Central Wisconsin Credit Union
990 • Fiscal year 2012 • EIN 39-1018998
Scores are not available for this record yet.
Assets
Flat$29,806,887
Flat from 2012
Net Assets
Flat$3,595,493
Flat from 2012
Liabilities
Flat$26,211,394
Flat from 2012
Revenue
-
No earlier filing loaded for comparison.
Expenses
Flat$1,203,797
Flat from 2012
Net Income
-
No earlier filing loaded for comparison.
- Filing Period
- Jan 1, 2012 to Dec 31, 2012
- Signed
- Jan 24, 2013
- Return Version
- 2012v2.0
- Gross Receipts
- $1,272,403
Mission
A cooperative not for profit corporation encouraging thrift among it's members and a source of credit at a fair and reasonable cost.
Filer
- EIN
- 39-1018998
Raw XML Appendix369 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 1338 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/ActivityCode | 0 | 522130 |
| IRS990/ActivityOrMissionDescription | 0 | A COOPERATIVE NOT FOR PROFIT CORPORATION INCORPORATED TO ENCOURAGE THRIFT AMONG IT'S MEMBERS CREATE A SOURCE OF CREDIT AT A FAIR & REASONABLE COST TO IMPROVE THE MEMBER'S ECONOMIC AND SOCIAL CONDITION. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 1301 POST RD |
| IRS990/AddressPrincipalOfficerUS/City | 0 | PLOVER |
| IRS990/AddressPrincipalOfficerUS/State | 0 | WI |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 54467 |
| IRS990/Advertising/ProgramServices | 0 | 10821 |
| IRS990/Advertising/Total | 0 | 10821 |
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| IRS990/CashNonInterestBearing/EOY | 0 | 427705 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/ProgramServices | 0 | 189525 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 189525 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | true |
| IRS990/CompensationProcessOther | 0 | true |
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| IRS990/ConservationEasements | 0 | false |
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| IRS990/CreditCounseling | 0 | false |
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| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | GARY KRAUSE |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | MARK WORZALLA |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | GERMAINE STUCZYNSKI |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | VAL OMERNICK |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | JOSEPH CRUEGER |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | LARRY SCIPIOR |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | DELORES WHITMAN |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | FRANK HUNT |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | NANCY BREITENSTEIN |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | KAYE NIEMI |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
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| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | BOARD CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 1 | BOARD VICE CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 2 | BOARD SECRETARY |
| IRS990/Form990PartVIISectionA/Title | 3 | BOARD TREASURER |
| IRS990/Form990PartVIISectionA/Title | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 7 | PRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 8 | VP LENDING |
| IRS990/Form990PartVIISectionA/Title | 9 | VP OPERATIONS |
| IRS990/Form990ProvidedToGoverningBody | 0 | true |
| IRS990/Form990-TFiled | 0 | true |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | false |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/Gaming | 0 | false |
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| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossReceipts | 0 | 1272403 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IndependentAuditFinancialStmt | 0 | false |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InformationTechnology/ProgramServices | 0 | 87916 |
| IRS990/InformationTechnology/Total | 0 | 87916 |
| IRS990/Insurance/ProgramServices | 0 | 12823 |
| IRS990/Insurance/Total | 0 | 12823 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 75018 |
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| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 75018 |
| IRS990/InvestmentInJointVenture | 0 | false |
| IRS990/InvestmentsProgramRelated/BOY | 0 | 6291047 |
| IRS990/InvestmentsProgramRelated/EOY | 0 | 6353453 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 839253 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 2230475 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 1439608 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 1391222 |
| IRS990/LoanToOfficerOrDQP | 0 | true |
| IRS990/LocalChapters | 0 | true |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | A COOPERATIVE NOT FOR PROFIT CORPORATION ENCOURAGING THRIFT AMONG IT'S MEMBERS AND A SOURCE OF CREDIT AT A FAIR & REASONABLE COST. |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | FRANK HUNT |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
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| IRS990/NetAssetsOrFundBalancesEOY | 0 | 3595493 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 991 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 11 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/ProgramServices | 0 | 77859 |
| IRS990/Occupancy/Total | 0 | 77859 |
| IRS990/OfficeExpenses/ProgramServices | 0 | 85890 |
| IRS990/OfficeExpenses/Total | 0 | 85890 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/Organization501c | 0 | X |
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| IRS990/OtherEmployeeBenefits/Total | 0 | 28881 |
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| IRS990/OtherExpensesCurrentYear | 0 | 721969 |
| IRS990/OtherExpenses/Description | 0 | DIVIDENDS ON DEPOSITS |
| IRS990/OtherExpenses/Description | 1 | EDUCATION |
| IRS990/OtherExpenses/Description | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpenses/Description | 3 | NCUSIF PREMIUM ASSESSMENT |
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| IRS990/OtherExpenses/ProgramServices | 1 | 603 |
| IRS990/OtherExpenses/ProgramServices | 2 | 75000 |
| IRS990/OtherExpenses/ProgramServices | 3 | 24399 |
| IRS990/OtherExpenses/Total | 0 | 179047 |
| IRS990/OtherExpenses/Total | 1 | 603 |
| IRS990/OtherExpenses/Total | 2 | 75000 |
| IRS990/OtherExpenses/Total | 3 | 24399 |
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| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 18909360 |
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| IRS990/OtherRevenueCurrentYear | 0 | 0 |
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| IRS990/PartialLiquidation | 0 | false |
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| IRS990/PoliciesReferenceChapters | 0 | true |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 33867 |
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| IRS990/ProfessionalFundraising | 0 | false |
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| IRS990/ProgramServiceRevenue/BusinessCode | 3 | 522130 |
