Civic Intelligence

Met Credit Union

EIN 39-0817225

402 Graham Ave Ste 10054701
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.79x

Higher debt load relative to assets than 91% of similar nonprofits.

$5M-$10M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

83rd percentile

21%

Faster asset growth than 83% of similar nonprofits.

$5M-$10M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$9,603,787

Up $1,683,129 (+21%) from 2010

Liabilities

Up

$7,589,547

Up $1,405,238 (+23%) from 2010

Net Assets

Up

$2,014,240

Up $277,891 (+16%) from 2010

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$450,907

Up $5,596 (+1.3%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth83rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2010: $7,920,658Liabilities 2010: $6,184,309Net Assets 2010: $1,736,3492010Assets 2011: $9,603,787Liabilities 2011: $7,589,547Net Assets 2011: $2,014,2402011

Highlighted filing

2011

Assets$9,603,787
Liabilities$7,589,547
Net Assets$2,014,240
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Expenses 2010: $445,3112010Expenses 2011: $450,9072011

Highlighted filing

2011

Revenue-
Expenses$450,907
Net Income-
Open 2011 Filing

Filings

Most recent year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$9,603,787
Liabilities
$7,589,547
Net assets
$2,014,240
Revenue
-
Expenses
$450,907
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.60$7.59$2.01$0.45
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.92$6.18$1.74$0.45
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Apr 19, 2012
Return Version
2011v1.2
Gross Receipts
$451,883
Mission and Program Overview

Major Activities

Activity 2
We funded 247 loans during 2011 As of 123111 we had 58 mortgageshome equity lines and 594 consumer loans We also had 28 credit card accounts with our members
Filing and Contact Details

Filer

EIN
39-0817225
Raw XML Appendix334 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0The organization consists of members To be a member one must have a sharesavings account Each member has one vote to elect the governing body Board of Directors
IRS990ScheduleO/GeneralExplanation/Explanation1The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/GeneralExplanation/Explanation2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency ie NCUA Wisconsin Office of Credit Unions
IRS990ScheduleO/GeneralExplanation/Explanation3Management reviews the prepared 990 before it is filed
IRS990ScheduleO/GeneralExplanation/Explanation4Monthly Board meetings and annual review of policy which requires signatures of all directors
IRS990ScheduleO/GeneralExplanation/Explanation5Annual meetings and upon request
IRS990ScheduleO/GeneralExplanation/Explanation6Met Credit Union merged with Eau Claire Postal Credit Union and aquired thier equity
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IRS990ScheduleO/GeneralExplanation/Identifier607. Explanation of other changes in net assets or fund balances (Part XI, line 5)
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IRS990/YearFormation01936
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0390817225
ReturnHeader/Filer/Name/BusinessNameLine10MET Credit Union
ReturnHeader/Filer/NameControl0METC
ReturnHeader/Filer/USAddress/AddressLine10402 Graham Ave Ste 100
ReturnHeader/Filer/USAddress/City0Eau Claire
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode054701
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ReturnHeader/Officer/DateSigned02012-04-19
ReturnHeader/Officer/Name0Troy Moen
ReturnHeader/Officer/Phone07158343275
ReturnHeader/Officer/Title0President
ReturnHeader/Preparer/DatePrepared02012-04-24
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10WCUL Services Corp
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Pewaukee
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0WI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode053072
ReturnHeader/Preparer/Name0Cari Thompson
ReturnHeader/Preparer/Phone02625490200
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-04-24T17:06:00-05:00

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