Liabilities / Assets
29th percentile
Higher debt load relative to assets than 29% of similar nonprofits.
990 • Fiscal year 2015 • EIN 39-1022442
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
29th percentile
Higher debt load relative to assets than 29% of similar nonprofits.
Liabilities / Revenue
79th percentile
Higher debt load relative to revenue than 79% of similar nonprofits.
Net Margin
47th percentile
Higher net margin than 47% of similar nonprofits.
Top Officer Pay
98th percentile
Higher top officer pay than 98% of similar nonprofits.
Top officer pay equals 26.5% of source-year revenue.
Asset Growth
52nd percentile
Faster asset growth than 52% of similar nonprofits.
Revenue Growth
86th percentile
Faster revenue growth than 86% of similar nonprofits.
Assets
Up$27,218,214
Up $820,162 (+3.1%) from 2014
Net Assets
Up$3,950,790
Up $61,485 (+1.6%) from 2014
Liabilities
Up$23,267,424
Up $758,677 (+3.4%) from 2014
Revenue
Up$903,299
Up $70,918 (+8.5%) from 2014
Expenses
Down$841,815
Down $67,601 (-7.4%) from 2014
Net Income
Up$61,484
Up $138,519 (+180%) from 2014
To provide the best financial services possible to our members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $12,242,530 | $11,923,798 | ▼ $318,732 |
| Savings and Temporary Cash Investments | $6,725,482 | $8,153,957 | ▲ $1,428,475 |
| Investments Program Related | $5,375,585 | $5,866,085 | ▲ $490,500 |
| Rtn Earn Endowment Incm Other Fnds | $3,889,305 | $3,950,790 | ▲ $61,485 |
| Cash and Non-Interest-Bearing Accounts | $681,163 | $564,741 | ▼ $116,422 |
| Land, Buildings, and Equipment, Net | $318,947 | $290,014 | ▼ $28,933 |
| Prepaid Expenses and Deferred Charges | $63,318 | $87,300 | ▲ $23,982 |
| Accounts Receivable | $2,748 | $6,608 | ▲ $3,860 |
| Total Assets | $26,398,052 | $27,218,214 | ▲ $820,162 |
| Other Assets Total | $988,279 | $325,711 | ▼ $662,568 |
| Liabilities | |||
| Other Liabilities | $22,253,392 | $23,107,487 | ▲ $854,095 |
| Accounts Payable and Accrued Expenses | $199,173 | $87,584 | ▼ $111,589 |
| Escrow Account Liability | $56,182 | $72,353 | ▲ $16,171 |
| Total Liabilities | $22,508,747 | $23,267,424 | ▲ $758,677 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,889,305 | $3,950,790 | ▲ $61,485 |
| Total Liabilities and Net Assets / Fund Balance | $26,398,052 | $27,218,214 | ▲ $820,162 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $49,970 | $709,389 | $759,359 |
| Buildings | $140,044 | $403,111 | $543,155 |
| Land | $100,000 | - | $100,000 |
| Investment Program Related Org | $10,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Carl Lang | Pres (partia | FT | $209,915 | $29,171 | $239,086 |
| Carl Lang | Pres (partial Year) | - | $13,924 | $225,162 | $239,086 |
| Rachel Raygo | President | FT | $52,865 | $11,409 | $64,274 |
| Debra Gutknecht | VP Lending | FT | $38,142 | $14,223 | $52,365 |
| Name | Title |
|---|---|
| John Mcclelland | Chairman |
| Sidney Meyers | Vice Chair |
| Andrew Hanson Iii | Director |
| Leonard Odea | Director |
| Richard Anglehart | Director |
| Robert Rynning | Secretary |
| Maureen Landerman | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $606,985 |
| Other Expenses | $234,830 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $300,922 |
| Office Expenses | - | - | - | $189,576 |
| Other Salaries and Wages | - | - | - | $171,906 |
| Other Employee Benefits | - | - | - | $97,986 |
| Information Technology | - | - | - | $58,626 |
| Payroll Taxes | - | - | - | $36,171 |
| Depreciation Depletion | - | - | - | $34,921 |
| Occupancy | - | - | - | $27,400 |
| Fees for Services Other | - | - | - | $20,510 |
| Insurance | - | - | - | $16,116 |
| Travel | - | - | - | $9,665 |
| Advertising | - | - | - | $5,377 |
| Other Expenses | - | - | - | $-195,991 |
| Total Functional Expenses | $0 | $0 | $0 | $841,815 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Members Shares & Deposits | $23,179,840 |
| Escrow to Line 21 | $-72,353 |
“Robert rynning rachel raygo director president rynning is uncle of raygo.”
