Civic Intelligence

Homeland Credit Union Inc

EIN 31-0395830 • 501(c)14 • Chillicothe, OH

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Profile

The purpose of this credit union shall be to promote thrift and to provide credit for its members.

25 Consumer Center DriveChillicothe, OH 45601

www.homelandcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

52nd percentile

0.90x

Higher debt load relative to assets than 52% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

83rd percentile

17.67x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

79th percentile

16%

Higher net margin than 79% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

17th percentile

$297,219

Higher top officer pay than 17% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

42nd percentile

1.9%

Faster asset growth than 42% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

93rd percentile

30%

Faster revenue growth than 93% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets52nd percentile

Assets

Up

$582,974,933

Up $11,042,047 (+1.9%) from 2023

Liabilities

Up

$524,536,554

Up $4,815,142 (+0.9%) from 2023

Net Assets

Up

$58,438,379

Up $6,226,905 (+12%) from 2023

Operations
Liabilities / Revenue83rd percentileNet Margin79th percentile

Revenue

Up

$29,691,347

Up $6,916,141 (+30%) from 2023

Expenses

Up

$25,049,600

Up $3,830,843 (+18%) from 2023

Net Income

Up

$4,641,747

Up $3,085,298 (+198%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth42nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2010: $324,594,563Liabilities 2010: $272,149,298Net Assets 2010: $52,445,2652010Assets 2011: $332,419,636Liabilities 2011: $276,661,254Net Assets 2011: $55,758,3822011Assets 2012: $348,939,450Liabilities 2012: $291,821,012Net Assets 2012: $57,118,4382012Assets 2013: $350,785,442Liabilities 2013: $294,580,768Net Assets 2013: $56,204,6742013Assets 2014: $354,810,170Liabilities 2014: $294,222,955Net Assets 2014: $60,587,2152014Assets 2015: $370,066,464Liabilities 2015: $307,158,635Net Assets 2015: $62,907,8292015Assets 2016: $382,127,429Liabilities 2016: $317,369,776Net Assets 2016: $64,757,6532016Assets 2017: $394,099,132Liabilities 2017: $325,125,884Net Assets 2017: $68,973,2482017Assets 2018: $411,760,399Liabilities 2018: $341,735,392Net Assets 2018: $70,025,0072018Assets 2019: $453,145,154Liabilities 2019: $372,733,218Net Assets 2019: $80,411,9362019Assets 2020: $516,467,002Liabilities 2020: $432,508,970Net Assets 2020: $83,958,0322020Assets 2021: $544,770,601Liabilities 2021: $464,913,023Net Assets 2021: $79,857,5782021Assets 2022: $513,400,298Liabilities 2022: $468,276,139Net Assets 2022: $45,124,1592022Assets 2023: $571,932,886Liabilities 2023: $519,721,412Net Assets 2023: $52,211,4742023Assets 2024: $582,974,933Liabilities 2024: $524,536,554Net Assets 2024: $58,438,3792024

Highlighted filing

2024

Assets$582,974,933
Liabilities$524,536,554
Net Assets$58,438,379
Open 2024 Filing

Operations Trend

Revenue Growth93rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0Expenses 2010: $12,833,5462010Expenses 2011: $10,450,3542011Expenses 2012: $9,363,7102012Revenue 2013: $11,536,699Expenses 2013: $9,098,251Net Income 2013: $2,438,4482013Revenue 2014: $11,605,689Expenses 2014: $8,489,662Net Income 2014: $3,116,0272014Revenue 2015: $11,617,414Expenses 2015: $8,872,198Net Income 2015: $2,745,2162015Revenue 2016: $12,157,378Expenses 2016: $9,798,451Net Income 2016: $2,358,9272016Revenue 2017: $13,272,833Expenses 2017: $10,167,890Net Income 2017: $3,104,9432017Revenue 2018: $15,574,565Expenses 2018: $11,807,653Net Income 2018: $3,766,9122018Revenue 2019: $18,261,470Expenses 2019: $13,715,390Net Income 2019: $4,546,0802019Revenue 2020: $15,784,309Expenses 2020: $13,586,261Net Income 2020: $2,198,0482020Revenue 2021: $15,031,134Expenses 2021: $12,265,440Net Income 2021: $2,765,6942021Revenue 2022: $16,065,435Expenses 2022: $13,376,904Net Income 2022: $2,688,5312022Revenue 2023: $22,775,206Expenses 2023: $21,218,757Net Income 2023: $1,556,4492023Revenue 2024: $29,691,347Expenses 2024: $25,049,600Net Income 2024: $4,641,7472024

