Civic Intelligence

Westby Co-Op Credit Union

990 • Fiscal year 2013 • EIN 39-0966273

Jan 01, 2013 to Dec 31, 2013 • Filed on Apr 03, 2014

Organization Profilewccucreditunion.coop

View Organization Page

PO Box 70Westby, WI 54667

(608) 634-3118

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

17th percentile

0.86x

Higher debt load relative to assets than 17% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Liabilities / Revenue

34th percentile

16.28x

Higher debt load relative to revenue than 34% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Net Margin

86th percentile

24%

Higher net margin than 86% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Top Officer Pay

3rd percentile

$148,607

Higher top officer pay than 3% of similar nonprofits.

Top officer pay equals 0.8% of source-year revenue.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Asset Growth

48th percentile

3.8%

Faster asset growth than 48% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2012 to 2013

Revenue Growth

41st percentile

3.4%

Faster revenue growth than 41% of similar nonprofits.

2013 filings • $250M-$1B nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets17th percentile

Assets

Up

$361,363,809

Up $13,145,710 (+3.8%) from 2012

Net Assets

Up

$49,939,835

Up $3,244,391 (+6.9%) from 2012

Liabilities

Up

$311,423,974

Up $9,901,319 (+3.3%) from 2012

Revenue And Expenses
Liabilities / Revenue34th percentileNet Margin86th percentile

Revenue

Up

$19,123,728

Up $623,811 (+3.4%) from 2012

Expenses

Up

$14,512,130

Up $884,210 (+6.5%) from 2012

Net Income

Down

$4,611,598

Down $260,399 (-5.3%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth48th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2010: $281,560,950Liabilities 2010: $243,388,418Net Assets 2010: $38,172,5322010Assets 2011: $310,738,251Liabilities 2011: $268,769,637Net Assets 2011: $41,968,6142011Assets 2012: $348,218,099Liabilities 2012: $301,522,655Net Assets 2012: $46,695,4442012Assets 2013: $361,363,809Liabilities 2013: $311,423,974Net Assets 2013: $49,939,8352013Assets 2014: $392,764,523Liabilities 2014: $335,148,349Net Assets 2014: $57,616,1742014Assets 2015: $422,911,113Liabilities 2015: $359,480,199Net Assets 2015: $63,430,9142015Assets 2017: $474,534,404Liabilities 2017: $396,783,935Net Assets 2017: $77,750,4692017Assets 2018: $511,150,752Liabilities 2018: $425,464,959Net Assets 2018: $85,685,7932018Assets 2019: $553,187,813Liabilities 2019: $457,823,966Net Assets 2019: $95,363,8472019Assets 2021: $763,110,609Liabilities 2021: $648,405,447Net Assets 2021: $114,705,1622021Assets 2022: $834,152,989Liabilities 2022: $717,008,712Net Assets 2022: $117,144,2772022Assets 2024: $948,639,606Liabilities 2024: $806,666,318Net Assets 2024: $141,973,2882024

Highlighted filing

2013

Assets$361,363,809
Liabilities$311,423,974
Net Assets$49,939,835
Open 2013 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $14,154,9572010Expenses 2011: $14,831,4662011Revenue 2012: $18,499,917Expenses 2012: $13,627,920Net Income 2012: $4,871,9972012Revenue 2013: $19,123,728Expenses 2013: $14,512,130Net Income 2013: $4,611,5982013Revenue 2014: $20,584,077Expenses 2014: $13,831,856Net Income 2014: $6,752,2212014Revenue 2015: $22,341,208Expenses 2015: $16,780,581Net Income 2015: $5,560,6272015Revenue 2017: $26,138,270Expenses 2017: $18,147,861Net Income 2017: $7,990,4092017Revenue 2018: $29,431,962Expenses 2018: $21,435,187Net Income 2018: $7,996,7752018Revenue 2019: $32,531,228Expenses 2019: $23,085,318Net Income 2019: $9,445,9102019Revenue 2021: $36,161,276Expenses 2021: $24,862,837Net Income 2021: $11,298,4392021Revenue 2022: $40,291,199Expenses 2022: $30,262,420Net Income 2022: $10,028,7792022Revenue 2024: $56,626,752Expenses 2024: $48,241,925Net Income 2024: $8,384,8272024

