Liabilities / Assets
34th percentile
Higher debt load relative to assets than 34% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
34th percentile
Higher debt load relative to assets than 34% of similar nonprofits.
Liabilities / Revenue
56th percentile
Higher debt load relative to revenue than 56% of similar nonprofits.
Net Margin
79th percentile
Higher net margin than 79% of similar nonprofits.
Top Officer Pay
95th percentile
Higher top officer pay than 95% of similar nonprofits.
Top officer pay equals 7.1% of source-year revenue.
Asset Growth
42nd percentile
Faster asset growth than 42% of similar nonprofits.
Revenue Growth
75th percentile
Faster revenue growth than 75% of similar nonprofits.
Assets
Up$96,545,820
Up $11,807,547 (+14%) from 2019
Net Assets
Up$12,095,823
Up $682,212 (+6.0%) from 2019
Liabilities
Up$84,449,997
Up $11,125,335 (+15%) from 2019
Revenue
Up$3,935,822
Up $48,775 (+1.3%) from 2019
Expenses
Up$3,253,610
Up $176,673 (+5.7%) from 2019
Net Income
Down$682,212
Down $127,898 (-16%) from 2019
None
We strive to provide our members with quality service, low/no fees, and great rates.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $67,596,687 | $71,175,499 | ▲ $3,578,812 |
| Rtn Earn Endowment Incm Other Fnds | $11,413,611 | $12,095,823 | ▲ $682,212 |
| Savings and Temporary Cash Investments | $4,975,734 | $10,548,550 | ▲ $5,572,816 |
| Investments Other Securities | $4,755,959 | $5,499,959 | ▲ $744,000 |
| Land, Buildings, and Equipment, Net | $32,500 | $1,626,362 | ▲ $1,593,862 |
| Cash and Non-Interest-Bearing Accounts | $872,245 | $755,255 | ▼ $116,990 |
| Accounts Receivable | $92,717 | $93,090 | ▲ $373 |
| Prepaid Expenses and Deferred Charges | $36,363 | $81,526 | ▲ $45,163 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $84,738,273 | $96,545,820 | ▲ $11,807,547 |
| Other Assets Total | $6,376,068 | $6,765,579 | ▲ $389,511 |
| Liabilities | |||
| Other Liabilities | $72,562,002 | $83,529,338 | ▲ $10,967,336 |
| Accounts Payable and Accrued Expenses | $762,660 | $920,659 | ▲ $157,999 |
| Total Liabilities | $73,324,662 | $84,449,997 | ▲ $11,125,335 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $11,413,611 | $12,095,823 | ▲ $682,212 |
| Total Liabilities and Net Assets / Fund Balance | $84,738,273 | $96,545,820 | ▲ $11,807,547 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,195,018 | $484,115 | $1,679,133 |
| Equipment | $398,844 | $292,604 | $691,448 |
| Land | $32,500 | - | $32,500 |
| Other Land Buildings | $0 | $21,849 | $21,849 |
| Other Assets Org | $10,384 | - | - |
| Other Securities | $284,959 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Michele Roesler | President | FT | $135,000 | $145,732 | $280,732 |
| Ivan Pronschinske | Chairman | - | $2,600 | - | $2,600 |
| Robert Braun | Vice-chair | - | $2,300 | - | $2,300 |
| Carol Wineski | Secretary | - | $1,500 | - | $1,500 |
| John T Slaby | Treasurer | - | $1,500 | - | $1,500 |
| Bruce Schweisthal | Director | - | $1,200 | - | $1,200 |
| Dale Howard | Director | - | $1,200 | - | $1,200 |
| Joseph Haines | Director | - | $1,200 | - | $1,200 |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,661,143 |
| Salaries, Compensation, and Employee Benefits | $1,592,467 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $847,594 |
| Other Employee Benefits | - | - | - | $295,250 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $292,232 |
| Office Expenses | - | - | - | $170,590 |
| Information Technology | - | - | - | $123,705 |
| Advertising | - | - | - | $117,278 |
| All Other Expenses | - | - | - | $108,010 |
| Pension Plan Contributions | - | - | - | $82,072 |
| Payroll Taxes | - | - | - | $75,319 |
| Conferences and Meetings | - | - | - | $60,894 |
| Occupancy | - | - | - | $60,656 |
| Insurance | - | - | - | $40,538 |
| Depreciation Depletion | - | - | - | $36,177 |
| Other Expenses | - | - | - | $31,413 |
| Fees for Services Other | - | - | - | $14,501 |
| Fees for Services Accounting | - | - | - | $10,157 |
| Total Functional Expenses | $0 | $0 | $0 | $3,253,610 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares and Deposits | $83,529,338 |
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (board of directors).”
