Civic Intelligence

Badger Globe Credit Union

990 • Fiscal year 2014 • EIN 39-0796087

Jan 01, 2014 to Dec 31, 2014 • Filed on Nov 10, 2015

Organization Profilewww.badgerglobecu.org

View Organization Page

260 N Green Bay RoadNeenah, WI 54956

(920) 722-2122

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

42nd percentile

0.87x

Higher debt load relative to assets than 42% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Liabilities / Revenue

53rd percentile

20.36x

Higher debt load relative to revenue than 53% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Net Margin

59th percentile

9.1%

Higher net margin than 59% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Top Officer Pay

81st percentile

$128,059

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 7.3% of source-year revenue.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Asset Growth

70th percentile

3.8%

Faster asset growth than 70% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Revenue Growth

28th percentile

-3.8%

Faster revenue growth than 28% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets42nd percentile

Assets

Up

$40,789,087

Up $1,488,701 (+3.8%) from 2013

Net Assets

Up

$5,313,982

Up $159,071 (+3.1%) from 2013

Liabilities

Up

$35,475,105

Up $1,329,630 (+3.9%) from 2013

Revenue And Expenses
Liabilities / Revenue53rd percentileNet Margin59th percentile

Revenue

Down

$1,742,595

Down $68,580 (-3.8%) from 2013

Expenses

Down

$1,583,524

Down $138,019 (-8.0%) from 2013

Net Income

Up

$159,071

Up $69,439 (+77%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth70th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $41,532,754Liabilities 2010: $36,588,093Net Assets 2010: $4,944,6612010Assets 2011: $40,130,034Liabilities 2011: $35,149,843Net Assets 2011: $4,980,1912011Assets 2012: $39,618,824Liabilities 2012: $34,553,545Net Assets 2012: $5,065,2792012Assets 2013: $39,300,386Liabilities 2013: $34,145,475Net Assets 2013: $5,154,9112013Assets 2014: $40,789,087Liabilities 2014: $35,475,105Net Assets 2014: $5,313,9822014Assets 2015: $41,426,225Liabilities 2015: $36,035,416Net Assets 2015: $5,390,8092015Assets 2016: $42,297,389Liabilities 2016: $36,619,738Net Assets 2016: $5,677,6512016Assets 2017: $43,218,048Liabilities 2017: $37,333,826Net Assets 2017: $5,884,2222017Assets 2018: $43,182,785Liabilities 2018: $37,043,647Net Assets 2018: $6,139,1382018Assets 2019: $45,705,248Liabilities 2019: $39,225,294Net Assets 2019: $6,479,9542019Assets 2020: $51,264,238Liabilities 2020: $44,557,445Net Assets 2020: $6,706,7932020Assets 2021: $55,930,644Liabilities 2021: $48,911,990Net Assets 2021: $7,018,6542021Assets 2022: $54,986,298Liabilities 2022: $47,790,932Net Assets 2022: $7,195,3662022Assets 2023: $51,840,108Liabilities 2023: $44,709,606Net Assets 2023: $7,130,5022023Assets 2024: $51,087,461Liabilities 2024: $43,908,021Net Assets 2024: $7,179,4402024

Highlighted filing

2014

Assets$40,789,087
Liabilities$35,475,105
Net Assets$5,313,982
Open 2014 Filing

Operations Trend

Revenue Growth28th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $2,191,3912010Revenue 2011: $2,179,753Expenses 2011: $2,144,223Net Income 2011: $35,5302011Expenses 2012: $1,882,1452012Revenue 2013: $1,811,175Expenses 2013: $1,721,543Net Income 2013: $89,6322013Revenue 2014: $1,742,595Expenses 2014: $1,583,524Net Income 2014: $159,0712014Revenue 2015: $1,757,692Expenses 2015: $1,680,865Net Income 2015: $76,8272015Revenue 2016: $1,820,484Expenses 2016: $1,533,642Net Income 2016: $286,8422016Revenue 2017: $1,834,101Expenses 2017: $1,627,530Net Income 2017: $206,5712017Revenue 2018: $1,913,770Expenses 2018: $1,658,854Net Income 2018: $254,9162018Revenue 2019: $1,944,190Expenses 2019: $1,702,503Net Income 2019: $241,6872019Revenue 2020: $1,945,348Expenses 2020: $1,718,509Net Income 2020: $226,8392020Revenue 2021: $1,838,591Expenses 2021: $1,526,730Net Income 2021: $311,8612021Revenue 2022: $1,886,033Expenses 2022: $1,709,321Net Income 2022: $176,7122022Revenue 2023: $2,232,111Expenses 2023: $2,202,899Net Income 2023: $29,2122023Revenue 2024: $2,587,066Expenses 2024: $2,538,128Net Income 2024: $48,9382024

Highlighted filing

2014

Revenue$1,742,595
Expenses$1,583,524
Net Income$159,071
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 10, 2015
Return Version
2014v5.0
Gross Receipts
$1,742,595
Mission and Program Overview