Highlighted filing

2024

Revenue$29,691,347
Expenses$25,049,600
Net Income$4,641,747
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$582,974,933
Liabilities
$524,536,554
Net assets
$58,438,379
Revenue
$29,691,347
Expenses
$25,049,600
Net income
$4,641,747
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$583$525$58.4$29.7$25.0$4.64
2023Detailed filing. Detailed filing data is available for this year.$572$520$52.2$22.8$21.2$1.56
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$513$468$45.1$16.1$13.4$2.69
2021Detailed filing. Detailed filing data is available for this year.$545$465$79.9$15.0$12.3$2.77
2020Detailed filing. Detailed filing data is available for this year.$516$433$84.0$15.8$13.6$2.20
2019Detailed filing. Detailed filing data is available for this year.$453$373$80.4$18.3$13.7$4.55
2018Detailed filing. Detailed filing data is available for this year.$412$342$70.0$15.6$11.8$3.77
2017Detailed filing. Detailed filing data is available for this year.$394$325$69.0$13.3$10.2$3.10
2016Detailed filing. Detailed filing data is available for this year.$382$317$64.8$12.2$9.80$2.36
2015Detailed filing. Detailed filing data is available for this year.$370$307$62.9$11.6$8.87$2.75
2014Detailed filing. Detailed filing data is available for this year.$355$294$60.6$11.6$8.49$3.12
2013Detailed filing. Detailed filing data is available for this year.$351$295$56.2$11.5$9.10$2.44
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$349$292$57.1$9.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$332$277$55.8$10.5
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$325$272$52.4$12.8
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 22, 2025
Return Version
2024v5.2
Gross Receipts
$34,649,784
Mission and Program Overview

Mission

The purpose of this credit union shall be to promote thrift and to provide credit for its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$298,510,987$318,291,821▲ $19,780,834
Other Notes and Loans Receivable, Net$179,413,749$175,534,002▼ $3,879,747
Rtn Earn Endowment Incm Other Fnds$52,211,474$58,438,379▲ $6,226,905
Savings and Temporary Cash Investments$51,254,008$43,766,042▼ $7,487,966
Investments Other Securities$23,406,187$21,940,876▼ $1,465,311
Cash and Non-Interest-Bearing Accounts$2,929,910$4,077,298▲ $1,147,388
Land, Buildings, and Equipment, Net$2,850,212$3,518,473▲ $668,261
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$571,932,886$582,974,933▲ $11,042,047
Other Assets Total$13,567,833$15,846,421▲ $2,278,588
Liabilities
Other Liabilities$495,476,312$515,425,152▲ $19,948,840
Mortgage Notes Payable Secured by Investment Property$20,500,000$6,250,000▼ $14,250,000
Accounts Payable and Accrued Expenses$3,745,100$2,861,402▼ $883,698
Total Liabilities$519,721,412$524,536,554▲ $4,815,142
Net Assets / Fund Balance
Total Net Assets Fund Balance$52,211,474$58,438,379▲ $6,226,905
Total Liabilities and Net Assets / Fund Balance$571,932,886$582,974,933▲ $11,042,047