“The board of directors is elected by the membership utilizing their one vote per member.”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by a regulatory agency (i.e. Ncua, wisconsin office of credit unions).”
“A copy of the 990 is reviewed and approved by the board of directors before it is filed by the irs.”
“No director, officer, committee member, agent or employee of this credit union shall in any manner, directly or indirectly, participate in the deliberation upon or the determination of any question affecting his or her pecuniary or personal interest or the pecuniary interest of any organization or association in which the person is directly or indirectly interested. In the event of disqualification of any director or member of the credit committee respecting any matter presented to the board or credit committee for deliberation or determination, such director or committee member shall withdraw from the deliberation or determination. If a director or credit committee member withdraws from any deliberation or determination, the remaining qualified directors or credit committee members present at the meeting may exercise all powers of the board or credit committee, provided the number of directors or credit committee members present, including the disqualified directors or members, constitutes a quorum.”
“The board of directors review and approve ceo compensation based on salary surveys.”
“The organization makes its governing documents available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 762660 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 920659 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 92717 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 93090 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | WE STRIVE TO PROVIDE OUR MEMBERS WITH QUALITY SERVICE, LOW/NO FEES, AND GREAT RATES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 117278 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 108010 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | MICHELE ROESLER PRESIDENT |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6083232126 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 535 S DETTLOFF DR |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ARCADIA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54612 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 872245 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 755255 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 292232 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 60894 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 96102 |
| IRS990/CYOtherExpensesAmt | 0 | 1661143 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3839720 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 682212 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1592467 |
| IRS990/CYTotalExpensesAmt | 0 | 3253610 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3935822 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 36177 |
| IRS990/Desc | 0 | WE FUNDED 919 LOANS DURING 2020. AS OF 12/31/20, WE HAD 651 MORTGAGES/HOME EQUITY LINES, 1,251 CONSUMER LOANS, AND 91 MEMBER BUSINESS LOANS. WE ALSO HAD 795 CREDIT CARD ACCOUNTS WITH OUR MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 23 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 10157 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 14501 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 118350 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MICHELE ROESLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | IVAN PRONSCHINSKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ROBERT BRAUN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOHN T SLABY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CAROL WINESKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOSEPH HAINES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DALE HOWARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | BRUCE SCHWEISTHAL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 162382 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 2600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 2300 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 1500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 1500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 1200 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 1200 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 1200 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE-CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1963 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 5519 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 5519 |
| IRS990/GrossReceiptsAmt | 0 | 3935822 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 123705 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 40538 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 90583 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 90583 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 4755959 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 5499959 |
| IRS990/IRPDocumentCnt | 0 | 3257 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 798568 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 32500 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1626362 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2424930 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | WE STRIVE TO PROVIDE OUR MEMBERS WITH QUALITY SERVICE, LOW/NO FEES, AND GREAT RATES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 11413611 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 12095823 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 5519 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 5519 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 60656 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 170590 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 6376068 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 6765579 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 295250 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS ON MEMBER SHA |
| IRS990/OtherExpensesGrp/Desc | 1 | CREDIT CARD FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN & CLOSING COSTS |
| IRS990/OtherExpensesGrp/Desc | 3 | BAD DEBT EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 587362 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 233532 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 66330 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 31413 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 72562002 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 83529338 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 847594 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 67596687 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 71175499 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 75319 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 82072 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 36363 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 81526 |
| IRS990/PrincipalOfficerNm | 0 | MICHELE ROESLER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3428291 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 411429 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3428291 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 411429 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | WE HAVE DEPOSIT, TRANSACTION, AND INVESTMENT ACCOUNTS WITH 5,994 MEMBERS AT 12/31/20. DURING 2020, WE OPENED 968 NEW DEPOSIT, TRANSACTION AND INVESTMENT ACCOUNTS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 172365 |