Highlighted filing

2013

Revenue$19,123,728
Expenses$14,512,130
Net Income$4,611,598
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Apr 3, 2014
Return Version
2013v3.1
Gross Receipts
$19,123,728
Mission and Program Overview

Mission

Westby co-op credit union will provide services that are efficient, confidential, and accurate in a convenient and friendly environment. We will be competitively priced, technologically advanced and economically sound, and support our communities.

Westby Co-op Credit Union will provide services that are efficient, confidential, and accurate in a convenient and friendly environment. We will be competitively priced, technologically advanced and economically sound, and will actively support the communities in which we serve.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$226,684,768$231,155,958▲ $4,471,190
Investments Other Securities$72,586,443$87,565,845▲ $14,979,402
Rtn Earn Endowment Incm Other Fnds$46,695,444$49,939,835▲ $3,244,391
Savings and Temporary Cash Investments$27,098,362$19,266,848▼ $7,831,514
Prepaid Expenses and Deferred Charges$7,197,488$8,166,160▲ $968,672
Land, Buildings, and Equipment, Net$7,401,174$8,116,442▲ $715,268
Cash and Non-Interest-Bearing Accounts$2,477,339$2,599,315▲ $121,976
Total Assets$348,218,099$361,363,809▲ $13,145,710
Other Assets Total$4,772,525$4,493,241▼ $279,284
Liabilities
Other Liabilities$295,489,817$309,529,702▲ $14,039,885
Accounts Payable and Accrued Expenses$5,032,838$1,894,272▼ $3,138,566
Mortgage Notes Payable Secured by Investment Property$1,000,000--
Total Liabilities$301,522,655$311,423,974▲ $9,901,319
Net Assets / Fund Balance
Total Net Assets Fund Balance$46,695,444$49,939,835▲ $3,244,391
Total Liabilities and Net Assets / Fund Balance$348,218,099$361,363,809▲ $13,145,710

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,875,462$2,369,057$7,244,519
Equipment$1,407,096$2,444,042$3,851,138
Land$1,833,884-$1,833,884
Other Securities$87,565,845--
Compensation and Service Providers
Top Officer Pay3rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kevin HauserPresidentCEOFT$129,914$18,693$148,607
John RudieCFOFT$122,464$23,041$145,505
Vicky InmanComplianceFT$77,573$15,843$93,416
Robert BlandVP LendingFT$73,139$15,248$88,387
Kerri TheigeMarketingFT$69,038$18,310$87,348
Lois StokerOperations ManagerFT$69,768$6,176$75,944
Marlene OlsonHrPT$63,942$5,940$69,882
Ronald LarsonVice ChairpersonCredit COM-$5,600-$5,600
Bruce Stefferud2nd Vice ChairmanCredit Comm-$5,150-$5,150
Robert DevineSecretary-$5,150-$5,150
Robert DickmanChairperson-$4,625-$4,625
Marilyn HaugeTreasurer-$3,150-$3,150
Monte Torgerson2nd Vice Chair-$2,900-$2,900
Alan Berg2nd Vice ChairmanCredit Comm-$2,625-$2,625
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$18,347,784
Investment Income
$775,944
Other Revenue
$0
Change in Net Assets
$4,611,598
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,314,348
Salaries, Compensation, and Employee Benefits$6,197,782
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,055,781
Interest---$2,167,406
Other Employee Benefits---$762,260
Current Officers, Directors, Trustees, and Key Employees---$738,289
Office Expenses---$671,090
Depreciation Depletion---$616,727
Occupancy---$475,765
Information Technology---$473,734
Payroll Taxes---$382,237
Insurance---$314,990
Pension Plan Contributions---$259,215
Advertising---$252,435
Fees for Services Legal---$176,424
Fees for Services Accounting---$95,543
Travel---$86,118
Other Expenses-$65,978-$65,978
Conferences and Meetings---$54,128
Fees for Services Other---$36,551
Fees for Service Investment Mgmnt Fees---$8,602
Total Functional Expenses$0$0$0$14,512,130
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share & Deposits$309,529,702
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The organization has members who elect members of the governing body annually. At Decembet 31, 2013, Westby Co-op Credit Union had 25,209 members.”

