Liabilities / Assets
19th percentile
Higher debt load relative to assets than 19% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
19th percentile
Higher debt load relative to assets than 19% of similar nonprofits.
Liabilities / Revenue
52nd percentile
Higher debt load relative to revenue than 52% of similar nonprofits.
Net Margin
89th percentile
Higher net margin than 89% of similar nonprofits.
Top Officer Pay
39th percentile
Higher top officer pay than 39% of similar nonprofits.
Top officer pay equals 6.8% of source-year revenue.
Asset Growth
86th percentile
Faster asset growth than 86% of similar nonprofits.
Revenue Growth
72nd percentile
Faster revenue growth than 72% of similar nonprofits.
Assets
Up$30,826,354
Up $1,586,797 (+5.4%) from 2017
Net Assets
Up$5,501,431
Up $335,341 (+6.5%) from 2017
Liabilities
Up$25,324,923
Up $1,251,456 (+5.2%) from 2017
Revenue
Up$1,374,116
Up $159,752 (+13%) from 2017
Expenses
Up$1,038,775
Up $13,987 (+1.4%) from 2017
Net Income
Up$335,341
Up $145,765 (+77%) from 2017
To encourage thrift among our members, to create a source of credit at a fair and reasonable cost, and to provide an opportunity for each of our members to improve their respective economic and social conditions.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $16,439,175 | $17,916,007 | ▲ $1,476,832 |
| Savings and Temporary Cash Investments | $7,223,266 | $6,635,729 | ▼ $587,537 |
| Investments Program Related | $4,752,658 | $5,655,300 | ▲ $902,642 |
| Rtn Earn Endowment Incm Other Fnds | $5,166,090 | $5,501,431 | ▲ $335,341 |
| Cash and Non-Interest-Bearing Accounts | $322,737 | $138,313 | ▼ $184,424 |
| Land, Buildings, and Equipment, Net | $148,009 | $133,118 | ▼ $14,891 |
| Prepaid Expenses and Deferred Charges | $52,237 | $44,031 | ▼ $8,206 |
| Accounts Receivable | $75 | $100 | ▲ $25 |
| Total Assets | $29,239,557 | $30,826,354 | ▲ $1,586,797 |
| Other Assets Total | $301,400 | $303,756 | ▲ $2,356 |
| Liabilities | |||
| Other Liabilities | $23,880,989 | $25,191,923 | ▲ $1,310,934 |
| Accounts Payable and Accrued Expenses | $192,091 | $132,721 | ▼ $59,370 |
| Escrow Account Liability | $387 | $279 | ▼ $108 |
| Total Liabilities | $24,073,467 | $25,324,923 | ▲ $1,251,456 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,166,090 | $5,501,431 | ▲ $335,341 |
| Total Liabilities and Net Assets / Fund Balance | $29,239,557 | $30,826,354 | ▲ $1,586,797 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $106,560 | $248,193 | $354,753 |
| Equipment | $11,558 | $298,687 | $310,245 |
| Land | $15,000 | - | $15,000 |
| Investment Program Related Org | $219,300 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Vicki Carviou | President | FT | $75,545 | $18,318 | $93,863 |
| Craig Butler | Vice Chair | - | $500 | $17 | $517 |
| Anita Morois | Treasurer | - | - | $17 | $17 |
| Gordon Kehoe | Director | - | - | $17 | $17 |
| James Engman | Secretary | - | - | $17 | $17 |
| Mitch Hubert | Board Chair | - | - | $17 | $17 |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $522,485 |
| Other Expenses | $514,790 |
| Grants and Similar Amounts Paid | $1,500 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $294,642 |
| Office Expenses | - | - | - | $226,509 |
| Other Employee Benefits | - | - | - | $97,582 |
| Information Technology | - | - | - | $82,430 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $76,045 |
| Occupancy | - | - | - | $35,513 |
| Pension Plan Contributions | - | - | - | $27,673 |
| Fees for Services Other | - | - | - | $26,826 |
| Payroll Taxes | - | - | - | $26,543 |
| Depreciation Depletion | - | - | - | $23,316 |
| Insurance | - | - | - | $21,109 |
| Other Expenses | - | - | - | $16,045 |
| Advertising | - | - | - | $12,988 |
| Conferences and Meetings | - | - | - | $2,873 |
| Grants to Domestic Individuals | - | - | - | $1,500 |
| Total Functional Expenses | $0 | $0 | $0 | $1,038,775 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $25,175,149 |
| 457b Plan Liability | $17,053 |
| Adjust Escrow to Line 21 Bal Sheet | $-279 |
“The organization has members. To be a member one must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
“Management provides necessary data to independent tax return preparer who completes the return. Management and the internal auditor review the return for accuracy and then authorize the preparer to e-file the approved return. Management reviews the return with the directors at the next board meeting.”
