Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on the latest valid filing.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
No value available
Liabilities / Revenue
40th percentile
Tied with the lowest-debt nonprofits in its peer group.
Net Margin
3rd percentile
Higher net margin than 3% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
2nd percentile
Faster asset growth than 2% of similar nonprofits.
Revenue Growth
11th percentile
Faster revenue growth than 11% of similar nonprofits.
Balance Sheet
Assets
Down$0
Down $28,368,019 (-100%) from 2013
Liabilities
Down$0
Down $25,385,496 (-100%) from 2013
Net Assets
Down$0
Down $2,982,523 (-100%) from 2013
Revenue
Down$709,386
Down $384,680 (-35%) from 2013
Expenses
Up$2,899,204
Up $1,813,630 (+167%) from 2013
Net Income
Down-$2,189,818
Down $2,198,310 (-25887%) from 2013
Trend Graphs
Filings
Most recent year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $0
- Liabilities
- $0
- Net assets
- $0
- Revenue
- $709,386
- Expenses
- $2,899,204
- Net income
- -$2,189,818
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2014 to Aug 31, 2014
- Signed
- Dec 30, 2014
- Return Version
- 2014v5.0
- Gross Receipts
- $727,956
Mission and Program Overview
Mission
None
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $20,112,586 | - | - |
| Savings and Temporary Cash Investments | $4,831,853 | - | - |
| Rtn Earn Endowment Incm Other Fnds | $2,982,523 | - | - |
| Cash and Non-Interest-Bearing Accounts | $2,175,622 | - | - |
| Land, Buildings, and Equipment, Net | $661,111 | - | - |
| Investments Program Related | $457,909 | - | - |
| Prepaid Expenses and Deferred Charges | $66,530 | - | - |
| Accounts Receivable | $-55 | - | - |
| Total Assets | $28,368,019 | $0 | ▼ $28,368,019 |
| Other Assets Total | $62,463 | - | - |
| Liabilities | |||
| Other Liabilities | $25,351,353 | - | - |
| Accounts Payable and Accrued Expenses | $34,143 | - | - |
| Total Liabilities | $25,385,496 | $0 | ▼ $25,385,496 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,982,523 | $0 | ▼ $2,982,523 |
| Total Liabilities and Net Assets / Fund Balance | $28,368,019 | $0 | ▼ $28,368,019 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Mark Patchak | CEO Formerthru 5-15-14 | FT | $48,372 | $13,242 | $61,614 |
Board Members and Trustees
| Name | Title |
|---|---|
| Gary Kaufmann | Chair |
| Steve Lautenschlager | Vice Chair |
| Todd Kaufmann | Director |
| Beth Caramanidis | Secretary |
| Mary Kay Nelson | Treasurer |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $691,429
- Investment Income
- $14,772
- Other Revenue
- $3,185
- Change in Net Assets
- $-2,189,818
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $2,663,127 |
| Salaries, Compensation, and Employee Benefits | $236,077 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $1,856,954 |
| Fees for Services Other | - | - | - | $278,168 |
| Other Salaries and Wages | - | - | - | $132,129 |
| Other Expenses | - | $95,782 | - | $95,782 |
| Occupancy | - | - | - | $80,419 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $48,372 |
| Fees for Services Legal | - | - | - | $37,028 |
| Insurance | - | - | - | $36,274 |
| Other Employee Benefits | - | - | - | $32,594 |
| Depreciation Depletion | - | - | - | $26,280 |
| Payments to Affiliates | - | - | - | $17,540 |
| Information Technology | - | - | - | $15,972 |
| Payroll Taxes | - | - | - | $14,912 |
| All Other Expenses | - | - | - | $10,442 |
| Pension Plan Contributions | - | - | - | $8,070 |
| Conferences and Meetings | - | - | - | $7,120 |
| Advertising | - | - | - | $4,380 |
| Fees for Services Accounting | - | - | - | $4,000 |
| Travel | - | - | - | $631 |
| Total Functional Expenses | $0 | $0 | $0 | $2,899,204 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- Yes
Governance Explanations
Officer directors etc family relationship Part VI line 2
“Gary Kaufmann, Chairman of the Board, and Todd Kaufmann, Director, are father and son.”
Management duties delegation Part VI line 3
“The Management duties were delegated to Community First Credit Union.”
