Civic Intelligence

Diversified Credit Union

EIN 41-0414895 • 501(c)14 • Minneapolis, MN

View Organization Page

Profile

It is the mission of diversified credit union to improve the financial well being of our membership.

700 Linden Ave WMinneapolis, MN 55403

www.diversifiedcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

76th percentile

0.91x

Higher debt load relative to assets than 76% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2020

Liabilities / Revenue

35th percentile

15.53x

Higher debt load relative to revenue than 35% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2020

Net Margin

77th percentile

19%

Higher net margin than 77% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2020

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

95th percentile

14%

Faster asset growth than 95% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Revenue Growth

11th percentile

-8.9%

Faster revenue growth than 11% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets76th percentile

Assets

Down

$0

Down $40,835,345 (-100%) from 2020

Liabilities

Down

$0

Down $37,147,813 (-100%) from 2020

Net Assets

Down

$0

Down $3,687,532 (-100%) from 2020

Operations
Liabilities / Revenue35th percentileNet Margin77th percentile

Revenue

Down

$587,402

Down $1,804,322 (-75%) from 2020

Expenses

Down

$1,347,802

Down $590,354 (-30%) from 2020

Net Income

Down

-$760,400

Down $1,213,968 (-268%) from 2020

Trend Graphs

Balance Sheet Trend

Asset Growth95th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $26,247,921Liabilities 2010: $23,892,274Net Assets 2010: $2,355,6472010Assets 2011: $27,840,337Liabilities 2011: $25,387,710Net Assets 2011: $2,452,6272011Assets 2012: $30,703,096Liabilities 2012: $28,112,494Net Assets 2012: $2,590,6022012Assets 2013: $31,698,203Liabilities 2013: $28,848,942Net Assets 2013: $2,849,2612013Assets 2014: $31,379,958Liabilities 2014: $28,247,013Net Assets 2014: $3,132,9452014Assets 2015: $31,338,892Liabilities 2015: $27,975,035Net Assets 2015: $3,363,8572015Assets 2016: $33,427,734Liabilities 2016: $30,045,625Net Assets 2016: $3,382,1092016Assets 2017: $42,169,173Liabilities 2017: $38,694,689Net Assets 2017: $3,474,4842017Assets 2018: $36,874,594Liabilities 2018: $33,744,991Net Assets 2018: $3,129,6032018Assets 2019: $35,973,392Liabilities 2019: $32,739,428Net Assets 2019: $3,233,9642019Assets 2020: $40,835,345Liabilities 2020: $37,147,813Net Assets 2020: $3,687,5322020Assets 2021: $0Liabilities 2021: $0Net Assets 2021: $02021

Highlighted filing

2021

Assets$0
Liabilities$0
Net Assets$0
Open 2021 Filing

Operations Trend

Revenue Growth11th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,648,9722010Expenses 2011: $1,489,7812011Expenses 2012: $1,510,7492012Revenue 2013: $1,642,371Expenses 2013: $1,383,712Net Income 2013: $258,6592013Revenue 2014: $1,616,130Expenses 2014: $1,332,446Net Income 2014: $283,6842014Revenue 2015: $1,708,658Expenses 2015: $1,477,746Net Income 2015: $230,9122015Revenue 2016: $1,801,994Expenses 2016: $1,783,742Net Income 2016: $18,2522016Revenue 2017: $2,377,630Expenses 2017: $2,285,255Net Income 2017: $92,3752017Revenue 2018: $2,877,234Expenses 2018: $3,222,115Net Income 2018: -$344,8812018Revenue 2019: $2,624,475Expenses 2019: $2,520,114Net Income 2019: $104,3612019Revenue 2020: $2,391,724Expenses 2020: $1,938,156Net Income 2020: $453,5682020Revenue 2021: $587,402Expenses 2021: $1,347,802Net Income 2021: -$760,4002021

Highlighted filing

2021

Revenue$587,402
Expenses$1,347,802
Net Income-$760,400
Open 2021 Filing

Filings

Most recent year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$587,402
Expenses
$1,347,802
Net income
-$760,400
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.59$1.35$0.76
2020Detailed filing. Detailed filing data is available for this year.$40.8$37.1$3.69$2.39$1.94$0.45
2019Detailed filing. Detailed filing data is available for this year.$36.0$32.7$3.23$2.62$2.52$0.10
2018Detailed filing. Detailed filing data is available for this year.$36.9$33.7$3.13$2.88$3.22$0.34
2017Detailed filing. Detailed filing data is available for this year.$42.2$38.7$3.47$2.38$2.29$0.09
2016Detailed filing. Detailed filing data is available for this year.$33.4$30.0$3.38$1.80$1.78$0.02
2015Detailed filing. Detailed filing data is available for this year.$31.3$28.0$3.36$1.71$1.48$0.23
2014Detailed filing. Detailed filing data is available for this year.$31.4$28.2$3.13$1.62$1.33$0.28
2013Detailed filing. Detailed filing data is available for this year.$31.7$28.8$2.85$1.64$1.38$0.26
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.7$28.1$2.59$1.51
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.8$25.4$2.45$1.49
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.2$23.9$2.36$1.65
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Mar 31, 2021
Signed
May 31, 2022
Return Version
2021v4.2
Gross Receipts
$587,402
Mission and Program Overview

Mission

It is the mission of Diversified Credit Union to improve the financial well being of our membership.