Mission

To exceed our members expectations through exceptional service

To exceed our members' expectations through exceptional service

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$27,345,925$27,671,594▲ $325,669
Savings and Temporary Cash Investments$9,595,160$11,115,521▲ $1,520,361
Rtn Earn Endowment Incm Other Fnds$5,154,911$5,313,982▲ $159,071
Investments Program Related$664,281$659,798▼ $4,483
Cash and Non-Interest-Bearing Accounts$844,644$572,422▼ $272,222
Land, Buildings, and Equipment, Net$394,512$378,935▼ $15,577
Prepaid Expenses and Deferred Charges$189,311$167,313▼ $21,998
Accounts Receivable$105,334$-268▼ $105,602
Total Assets$39,300,386$40,789,087▲ $1,488,701
Other Assets Total$161,219$223,772▲ $62,553
Liabilities
Other Liabilities$33,675,050$34,989,027▲ $1,313,977
Accounts Payable and Accrued Expenses$380,032$486,078▲ $106,046
Mortgage Notes Payable Secured by Investment Property$90,393--
Total Liabilities$34,145,475$35,475,105▲ $1,329,630
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,154,911$5,313,982▲ $159,071
Total Liabilities and Net Assets / Fund Balance$39,300,386$40,789,087▲ $1,488,701

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$260,635$501,954$762,589
Equipment$70,300$575,393$645,693
Land$48,000-$48,000
Investment Program Related Org$311,511--
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Carla WatsonCEOTreasurerFT$105,366$22,693$128,059

Board Members and Trustees

NameTitle
Craig SamolinskiChair
Cynthia PhillipsVice-Chair
David EvansDirector
Patricia SamolinskiDirector
Ronald WolfDirector
Steve RoffersDirector
Bryon SheaSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,451,698
Investment Income
$286,698
Other Revenue
$4,199
Change in Net Assets
$159,071
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$824,235
Salaries, Compensation, and Employee Benefits$759,289
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$396,213
Office Expenses---$157,086
Pension Plan Contributions---$142,685
Current Officers, Directors, Trustees, and Key Employees---$105,366
Information Technology---$86,438
Other Employee Benefits---$79,391
Occupancy---$49,742
Depreciation Depletion---$44,420
Fees for Services Other---$40,129
Payroll Taxes---$35,634
Advertising---$23,773
Insurance---$21,705
All Other Expenses---$20,715
Payments to Affiliates---$20,418
Fees for Services Accounting---$14,413
Travel---$12,793
Conferences and Meetings---$8,767
Fees for Services Legal---$8,120
Other Expenses-$2,514-$2,514
Interest---$690
Total Functional Expenses$0$0$0$1,583,524
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member SharesCertificates$34,988,981
Accrued Dividends$46
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Officer directors etc family relationship Part VI line 2

“Craig Samolinski (Chair) is spouse to Patricia Samilinski (Director)”

Members or stockholder classes and rights Part VI line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”

Member election for additional members Part VI line 7A

“The Board of Directors is elected by the membership utilizing their one vote per member”

Governing body decisions Part VI line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”

Form 990 governing body review Part VI line 11

“Management reviews the form 990 before it is filed.”

Conflict of interest policy compliance Part VI line 12C

“This is covered when they take the oath of office.”

CEO executive director top management comp Part VI line 15A

“Board Officers review salary survey from Wis C U League”

Governing documents etc available to public Part VI line 19

“Governing documents available upon request. Annual financial statements are printed in Annual Report which is available upon request, distributed at annual meeting and posted in lobby.”

Filing and Contact Details

Filer

Filer Name
Badger Globe Credit Union
EIN
39-0796087
Address
260 N Green Bay Road, Neenah, WI 54956

Signing Officer

Name
Carla Watson
Title
President
Phone
9207222122
Signed
2015-11-10
Discuss with paid preparer
No

Organization Details

Principal Officer
Carla Watson
Formed
1947
Legal Domicile
Wa
Voting Board Members
7
Independent Board Members
6
Employees
12
Volunteers
7

