143 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 178958 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 37145 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 28815 |
| IRS990/LoansFromOfficersDirectors/EOY | 0 | 0 |
| IRS990/LoanToOfficerOrDQP | 0 | 1 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | It is the mission of Diversified Credit Union to improve the financial well being of our membership. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/MortNotesPyblSecuredInvestProp/EOY | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | Linda trenter |
| IRS990/NbrIndependentVotingMembers | 0 | 4 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 5 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 5 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 2452627 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 2590602 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 740 |
| IRS990/NumberIndependentVotingMembers | 0 | 4 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 10 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 58728 |
| IRS990/OfficeExpenses/Total | 0 | 79402 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 338492 |
| IRS990/OtherAssetsTotal/EOY | 0 | 348453 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 69528 |
| IRS990/OtherExpensePriorYear | 0 | 772689 |
| IRS990/OtherExpensesCurrentYear | 0 | 823090 |
| IRS990/OtherExpenses/Description | 0 | provision loan loss |
| IRS990/OtherExpenses/Description | 1 | Association dues |
| IRS990/OtherExpenses/Description | 2 | Loan Servicing |
| IRS990/OtherExpenses/Description | 3 | Non Operating expenses |
| IRS990/OtherExpenses/Total | 0 | 443416 |
| IRS990/OtherExpenses/Total | 1 | 9073 |
| IRS990/OtherExpenses/Total | 2 | 47521 |
| IRS990/OtherExpenses/Total | 3 | 8130 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 390095 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PaymentsToAffiliates/Total | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 34893 |
| IRS990/PensionPlanContributions/Total | 0 | 58742 |
| IRS990/PledgesAndGrantsReceivable/EOY | 0 | 0 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 19800 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 29085 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522130 |
| IRS990/ProgramServiceRevenueCY | 0 | 1588432 |
| IRS990/ProgramServiceRevenue/Description | 0 | Loans |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 0 | 0 |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 1510686 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 1588432 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 1588432 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReconcilationDonatedServices | 0 | 0 |
| IRS990/ReconcilationInvestExpenses | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
| IRS990/ReconcilationPriorAdjustment | 0 | 0 |
| IRS990/ReconcilationRevenueExpenses | 0 | 137975 |
| IRS990/ReconciliationUnrealizedInvest | 0 | 0 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Personal | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Real | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 0 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 2452627 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 2590602 |
| IRS990/Revenue | 0 | 1588432 |
| IRS990/RevenuesLessExpensesCY | 0 | 137975 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 96980 |
| IRS990/RoyaltiesRevenue/ExclusionAmount | 0 | 0 |
| IRS990/RoyaltiesRevenue/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/RoyaltiesRevenue/TotalRevenueColumn | 0 | 0 |
| IRS990/RoyaltiesRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/Royalties/Total | 0 | 0 |
| IRS990/SalariesEtcCurrentYear | 0 | 553258 |
| IRS990/SalariesEtcPriorYear | 0 | 555535 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 5064426 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 7461644 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 0 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 0 |
| IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 28061 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 139579 |
| IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis | 0 | 167640 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/Land/BookValue | 0 | 0 |
| IRS990ScheduleD/Land/InvestmentCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/BookValue | 0 | 754 |
| IRS990ScheduleD/LeaseholdImprovements/Depreciation | 0 | 10564 |
| IRS990ScheduleD/LeaseholdImprovements/InvestmentCostOrOtherBasis | 0 | 11318 |
| IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/Depreciation | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/InvestmentCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 28815 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 0 | 1 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 1 | 1 |
| IRS990ScheduleL/LoanTable/BalanceDue | 0 | 1187 |
| IRS990ScheduleL/LoanTable/BalanceDue | 1 | 8643 |
| IRS990ScheduleL/LoanTable/Default | 0 | 0 |
| IRS990ScheduleL/LoanTable/Default | 1 | 0 |
| IRS990ScheduleL/LoanTable/LoanFromOrganization | 0 | X |
| IRS990ScheduleL/LoanTable/LoanFromOrganization | 1 | X |
| IRS990ScheduleL/LoanTable/NamePerson | 0 | Linda trenter |
| IRS990ScheduleL/LoanTable/NamePerson | 1 | Tom Posterick |
| IRS990ScheduleL/LoanTable/OriginalPrincipalAmount | 0 | 1187 |
| IRS990ScheduleL/LoanTable/OriginalPrincipalAmount | 1 | 17797 |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 0 | Visa card |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 1 | Car loan |
| IRS990ScheduleL/LoanTable/RelationshipWithOrganization | 0 | President |
| IRS990ScheduleL/LoanTable/RelationshipWithOrganization | 1 | Director |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 0 | 1 |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 1 | 1 |