Member election for additional members Part VI line 7A

“The organization has members who elect members of the governing body annually.”

Governing body decisions Part VI line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”

Form 990 governing body review Part VI line 11

“The CFO accumulates all 990 and 990T information. The 990 and the 990T are reviewed by the governing body and senior management.”

CEO executive director top management comp Part VI line 15A

“Compensation is determined for the CEO by using a salary survey. The Board approves the President's compensation and the President approves employee salaries.”

Governing documents etc available to public Part VI line 19

“We post our financial statements on the member bulletin board in our credit union's entrance on an annual basis. The conflict of interest policy and the governing documents are available to the public upon request.”

Filing and Contact Details

Filer

EIN
39-0966273

Signing Officer

Name
Robert Devine
Title
Secretary
Phone
6086343118
Signed
2014-04-03
Discuss with paid preparer
No

Organization Details

Principal Officer
Kevin Hauser
Formed
1939
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
165

Preparer

Preparer
Cari Thompson
Phone
2625490200
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

“Unrealized loss on Available for Sale Securities (Mark to Market)”

Raw XML Appendix397 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Westby Co-op Credit Union will provide services that are efficient, confidential, and accurate in a convenient and friendly environment. We will be competitively priced, technologically advanced and economically sound, and will actively support the communities in which we serve.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt01000000
IRS990/NetAssetsOrFundBalancesBOYAmt046695444
IRS990/NetAssetsOrFundBalancesEOYAmt049939835
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0475765
IRS990/OfficeExpensesGrp/TotalAmt0671090
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04772525
IRS990/OtherAssetsTotalGrp/EOYAmt04493241
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0762260
IRS990/OtherExpensesGrp/Desc0Loan Expense
IRS990/OtherExpensesGrp/Desc1Card Expense
IRS990/OtherExpensesGrp/Desc2DuesInsurance
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt02338553
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1480304
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt265978
IRS990/OtherExpensesGrp/TotalAmt02338553
IRS990/OtherExpensesGrp/TotalAmt1480304
IRS990/OtherExpensesGrp/TotalAmt265978
IRS990/OtherLiabilitiesGrp/BOYAmt0295489817
IRS990/OtherLiabilitiesGrp/EOYAmt0309529702
IRS990/OtherSalariesAndWagesGrp/TotalAmt04055781
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0226684768
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0231155958
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0382237
IRS990/PensionPlanContributionsGrp/TotalAmt0259215
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt07197488
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt08166160
IRS990/PrincipalOfficerNm0Kevin Hauser
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1524298
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest and Fee
IRS990/ProgramServiceRevenueGrp/Desc1Loan Insurance & Financ
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt018075603
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1272181
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt018075603
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1272181
IRS990/ProgSrvcAccomActy2Grp/Desc0We funded 6,865 loans during 2013. As of 12/31/13, we had 1,680 mortgages/home equity, 8,392 consumer loans, 1,077 business loans, and 4,830 credit card accounts.
IRS990/ProgSrvcAccomActy3Grp/Desc0Provided 1,408 new loans to members that were for $2000 or less in 2013.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0817863
IRS990/PYOtherExpensesAmt08009846
IRS990/PYProgramServiceRevenueAmt017682054
IRS990/PYRevenuesLessExpensesAmt04871997
IRS990/PYSalariesCompEmpBnftPaidAmt05618074
IRS990/PYTotalExpensesAmt013627920
IRS990/PYTotalRevenueAmt018499917
IRS990/ReconcilationRevenueExpnssAmt04611598
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt046695444
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt049939835
IRS990/SavingsAndTempCashInvstGrp/BOYAmt027098362
IRS990/SavingsAndTempCashInvstGrp/EOYAmt019266848
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt04875462
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02369057
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt07244519
IRS990ScheduleD/EquipmentGrp/BookValueAmt01407096
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02444042
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03851138
IRS990ScheduleD/LandGrp/BookValueAmt01833884
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01833884
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0309529702
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Share & Deposits
