Civic Intelligence

Members First Credit Union

990 • Fiscal year 2018 • EIN 39-1019822

Jan 01, 2018 to Dec 31, 2018 • Filed on Jun 20, 2019

Organization ProfileMBR1CU.ORG

View Organization Page

3401 W Beltline HwyMadison, WI 53713

(608) 271-5301

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.88x

Higher debt load relative to assets than 56% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Liabilities / Revenue

19th percentile

13.40x

Higher debt load relative to revenue than 19% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Net Margin

49th percentile

12%

Higher net margin than 49% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Top Officer Pay

80th percentile

$132,614

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 8.0% of source-year revenue.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Asset Growth

98th percentile

15%

Faster asset growth than 98% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Revenue Growth

48th percentile

8.9%

Faster revenue growth than 48% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets56th percentile

Assets

Up

$25,484,859

Up $3,247,014 (+15%) from 2017

Net Assets

Up

$3,148,963

Up $201,440 (+6.8%) from 2017

Liabilities

Up

$22,335,896

Up $3,045,574 (+16%) from 2017

Revenue And Expenses
Liabilities / Revenue19th percentileNet Margin49th percentile

Revenue

Up

$1,666,453

Up $135,908 (+8.9%) from 2017

Expenses

Up

$1,465,013

Up $162,157 (+12%) from 2017

Net Income

Down

$201,440

Down $26,249 (-12%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth98th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $17,174,593Liabilities 2010: $15,366,877Net Assets 2010: $1,807,7162010Assets 2011: $17,730,449Liabilities 2011: $15,897,857Net Assets 2011: $1,832,5922011Assets 2012: $18,174,286Liabilities 2012: $16,302,450Net Assets 2012: $1,871,8362012Assets 2013: $19,025,298Liabilities 2013: $16,998,525Net Assets 2013: $2,026,7732013Assets 2014: $19,707,142Liabilities 2014: $17,415,637Net Assets 2014: $2,291,5052014Assets 2015: $21,010,715Liabilities 2015: $18,512,681Net Assets 2015: $2,498,0342015Assets 2016: $21,972,924Liabilities 2016: $19,253,090Net Assets 2016: $2,719,8342016Assets 2017: $22,237,845Liabilities 2017: $19,290,322Net Assets 2017: $2,947,5232017Assets 2018: $25,484,859Liabilities 2018: $22,335,896Net Assets 2018: $3,148,9632018Assets 2019: $25,030,868Liabilities 2019: $21,713,842Net Assets 2019: $3,317,0262019Assets 2020: $27,801,841Liabilities 2020: $24,312,728Net Assets 2020: $3,489,1132020Assets 2021: $28,308,291Liabilities 2021: $24,528,931Net Assets 2021: $3,779,3602021Assets 2022: $28,005,851Liabilities 2022: $24,099,039Net Assets 2022: $3,906,8122022Assets 2023: $0Liabilities 2023: $0Net Assets 2023: $02023

Highlighted filing

2018

Assets$25,484,859
Liabilities$22,335,896
Net Assets$3,148,963
Open 2018 Filing

Operations Trend

Revenue Growth48th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0Expenses 2010: $1,415,0962010Expenses 2011: $1,413,3222011Expenses 2012: $1,393,7462012Revenue 2013: $1,365,516Expenses 2013: $1,210,578Net Income 2013: $154,9382013Revenue 2014: $1,344,093Expenses 2014: $1,079,361Net Income 2014: $264,7322014Revenue 2015: $1,352,321Expenses 2015: $1,145,792Net Income 2015: $206,5292015Revenue 2016: $1,454,375Expenses 2016: $1,232,574Net Income 2016: $221,8012016Revenue 2017: $1,530,545Expenses 2017: $1,302,856Net Income 2017: $227,6892017Revenue 2018: $1,666,453Expenses 2018: $1,465,013Net Income 2018: $201,4402018Revenue 2019: $1,780,775Expenses 2019: $1,612,712Net Income 2019: $168,0632019Revenue 2020: $1,761,362Expenses 2020: $1,589,275Net Income 2020: $172,0872020Revenue 2021: $1,734,201Expenses 2021: $1,443,954Net Income 2021: $290,2472021Revenue 2022: $1,767,314Expenses 2022: $1,639,849Net Income 2022: $127,4652022Revenue 2023: $1,817,508Expenses 2023: $1,743,920Net Income 2023: $73,5882023

Highlighted filing

2018

Revenue$1,666,453
Expenses$1,465,013
Net Income$201,440
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Jun 20, 2019
Return Version
2018v3.1
Gross Receipts
$1,704,077
Mission and Program Overview

Mission

To encourage thrift among our members, to create a source of credit at a fair and reasonable cost, and to provide an opportunity for each of our members to improve their respective economic and social conditions.