“Code of conduct and code of ethics policies are reviewed and discussed annually with directors and employees. Directors and employees sign a statement of acknowledge/understanding and are required to disclose any possible conflicts of interest.”
“The salary review committee is provided with comparable data from the wi cu league and cuna salary surveys to use in determining compensation for the president/ceo. Approval of this compensation is obtained at a board meeting and documented in the minutes.”
“Governing documents and conflicet of interest policy avaiable upon request. Monthly financial statements are posted on the member bulletin board located in the entrance of the credit union.”
“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 192091 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 132721 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 75 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 100 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO ENCOURAGE THRIFT AMONG OUR MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR EACH OF OUR MEMBERS TO IMPROVE THEIR RESPECTIVE ECONOMIC AND SOCIAL CONDITIONS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 12988 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | VICKI CARVIOU |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7157320065 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 655 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MARINETTE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54143 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 322737 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 138313 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 76045 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 2873 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 1500 |
| IRS990/CYInvestmentIncomeAmt | 0 | 224387 |
| IRS990/CYOtherExpensesAmt | 0 | 514790 |
| IRS990/CYOtherRevenueAmt | 0 | 2812 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1146917 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 335341 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 522485 |
| IRS990/CYTotalExpensesAmt | 0 | 1038775 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1374116 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 23316 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 321 NEW DEPOSIT ACCOUNTS IN 2018. AS OF 12/31/18 WE HAD 3,414 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 15 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 387 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 279 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 26826 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 17 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 17 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 17 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 17 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 17 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 18318 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MITCH HUBERT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CRAIG BUTLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JAMES ENGMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ANITA MOROIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | GORDON KEHOE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | VICKI CARVIOU |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 75545 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1953 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 1500 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1374116 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 82430 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 21109 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 224387 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 224387 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 4752658 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 5655300 |
| IRS990/IRPDocumentCnt | 0 | 775 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 546880 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 148009 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 133118 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 679998 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO ENCOURAGE THRIFT AMONG OUR MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR EACH OF OUR MEMBERS TO IMPROVE THEIR RESPECTIVE ECONOMIC AND SOCIAL CONDITIONS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5166090 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5501431 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 35513 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 226509 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 301400 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 303756 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 97582 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS PAID TO MEMBERS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 67181 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 16045 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 23880989 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 25191923 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 294642 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 16439175 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 17916007 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 26543 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 27673 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 52237 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 44031 |
| IRS990/PrincipalOfficerNm | 0 | VICKI CARVIOU |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER MEMBER RELATED REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MEMBER FEE REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | CVR-DMV FEE REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 821636 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 198110 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 117267 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 821636 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 198110 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 117267 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 8766 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 1138 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 8766 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 1138 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 1,113 NEW LOANS TO MEMBERS DURING 2018. AS OF 12/31/18 WE HAD 2,183 LOANS TO OUR MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 1500 |
| IRS990/PYInvestmentIncomeAmt | 0 | 165176 |
| IRS990/PYOtherExpensesAmt | 0 | 498656 |