“The organization has members. To be a member, one must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
“Required data is provided to independent preparer to complete the return. After the form is prepared, it is reviewed for accuracy by the president. The president then authorizes preparere to e-file the approved return. The final approved return is presented to the board of directors at the next board meeting.”
“Possible issues are reviewed and discussed at the management level and then at the committee level and if needed. Escalated to the board level with their monthly board meeting if appropriate.”
“The ceo's salary is compared to wisconsin credit union peers in a meeting of the personnel committee. The personnel committee adjusts and approves the ceo/president's salary and benefits. The board of directors approves the annual budget which includes all salaries and wages.”
“Policies are made avialibale to members upon request. Year end financial statements are posted in the lobby.”
“The credit union ceased member business lending during 2015.”
“The organization will file the 990-t by its extended due date of november 15th.”
“Rounding 1 total 1 rounding”
“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans to members.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 199173 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 87584 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 2748 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 6608 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE THE BEST FINANCIAL SERVICES POSSIBLE TO OUR MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 5377 |
| IRS990/AllOtherContributionsAmt | 0 | 5000 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | RACHEL RAYGO |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7157353913 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 231 VAN CLEVE AVENUE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MARINETTE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54143 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 681163 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 564741 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 300922 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 5000 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 150079 |
| IRS990/CYOtherExpensesAmt | 0 | 234830 |
| IRS990/CYOtherRevenueAmt | 0 | 3469 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 744751 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 61484 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 606985 |
| IRS990/CYTotalExpensesAmt | 0 | 841815 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 903299 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 34921 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 734 NEW DEPOSIT ACCOUNTS IN 2015. AS OF 12/31/15 WE HAD 2,560 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 15 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 56182 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 72353 |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 20510 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 11409 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 14223 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 29171 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOHN MCCLELLAND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | SIDNEY MEYERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ROBERT RYNNING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MAUREEN LANDERMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RICHARD ANGLEHART |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ANDREW HANSON III |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LEONARD ODEA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | RACHEL RAYGO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | DEBRA GUTKNECHT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | CARL LANG |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 52865 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 38142 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 209915 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VP LENDING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRES (PARTIA |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | false |
| IRS990/FormationYr | 0 | 1936 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -1413 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 5600 |
| IRS990/GrossReceiptsAmt | 0 | 910312 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 58626 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 16116 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 151492 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 151492 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 5375585 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 5866085 |
| IRS990/IRPDocumentCnt | 0 | 555 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1112500 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 318947 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 290014 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1402514 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 7013 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE THE BEST FINANCIAL SERVICES POSSIBLE TO OUR MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3889305 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3950790 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -1413 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -1413 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -4136 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 27400 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 189576 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 988279 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 325711 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 1 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 97986 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS PAID MEMBERS |
| IRS990/OtherExpensesGrp/Desc | 1 | DEF COMP ADJ TO WAGE EXP |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 68630 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | -195991 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 22253392 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 23107487 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 171906 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 12242530 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 11923798 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 36171 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 63318 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 87300 |
| IRS990/PrincipalOfficerNm | 0 | RACHEL RAYGO |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MEMBER FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER MEMBER REALATED REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | NON-MEMBER CHECK CASHING FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 587927 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 145569 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 8782 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 587927 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 145569 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 8782 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 2356 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 117 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2356 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 117 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 410 NEW LOANS TO MEMBERS DURING 2015. AS OF 12/31/15 WE HAD 1,793 LOANS TO OUR MEMBERS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | . |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 112873 |