SERVE OUR MEMBERS.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$19,382,330$22,213,714▲ $2,831,384
Rtn Earn Endowment Incm Other Fnds$2,947,523$3,148,963▲ $201,440
Land, Buildings, and Equipment, Net$1,045,953$1,023,752▼ $22,201
Savings and Temporary Cash Investments$641,281$978,875▲ $337,594
Receivables From Officers Etc$360,000$432,000▲ $72,000
Cash and Non-Interest-Bearing Accounts$281,211$373,049▲ $91,838
Investments Program Related$168,380$170,332▲ $1,952
Prepaid Expenses and Deferred Charges$77,357$53,501▼ $23,856
Accounts Receivable$15,165$-246▼ $15,411
Total Assets$22,237,845$25,484,859▲ $3,247,014
Other Assets Total$266,168$239,882▼ $26,286
Liabilities
Other Liabilities$19,109,897$19,643,806▲ $533,909
Unsecured Notes Loans Payable-$2,411,437-
Accounts Payable and Accrued Expenses$180,425$280,653▲ $100,228
Total Liabilities$19,290,322$22,335,896▲ $3,045,574
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,947,523$3,148,963▲ $201,440
Total Liabilities and Net Assets / Fund Balance$22,237,845$25,484,859▲ $3,247,014

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$502,689$155,511$658,200
Equipment$101,063$421,249$522,312
Land$420,000-$420,000
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Nicholas KessenichPresidentFT$123,364$9,250$132,614

Board Members and Trustees

NameTitle
Ron KlugeChairman
Dennis BaribeauVice Chair
Dennis NiebuhrDirector
Gerald RingDirector
Sue PowersDirector
Dorothy SteffensSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,670,470
Investment Income
$-7,995
Other Revenue
$3,978
Change in Net Assets
$201,440
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$907,782
Salaries, Compensation, and Employee Benefits$555,731
Grants and Similar Amounts Paid$1,500
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$339,248
Office Expenses---$239,879
Information Technology---$178,686
Current Officers, Directors, Trustees, and Key Employees---$123,364
Fees for Services Other---$78,283
Depreciation Depletion---$62,647
Occupancy---$50,461
Advertising---$45,406
Other Employee Benefits---$42,459
Other Expenses---$36,000
Payroll Taxes---$34,841
Interest---$17,272
Pension Plan Contributions---$15,819
Conferences and Meetings---$13,423
Insurance---$12,938
Grants to Domestic Orgs---$1,500
Total Functional Expenses$0$0$0$1,465,013
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$360,000$432,000▲ $72,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Deposits$19,643,806
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 2

“Ron kluge josh kluge board chair assoc direct family relationship”

Form 990, Page 6, Part VI, Line 5

“Employee released credit union's lien on his vehicle. The total loan loss charged off for the loan was 40,430.”

Form 990, Page 6, Part VI, Line 6

“The organization has members. To be a member one must have a share (savings) account at the credit union.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the credit union members. Each member has one vote.”

Form 990, Page 6, Part VI, Line 7B

“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”

Form 990, Page 6, Part VI, Line 11B

“Management provides data to independent preparer who completes the return. Management reviews the return for accuracy and then authorizes preparer to e-file the approved return.”

Form 990, Page 6, Part VI, Line 12C

“If we were to do any buisness with a company associated with employees or board members, it would be discussed with the board and included in the board minutes.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors determines the president's compensation. They compare to peer group and other salary data. Approval is documented and retained by the board chairman.”

Form 990, Page 6, Part VI, Line 19

“Governing documents, conflict of interest policy, and financial statements are available upon request.”

Filing and Contact Details

Filer

Filer Name
Members First Credit Union
EIN
39-1019822
Phone
6082715301
Address
3401 W BELTLINE HWY, MADISON, WI 53713

Signing Officer

Name
Nicholas Kessenich
Title
President
Phone
6082715301
Signed
2019-06-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nicholas Kessenich
Formed
1955
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
6
Employees
17
Volunteers
8