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| IRS990/ProgramServiceRevenueCY | 0 | 1197383 |
| IRS990/ProgramServiceRevenue/Description | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenue/Description | 1 | FEESCHARGES ON LOANS |
| IRS990/ProgramServiceRevenue/Description | 2 | CREDIT LIFEDIS INS |
| IRS990/ProgramServiceRevenue/Description | 3 | NON MEMBER ATM FEES |
| IRS990/ProgramServiceRevenue/Description | 4 | RENTAL INCOME |
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| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 14000 |
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| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 19192 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 4667 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 3 | 5510 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 4 | 14000 |
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| IRS990/ProhibitedTaxShelterTrans | 0 | false |
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| IRS990/ReconciliationUnrealizedInvest | 0 | 3 |
| IRS990/RelatedEntity | 0 | false |
| IRS990/RelatedOrgControlledEntity | 0 | false |
| IRS990/ReportFin48Footnote | 0 | false |
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| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | true |
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| IRS990/ScheduleBRequired | 0 | false |
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| IRS990ScheduleD/Buildings/Depreciation | 0 | -299567 |
| IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis | 0 | 1320702 |
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| IRS990ScheduleD/Equipment/Depreciation | 0 | -539686 |
| IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis | 0 | 699773 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 0 | 6133000 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 1 | 77133 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 2 | 140320 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 3 | 3000 |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 1 | CORP CENTRAL - PD IN CAPITAL |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 2 | CORP CENTRAL - MEMBERSHIP SHARES |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 3 | VISA DEPOSIT |
| IRS990ScheduleD/InvestmentsProgramRelated/MethodOfValuation | 0 | C |
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| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 26210056 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | SHARES AND DEPOSITS |
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| IRS990ScheduleL/LoanTable/NamePerson | 0 | EXEMPTED |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 0 | true |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | PART VI - QUEST 6 MEMBERSHIP TO THE CREDIT UNION REQUIRES MEMBERS TO MAINTAIN A 5.00 BALANCE IN THEIR SHARE ACCOUNT. THIS AMOUNT REPRESENTS ONE SHARE OF OWNERSHIP AND ONE VOTE AT THE ANNUAL MEETING. PART VI-QUEST 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP AT THE ANNUAL MEETING. MEMBERS IN GOOD STANDING 18 YEARS OF AGE OR OLDER EACH HAVE ONE VOTE. PART VI-QUEST 7B DAILY OPERATIONAL DECISIONS ARE DELEGATED TO THE PRESIDENT BY THE BOARD OF DIRECTORS. THE BOARD MEETS MONTHLY TO OVERSEE OPERATIONS AND SET POLICY MONITOR PERFORMANCE AND ADHERENCE TO THE BUSINESS PLAN. THESE DECISIONS ARE NOT SUBJECT TO MEMBERSHIP APPROVAL HOWEVER MAJOR DECISIONS SUCH AS A MERGER WOULD REQUIRE MEMBERSHIP APPROVAL. PART VI-QUEST 15 COMPENSATION FOR THE PRESIDENT IS DETERMINED BY THE BOARD OF DIRECTORS. FOR ALL OTHER EMPLOYEES A COMPENSATION COMMITTEE COMPRISED OF THE PRESIDENT BOARD TREASURER AND ANOTHER BOARD MEMBER DETERMINE COMPENSATION AND BENEFITS AND REPORTS TO THE FULL BOARD OF DIRECTORS. PART VI- QUEST 19 THE GOVERNING DOCUMENTS POLICIES AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. YEAR END FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND POSTED IN THE LOBBY OF EACH LOCATION. |
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| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | PLOVER |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | WI |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 54467 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | FRANK HUNT |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 7153410520 |
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| IRS990/TotalAssetsBOY | 0 | 28993717 |
| IRS990/TotalAssets/EOY | 0 | 29806887 |
| IRS990/TotalAssetsEOY | 0 | 29806887 |
| IRS990/TotalCompGT150K | 0 | false |
| IRS990/TotalExpensesCurrentYear | 0 | 1203797 |
| IRS990/TotalExpensesPriorYear | 0 | 1252594 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 1203797 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 1203797 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 10177 |
| IRS990/TotalLiabilities/BOY | 0 | 25466831 |
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| IRS990/TotalLiabilitiesEOY | 0 | 26211394 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 28993717 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 29806887 |
| IRS990/TotalNbrEmployees | 0 | 11 |
| IRS990/TotalNbrVolunteers | 0 | 7 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 3526886 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 3595493 |
| IRS990/TotalOtherCompensation | 0 | 3192 |
| IRS990/TotalOthProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 126267 |
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| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 1197383 |
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| IRS990/Travel/ProgramServices | 0 | 9533 |
| IRS990/Travel/Total | 0 | 9533 |
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| IRS990/UnrelatedBusinessIncome | 0 | false |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.MYCWCU.COM |
| IRS990/WhistleblowerPolicy | 0 | false |
| IRS990/YearFormation | 0 | 1936 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/Filer/EIN | 0 | 391018998 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | CENTRAL WISCONSIN CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | CENT |
| ReturnHeader/Filer/Phone | 0 | 7153410520 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 1301 POST RD |
| ReturnHeader/Filer/USAddress/City | 0 | PLOVER |
| ReturnHeader/Filer/USAddress/State | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 54467 |
| ReturnHeader/Officer/DateSigned | 0 | 2013-01-24 |
| ReturnHeader/Officer/Name | 0 | FRANK HUNT |
| ReturnHeader/Officer/Phone | 0 | 7153410520 |
| ReturnHeader/Officer/Title | 0 | PRESIDENT |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-02-12T13:05:00-06:00 |
Document Assets
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Filings
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $29,806,887
- Liabilities
- $26,211,394
- Net assets
- $3,595,493
- Revenue
- -
- Expenses
- $1,203,797
- Net income
- -