Civic Intelligence

Bay Shore Credit Union

990 • Fiscal year 2018 • EIN 39-0963263

Jan 01, 2018 to Dec 31, 2018 • Filed on Mar 28, 2019

PO Box 655Marinette, WI 54143

(715) 732-0065

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

19th percentile

0.82x

Higher debt load relative to assets than 19% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Liabilities / Revenue

52nd percentile

18.43x

Higher debt load relative to revenue than 52% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Net Margin

89th percentile

24%

Higher net margin than 89% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Top Officer Pay

39th percentile

$93,863

Higher top officer pay than 39% of similar nonprofits.

Top officer pay equals 6.8% of source-year revenue.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Asset Growth

86th percentile

5.4%

Faster asset growth than 86% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Revenue Growth

72nd percentile

13%

Faster revenue growth than 72% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Assets

Up

$30,826,354

Up $1,586,797 (+5.4%) from 2017

Net Assets

Up

$5,501,431

Up $335,341 (+6.5%) from 2017

Liabilities

Up

$25,324,923

Up $1,251,456 (+5.2%) from 2017

Revenue

Up

$1,374,116

Up $159,752 (+13%) from 2017

Expenses

Up

$1,038,775

Up $13,987 (+1.4%) from 2017

Net Income

Up

$335,341

Up $145,765 (+77%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $25,624,356Liabilities 2010: $21,461,960Net Assets 2010: $4,162,3962010Assets 2011: $25,867,351Liabilities 2011: $21,563,765Net Assets 2011: $4,303,5862011Assets 2012: $27,296,624Liabilities 2012: $22,874,221Net Assets 2012: $4,422,4032012Assets 2013: $28,083,285Liabilities 2013: $23,573,895Net Assets 2013: $4,509,3902013Assets 2014: $28,621,210Liabilities 2014: $23,963,765Net Assets 2014: $4,657,4452014Assets 2015: $28,562,053Liabilities 2015: $23,725,784Net Assets 2015: $4,836,2692015Assets 2016: $28,510,457Liabilities 2016: $23,533,943Net Assets 2016: $4,976,5142016Assets 2017: $29,239,557Liabilities 2017: $24,073,467Net Assets 2017: $5,166,0902017Assets 2018: $30,826,354Liabilities 2018: $25,324,923Net Assets 2018: $5,501,4312018Assets 2019: $32,259,029Liabilities 2019: $26,355,045Net Assets 2019: $5,903,9842019Assets 2020: $38,175,128Liabilities 2020: $31,950,246Net Assets 2020: $6,224,8822020Assets 2021: $44,561,621Liabilities 2021: $38,184,662Net Assets 2021: $6,376,9592021

Highlighted filing

2018

Assets$30,826,354
Liabilities$25,324,923
Net Assets$5,501,431

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0Expenses 2010: $1,131,6172010Expenses 2011: $1,014,9522011Expenses 2012: $983,5812012Revenue 2013: $1,039,533Expenses 2013: $952,546Net Income 2013: $86,9872013Revenue 2014: $1,086,143Expenses 2014: $938,088Net Income 2014: $148,0552014Revenue 2015: $1,132,504Expenses 2015: $953,680Net Income 2015: $178,8242015Revenue 2016: $1,166,843Expenses 2016: $1,026,598Net Income 2016: $140,2452016Revenue 2017: $1,214,364Expenses 2017: $1,024,788Net Income 2017: $189,5762017Revenue 2018: $1,374,116Expenses 2018: $1,038,775Net Income 2018: $335,3412018Revenue 2019: $1,563,706Expenses 2019: $1,161,153Net Income 2019: $402,5532019Revenue 2020: $1,532,103Expenses 2020: $1,211,205Net Income 2020: $320,8982020Revenue 2021: $1,398,581Expenses 2021: $1,246,504Net Income 2021: $152,0772021

Highlighted filing

2018

Revenue$1,374,116
Expenses$1,038,775
Net Income$335,341
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Mar 28, 2019
Return Version
2018v3.1
Gross Receipts
$1,374,116
Mission and Program Overview