Improve the financial well being of our membership. Loans are made to members for productive purposes. Excess funds are invested, enabling the credit union to pay all members a fair return on savings.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$30,744,354$0▼ $30,744,354
Savings and Temporary Cash Investments$8,927,015$0▼ $8,927,015
Rtn Earn Endowment Incm Other Fnds$3,687,532$0▼ $3,687,532
Land, Buildings, and Equipment, Net$176,230$0▼ $176,230
Cash and Non-Interest-Bearing Accounts$175,207$0▼ $175,207
Prepaid Expenses and Deferred Charges$38,515$0▼ $38,515
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$40,835,345$0▼ $40,835,345
Other Assets Total$774,024$0▼ $774,024
Liabilities
Other Liabilities$37,067,877$0▼ $37,067,877
Accounts Payable and Accrued Expenses$79,936--
Total Liabilities$37,147,813$0▼ $37,147,813
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,687,532$0▼ $3,687,532
Total Liabilities and Net Assets / Fund Balance$40,835,345$0▼ $40,835,345
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Scott PentilaCEOFT$60,267$60,267

Board Members and Trustees

NameTitle
Paul MillerChairman
Mike GilbertsonVice Chairman
Carol WilmDirector
Drew BoekeDirector
Steve MarshSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$524,468
Investment Income
$62,934
Other Revenue
$0
Change in Net Assets
$-760,400
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$860,431
Salaries, Compensation, and Employee Benefits$447,980
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$825,724
Pension Plan Contributions---$253,866
Other Salaries and Wages---$101,201
Current Officers, Directors, Trustees, and Key Employees---$60,267
Benefits to Members---$39,391
Occupancy---$34,294
Other Employee Benefits---$18,095
Payroll Taxes---$14,551
Travel---$413
Total Functional Expenses$0$0$0$1,347,802
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Diversified credit union services its membership as a cooperative. Each member has one vote.”

Form 990, Part VI, Section A, Line 7A

“A director election is held each year at the annual meeting. The membership elects directors for a 3 year term, which means 1 or 2 directors are elected each year.”

Form 990, Part VI, Section A, Line 7B

“By law changes must be made by the membership. In addition, any contributions to another non profit must be approved by the membership.”

Form 990, Part VI, Section B, Line 11B

“The 990 is completed by staff using financial reports review and approved by the board and supervisory committee at monthly board meetings. The ceo reviews the document prior to filing.”

Form 990, Part VI, Section B, Line 15

“Compensation for the ceo is determined by the board executive committee. The cuna salary survey is used as a guide. Staff compensation is determined by the ceo, again using the cuna survey as a guide. A signed salary review is maintained in employee files.”

Form 990, Part VI, Section C, Line 19

“The financial statements are posted in the lobby and available online by the ncua. The quarterly report 5300 is open to the public.”

Filing and Contact Details

Filer

Filer Name
Diversified Credit Union
EIN
41-0414895
Phone
6123215300
Address
700 LINDEN AVE W, MINNEAPOLIS, MN 55403

Signing Officer

Name
Scott Pentila
Title
CEO
Phone
6123215300
Signed
2022-05-31
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Scott Pentila
Formed
1930
Legal Domicile
Mn
Voting Board Members
5
Independent Board Members
5
Employees
10
Volunteers
5

Preparer

Firm
Cliftonlarsonallen Llp
Address
109 N MAIN STREET SUITE 200, AUSTIN, MN 55912
Preparer
Tanya Medgaarden
Phone
5074347000
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Equity transferred in merger -2,927,131. Rounding -1.”

