Civic Intelligence

Central Credit Union of Illinois

EIN 36-1250580 • 501(c)14 • Bellwood, IL

Profile

Central Credit Union of Illinois is a member-owned financial institution whose purpose is to promote the financial well-being of its members by providing comprehensive and progressive financial services.

1001 Mannheim RoadBellwood, IL 60104

www.centralcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

25th percentile

0.87x

Higher debt load relative to assets than 25% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

9th percentile

10.42x

Higher debt load relative to revenue than 9% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

98th percentile

37%

Higher net margin than 98% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

42nd percentile

$217,032

Higher top officer pay than 42% of similar nonprofits.

Top officer pay equals 2.1% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Asset Growth

62nd percentile

4.0%

Faster asset growth than 62% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

100th percentile

69%

Faster revenue growth than 100% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Assets

Up

$121,519,003

Up $4,653,362 (+4.0%) from 2023

Liabilities

Up

$105,428,348

Up $904,055 (+0.9%) from 2023

Net Assets

Up

$16,090,655

Up $3,749,307 (+30%) from 2023

Revenue

Up

$10,122,688

Up $4,117,098 (+69%) from 2023

Expenses

Up

$6,373,381

Up $1,301,613 (+26%) from 2023

Net Income

Up

$3,749,307

Up $2,815,485 (+302%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2018: $93,762,654Liabilities 2018: $85,007,020Net Assets 2018: $8,755,6342018Assets 2019: $95,902,206Liabilities 2019: $86,467,857Net Assets 2019: $9,434,3492019Assets 2020: $109,363,373Liabilities 2020: $99,596,451Net Assets 2020: $9,766,9222020Assets 2021: $117,564,731Liabilities 2021: $107,572,585Net Assets 2021: $9,992,1462021Assets 2022: $122,362,523Liabilities 2022: $110,954,997Net Assets 2022: $11,407,5262022Assets 2023: $116,865,641Liabilities 2023: $104,524,293Net Assets 2023: $12,341,3482023Assets 2024: $121,519,003Liabilities 2024: $105,428,348Net Assets 2024: $16,090,6552024

Highlighted filing

2024

Assets$121,519,003
Liabilities$105,428,348
Net Assets$16,090,655

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0Revenue 2018: $4,828,351Expenses 2018: $4,292,091Net Income 2018: $536,2602018Revenue 2019: $5,047,799Expenses 2019: $4,369,084Net Income 2019: $678,7152019Revenue 2020: $4,724,363Expenses 2020: $4,391,790Net Income 2020: $332,5732020Revenue 2021: $4,436,617Expenses 2021: $4,211,393Net Income 2021: $225,2242021Revenue 2022: $5,873,134Expenses 2022: $4,457,754Net Income 2022: $1,415,3802022Revenue 2023: $6,005,590Expenses 2023: $5,071,768Net Income 2023: $933,8222023Revenue 2024: $10,122,688Expenses 2024: $6,373,381Net Income 2024: $3,749,3072024

Highlighted filing

2024

Revenue$10,122,688
Expenses$6,373,381
Net Income$3,749,307

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 12, 2025
Return Version
2024v5.0
Gross Receipts
$10,122,688
Mission and Program Overview

Mission

Central Credit Union of Illinois is a member-owned financial institution whose purpose is to promote the financial well-being of its members by providing comprehensive and progressive financial services.

To assist our members in the management of their financial well being by providing loans, savings accounts, and other financial institution services in a friendly and professional manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$77,036,035$75,990,771▼ $1,045,264
Savings and Temporary Cash Investments$34,108,348$39,994,728▲ $5,886,380
Rtn Earn Endowment Incm Other Fnds$12,341,348$16,090,655▲ $3,749,307
Land, Buildings, and Equipment, Net$2,469,256$2,654,645▲ $185,389
Prepaid Expenses and Deferred Charges$958,700$883,591▼ $75,109
Cash and Non-Interest-Bearing Accounts$862,282$561,925▼ $300,357
Accounts Receivable$310,556$329,286▲ $18,730
Pledges and Grants Receivable$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$116,865,641$121,519,003▲ $4,653,362
Other Assets Total$1,120,464$1,104,057▼ $16,407
Liabilities
Other Liabilities$102,674,349$103,786,208▲ $1,111,859
Accounts Payable and Accrued Expenses$1,849,944$1,642,140▼ $207,804
Total Liabilities$104,524,293$105,428,348▲ $904,055
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,341,348$16,090,655▲ $3,749,307
Total Liabilities and Net Assets / Fund Balance$116,865,641$121,519,003▲ $4,653,362

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$623,827$1,076,605$0
Other Land Buildings$403,705$769,242$0
Land$1,352,965-$0
Equipment$274,148$985,821$0
Leasehold Improvements$0$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert AndersonPresident/CEOFT$213,032$27,799$240,831
Brian SimsFinancial AdvisorFT$131,083-$131,083
Brian BultmanVice President of FinanceFT$120,026-$120,026

Board Members and Trustees

NameTitle
Joyce GastonChairman
Paul SublewskiVice Chairman
Mattie HunterDirector
Rick CurryDirector
Edward AndrowichCommittee Member
Kai Love-DavisCommittee Member
Richard VoglSecretary
Vince SticcaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,666,850
Investment Income
$4,455,838
Other Revenue
$0
Change in Net Assets
$3,749,307