| IRS990/PYOtherRevenueAmt | 0 | 2780 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1046408 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 189576 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 524632 |
| IRS990/PYTotalExpensesAmt | 0 | 1024788 |
| IRS990/PYTotalRevenueAmt | 0 | 1214364 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 335341 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 2812 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 2812 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5166090 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5501431 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 7223266 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6635729 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 106560 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 248193 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 354753 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 11558 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 298687 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 310245 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 5436000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 219300 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | INVESTMENTS W/ MATURITY > 1 YR |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | CORP CENTRAL CAPITAL A/C'S |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 15000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 15000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 25175149 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 17053 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | -279 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | 457B PLAN LIABILITY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | ADJUST ESCROW TO LINE 21 BAL SHEET |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 2, PART IV, LINE 2B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 133118 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 5655300 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 25191923 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT TAX RETURN PREPARER WHO COMPLETES THE RETURN. MANAGEMENT AND THE INTERNAL AUDITOR REVIEW THE RETURN FOR ACCURACY AND THEN AUTHORIZE THE PREPARER TO E-FILE THE APPROVED RETURN. MANAGEMENT REVIEWS THE RETURN WITH THE DIRECTORS AT THE NEXT BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | CODE OF CONDUCT AND CODE OF ETHICS POLICIES ARE REVIEWED AND DISCUSSED ANNUALLY WITH DIRECTORS AND EMPLOYEES. DIRECTORS AND EMPLOYEES SIGN A STATEMENT OF ACKNOWLEDGE/UNDERSTANDING AND ARE REQUIRED TO DISCLOSE ANY POSSIBLE CONFLICTS OF INTEREST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE SALARY REVIEW COMMITTEE IS PROVIDED WITH COMPARABLE DATA FROM THE WI CU LEAGUE AND CUNA SALARY SURVEYS TO USE IN DETERMINING COMPENSATION FOR THE PRESIDENT/CEO. APPROVAL OF THIS COMPENSATION IS OBTAINED AT A BOARD MEETING AND DOCUMENTED IN THE MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | GOVERNING DOCUMENTS AND CONFLICET OF INTEREST POLICY AVAIABLE UPON REQUEST. MONTHLY FINANCIAL STATEMENTS ARE POSTED ON THE MEMBER BULLETIN BOARD LOCATED IN THE ENTRANCE OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 29239557 |
| IRS990/TotalAssetsEOYAmt | 0 | 30826354 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 29239557 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 30826354 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 15 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1038775 |
| IRS990/TotalGrossUBIAmt | 0 | 9904 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 24073467 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 25324923 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 24073467 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 25324923 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5166090 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5501431 |
| IRS990/TotalOtherCompensationAmt | 0 | 18403 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1146917 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 76045 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 227199 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1137013 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1374116 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 9904 |
| IRS990/TotalVolunteersCnt | 0 | 5 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 29239557 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 30826354 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 655 |
| IRS990/USAddress/CityNm | 0 | MARINETTE |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54143 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.BAYSHORECU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2019-02-21 02:37:17Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | VICKI CARVIOU |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7157320065 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2019-03-28 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BAY SHORE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BAYS |
| ReturnHeader/Filer/EIN | 0 | 390963263 |
| ReturnHeader/Filer/PhoneNum | 0 | 7157320065 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 655 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MARINETTE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54143 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 5FA08F3168DAA0B72D4E7F0D679A1E851BDE6807 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 5FA08F3168DAA0B72D4E7F0D679A1E851BDE6807 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 97.88.144.85 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2019-03-29 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 16:37:03 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 811697509 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | AUDIT THREESIXTY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1202 JOHNSON ST |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | ONALASKA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 546502008 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6083173765 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2019-03-29 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | PETER RASMUSSEN |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2019-03-29T16:37:03-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2018-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2018-12-31 |
| ReturnHeader/TaxYr | 0 | 2018 |
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Displayed year
2018 • Form 990Detailed filing. Detailed filing data is available for this year.
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