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt087565845
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Investments
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt08116442
IRS990ScheduleD/TotalBookValueSecuritiesAmt087565845
IRS990ScheduleD/TotalLiabilityAmt0309529702
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The organization has members who elect members of the governing body annually. At Decembet 31, 2013, Westby Co-op Credit Union had 25,209 members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The organization has members who elect members of the governing body annually.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The CFO accumulates all 990 and 990T information. The 990 and the 990T are reviewed by the governing body and senior management.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Compensation is determined for the CEO by using a salary survey. The Board approves the President's compensation and the President approves employee salaries.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5We post our financial statements on the member bulletin board in our credit union's entrance on an annual basis. The conflict of interest policy and the governing documents are available to the public upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Unrealized loss on Available for Sale Securities (Mark to Market)
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Explanation of other changes in net assets or fund balances Part XI line 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0348218099
IRS990/TotalAssetsEOYAmt0361363809
IRS990/TotalAssetsGrp/BOYAmt0348218099
IRS990/TotalAssetsGrp/EOYAmt0361363809
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt0165
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt014512130
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0301522655
IRS990/TotalLiabilitiesEOYAmt0311423974
IRS990/TotalLiabilitiesGrp/BOYAmt0301522655
IRS990/TotalLiabilitiesGrp/EOYAmt0311423974
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt046695444
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt049939835
IRS990/TotalOtherCompensationAmt0103251
IRS990/TotalProgramServiceRevenueAmt018347784
IRS990/TotalReportableCompFromOrgAmt0635038
IRS990/TotalRevenueGrp/ExclusionAmt0775944
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt018347784
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt019123728
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0348218099
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0361363809
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt086118
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0wccucreditunion.coop
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Robert Devine
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Secretary
ReturnHeader/BusinessOfficerGrp/PhoneNum06086343118
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-04-03
ReturnHeader/Filer/BusinessName/BusinessNameLine10Westby Co-op Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0WEST
ReturnHeader/Filer/EIN0390966273
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 70
ReturnHeader/Filer/USAddress/City0Westby
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode054667
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0391127312
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10WCUL Services Corp
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0Pewaukee
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode053072
ReturnHeader/PreparerPersonGrp/PhoneNum02625490200
ReturnHeader/PreparerPersonGrp/PreparationDt02014-04-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Cari Thompson
ReturnHeader/ReturnTs02014-04-11T16:37:51-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$361,363,809
Liabilities
$311,423,974
Net assets
$49,939,835
Revenue
$19,123,728
Expenses
$14,512,130
Net income
$4,611,598
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$949$807$142$56.6$48.2$8.38
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$834$717$117$40.3$30.3$10.0
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$763$648$115$36.2$24.9$11.3
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$553$458$95.4$32.5$23.1$9.45
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$511$425$85.7$29.4$21.4$8.00
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$475$397$77.8$26.1$18.1$7.99
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2015Detailed filing. Detailed filing data is available for this year.$423$359$63.4$22.3$16.8$5.56
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$393$335$57.6$20.6$13.8$6.75
2013Detailed filing. Detailed filing data is available for this year.$361$311$49.9$19.1$14.5$4.61
2012Summary only. Only limited summary data is available for this year.$348$302$46.7$18.5$13.6$4.87
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$311$269$42.0$14.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$282$243$38.2$14.2
Peer Organizations

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