Civic Intelligence

Oshkosh Central Credit Union

990 • Fiscal year 2012 • EIN 39-0875304

Jan 01, 2012 to Dec 31, 2012 • Filed on Aug 06, 2013

Organization Profile

View Organization Page

1100 W 20th Ave54902
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

67th percentile

0.90x

Higher debt load relative to assets than 67% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

60th percentile

4.9%

Faster asset growth than 60% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets67th percentile

Assets

Up

$28,657,310

Up $1,326,056 (+4.9%) from 2011

Net Assets

Down

$2,974,031

Down $327,375 (-9.9%) from 2011

Liabilities

Up

$25,683,279

Up $1,653,431 (+6.9%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$1,534,554

Up $219,555 (+17%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth60th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $26,357,035Liabilities 2010: $23,014,595Net Assets 2010: $3,342,4402010Assets 2011: $27,331,254Liabilities 2011: $24,029,848Net Assets 2011: $3,301,4062011Assets 2012: $28,657,310Liabilities 2012: $25,683,279Net Assets 2012: $2,974,0312012Assets 2013: $28,368,019Liabilities 2013: $25,385,496Net Assets 2013: $2,982,5232013Assets 2014: $0Liabilities 2014: $0Net Assets 2014: $02014

Highlighted filing

2012

Assets$28,657,310
Liabilities$25,683,279
Net Assets$2,974,031
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$2.0M$0-$2.0M-$4.0MExpenses 2010: $1,351,8122010Expenses 2011: $1,314,9992011Expenses 2012: $1,534,5542012Revenue 2013: $1,094,066Expenses 2013: $1,085,574Net Income 2013: $8,4922013Revenue 2014: $709,386Expenses 2014: $2,899,204Net Income 2014: -$2,189,8182014

Highlighted filing

2012

Revenue-
Expenses$1,534,554
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Aug 6, 2013
Return Version
2012v2.1
Gross Receipts
$1,251,663
Mission and Program Overview

Mission

None

Major Activities

Activity 2
We funded 999 loans during 2012. As of 12/31/12, we had 189 mortgages/home equity, 1197 consumer loans, and 317 credit card accounts with our members.
Filing and Contact Details

Filer

EIN
39-0875304
Raw XML Appendix395 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0Gary Kaufmann, Chairman of the Board, and Todd Kaufmann, Director, are father and son.
IRS990ScheduleO/GeneralExplanation/Explanation1The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/GeneralExplanation/Explanation2The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/GeneralExplanation/Explanation3Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization9s bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/GeneralExplanation/Explanation4Management reviews the prepared 990 before it is filed.
IRS990ScheduleO/GeneralExplanation/Explanation5Policy is reviewed annually
IRS990ScheduleO/GeneralExplanation/Explanation6Reviewed annually
IRS990ScheduleO/GeneralExplanation/Explanation7Reviewed annually
IRS990ScheduleO/GeneralExplanation/Explanation8Annual Meeting and in the Office
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IRS990ScheduleO/GeneralExplanation/ReturnReference0Officer directors etc family relationship Part VI line 2
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IRS990ScheduleO/GeneralExplanation/ReturnReference2Member election for additional members Part VI line 7a
IRS990ScheduleO/GeneralExplanation/ReturnReference3Governing body decisions Part VI line 7b
IRS990ScheduleO/GeneralExplanation/ReturnReference4Form 990 governing body review Part VI line 11
IRS990ScheduleO/GeneralExplanation/ReturnReference5Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/GeneralExplanation/ReturnReference6CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/GeneralExplanation/ReturnReference7Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/GeneralExplanation/ReturnReference8Governing documents etc available to public Part VI line 19
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ReturnHeader/BuildTS02016-02-24 21:20:13Z
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ReturnHeader/Filer/Name/BusinessNameLine10Oshkosh Central Credit Union
ReturnHeader/Filer/NameControl0OSHK
ReturnHeader/Filer/USAddress/AddressLine101100 W 20th Ave
ReturnHeader/Filer/USAddress/City0Oshkosh
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ReturnHeader/Officer/DateSigned02013-08-06
ReturnHeader/Officer/Name0Mark Patchak
ReturnHeader/Officer/Phone09203036200
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ReturnHeader/Preparer/DatePrepared02013-08-13
ReturnHeader/PreparerFirm/EIN0391127312
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10WCUL Services Corp
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Pewaukee
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0WI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode053072
ReturnHeader/Preparer/Name0Cari Thompson
ReturnHeader/Preparer/Phone02625490200
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-08-13T19:03:29-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$28,657,310
Liabilities
$25,683,279
Net assets
$2,974,031
Revenue
-
Expenses
$1,534,554
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2014Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.71$2.90$2.19
2013Detailed filing. Detailed filing data is available for this year.$28.4$25.4$2.98$1.09$1.09$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.7$25.7$2.97$1.53
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.3$24.0$3.30$1.31
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.4$23.0$3.34$1.35