Civic Intelligence

Tomah Area Credit Union

990 • Fiscal year 2015 • EIN 39-0966830

Jan 01, 2015 to Dec 31, 2015 • Filed on May 10, 2016

Organization ProfileWWW.TACUONLINE.COM

View Organization Page

PO Box 940Tomah, WI 54660

(608) 372-4736

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

71st percentile

0.90x

Higher debt load relative to assets than 71% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Liabilities / Revenue

75th percentile

23.08x

Higher debt load relative to revenue than 75% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Net Margin

30th percentile

4.4%

Higher net margin than 30% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Top Officer Pay

20th percentile

$103,944

Higher top officer pay than 20% of similar nonprofits.

Top officer pay equals 4.6% of source-year revenue.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Asset Growth

18th percentile

0.8%

Faster asset growth than 18% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Revenue Growth

56th percentile

2.7%

Faster revenue growth than 56% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets71st percentile

Assets

Up

$57,279,573

Up $448,670 (+0.8%) from 2014

Net Assets

Up

$5,547,542

Up $99,190 (+1.8%) from 2014

Liabilities

Up

$51,732,031

Up $349,480 (+0.7%) from 2014

Revenue And Expenses
Liabilities / Revenue75th percentileNet Margin30th percentile

Revenue

Up

$2,240,970

Up $58,590 (+2.7%) from 2014

Expenses

Up

$2,141,780

Up $79,736 (+3.9%) from 2014

Net Income

Down

$99,190

Down $21,146 (-18%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth18th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $50,130,277Liabilities 2010: $45,418,861Net Assets 2010: $4,711,4162010Assets 2011: $52,348,322Liabilities 2011: $47,597,224Net Assets 2011: $4,751,0982011Assets 2012: $53,665,562Liabilities 2012: $48,552,444Net Assets 2012: $5,113,1182012Assets 2013: $54,490,678Liabilities 2013: $49,162,662Net Assets 2013: $5,328,0162013Assets 2014: $56,830,903Liabilities 2014: $51,382,551Net Assets 2014: $5,448,3522014Assets 2015: $57,279,573Liabilities 2015: $51,732,031Net Assets 2015: $5,547,5422015Assets 2016: $57,841,230Liabilities 2016: $52,288,836Net Assets 2016: $5,552,3942016Assets 2017: $60,328,102Liabilities 2017: $54,509,743Net Assets 2017: $5,818,3592017Assets 2018: $62,540,147Liabilities 2018: $56,211,417Net Assets 2018: $6,328,7302018Assets 2019: $66,628,756Liabilities 2019: $59,597,405Net Assets 2019: $7,031,3512019Assets 2020: $88,934,855Liabilities 2020: $81,315,123Net Assets 2020: $7,619,7322020Assets 2021: $100,004,143Liabilities 2021: $91,790,260Net Assets 2021: $8,213,8832021Assets 2022: $98,532,665Liabilities 2022: $89,365,064Net Assets 2022: $9,167,6012022Assets 2023: $98,978,712Liabilities 2023: $88,073,215Net Assets 2023: $10,905,4972023Assets 2024: $109,533,670Liabilities 2024: $96,781,038Net Assets 2024: $12,752,6322024Assets 2025: $121,088,675Liabilities 2025: $106,280,719Net Assets 2025: $14,807,9562025