| IRS990ScheduleL/TotalBalanceDue | 0 | 9830 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | Diversified credit union serves its membership as a cooperative. each member has one vote. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | A director election is held each year at the annual meeting.The membership elects a director for a three year term, which means one or two directors are elected annually. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | By law changes must be approved by the membership. In addition, any donations to other non profits must be approved by the membership at the annual meeting. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | The Operations Administrator completes the 990 with the financial reports approved by the Board. The completed 990 is reviewed by the President and submitted. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | Compensation for the President is determined annually. Cuna Staff Salary Survey data is reviewed. The decesion is signed and becomes part of the personel file. Staff compensation is determined annually by the President. CUNA Salary Survey data is reviewed. The decision is signed and becomes part of the personel file. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | Financial statements are avsailable online at the NCUA's website www.ncua.gov. The data is part of the quarterly filing of form 5300. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | The Audit Committee is made up of 3 elected members. They verify the results/recomendations of state examiners and an external auditor are acted upon and carried out by the Board and staff. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | F990_P06_S0A_L06 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | F990_P06_S0A_L07a |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | F990_P06_S0A_L07b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | F990_P06_S0B_L11b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | F990_P06_S0B_L15 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | F990_P06_S0C_L19 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | F990_P12_S00_L02c |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Form 990, Part XII, Line 2c |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | MN |
| IRS990/StatesWhereCopyOfReturnIsFiled | 0 | MN |
| IRS990/SubjectToProxyTax | 0 | 0 |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBondLiabilities/EOY | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 800 LaSalle Suite 104 |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | Minneapolis |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | MN |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 55402 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | Linda Trenter |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 6123215305 |
| IRS990/TotalAssets/BOY | 0 | 27840337 |
| IRS990/TotalAssetsBOY | 0 | 27840337 |
| IRS990/TotalAssets/EOY | 0 | 30703096 |
| IRS990/TotalAssetsEOY | 0 | 30703096 |
| IRS990/TotalCompGT150K | 0 | 0 |
| IRS990/TotalContributions | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 1510749 |
| IRS990/TotalExpensesPriorYear | 0 | 1489781 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 0 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 1510749 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 25387710 |
| IRS990/TotalLiabilitiesBOY | 0 | 25387710 |
| IRS990/TotalLiabilities/EOY | 0 | 28112494 |
| IRS990/TotalLiabilitiesEOY | 0 | 28112494 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 27840337 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 30703096 |
| IRS990/TotalNbrEmployees | 0 | 10 |
| IRS990/TotalNbrVolunteers | 0 | 7 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 2452627 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 2590602 |
| IRS990/TotalOfOtherProgramServiceExp | 0 | 0 |
| IRS990/TotalOfOtherProgramServiceGrnt | 0 | 0 |
| IRS990/TotalOfOtherProgramServiceRev | 0 | 0 |
| IRS990/TotalOtherCompensation | 0 | 0 |
| IRS990/TotalOtherRevenue | 0 | 0 |
| IRS990/TotalOthProgramServiceRevenue/ExclusionAmount | 0 | 0 |
| IRS990/TotalOthProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/TotalOthProgramServiceRevenue/TotalRevenueColumn | 0 | 0 |
| IRS990/TotalOthProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProfFundrsngExpPriorYear | 0 | 0 |
| IRS990/TotalProgramServiceExpense | 0 | 1510749 |
| IRS990/TotalProgramServiceRevenue | 0 | 1588432 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 95581 |
| IRS990/TotalRevenueCurrentYear | 0 | 1648724 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 0 |
| IRS990/TotalRevenuePriorYear | 0 | 1586761 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 1648724 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 1648724 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TravelEntrtnmntPublicOfficials/Total | 0 | 0 |
| IRS990/Travel/Total | 0 | 3717 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | 0 |
| IRS990/UnsecuredNotesLoansPayable/EOY | 0 | 0 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | www.diversifiedcu.org |
| IRS990/WhistleblowerPolicy | 0 | 0 |
| IRS990/YearFormation | 0 | 1930 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 410414895 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | DIVERSIFIED CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | DIVE |
| ReturnHeader/Filer/Phone | 0 | 6123215300 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 700 Linden Ave W |
| ReturnHeader/Filer/USAddress/City | 0 | Minneapolis |
| ReturnHeader/Filer/USAddress/State | 0 | MN |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 55403 |
| ReturnHeader/Officer/DateSigned | 0 | 2013-04-30 |
| ReturnHeader/Officer/Name | 0 | Linda Trenter |
| ReturnHeader/Officer/Phone | 0 | 6123215305 |
| ReturnHeader/Officer/Title | 0 | President |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
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Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.