Audited Revenue Reconciliation

Revenue per Audited Statements
$10,122,688
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$10,122,688
Total Revenue per Form 990
$10,122,688
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,769,003
Salaries, Compensation, and Employee Benefits$2,604,378
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,534,866
Office Expenses---$685,979
Current Officers, Directors, Trustees, and Key Employees---$468,141
Information Technology---$421,257
Occupancy---$364,327
Other Employee Benefits---$273,479
Depreciation Depletion---$200,900
Pension Plan Contributions---$183,300
Payroll Taxes---$144,592
Other Expenses---$132,205
Advertising---$112,213
Insurance---$71,378
Conferences and Meetings---$66,126
Fees for Services Accounting---$36,500
Fees for Services Legal---$15,675
Travel---$14,490
Total Functional Expenses$0$0$0$6,373,381

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$6,373,381
Total Expenses per Audited Statements$6,373,381
Total Expenses per Form 990$6,373,381
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$103,653,193
Accrued Premier Points Expense$128,158
Allowance for Overdrawn Accounts$4,857
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

There are 10,752 members of the credit union. Individuals are eligible to join the credit union if they are employed by a company affiliated with Central Credit Union of Illinois, or if they are a family member of a current member of the credit union, or if they live or work in Illinois. Once they are members, they can remain members even if their residency or employment status changes.

Form 990, Part VI, Section A, Line 7A

An annual meeting is held during the first quarter of the year to elect the seven directors of the Board of Directors. Directors must own at least one share of the credit union. The term of each director is approximately one year effective from the date of election and terminating the date of the next annual meeting. Members may vote in person at the annual meeting or by proxy. Each member has the right to vote the number of shares owned by him or her multiplied by as many persons as there are directors.

Form 990, Part VI, Section A, Line 7B

The members vote on changes to the bylaws, the dissolution of the credit union, merger and consolidation with another credit union, and conversion of the charter of the credit union. In addition, the Supervisory Committee may call a special meeting for the membership to consider violations of the law or unsafe or unauthorized actions.

Form 990, Part VI, Section B, Line 11B

No reviews were conducted, other than the President and the Vice President of Finance.

Form 990, Part VI, Section B, Line 12C

Conflict of interest forms were reviewed by WIPFLI, LLP and independent CPA firm.

Form 990, Part VI, Section C, Line 19

Governing documents, conflict of interest policy, and financial statements are made available upon request.

Filing and Contact Details

Filer

Filer Name
Central Credit Union of Illinois
EIN
36-1250580
Phone
7086496400
Address
1001 Mannheim Road, Bellwood, IL 60104

Signing Officer

Name
Brian Bultman
Title
VP of Finance
Phone
7086496465
Signed
2025-05-12

Organization Details

Principal Officer
Robert Anderson
Formed
1936
Legal Domicile
Il
Voting Board Members
7
Independent Board Members
6
Employees
41
Volunteers
8
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IRS990/OtherExpensesGrp/TotalAmt3132205
IRS990/OtherLiabilitiesGrp/BOYAmt0102674349
IRS990/OtherLiabilitiesGrp/EOYAmt0103786208
IRS990/OtherOrganizationDsc0Cooperative
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt01534866
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt077036035
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt075990771
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0144592
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0183300
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0958700
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0883591
IRS990/PrincipalOfficerNm0Robert Anderson
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Visa and Debit Card Income
IRS990/ProgramServiceRevenueGrp/Desc2Service Fees
IRS990/ProgramServiceRevenueGrp/Desc3Members Financial Services Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04532656
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1505872
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2304376
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3262337
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04532656
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1505872
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2304376
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3262337
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgSrvcAccomActy2Grp/Desc0Provided 318 first mortgage loans to members
IRS990/ProgSrvcAccomActy3Grp/Desc0Received deposits on savings from 10,752 members
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01012576
IRS990/PYOtherExpensesAmt02725615
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt04993014
IRS990/PYRevenuesLessExpensesAmt0933822
IRS990/PYSalariesCompEmpBnftPaidAmt02346153
IRS990/PYTotalExpensesAmt05071768
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06005590
IRS990/ReconcilationRevenueExpnssAmt03749307
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt012341348
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt016090655
IRS990/SavingsAndTempCashInvstGrp/BOYAmt034108348
IRS990/SavingsAndTempCashInvstGrp/EOYAmt039994728
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0623827
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01076605
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt01700432
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0274148
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0985821
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt01259969
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt06373381
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt01352965
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt01352965
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0403705
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0769242
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt01172947
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0103653193
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1128158
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt24857
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Share Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Accrued Premier Points Expense
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Allowance for Overdrawn Accounts
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt010122688
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02654645
IRS990ScheduleD/TotalExpensesPerForm990Amt06373381
IRS990ScheduleD/TotalLiabilityAmt0103786208
IRS990ScheduleD/TotalRevenuePerForm990Amt010122688
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt010122688
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt06373381
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0213032
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount04000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt012393
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt011406
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Robert Anderson
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0President/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0240831
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0There are 10,752 members of the credit union. Individuals are eligible to join the credit union if they are employed by a company affiliated with Central Credit Union of Illinois, or if they are a family member of a current member of the credit union, or if they live or work in Illinois. Once they are members, they can remain members even if their residency or employment status changes.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1An annual meeting is held during the first quarter of the year to elect the seven directors of the Board of Directors. Directors must own at least one share of the credit union. The term of each director is approximately one year effective from the date of election and terminating the date of the next annual meeting. Members may vote in person at the annual meeting or by proxy. Each member has the right to vote the number of shares owned by him or her multiplied by as many persons as there are directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The members vote on changes to the bylaws, the dissolution of the credit union, merger and consolidation with another credit union, and conversion of the charter of the credit union. In addition, the Supervisory Committee may call a special meeting for the membership to consider violations of the law or unsafe or unauthorized actions.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3No reviews were conducted, other than the President and the Vice President of Finance.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Conflict of interest forms were reviewed by WIPFLI, LLP and independent CPA firm.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Governing documents, conflict of interest policy, and financial statements are made available upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a

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