Preparer

Firm
Audit Threesixty
Address
1202 JOHNSON ST, ONALASKA, WI 54650-2008
Preparer
Peter Rasmussen
Phone
6083173765
Raw XML AppendixShowing 400 of 416 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt03978
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02947523
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03148963
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0641281
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0978875
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0502689
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0155511
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0658200
IRS990ScheduleD/EquipmentGrp/BookValueAmt0101063
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0421249
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0522312
IRS990ScheduleD/LandGrp/BookValueAmt0420000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0420000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt019643806
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES AND DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01023752
IRS990ScheduleD/TotalLiabilityAmt019643806
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt072000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt172000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt272000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt372000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt472000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt572000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SPLIT DOLLAR LIFE INSUR EXEC BENEFT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1SPLIT DOLLAR LIFE INSUR EXEC BENEFT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2SPLIT DOLLAR LIFE INSUR EXEC BENEFT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3SPLIT DOLLAR LIFE INSUR EXEC BENEFT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4SPLIT DOLLAR LIFE INSUR EXEC BENEFT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5SPLIT DOLLAR LIFE INSUR EXEC BENEFT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt072000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt172000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt272000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt372000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt472000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt572000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0NICHOLAS KESSENICH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1NICHOLAS KESSENICH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2NICHOLAS KESSENICH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3NICHOLAS KESSENICH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4NICHOLAS KESSENICH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5NICHOLAS KESSENICH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0PRESIDENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1PRESIDENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2PRESIENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3PRESIDENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4PRESIDENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5PRESIDENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/TotalBalanceDueAmt0432000
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0RON KLUGE JOSH KLUGE BOARD CHAIR ASSOC DIRECT FAMILY RELATIONSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EMPLOYEE RELEASED CREDIT UNION'S LIEN ON HIS VEHICLE. THE TOTAL LOAN LOSS CHARGED OFF FOR THE LOAN WAS 40,430.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5MANAGEMENT PROVIDES DATA TO INDEPENDENT PREPARER WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY AND THEN AUTHORIZES PREPARER TO E-FILE THE APPROVED RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6IF WE WERE TO DO ANY BUISNESS WITH A COMPANY ASSOCIATED WITH EMPLOYEES OR BOARD MEMBERS, IT WOULD BE DISCUSSED WITH THE BOARD AND INCLUDED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE BOARD OF DIRECTORS DETERMINES THE PRESIDENT'S COMPENSATION. THEY COMPARE TO PEER GROUP AND OTHER SALARY DATA. APPROVAL IS DOCUMENTED AND RETAINED BY THE BOARD CHAIRMAN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt022237845
IRS990/TotalAssetsEOYAmt025484859
IRS990/TotalAssetsGrp/BOYAmt022237845
IRS990/TotalAssetsGrp/EOYAmt025484859
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt017
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01465013
IRS990/TotalGrossUBIAmt06408
IRS990/TotalLiabilitiesBOYAmt019290322
IRS990/TotalLiabilitiesEOYAmt022335896
IRS990/TotalLiabilitiesGrp/BOYAmt019290322
IRS990/TotalLiabilitiesGrp/EOYAmt022335896
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02947523
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03148963
IRS990/TotalOtherCompensationAmt09250
IRS990/TotalProgramServiceRevenueAmt01670470
IRS990/TotalReportableCompFromOrgAmt0123364
IRS990/TotalRevenueGrp/ExclusionAmt08647
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01651398
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01666453
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt06408
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt022237845
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt025484859
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt02411437
IRS990/UponRequestInd0X
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IRS990/USAddress/CityNm0MADISON
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd053713
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IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0MBR1CU.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0NICHOLAS KESSENICH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06082715301
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-06-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MEMBERS FIRST CREDIT UNION
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ReturnHeader/Filer/PhoneNum06082715301
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ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId05FA08F3168DAA0B72D4E7F0D679A1E851BDE6807
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt097.88.144.85
ReturnHeader/FilingSecurityInformation/IPDt02019-07-03
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$25,484,859
Liabilities
$22,335,896
Net assets
$3,148,963
Revenue
$1,666,453
Expenses
$1,465,013
Net income
$201,440
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$1.82$1.74$0.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.0$24.1$3.91$1.77$1.64$0.13
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.3$24.5$3.78$1.73$1.44$0.29
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.8$24.3$3.49$1.76$1.59$0.17
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.0$21.7$3.32$1.78$1.61$0.17
2018Detailed filing. Detailed filing data is available for this year.$25.5$22.3$3.15$1.67$1.47$0.20
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$22.2$19.3$2.95$1.53$1.30$0.23
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.0$19.3$2.72$1.45$1.23$0.22
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$21.0$18.5$2.50$1.35$1.15$0.21
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.7$17.4$2.29$1.34$1.08$0.26
2013Detailed filing. Detailed filing data is available for this year.$19.0$17.0$2.03$1.37$1.21$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.2$16.3$1.87$1.39
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.7$15.9$1.83$1.41
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.2$15.4$1.81$1.42
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2018 filings • 501(c)14 • $25M-$50M nonprofits