Highlighted filing

2015

Assets$57,279,573
Liabilities$51,732,031
Net Assets$5,547,542
Open 2015 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $2,411,8432010Expenses 2011: $2,338,7422011Expenses 2012: $2,124,1762012Revenue 2013: $2,426,149Expenses 2013: $2,121,741Net Income 2013: $304,4082013Revenue 2014: $2,182,380Expenses 2014: $2,062,044Net Income 2014: $120,3362014Revenue 2015: $2,240,970Expenses 2015: $2,141,780Net Income 2015: $99,1902015Revenue 2016: $2,364,491Expenses 2016: $2,359,639Net Income 2016: $4,8522016Revenue 2017: $2,556,483Expenses 2017: $2,290,518Net Income 2017: $265,9652017Revenue 2018: $2,874,189Expenses 2018: $2,363,818Net Income 2018: $510,3712018Revenue 2019: $3,147,121Expenses 2019: $2,444,499Net Income 2019: $702,6222019Revenue 2020: $3,141,614Expenses 2020: $2,553,234Net Income 2020: $588,3802020Revenue 2021: $3,057,536Expenses 2021: $2,463,385Net Income 2021: $594,1512021Revenue 2022: $3,376,958Expenses 2022: $2,423,240Net Income 2022: $953,7182022Revenue 2023: $4,837,364Expenses 2023: $3,099,468Net Income 2023: $1,737,8962023Revenue 2024: $5,878,229Expenses 2024: $4,031,094Net Income 2024: $1,847,1352024Revenue 2025: $6,269,770Expenses 2025: $4,214,446Net Income 2025: $2,055,3242025

Highlighted filing

2015

Revenue$2,240,970
Expenses$2,141,780
Net Income$99,190
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 10, 2016
Return Version
2015v2.1
Gross Receipts
$2,273,870
Mission and Program Overview

Mission

The mission of this credit union to provide the best financial service to our members.

State chartered credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$35,221,091$38,392,508▲ $3,171,417
Investments Other Securities$19,150,395$16,620,079▼ $2,530,316
Rtn Earn Endowment Incm Other Fnds$5,448,352$5,547,542▲ $99,190
Land, Buildings, and Equipment, Net$1,274,804$1,223,996▼ $50,808
Cash and Non-Interest-Bearing Accounts$853,012$714,572▼ $138,440
Prepaid Expenses and Deferred Charges$201,698$232,890▲ $31,192
Accounts Receivable$11,997$10,455▼ $1,542
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$56,830,903$57,279,573▲ $448,670
Other Assets Total$117,906$85,073▼ $32,833
Liabilities
Other Liabilities$51,281,654$51,537,171▲ $255,517
Accounts Payable and Accrued Expenses$100,897$194,860▲ $93,963
Total Liabilities$51,382,551$51,732,031▲ $349,480
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,448,352$5,547,542▲ $99,190
Total Liabilities and Net Assets / Fund Balance$56,830,903$57,279,573▲ $448,670

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,001,161$551,551$1,552,712
Equipment$106,745$563,153$669,898
Land$116,090-$116,090
Other Securities$15,602--
Compensation and Service Providers
Top Officer Pay20th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
John LaufenbergPresidentFT$99,040$4,904$103,944
Christine LaufenbergVice PresidentFT$57,632$12,806$70,438
Carl SalzwedelDirector-$1,800-$1,800
Gary DechantDirector-$1,500-$1,500
John FroelichVice-chairman-$1,500-$1,500
Linda JohnsonTreasurer-$1,500-$1,500
Paul WieseChairman-$1,500-$1,500
Gary KlinkerSecretary-$1,400-$1,400
Allen CapaulDirector-$1,100-$1,100
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,961,450
Investment Income
$279,520
Other Revenue
$0
Change in Net Assets
$99,190
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,078,632
Other Expenses$964,262
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$570,293
Other Employee Benefits---$265,377
Current Officers, Directors, Trustees, and Key Employees---$184,683
Office Expenses---$176,211
Other Expenses---$161,014
Benefits to Members---$98,886
Occupancy---$89,404
Depreciation Depletion---$82,540
Fees for Services Other---$69,602
Advertising---$60,480
Payroll Taxes---$58,279
All Other Expenses---$50,672
Conferences and Meetings---$33,347
Insurance---$29,479
Fees for Services Accounting---$6,146
Fees for Services Legal---$1,408
Total Functional Expenses$0$0$0$2,141,780
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$29,134,968
Escalator$9,989,735
Certificates of Deposit$8,244,679
Iras$3,357,223
Payroll Liabilities$717,742
Health Savings$92,670
Sales Tax Payable$154
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“The president and vice president of this organization are husband and wife.”