| IRS990/PYOtherExpensesAmt | 0 | 1615897 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3714682 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 810110 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1461040 |
| IRS990/PYTotalExpensesAmt | 0 | 3076937 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 3887047 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 682212 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 11413611 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 12095823 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 4975734 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 10548550 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1195018 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 484115 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1679133 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 398844 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 292604 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 691448 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 32500 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 32500 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 751100 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 6004095 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 10384 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | NCUA SHARE INSURANCE CAPITALIZATION DEPOSITS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | NEW YORK LIFE INSURANCE |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | ALL OTHER ASSETS |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 21849 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 21849 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 83529338 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES AND DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 4222000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 993000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 284959 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | DEPOSITS IN COMMERCIAL BANKS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | LOANS TO AND INVESTMENTS IN NATURAL PERSON CREDIT UNIONS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | PEREPETUAL CONTRIBUTED CAPITAL |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1626362 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 6765579 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 5499959 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 83529338 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 135000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 8100 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 99900 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 18450 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 19282 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | MICHELE ROESLER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 280732 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | MICHELE ROESLER PARTICIPATES IN A 457(F) PLAN WITH THE CREDIT UNION. IN 2020, THERE WERE NO PAYMENTS FROM THE PLAN. DURING 2020, THE CREDIT UNION DEFERRED $83,643 TO THIS PLAN AND IS REFLECTED ON SCHEDULE J PART II COLUMN C. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I, LINE 4B |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 1 |
| IRS990ScheduleJ/WrittenEmploymentContractInd | 0 | X |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE GOVERNING BODY (BOARD OF DIRECTORS). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILIZING THEIR ONE VOTE PER MEMBER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY A REGULATORY AGENCY (I.E. NCUA, WISCONSIN OFFICE OF CREDIT UNIONS). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A COPY OF THE 990 IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS BEFORE IT IS FILED BY THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | NO DIRECTOR, OFFICER, COMMITTEE MEMBER, AGENT OR EMPLOYEE OF THIS CREDIT UNION SHALL IN ANY MANNER, DIRECTLY OR INDIRECTLY, PARTICIPATE IN THE DELIBERATION UPON OR THE DETERMINATION OF ANY QUESTION AFFECTING HIS OR HER PECUNIARY OR PERSONAL INTEREST OR THE PECUNIARY INTEREST OF ANY ORGANIZATION OR ASSOCIATION IN WHICH THE PERSON IS DIRECTLY OR INDIRECTLY INTERESTED. IN THE EVENT OF DISQUALIFICATION OF ANY DIRECTOR OR MEMBER OF THE CREDIT COMMITTEE RESPECTING ANY MATTER PRESENTED TO THE BOARD OR CREDIT COMMITTEE FOR DELIBERATION OR DETERMINATION, SUCH DIRECTOR OR COMMITTEE MEMBER SHALL WITHDRAW FROM THE DELIBERATION OR DETERMINATION. IF A DIRECTOR OR CREDIT COMMITTEE MEMBER WITHDRAWS FROM ANY DELIBERATION OR DETERMINATION, THE REMAINING QUALIFIED DIRECTORS OR CREDIT COMMITTEE MEMBERS PRESENT AT THE MEETING MAY EXERCISE ALL POWERS OF THE BOARD OR CREDIT COMMITTEE, PROVIDED THE NUMBER OF DIRECTORS OR CREDIT COMMITTEE MEMBERS PRESENT, INCLUDING THE DISQUALIFIED DIRECTORS OR MEMBERS, CONSTITUTES A QUORUM. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS REVIEW AND APPROVE CEO COMPENSATION BASED ON SALARY SURVEYS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 84738273 |
| IRS990/TotalAssetsEOYAmt | 0 | 96545820 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 84738273 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 96545820 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 23 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 3253610 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 73324662 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 84449997 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 73324662 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 84449997 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 11413611 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 12095823 |
| IRS990/TotalOtherCompensationAmt | 0 | 118350 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3839720 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 173882 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 96102 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3839720 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3935822 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 84738273 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 96545820 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 187 |
| IRS990/USAddress/CityNm | 0 | ARCADIA |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54612 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.ARCADIACU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MICHELE ROESLER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6083232126 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-04-22 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ARCADIA CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ARCA |
| ReturnHeader/Filer/EIN | 0 | 391081863 |
| ReturnHeader/Filer/PhoneNum | 0 | 6083232126 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 187 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | ARCADIA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54612 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 390758449 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | WIPFLI LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 8010 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | WAUSAU |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 544028010 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7158453111 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-04-22 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | MARY A COATES CPA |
| ReturnHeader/ReturnTs | 0 | 2021-05-11T09:44:08-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | MICHELE |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | ROESLER |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.