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,135,692$3,526,554$5,662,246
Equipment$525,334$5,012,418$5,537,752
Land$857,447-$857,447
Compensation and Service Providers
Top Officer Pay17th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Shayne PoeCEOFT$273,186$24,033$297,219
Todd J McdonaldCFOFT$198,671$3,850$202,521
Heather R IrwinVP Member ServicesFT$179,187$5,200$184,387
Sondra ButlerHr DirectorFT$138,104-$138,104
James H Matthews JrVP ItFT$128,431-$128,431
Mishion D PayneVP,lendingFT$124,711-$124,711

Board Members and Trustees

NameTitle
Dennis MillerChairman
Philip Butchers1st Vice Chairman
Frederick Fairrow Ii2nd Vice Chairman
Dana WidmayerBoard Member
Mathew CosenzaBoard Member
Robert ChemasBoard Member
Susan NatoliBoard Member
Donald ThompsonSecretary
Beth FowlerTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Stephen D MilesLegal /consumer18 WEST MONUMENT AVE, Dayton, OH 45402$101,065
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$14,852,167
Investment Income
$14,839,180
Other Revenue
$0
Change in Net Assets
$4,641,747

Audited Revenue Reconciliation

Revenue per Audited Statements
$29,691,347
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$29,691,347
Total Revenue per Form 990
$29,691,347
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$18,019,297
Salaries, Compensation, and Employee Benefits$7,030,303
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$11,446,188
Other Salaries and Wages---$5,179,232
Office Expenses---$2,501,040
Information Technology---$950,567
Current Officers, Directors, Trustees, and Key Employees---$937,269
Occupancy---$581,911
Pension Plan Contributions---$498,904
Payroll Taxes---$414,898
Depreciation Depletion---$376,403
Advertising---$351,065
Fees for Services Management---$270,756
Travel---$115,120
Fees for Services Accounting---$102,133
Other Expenses---$10,231
Total Functional Expenses$0$0$0$25,049,600

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$25,049,600
Total Expenses per Audited Statements$25,049,600
Total Expenses per Form 990$25,049,600
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES AND DEPOSITS$486,655,152
Brokered Certificate Shares$28,770,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors is elected by the members.”

Form 990, Part VI, Section A, Line 7B

“Certain transactions and changes to the code of regulations are subject to member approval.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by the ceo prior to filing with the irs.”

Form 990, Part VI, Section B, Line 12C

“Annual review and acknowledgement required.”

Form 990, Part VI, Section B, Line 15

“The ceo's compensation is reviewed by the board of directors annually using third party comparables. Other officers' compensation is reviewed annually by management and established using third party comparables.”

Form 990, Part VI, Section C, Line 19

“The organization's governing documents, conflict of interest policy and financial statements are made available upon request.”

Filing and Contact Details

Filer

Filer Name
Homeland Credit Union Inc
EIN
31-0395830
Phone
7407728911
Address
25 CONSUMER CENTER DRIVE, CHILLICOTHE, OH 45601

Signing Officer

Name
Todd Mcdonald
Title
CFO
Phone
7407728911
Signed
2025-10-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Shayne Poe
Formed
1932
Legal Domicile
Oh
Voting Board Members
9
Independent Board Members
9
Employees
106
Volunteers
15

Preparer

Firm
Gbq Partners LLC
Address
4030 SMITH ROAD SUITE 400, CINCINNATI, OH 45209
Preparer
Kathleen M Moseley
Phone
5138713033
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in net unrecognized pension costs 626,668.”

Form 990 Part XII Line 2C

“There is no change in accounting method from prior year.”

Financial Statement Notes

PART X, LINE 2:

“The credit union accounts for uncertainty in income taxes in its financial statements as required under financial accounting standards board (fasb) accounting standards codification, accounting for uncertainty in income taxes. The standard prescribes a recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. The standard also provides guidance on de-recognition, classification, interest and penalties, accounting in interim periods, disclosure and transition accounting. Management determined there were no material uncertain positions taken by the credit union in its tax returns.”