Asset material diversion Part VI line 5
“During an examination it was discovered that $1,752,123 in cash was missing from the vault. Two staff members in charge of the financial records and internal controls were terminated. The state and federal regulator put interim management in place pending merger. Currently under FBI investigation.”
Members or stockholder classes and rights Part VI line 6
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”
Member election for additional members Part VI line 7A
“The Board of Directors is elected by the membership utilizing their one vote per member”
Governing body decisions Part VI line 7B
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”
Form 990 governing body review Part VI line 11
“Prepared form is reviewed by VP Finance, CFO and CEO prior to filing.”
Conflict of interest policy compliance Part VI line 12C
“Policy is reviewed annually”
CEO executive director top management comp Part VI line 15A
“Reviewed annually”
Other officer or key employee compensation Part VI line 15B
“Reviewed annually”
Governing documents etc available to public Part VI line 19
“Post merger President/CEO is available for member/public questions and will provide copies of governing documents as necessary. Financial statements are reviewed by the board of directors monthly.”
Filing and Contact Details
Filer
- Filer Name
- Oshkosh Central Credit Union
- EIN
- 39-0875304
- Address
- PO BOX 1487, Appleton, WI 54912-1487
Signing Officer
- Name
- Catherine J Tierney
- Title
- CEOPresident-p
- Phone
- 9208307220
- Signed
- 2014-12-30
- Discuss with paid preparer
- No
Organization Details
- Principal Officer
- Catherine J Tierney
- Formed
- 1953
- Legal Domicile
- Wi
- Voting Board Members
- 5
- Independent Board Members
- 5
- Employees
- 11
- Volunteers
- 5
Preparer
- Firm
- WCUL Services Corp
- Address
- N25W23131 Paul Rd Suite 500, Pewaukee, WI 53072
- Preparer
- Cari Thompson
- Phone
- 2625490200
Supplemental Narrative
Additional Explanations
Cessation of or significant change to any program service Part III line 3
“Completed a merger effective 9/1/14 with Community First Credit Union.”
Explanation of other changes in net assets or fund balances Part XI line 9
“Net Asset Balance at the time of merger. All Net Assets were transferred to Community First Credit Union as part of merger.”
Raw XML Appendix359 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 34143 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | -55 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | None |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 4380 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 10442 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Catherine J Tierney |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9208307220 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO Box 1487 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Appleton |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 549121487 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2175622 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 48372 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 7120 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractTerminationInd | 0 | X |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 14772 |
| IRS990/CYOtherExpensesAmt | 0 | 2663127 |
| IRS990/CYOtherRevenueAmt | 0 | 3185 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 691429 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -2189818 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 236077 |
| IRS990/CYTotalExpensesAmt | 0 | 2899204 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 709386 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | true |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 26280 |
| IRS990/Desc | 0 | We funded 554 loans during 2014. As of 8/31/14, we had 206 mortgages/home equity, 1076 consumer loans, and 277 credit card accounts with our members. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 11 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 4000 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 37028 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 278168 |
| IRS990/FinalReturnInd | 0 | X |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 13242 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Todd Kaufmann |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Beth Caramanidis |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Mary Kay Nelson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Gary Kaufmann |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Steve Lautenschlager |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Mark Patchak |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 48372 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CEO Formerthru 5-15-14 |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1953 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 586 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 19156 |
| IRS990/GrossReceiptsAmt | 0 | 727956 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 15972 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 36274 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 14186 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 14186 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 457909 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 661111 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 18570 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | true |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | None |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2982523 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 0 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 586 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 586 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 80419 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1856954 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 62463 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -792705 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 32594 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends on Shares |
| IRS990/OtherExpensesGrp/Desc | 1 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 2 | Loan Servicing |
| IRS990/OtherExpensesGrp/Desc | 3 | Member AccountCard Costs |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 33394 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 88931 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 69812 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 95782 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 33394 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 88931 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 69812 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 95782 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 25351353 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 132129 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 20112586 |
| IRS990/PartialLiquidationInd | 0 | true |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 17540 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 14912 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 8070 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 66530 |
| IRS990/PrincipalOfficerNm | 0 | Catherine J Tierney |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | AccountCard Svc Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Other Member Fee Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 551858 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 70106 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 56216 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 551858 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 70106 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 56216 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We have deposit, transaction, and investment accounts with 3306 members at 8/31/14. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 29673 |