Form 990, Part VI, Section A, Line 6

“Depositors of credit union are members”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the voting members each year.”

Form 990, Part VI, Section A, Line 7B

“The decisions of the organization are approved by the board of directors.”

Form 990, Part VI, Section B, Line 11

“The organization provided the information necessary to the accounting firm to prepare the form 990. The form 990 was then given to management for review and board approval prior to filing it with the irs.”

Form 990, Part VI, Section B, Line 12C

“The credit union's conflict of interest policy is constantly monitored. Each time an issue arises, the policy is reviewed to ensure compliance.”

Form 990, Part VI, Section B, Line 15

“The board of directors determines the compensation for the president using comparability studies. Compensation for all other key employees is determined by the president using similar methods.”

Form 990, Part VI, Section C, Line 19

“The organization's records are kept at the credit union for public inspection and members are advised to request these documents at the annual meeting.”

Filing and Contact Details

Filer

Filer Name
Tomah Area Credit Union
EIN
39-0966830
Phone
6083724736
Address
PO BOX 940, TOMAH, WI 54660

Signing Officer

Name
John Laufenberg
Title
President
Phone
6083724736
Signed
2016-05-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
John Laufenberg
Formed
1939
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
27
Volunteers
0

Preparer

Firm
Cliftonlarsonallen Llp
Address
435 JULIE STREET, TOMAH, WI 54660
Preparer
Terrie Gaarder CPA
Phone
6083722177
Raw XML AppendixShowing 400 of 411 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt229582
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01365771
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1558404
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt229582
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt37693
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt07693
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0232818
IRS990/PYOtherExpensesAmt0986975
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01949562
IRS990/PYRevenuesLessExpensesAmt0120336
IRS990/PYSalariesCompEmpBnftPaidAmt01075069
IRS990/PYTotalExpensesAmt02062044
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02182380
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt099190
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05448352
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05547542
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01001161
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0551551
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01552712
IRS990ScheduleD/EquipmentGrp/BookValueAmt0106745
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0563153
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0669898
IRS990ScheduleD/LandGrp/BookValueAmt0116090
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0116090
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt092670
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt18244679
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt23357223
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt39989735
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt429134968
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5717742
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt6154
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0HEALTH SAVINGS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2IRAS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3ESCALATOR
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5PAYROLL LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6SALES TAX PAYABLE
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01361825
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1280160
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt210333000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3277634
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt4503721
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt5164092
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt62600662
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt7130000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt8203383
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt9500000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt10250000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1115602
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CCCU PLATEAU
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CASH LETTER IN COLLECTION
IRS990ScheduleD/OtherSecuritiesGrp/Desc2SAVINGS & LOAN CERTIFICATE
IRS990ScheduleD/OtherSecuritiesGrp/Desc3WISCUB, INC STOCK
IRS990ScheduleD/OtherSecuritiesGrp/Desc4NCUA FEDERAL INSURANCE
IRS990ScheduleD/OtherSecuritiesGrp/Desc5CCCU PAID IN CAPITAL PIC 50 SHARES
IRS990ScheduleD/OtherSecuritiesGrp/Desc6NY LIFE INVESTMENT
IRS990ScheduleD/OtherSecuritiesGrp/Desc7MARINE INSURANCE SERVICES
IRS990ScheduleD/OtherSecuritiesGrp/Desc8CCCU PAID IN CAPITAL PIC 10 SHARES