Mission

To encourage thrift among our members, to create a source of credit at a fair and reasonable cost, and to provide an opportunity for each of our members to improve their respective economic and social conditions.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$16,439,175$17,916,007▲ $1,476,832
Savings and Temporary Cash Investments$7,223,266$6,635,729▼ $587,537
Investments Program Related$4,752,658$5,655,300▲ $902,642
Rtn Earn Endowment Incm Other Fnds$5,166,090$5,501,431▲ $335,341
Cash and Non-Interest-Bearing Accounts$322,737$138,313▼ $184,424
Land, Buildings, and Equipment, Net$148,009$133,118▼ $14,891
Prepaid Expenses and Deferred Charges$52,237$44,031▼ $8,206
Accounts Receivable$75$100▲ $25
Total Assets$29,239,557$30,826,354▲ $1,586,797
Other Assets Total$301,400$303,756▲ $2,356
Liabilities
Other Liabilities$23,880,989$25,191,923▲ $1,310,934
Accounts Payable and Accrued Expenses$192,091$132,721▼ $59,370
Escrow Account Liability$387$279▼ $108
Total Liabilities$24,073,467$25,324,923▲ $1,251,456
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,166,090$5,501,431▲ $335,341
Total Liabilities and Net Assets / Fund Balance$29,239,557$30,826,354▲ $1,586,797

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$106,560$248,193$354,753
Equipment$11,558$298,687$310,245
Land$15,000-$15,000
Investment Program Related Org$219,300--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Vicki CarviouPresidentFT$75,545$18,318$93,863
Craig ButlerVice Chair-$500$17$517
Anita MoroisTreasurer--$17$17
Gordon KehoeDirector--$17$17
James EngmanSecretary--$17$17
Mitch HubertBoard Chair--$17$17
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,146,917
Investment Income
$224,387
Other Revenue
$2,812
Change in Net Assets
$335,341
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$522,485
Other Expenses$514,790
Grants and Similar Amounts Paid$1,500
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$294,642
Office Expenses---$226,509
Other Employee Benefits---$97,582
Information Technology---$82,430
Current Officers, Directors, Trustees, and Key Employees---$76,045
Occupancy---$35,513
Pension Plan Contributions---$27,673
Fees for Services Other---$26,826
Payroll Taxes---$26,543
Depreciation Depletion---$23,316
Insurance---$21,109
Other Expenses---$16,045
Advertising---$12,988
Conferences and Meetings---$2,873
Grants to Domestic Individuals---$1,500
Total Functional Expenses$0$0$0$1,038,775
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$25,175,149
457b Plan Liability$17,053
Adjust Escrow to Line 21 Bal Sheet$-279
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The organization has members. To be a member one must have a share (savings) account at the credit union.

Form 990, Page 6, Part VI, Line 7A

The board of directors is elected by the credit union members. Each member has one vote.

Form 990, Page 6, Part VI, Line 7B

A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.

Form 990, Page 6, Part VI, Line 11B

Management provides necessary data to independent tax return preparer who completes the return. Management and the internal auditor review the return for accuracy and then authorize the preparer to e-file the approved return. Management reviews the return with the directors at the next board meeting.

Form 990, Page 6, Part VI, Line 12C

Code of conduct and code of ethics policies are reviewed and discussed annually with directors and employees. Directors and employees sign a statement of acknowledge/understanding and are required to disclose any possible conflicts of interest.

Form 990, Page 6, Part VI, Line 15A

The salary review committee is provided with comparable data from the wi cu league and cuna salary surveys to use in determining compensation for the president/ceo. Approval of this compensation is obtained at a board meeting and documented in the minutes.

Form 990, Page 6, Part VI, Line 19

Governing documents and conflicet of interest policy avaiable upon request. Monthly financial statements are posted on the member bulletin board located in the entrance of the credit union.

Filing and Contact Details

Filer

Filer Name
Bay Shore Credit Union
EIN
39-0963263
Phone
7157320065
Address
PO BOX 655, MARINETTE, WI 54143

Signing Officer

Name
Vicki Carviou
Title
President
Phone
7157320065
Signed
2019-03-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Vicki Carviou
Formed
1953
Legal Domicile
Wi
Voting Board Members
5
Independent Board Members
5
Employees
15
Volunteers
5

Preparer

Firm
Audit Threesixty
Address
1202 JOHNSON ST, ONALASKA, WI 54650-2008
Preparer
Peter Rasmussen
Phone
6083173765
Supplemental Narrative

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.