| IRS990/PYOtherExpensesAmt | 0 | 657356 |
| IRS990/PYOtherRevenueAmt | 0 | 3512 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1060881 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 8492 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 428218 |
| IRS990/PYTotalExpensesAmt | 0 | 1085574 |
| IRS990/PYTotalRevenueAmt | 0 | 1094066 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -2189818 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | false |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 3185 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 3185 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2982523 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 4831853 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleN/AssetsDistributedInd | 0 | true |
| IRS990ScheduleN/AttorneyGeneralNotifiedInd | 0 | true |
| IRS990ScheduleN/BondsOutstandingInd | 0 | false |
| IRS990ScheduleN/DirectorOfSuccessor2Ind | 0 | false |
| IRS990ScheduleN/DirectorOfSuccessorInd | 0 | false |
| IRS990ScheduleN/EmployeeOfSuccessor2Ind | 0 | false |
| IRS990ScheduleN/EmployeeOfSuccessorInd | 0 | false |
| IRS990ScheduleN/LiabilitiesPaidInd | 0 | true |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc | 0 | All Assets & Liablities of the CU at merger date |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt | 0 | 2014-09-01 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN | 0 | 396264347 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt | 0 | 792705 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt | 0 | 501c14 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt | 0 | Net Book Value |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm | 0 | Community First Credit Union |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt | 0 | PO BOX 1487 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm | 0 | Appleton |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd | 0 | 54912 |
| IRS990ScheduleN/OwnerOfSuccessor2Ind | 0 | false |
| IRS990ScheduleN/OwnerOfSuccessorInd | 0 | false |
| IRS990ScheduleN/ReceiveCompensation2Ind | 0 | false |
| IRS990ScheduleN/ReceiveCompensationInd | 0 | false |
| IRS990ScheduleN/RequiredToNotifyAGInd | 0 | true |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Gary Kaufmann, Chairman of the Board, and Todd Kaufmann, Director, are father and son. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Management duties were delegated to Community First Credit Union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | During an examination it was discovered that $1,752,123 in cash was missing from the vault. Two staff members in charge of the financial records and internal controls were terminated. The state and federal regulator put interim management in place pending merger. Currently under FBI investigation. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The Board of Directors is elected by the membership utilizing their one vote per member |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Prepared form is reviewed by VP Finance, CFO and CEO prior to filing. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Policy is reviewed annually |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | Reviewed annually |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | Reviewed annually |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | Post merger President/CEO is available for member/public questions and will provide copies of governing documents as necessary. Financial statements are reviewed by the board of directors monthly. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | Completed a merger effective 9/1/14 with Community First Credit Union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | Net Asset Balance at the time of merger. All Net Assets were transferred to Community First Credit Union as part of merger. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Officer directors etc family relationship Part VI line 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Management duties delegation Part VI line 3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Asset material diversion Part VI line 5 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | CEO executive director top management comp Part VI line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Other officer or key employee compensation Part VI line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Governing documents etc available to public Part VI line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Cessation of or significant change to any program service Part III line 3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Explanation of other changes in net assets or fund balances Part XI line 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | true |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | true |
| IRS990/TotalAssetsBOYAmt | 0 | 28368019 |
| IRS990/TotalAssetsEOYAmt | 0 | 0 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 28368019 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 11 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2899204 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 25385496 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 0 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 25385496 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 0 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2982523 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 0 |
| IRS990/TotalOtherCompensationAmt | 0 | 13242 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 13249 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 13249 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 691429 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 48372 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 17957 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 691429 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 709386 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 5 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 28368019 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 0 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 631 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Catherine J Tierney |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEOPresident-p |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9208307220 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-12-30 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Oshkosh Central Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | OSHK |
| ReturnHeader/Filer/EIN | 0 | 390875304 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 1487 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Appleton |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 549121487 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 391127312 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | WCUL Services Corp |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | N25W23131 Paul Rd Suite 500 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Pewaukee |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 53072 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2625490200 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-01-26 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Cari Thompson |
| ReturnHeader/ReturnTs | 0 | 2015-01-26T18:00:51-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-08-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.