Civic Intelligence

Met Credit Union

990 • Fiscal year 2010 • EIN 39-0817225

Jan 01, 2010 to Dec 31, 2010 • Filed on Jul 29, 2011

Organization Profile
402 Graham Ave Ste 10054701
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.78x

Higher debt load relative to assets than 84% of similar nonprofits.

2010 filings • $5M-$10M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets84th percentile

Assets

$7,920,658

No earlier filing loaded for comparison.

Net Assets

$1,736,349

No earlier filing loaded for comparison.

Liabilities

$6,184,309

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$445,311

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10M$5.0M$0Assets 2010: $7,920,658Liabilities 2010: $6,184,309Net Assets 2010: $1,736,3492010Assets 2011: $9,603,787Liabilities 2011: $7,589,547Net Assets 2011: $2,014,2402011

Highlighted filing

2010

Assets$7,920,658
Liabilities$6,184,309
Net Assets$1,736,349
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0Expenses 2010: $445,3112010Expenses 2011: $450,9072011

Highlighted filing

2010

Revenue-
Expenses$445,311
Net Income-
Open 2010 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
Jul 29, 2011
Return Version
2010v3.4
Gross Receipts
$461,933
Mission and Program Overview

Major Activities

Activity 2
We funded 235 loans during 2010 As of 123110 we had 66 mortgageshome equity lines and 587 consumer loans We also had 32 credit card accounts with our members
Filing and Contact Details

Filer

EIN
39-0817225
Raw XML Appendix323 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpenses/Description2Loan Servicing Expense
IRS990/OtherExpenses/Description3Association Dues
IRS990/OtherExpenses/Description4Member InsNCUSIF
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IRS990/ProgramServiceRevenue/Description3Other Member Fee Inc
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IRS990ScheduleO/GeneralExplanation/Explanation0The organization consists of members To be a member one must have a sharesavings account Each member has one vote to elect the governing body Board of Directors
IRS990ScheduleO/GeneralExplanation/Explanation1The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/GeneralExplanation/Explanation2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency ie NCUA Wisconsin Office of Credit Unions
IRS990ScheduleO/GeneralExplanation/Explanation3Management reviews the prepared 990 before it is filed
IRS990ScheduleO/GeneralExplanation/Explanation4Monthly Board meetings and annual review of policy which requires signatures of all directors
IRS990ScheduleO/GeneralExplanation/Explanation5Annual meetings and upon request
IRS990ScheduleO/GeneralExplanation/Identifier001. Members or stockholder classes and rights (Part VI, line 6)
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IRS990/YearFormation01936
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0390817225
ReturnHeader/Filer/Name/BusinessNameLine10MET Credit Union
ReturnHeader/Filer/NameControl0METC
ReturnHeader/Filer/USAddress/AddressLine10402 Graham Ave Ste 100
ReturnHeader/Filer/USAddress/City0Eau Claire
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode054701
ReturnHeader/Officer/AuthorizeThirdParty0false
ReturnHeader/Officer/DateSigned02011-07-29
ReturnHeader/Officer/Name0Troy Moen
ReturnHeader/Officer/Phone07158343275
ReturnHeader/Officer/Title0President
ReturnHeader/Preparer/DatePrepared02011-08-08
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10WCUL Services Corp
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Pewaukee
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0WI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode053072
ReturnHeader/Preparer/Name0Cari Thompson
ReturnHeader/Preparer/Phone02625490200
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02010-01-01
ReturnHeader/TaxPeriodEndDate02010-12-31
ReturnHeader/TaxYear02010
ReturnHeader/Timestamp02011-08-08T11:32:32-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$7,920,658
Liabilities
$6,184,309
Net assets
$1,736,349
Revenue
-
Expenses
$445,311
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.60$7.59$2.01$0.45
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.92$6.18$1.74$0.45