| IRS990/PYOtherExpensesAmt | 0 | 434163 |
| IRS990/PYOtherRevenueAmt | 0 | 3493 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 716015 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -77035 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 475253 |
| IRS990/PYTotalExpensesAmt | 0 | 909416 |
| IRS990/PYTotalRevenueAmt | 0 | 832381 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 61484 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 3469 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 3469 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3889305 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3950790 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 6725482 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 8153957 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 140044 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 403111 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 543155 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 49970 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 709389 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 759359 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 5694500 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 161585 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 10000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | INVESTMENTS MATURITY > 1 YEAR |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | CORPORATE CU CAPITAL ACCOUNTS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | WCUSSC SHARES |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | . |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 100000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 100000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 23179840 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | -72353 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS SHARES & DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ESCROW TO LINE 21 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS TO MEMBERS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 2, PART IV, LINE 2B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 290014 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 5866085 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 23107487 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 13924 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 195991 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 195991 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 29171 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | CARL LANG |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRES (PARTIAL YEAR) |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 239086 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION CEASED MEMBER BUSINESS LENDING DURING 2015. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION WILL FILE THE 990-T BY ITS EXTENDED DUE DATE OF NOVEMBER 15TH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ROBERT RYNNING RACHEL RAYGO DIRECTOR PRESIDENT RYNNING IS UNCLE OF RAYGO. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | REQUIRED DATA IS PROVIDED TO INDEPENDENT PREPARER TO COMPLETE THE RETURN. AFTER THE FORM IS PREPARED, IT IS REVIEWED FOR ACCURACY BY THE PRESIDENT. THE PRESIDENT THEN AUTHORIZES PREPARERE TO E-FILE THE APPROVED RETURN. THE FINAL APPROVED RETURN IS PRESENTED TO THE BOARD OF DIRECTORS AT THE NEXT BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | POSSIBLE ISSUES ARE REVIEWED AND DISCUSSED AT THE MANAGEMENT LEVEL AND THEN AT THE COMMITTEE LEVEL AND IF NEEDED. ESCALATED TO THE BOARD LEVEL WITH THEIR MONTHLY BOARD MEETING IF APPROPRIATE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | THE CEO'S SALARY IS COMPARED TO WISCONSIN CREDIT UNION PEERS IN A MEETING OF THE PERSONNEL COMMITTEE. THE PERSONNEL COMMITTEE ADJUSTS AND APPROVES THE CEO/PRESIDENT'S SALARY AND BENEFITS. THE BOARD OF DIRECTORS APPROVES THE ANNUAL BUDGET WHICH INCLUDES ALL SALARIES AND WAGES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | POLICIES ARE MADE AVIALIBALE TO MEMBERS UPON REQUEST. YEAR END FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | ROUNDING 1 TOTAL 1 ROUNDING |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | true |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 26398052 |
| IRS990/TotalAssetsEOYAmt | 0 | 27218214 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 26398052 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 27218214 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalContributionsAmt | 0 | 5000 |
| IRS990/TotalEmployeeCnt | 0 | 15 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 841815 |
| IRS990/TotalGrossUBIAmt | 0 | 2473 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 22508747 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 23267424 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 22508747 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 23267424 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3889305 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3950790 |
| IRS990/TotalOtherCompensationAmt | 0 | 54803 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 744751 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 300922 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 154961 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 740865 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 903299 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2473 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 26398052 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 27218214 |
| IRS990/TravelGrp/TotalAmt | 0 | 9665 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 106 |
| IRS990/USAddress/CityNm | 0 | MARINETTE |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54143 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.TRI-COUNTY.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | RACHEL RAYGO |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7157353913 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-11-08 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | TRI-COUNTY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | TRI- |
| ReturnHeader/Filer/EIN | 0 | 391022442 |
| ReturnHeader/Filer/PhoneNum | 0 | 7157353913 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 106 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MARINETTE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54143 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-11-08 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | PETER RASMUSSEN |
| ReturnHeader/ReturnTs | 0 | 2016-11-08T16:44:28-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.