Raw XML AppendixShowing 400 of 492 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt42ND VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt61ST VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP MEMBER SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP IT
IRS990/Form990PartVIISectionAGrp/TitleTxt11CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt12CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP,LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt14HR DIRECTOR
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IRS990/Form990TFiledInd01
IRS990/FormationYr01932
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IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt01819353
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt06777790
IRS990/GrossReceiptsAmt034649784
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt06
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0950567
IRS990/InterestGrp/TotalAmt011446188
IRS990/InvestmentIncomeGrp/ExclusionAmt013019827
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt013019827
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IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt021940876
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0298510987
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0318291821
IRS990/IRPDocumentCnt07273
IRS990/IRPDocumentW2GCnt00
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IRS990/LandBldgEquipCostOrOtherBssAmt012057445
IRS990/LegalDomicileStateCd0OH
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt04958437
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt020500000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt06250000
IRS990/NetAssetsOrFundBalancesBOYAmt052211474
IRS990/NetAssetsOrFundBalancesEOYAmt058438379
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt01819353
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt01819353
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0958490
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0581911
IRS990/OfficeExpensesGrp/TotalAmt02501040
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
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IRS990/OtherAssetsTotalGrp/EOYAmt015846421
IRS990/OtherChangesInNetAssetsAmt0626668
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1MISC. OPERATING EXPENSE
IRS990/OtherExpensesGrp/Desc2PROFESSIONAL FEES
IRS990/OtherExpensesGrp/TotalAmt01056126
IRS990/OtherExpensesGrp/TotalAmt1257757
IRS990/OtherExpensesGrp/TotalAmt210231
IRS990/OtherLiabilitiesGrp/BOYAmt0495476312
IRS990/OtherLiabilitiesGrp/EOYAmt0515425152
IRS990/OtherSalariesAndWagesGrp/TotalAmt05179232
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0179413749
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0175534002
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0414898
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
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IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0SHAYNE POE
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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2LENDING-RELATED INCOME
IRS990/ProgramServiceRevenueGrp/Desc3FEES & COMMISSIONS
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11133778
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt011577927
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11235643
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21107079
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3931518
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0101865
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
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IRS990/PYOtherRevenueAmt00
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IRS990/PYRevenuesLessExpensesAmt01556449
IRS990/PYSalariesCompEmpBnftPaidAmt05970309
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IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt022775206
IRS990/ReconcilationRevenueExpnssAmt04641747
IRS990/RegularMonitoringEnfrcInd01
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IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
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IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt058438379
IRS990/SavingsAndTempCashInvstGrp/BOYAmt051254008
IRS990/SavingsAndTempCashInvstGrp/EOYAmt043766042
IRS990/ScheduleBRequiredInd00
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt03526554
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05662246
IRS990ScheduleD/EquipmentGrp/BookValueAmt0525334
IRS990ScheduleD/EquipmentGrp/DepreciationAmt05012418
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt05537752
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt025049600
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0857447
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0857447
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0486655152
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt128770000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES AND DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1BROKERED CERTIFICATE SHARES
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt029691347
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ITS FINANCIAL STATEMENTS AS REQUIRED UNDER FINANCIAL ACCOUNTING STANDARDS BOARD (FASB) ACCOUNTING STANDARDS CODIFICATION, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THE STANDARD PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE STANDARD ALSO PROVIDES GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION ACCOUNTING. MANAGEMENT DETERMINED THERE WERE NO MATERIAL UNCERTAIN POSITIONS TAKEN BY THE CREDIT UNION IN ITS TAX RETURNS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03518473
IRS990ScheduleD/TotalExpensesPerForm990Amt025049600
IRS990ScheduleD/TotalLiabilityAmt0515425152
IRS990ScheduleD/TotalRevenuePerForm990Amt029691347
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt029691347
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt025049600
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0273186
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1198671
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2179187
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount02650
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount13850
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount25200
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0SHAYNE POE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1TODD J MCDONALD
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2HEATHER R IRWIN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2VP MEMBER SERVICES
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0297219
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1202521
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2184387
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt20
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd01
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS.

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