IRS990ScheduleD/OtherSecuritiesGrp/Desc9FED AGENCY SECUTITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc10HTM SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc11PSCU CAPITAL CREDITS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd5C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd6C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd7C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd8C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd9C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd10C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd11C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01223996
IRS990ScheduleD/TotalBookValueSecuritiesAmt016620079
IRS990ScheduleD/TotalLiabilityAmt051537171
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE PRESIDENT AND VICE PRESIDENT OF THIS ORGANIZATION ARE HUSBAND AND WIFE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DEPOSITORS OF CREDIT UNION ARE MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS ARE ELECTED BY THE VOTING MEMBERS EACH YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE DECISIONS OF THE ORGANIZATION ARE APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION PROVIDED THE INFORMATION NECESSARY TO THE ACCOUNTING FIRM TO PREPARE THE FORM 990. THE FORM 990 WAS THEN GIVEN TO MANAGEMENT FOR REVIEW AND BOARD APPROVAL PRIOR TO FILING IT WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION'S CONFLICT OF INTEREST POLICY IS CONSTANTLY MONITORED. EACH TIME AN ISSUE ARISES, THE POLICY IS REVIEWED TO ENSURE COMPLIANCE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS DETERMINES THE COMPENSATION FOR THE PRESIDENT USING COMPARABILITY STUDIES. COMPENSATION FOR ALL OTHER KEY EMPLOYEES IS DETERMINED BY THE PRESIDENT USING SIMILAR METHODS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE ORGANIZATION'S RECORDS ARE KEPT AT THE CREDIT UNION FOR PUBLIC INSPECTION AND MEMBERS ARE ADVISED TO REQUEST THESE DOCUMENTS AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt056830903
IRS990/TotalAssetsEOYAmt057279573
IRS990/TotalAssetsGrp/BOYAmt056830903
IRS990/TotalAssetsGrp/EOYAmt057279573
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt027
IRS990/TotalFunctionalExpensesGrp/TotalAmt02141780
IRS990/TotalGrossUBIAmt07693
IRS990/TotalLiabilitiesBOYAmt051382551
IRS990/TotalLiabilitiesEOYAmt051732031
IRS990/TotalLiabilitiesGrp/BOYAmt051382551
IRS990/TotalLiabilitiesGrp/EOYAmt051732031
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05448352
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05547542
IRS990/TotalOtherCompensationAmt017710
IRS990/TotalProgramServiceRevenueAmt01961450
IRS990/TotalReportableCompFromOrgAmt0166972
IRS990/TotalRevenueGrp/ExclusionAmt0279520
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01953757
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02240970
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt07693
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt056830903
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt057279573
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 940
IRS990/USAddress/CityNm0TOMAH
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd054660
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.TACUONLINE.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN LAUFENBERG
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06083724736
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TOMAH AREA CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0TOMA
ReturnHeader/Filer/EIN0390966830
ReturnHeader/Filer/PhoneNum06083724736
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 940
ReturnHeader/Filer/USAddress/CityNm0TOMAH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054660
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0410746749
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CLIFTONLARSONALLEN LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0435 JULIE STREET

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$57,279,573
Liabilities
$51,732,031
Net assets
$5,547,542
Revenue
$2,240,970
Expenses
$2,141,780
Net income
$99,190
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$121$106$14.8$6.27$4.21$2.06
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$110$96.8$12.8$5.88$4.03$1.85
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$99.0$88.1$10.9$4.84$3.10$1.74
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$98.5$89.4$9.17$3.38$2.42$0.95
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$100$91.8$8.21$3.06$2.46$0.59
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$88.9$81.3$7.62$3.14$2.55$0.59
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$66.6$59.6$7.03$3.15$2.44$0.70
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.5$56.2$6.33$2.87$2.36$0.51
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$60.3$54.5$5.82$2.56$2.29$0.27
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$57.8$52.3$5.55$2.36$2.36$0.00
2015Detailed filing. Detailed filing data is available for this year.$57.3$51.7$5.55$2.24$2.14$0.10
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$56.8$51.4$5.45$2.18$2.06$0.12
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$54.5$49.2$5.33$2.43$2.12$0.30
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.7$48.6$5.11$2.12
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.3$47.6$4.75$2.34
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.1$45.4$4.71$2.41