Liabilities / Assets
64th percentile
Higher debt load relative to assets than 64% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
64th percentile
Higher debt load relative to assets than 64% of similar nonprofits.
Liabilities / Revenue
19th percentile
Higher debt load relative to revenue than 19% of similar nonprofits.
Net Margin
88th percentile
Higher net margin than 88% of similar nonprofits.
Top Officer Pay
90th percentile
Higher top officer pay than 90% of similar nonprofits.
Top officer pay equals 8.2% of source-year revenue.
Asset Growth
68th percentile
Faster asset growth than 68% of similar nonprofits.
Revenue Growth
43rd percentile
Faster revenue growth than 43% of similar nonprofits.
Assets
Up$19,707,142
Up $681,844 (+3.6%) from 2013
Net Assets
Up$2,291,505
Up $264,732 (+13%) from 2013
Liabilities
Up$17,415,637
Up $417,112 (+2.5%) from 2013
Revenue
Down$1,344,093
Down $21,423 (-1.6%) from 2013
Expenses
Down$1,079,361
Down $131,217 (-11%) from 2013
Net Income
Up$264,732
Up $109,794 (+71%) from 2013
To encourage thrift among our members, to create a source of credit at a fair and reasonable cost, and to provide an opportunity for each of our members to improve their respective economic and social conditions.
SERVE OUR MEMBERS.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $16,905,564 | $16,926,173 | ▲ $20,609 |
| Rtn Earn Endowment Incm Other Fnds | $2,026,773 | $2,291,505 | ▲ $264,732 |
| Land, Buildings, and Equipment, Net | $1,083,702 | $1,054,025 | ▼ $29,677 |
| Savings and Temporary Cash Investments | $327,438 | $783,730 | ▲ $456,292 |
| Cash and Non-Interest-Bearing Accounts | $237,831 | $339,374 | ▲ $101,543 |
| Receivables From Officers Etc | $72,000 | $144,000 | ▲ $72,000 |
| Investments Program Related | $139,007 | $139,007 | → $0 |
| Prepaid Expenses and Deferred Charges | $57,761 | $83,061 | ▲ $25,300 |
| Accounts Receivable | $6,026 | $13,592 | ▲ $7,566 |
| Total Assets | $19,025,298 | $19,707,142 | ▲ $681,844 |
| Other Assets Total | $195,969 | $224,180 | ▲ $28,211 |
| Liabilities | |||
| Other Liabilities | $16,951,721 | $17,216,518 | ▲ $264,797 |
| Accounts Payable and Accrued Expenses | $46,804 | $199,119 | ▲ $152,315 |
| Total Liabilities | $16,998,525 | $17,415,637 | ▲ $417,112 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,026,773 | $2,291,505 | ▲ $264,732 |
| Total Liabilities and Net Assets / Fund Balance | $19,025,298 | $19,707,142 | ▲ $681,844 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $582,303 | $62,984 | $645,287 |
| Land | $420,000 | - | $420,000 |
| Equipment | $51,722 | $280,751 | $332,473 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Nicholas Kessenich | President | FT | $102,200 | $7,888 | $110,088 |
| Name | Title |
|---|---|
| Ron Kluge | Chairman |
| Dennis Niebuhr | Vice Chair |
| Amanda Knobel | Director |
| Dennis Baribeau | Director |
| Gerald Ring | Director |
| Jeff Terry | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $634,564 |
| Salaries, Compensation, and Employee Benefits | $444,797 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $293,171 |
| Other Salaries and Wages | - | - | - | $271,287 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $102,200 |
| Fees for Services Other | - | - | - | $70,390 |
| Depreciation Depletion | - | - | - | $52,091 |
| Occupancy | - | - | - | $47,426 |
| Other Employee Benefits | - | - | - | $31,113 |
| Payroll Taxes | - | - | - | $28,277 |
| Other Expenses | - | - | - | $27,589 |
| Advertising | - | - | - | $26,675 |
| Insurance | - | - | - | $24,985 |
| Pension Plan Contributions | - | - | - | $11,920 |
| Travel | - | - | - | $4,436 |
| Fees for Services Legal | - | - | - | $682 |
| Interest | - | - | - | $17 |
| Total Functional Expenses | $0 | $0 | $0 | $1,079,361 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $72,000 | $144,000 | ▲ $72,000 |
| Liability | Amount |
|---|---|
| Member Shares and Deposits | $17,216,518 |
“The organization has members. To be a member, you must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
“Management provides data to independent cpa who prepares the return. Management reviews the return for accuracy and then authorizes cpa to e-file the approved return. Management reviews the return with the board at the next board meeting.”
“If we were to do any buisness with a company associated with employees or board members, it would be discussed with the board and included in the minutes.”
“The board of directors determines the president's salary. They compare it to the wi league and cuna salary data. Approval is documented and retained by the board chair.”
“Governing documents, policies, and financial statements are made available to members upon request.”