Raw XML Appendix358 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/LandGrp/BookValueAmt015000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt015000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt025175149
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt117053
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2-279
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES & DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1457B PLAN LIABILITY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2ADJUST ESCROW TO LINE 21 BAL SHEET
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0133118
IRS990ScheduleD/TotalBookValueProgramRltdAmt05655300
IRS990ScheduleD/TotalLiabilityAmt025191923
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT TAX RETURN PREPARER WHO COMPLETES THE RETURN. MANAGEMENT AND THE INTERNAL AUDITOR REVIEW THE RETURN FOR ACCURACY AND THEN AUTHORIZE THE PREPARER TO E-FILE THE APPROVED RETURN. MANAGEMENT REVIEWS THE RETURN WITH THE DIRECTORS AT THE NEXT BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CODE OF CONDUCT AND CODE OF ETHICS POLICIES ARE REVIEWED AND DISCUSSED ANNUALLY WITH DIRECTORS AND EMPLOYEES. DIRECTORS AND EMPLOYEES SIGN A STATEMENT OF ACKNOWLEDGE/UNDERSTANDING AND ARE REQUIRED TO DISCLOSE ANY POSSIBLE CONFLICTS OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE SALARY REVIEW COMMITTEE IS PROVIDED WITH COMPARABLE DATA FROM THE WI CU LEAGUE AND CUNA SALARY SURVEYS TO USE IN DETERMINING COMPENSATION FOR THE PRESIDENT/CEO. APPROVAL OF THIS COMPENSATION IS OBTAINED AT A BOARD MEETING AND DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GOVERNING DOCUMENTS AND CONFLICET OF INTEREST POLICY AVAIABLE UPON REQUEST. MONTHLY FINANCIAL STATEMENTS ARE POSTED ON THE MEMBER BULLETIN BOARD LOCATED IN THE ENTRANCE OF THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt029239557
IRS990/TotalAssetsEOYAmt030826354
IRS990/TotalAssetsGrp/BOYAmt029239557
IRS990/TotalAssetsGrp/EOYAmt030826354
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt015
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01038775
IRS990/TotalGrossUBIAmt09904
IRS990/TotalLiabilitiesBOYAmt024073467
IRS990/TotalLiabilitiesEOYAmt025324923
IRS990/TotalLiabilitiesGrp/BOYAmt024073467
IRS990/TotalLiabilitiesGrp/EOYAmt025324923
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05166090
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05501431
IRS990/TotalOtherCompensationAmt018403
IRS990/TotalProgramServiceRevenueAmt01146917
IRS990/TotalReportableCompFromOrgAmt076045
IRS990/TotalRevenueGrp/ExclusionAmt0227199
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01137013
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01374116
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt09904
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt029239557
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt030826354
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 655
IRS990/USAddress/CityNm0MARINETTE
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd054143
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.BAYSHORECU.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0VICKI CARVIOU
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07157320065
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-03-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BAY SHORE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0BAYS
ReturnHeader/Filer/EIN0390963263
ReturnHeader/Filer/PhoneNum07157320065
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 655
ReturnHeader/Filer/USAddress/CityNm0MARINETTE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054143
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId05FA08F3168DAA0B72D4E7F0D679A1E851BDE6807
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId05FA08F3168DAA0B72D4E7F0D679A1E851BDE6807
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt097.88.144.85
ReturnHeader/FilingSecurityInformation/IPDt02019-03-29
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm016:37:03
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0811697509
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0AUDIT THREESIXTY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01202 JOHNSON ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ONALASKA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0546502008
ReturnHeader/PreparerPersonGrp/PhoneNum06083173765
ReturnHeader/PreparerPersonGrp/PreparationDt02019-03-29
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PETER RASMUSSEN
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02019-03-29T16:37:03-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$44.6$38.2$6.38$1.40$1.25$0.15
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.2$32.0$6.22$1.53$1.21$0.32
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.3$26.4$5.90$1.56$1.16$0.40
2018Detailed filing. Detailed filing data is available for this year.$30.8$25.3$5.50$1.37$1.04$0.34
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.2$24.1$5.17$1.21$1.02$0.19
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.5$23.5$4.98$1.17$1.03$0.14
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.6$23.7$4.84$1.13$0.95$0.18
2014Detailed filing. Detailed filing data is available for this year.$28.6$24.0$4.66$1.09$0.94$0.15
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$28.1$23.6$4.51$1.04$0.95$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.3$22.9$4.42$0.98
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.9$21.6$4.30$1.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.6$21.5$4.16$1.13
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2018 filings • 501(c)14 • $25M-$50M nonprofits