Raw XML Appendix388 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BenefitsToMembersGrp/TotalAmt039391
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SCOTT PENTILA
IRS990/BooksInCareOfDetail/PhoneNum06123218990
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IRS990/BooksInCareOfDetail/USAddress/CityNm0MINNEAPOLIS
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
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IRS990/Form990PartVIISectionAGrp/PersonNm3PAUL MILLER
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
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IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
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IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/GroupReturnForAffiliatesInd00
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IRS990/IndoorTanningServicesInd00
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IRS990ScheduleN/AttorneyGeneralNotifiedInd01
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IRS990ScheduleN/DirectorOfSuccessorInd00
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IRS990ScheduleN/LiabilitiesPaidInd01
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0LOANS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc1CASH AND CASH EQUIVALRNTS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc2PROPERTY & EQUIPMENT
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc3ACCRUED INTEREST
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc4OTHER ASSETS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt0SPIRE CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt1SPIRE CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt2SPIRE CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt3SPIRE CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt4SPIRE CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02021-04-01
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt12021-04-01
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt22021-04-01
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt32021-04-01
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt42021-04-01
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0410585825
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN1410585825
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN2410585825
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN3410585825
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN4410585825
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt031184613
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt111172692
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt230307
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt3111670
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt4-652411
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0501(C)(14)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt1501(C)(14)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt2501(C)(14)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt3501(C)(14)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt4501(C)(14)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0BOOK VALUE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt1BOOK VALUE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt2BOOK VALUE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt3BOOK VALUE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt4BOOK VALUE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt02025 LARPENTEUR AVE W
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt12025 LARPENTEUR AVE W
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt22025 LARPENTEUR AVE W
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt32025 LARPENTEUR AVE W
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt42025 LARPENTEUR AVE W
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0FALCON HEIGHTS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm1FALCON HEIGHTS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm2FALCON HEIGHTS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm3FALCON HEIGHTS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm4FALCON HEIGHTS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0MN
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd1MN
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd2MN
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd3MN
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd4MN
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd055113
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd155113
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd255113
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd355113
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd455113
IRS990ScheduleN/OwnerOfSuccessorInd00
IRS990ScheduleN/ReceiveCompensationInd00
IRS990ScheduleN/RequiredToNotifyAGInd01
IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt0PERSON(S) INVOLVED: SCOTT PENTILA
IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt1EXPLANATION OF INVOLVEMENT: BECAME EMPLOYEE FOR SPIRE CREDIT UNION
IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 2E:
IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc1PART I, LINE 2E:
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DIVERSIFIED CREDIT UNION SERVICES ITS MEMBERSHIP AS A COOPERATIVE. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A DIRECTOR ELECTION IS HELD EACH YEAR AT THE ANNUAL MEETING. THE MEMBERSHIP ELECTS DIRECTORS FOR A 3 YEAR TERM, WHICH MEANS 1 OR 2 DIRECTORS ARE ELECTED EACH YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BY LAW CHANGES MUST BE MADE BY THE MEMBERSHIP. IN ADDITION, ANY CONTRIBUTIONS TO ANOTHER NON PROFIT MUST BE APPROVED BY THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE 990 IS COMPLETED BY STAFF USING FINANCIAL REPORTS REVIEW AND APPROVED BY THE BOARD AND SUPERVISORY COMMITTEE AT MONTHLY BOARD MEETINGS. THE CEO REVIEWS THE DOCUMENT PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COMPENSATION FOR THE CEO IS DETERMINED BY THE BOARD EXECUTIVE COMMITTEE. THE CUNA SALARY SURVEY IS USED AS A GUIDE. STAFF COMPENSATION IS DETERMINED BY THE CEO, AGAIN USING THE CUNA SURVEY AS A GUIDE. A SIGNED SALARY REVIEW IS MAINTAINED IN EMPLOYEE FILES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND AVAILABLE ONLINE BY THE NCUA. THE QUARTERLY REPORT 5300 IS OPEN TO THE PUBLIC.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6EQUITY TRANSFERRED IN MERGER -2,927,131. ROUNDING -1.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MN
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd01
IRS990/TotalAssetsBOYAmt040835345
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt040835345
IRS990/TotalAssetsGrp/EOYAmt00
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt010
IRS990/TotalFunctionalExpensesGrp/TotalAmt01347802
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt037147813
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt037147813
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03687532
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0524468
IRS990/TotalReportableCompFromOrgAmt060267
IRS990/TotalRevenueGrp/ExclusionAmt062934
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0524468
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0587402
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt040835345
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0413
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0700 LINDEN AVE W
IRS990/USAddress/CityNm0MINNEAPOLIS
IRS990/USAddress/StateAbbreviationCd0MN
IRS990/USAddress/ZIPCd055403
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.DIVERSIFIEDCU.ORG
IRS990/WhistleblowerPolicyInd00
IRS990/WrittenPolicyOrProcedureInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0SCOTT PENTILA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06123215300
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-05-31
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0DIVERSIFIED CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0DIVE
ReturnHeader/Filer/EIN0410414895
ReturnHeader/Filer/PhoneNum06123215300
ReturnHeader/Filer/USAddress/AddressLine1Txt0700 LINDEN AVE W
ReturnHeader/Filer/USAddress/CityNm0MINNEAPOLIS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055403
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0410746749
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CLIFTONLARSONALLEN LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0109 N MAIN STREET SUITE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0AUSTIN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd055912
ReturnHeader/PreparerPersonGrp/PhoneNum05074347000
ReturnHeader/PreparerPersonGrp/PreparationDt02022-05-31
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TANYA MEDGAARDEN
ReturnHeader/ReturnTs02022-05-31T11:49:52-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0SCOTT
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0PENTILA
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-03-31
ReturnHeader/TaxYr02021

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