“The organization will file the 990-t by its extended due date of november 15th.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 46804 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 199119 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 6026 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 13592 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | SERVE OUR MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 26675 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | NICK KESSENICH |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6082715301 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3401 W BELTLINE HWY |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MADISON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 53713 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 237831 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 339374 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 102200 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1543 |
| IRS990/CYOtherExpensesAmt | 0 | 634564 |
| IRS990/CYOtherRevenueAmt | 0 | 3130 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1339420 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 264732 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 444797 |
| IRS990/CYTotalExpensesAmt | 0 | 1079361 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1344093 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 52091 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 193 NEW MEMBER DEPOSIT ACCOUNTS IN 2014. AS OF 12/31/14 WE HAD 2,820 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 14 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 682 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 70390 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 7888 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | NICHOLAS KESSENICH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | RON KLUGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DENNIS NIEBUHR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JEFF TERRY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | GERALD RING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | AMANDA KNOBEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DENNIS BARIBEAU |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 102200 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | false |
| IRS990/FormationYr | 0 | 1955 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1344093 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 24985 |
| IRS990/InterestGrp/TotalAmt | 0 | 17 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 1543 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1543 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 139007 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 139007 |
| IRS990/IRPDocumentCnt | 0 | 400 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 343735 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1083702 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1054025 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1397760 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | SERVE OUR MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2026773 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2291505 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -11931 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 47426 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 293171 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 195969 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 224180 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 31113 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS PAID TO MEMBERS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 87102 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 27589 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 16951721 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 17216518 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 271287 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 16905564 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 16926173 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 28277 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 11920 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 57761 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 83061 |
| IRS990/PrincipalOfficerNm | 0 | NICHOLAS KESSENICH |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MEMBER FEES & CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER MEMBER REALTED REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | AUTO WARRANTY REVENUE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1053819 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 227529 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 55207 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1053819 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 227529 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 55207 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 2265 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 600 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2265 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 600 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 570 NEW LOANS TO MEMBERS DURING 2014. AS OF 12/31/14 WE HAD 1,536 LOANS TO OUR MEMBERS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | . |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 1686 |
| IRS990/PYOtherExpensesAmt | 0 | 815457 |
| IRS990/PYOtherRevenueAmt | 0 | 2987 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1360843 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 154938 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 395121 |
| IRS990/PYTotalExpensesAmt | 0 | 1210578 |
| IRS990/PYTotalRevenueAmt | 0 | 1365516 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 72000 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 144000 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 264732 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 3130 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 3130 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2026773 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2291505 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 327438 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 783730 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 582303 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 62984 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 645287 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 51722 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 280751 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 332473 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 420000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 420000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 17216518 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES AND DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1054025 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 17216518 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 72000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 72000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | EXECUTIVE BENEFIT |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | EXECUTIVE BENEFIT |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 72000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 72000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | NICHOLAS KESSENICH |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | NICHOLAS KESSENICH |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | PRESIDENT |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | PRESIDENT |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 144000 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION WILL FILE THE 990-T BY ITS EXTENDED DUE DATE OF NOVEMBER 15TH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER, YOU MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | MANAGEMENT PROVIDES DATA TO INDEPENDENT CPA WHO PREPARES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY AND THEN AUTHORIZES CPA TO E-FILE THE APPROVED RETURN. MANAGEMENT REVIEWS THE RETURN WITH THE BOARD AT THE NEXT BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | IF WE WERE TO DO ANY BUISNESS WITH A COMPANY ASSOCIATED WITH EMPLOYEES OR BOARD MEMBERS, IT WOULD BE DISCUSSED WITH THE BOARD AND INCLUDED IN THE MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD OF DIRECTORS DETERMINES THE PRESIDENT'S SALARY. THEY COMPARE IT TO THE WI LEAGUE AND CUNA SALARY DATA. APPROVAL IS DOCUMENTED AND RETAINED BY THE BOARD CHAIR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO MEMBERS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 19025298 |
| IRS990/TotalAssetsEOYAmt | 0 | 19707142 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 19025298 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 19707142 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 14 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1079361 |
| IRS990/TotalGrossUBIAmt | 0 | 2865 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 16998525 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 17415637 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 16998525 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 17415637 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2026773 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2291505 |
| IRS990/TotalOtherCompensationAmt | 0 | 7888 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1339420 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 102200 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 4673 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1336555 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1344093 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2865 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 19025298 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 19707142 |
| IRS990/TravelGrp/TotalAmt | 0 | 4436 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 3401 W BELTLINE HWY |
| IRS990/USAddress/CityNm | 0 | MADISON |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 53713 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WebsiteAddressTxt | 0 | MBR1CU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | NICHOLAS KESSENICH |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6082715301 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-05-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MEMBERS FIRST CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MEMB |
| ReturnHeader/Filer/EIN | 0 | 391019822 |
| ReturnHeader/Filer/PhoneNum | 0 | 6082715301 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 3401 W BELTLINE HWY |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MADISON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 53713 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-05-29 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | BRENT WOOKEY CPA |
| ReturnHeader/ReturnTs | 0 | 2015-05-29T13:13:18-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.