Preparer

Firm
WCUL Services Corp
Address
N25W23131 Paul Rd Suite 500, Pewaukee, WI 53072
Preparer
Cari Thompson
Phone
2625490200
Raw XML Appendix375 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0380032
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0486078
IRS990/AccountsReceivableGrp/BOYAmt0105334
IRS990/AccountsReceivableGrp/EOYAmt0-268
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0To exceed our members' expectations through exceptional service
IRS990/AdvertisingGrp/TotalAmt023773
IRS990/AllOtherExpensesGrp/TotalAmt020715
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0Carla Watson
IRS990/BooksInCareOfDetail/PhoneNum09207222122
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0260 N Green Bay Road
IRS990/BooksInCareOfDetail/USAddress/CityNm0Neenah
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd054956
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0844644
IRS990/CashNonInterestBearingGrp/EOYAmt0572422
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0105366
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt08767
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0286698
IRS990/CYOtherExpensesAmt0824235
IRS990/CYOtherRevenueAmt04199
IRS990/CYProgramServiceRevenueAmt01451698
IRS990/CYRevenuesLessExpensesAmt0159071
IRS990/CYSalariesCompEmpBnftPaidAmt0759289
IRS990/CYTotalExpensesAmt01583524
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01742595
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt044420
IRS990/Desc0We funded 1017 loans during 2014. As of 12/31/14, we had 292 mortgages/home equity and 1381 consumer loans. We also had 741 credit card accounts with our members.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt012
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0true
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt014413
IRS990/FeesForServicesLegalGrp/TotalAmt08120
IRS990/FeesForServicesOtherGrp/TotalAmt040129
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt522693
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0Ronald Wolf
IRS990/Form990PartVIISectionAGrp/PersonNm1David Evans
IRS990/Form990PartVIISectionAGrp/PersonNm2Bryon Shea
IRS990/Form990PartVIISectionAGrp/PersonNm3Craig Samolinski
IRS990/Form990PartVIISectionAGrp/PersonNm4Cynthia Phillips
IRS990/Form990PartVIISectionAGrp/PersonNm5Carla Watson
IRS990/Form990PartVIISectionAGrp/PersonNm6Patricia Samolinski
IRS990/Form990PartVIISectionAGrp/PersonNm7Steve Roffers
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5105366
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt4Vice-Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt5CEOTreasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01947
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01742595
IRS990/GrossRentsGrp/RealAmt02400
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt086438
IRS990/InsuranceGrp/TotalAmt021705
IRS990/InterestGrp/TotalAmt0690
IRS990/InvestmentIncomeGrp/ExclusionAmt0286698
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0286698
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0664281
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0659798
IRS990/IRPDocumentCnt0730
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01077347
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0394512
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0378935
IRS990/LandBldgEquipCostOrOtherBssAmt01456282
IRS990/LegalDomicileStateCd0WA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0To exceed our members' expectations through exceptional service
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt090393
IRS990/NetAssetsOrFundBalancesBOYAmt05154911
IRS990/NetAssetsOrFundBalancesEOYAmt05313982
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt02400
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt02400
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt049742
IRS990/OfficeExpensesGrp/TotalAmt0157086
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0161219
IRS990/OtherAssetsTotalGrp/EOYAmt0223772
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt079391
IRS990/OtherExpensesGrp/Desc0Dividends on Shares
IRS990/OtherExpensesGrp/Desc1Provision for Loan Loass
IRS990/OtherExpensesGrp/Desc2Loan Servicing
IRS990/OtherExpensesGrp/Desc3Member AccountCard Costs
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0163617
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt144000
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2104895
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt32514
IRS990/OtherExpensesGrp/TotalAmt0163617
IRS990/OtherExpensesGrp/TotalAmt144000
IRS990/OtherExpensesGrp/TotalAmt2104895
IRS990/OtherExpensesGrp/TotalAmt32514
IRS990/OtherLiabilitiesGrp/BOYAmt033675050
IRS990/OtherLiabilitiesGrp/EOYAmt034989027
IRS990/OtherSalariesAndWagesGrp/TotalAmt0396213
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt027345925
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt027671594
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt020418
IRS990/PayrollTaxesGrp/TotalAmt035634
IRS990/PensionPlanContributionsGrp/TotalAmt0142685
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0189311
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0167313
IRS990/PrincipalOfficerNm0Carla Watson
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2519100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0Interst on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member AccountCard Fee
IRS990/ProgramServiceRevenueGrp/Desc2Amusement Park Sales
IRS990/ProgramServiceRevenueGrp/Desc3Other Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01147597
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1151045
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2153012
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01147597
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1151045
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt244
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3153012
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt044
IRS990/ProgSrvcAccomActy2Grp/Desc0We have deposit, transaction, and investment accounts with 3033 members at 12/31/14. During 2014 we opened 344 new deposit, transaction and investment accounts.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0260902
IRS990/PYOtherExpensesAmt0901515
IRS990/PYOtherRevenueAmt04340
IRS990/PYProgramServiceRevenueAmt01545933
IRS990/PYRevenuesLessExpensesAmt089632
IRS990/PYSalariesCompEmpBnftPaidAmt0820028
IRS990/PYTotalExpensesAmt01721543
IRS990/PYTotalRevenueAmt01811175
IRS990/ReconcilationRevenueExpnssAmt0159071
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt02400
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesRevenueGrp/ExclusionAmt01799
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt01799
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05154911
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05313982
IRS990/SavingsAndTempCashInvstGrp/BOYAmt09595160
IRS990/SavingsAndTempCashInvstGrp/EOYAmt011115521
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0260635
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0501954
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0762589
IRS990ScheduleD/EquipmentGrp/BookValueAmt070300
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0575393
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0645693
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0336787
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt11500
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt210000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3311511
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NCUA Capitalization
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1WISCUB
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2Shared Service Center
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3CCCU MCS & PIC
IRS990ScheduleD/LandGrp/BookValueAmt048000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt048000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt034988981
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt146
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member SharesCertificates
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Accrued Dividends
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0378935
IRS990ScheduleD/TotalBookValueProgramRltdAmt0659798
IRS990ScheduleD/TotalLiabilityAmt034989027
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Craig Samolinski (Chair) is spouse to Patricia Samilinski (Director)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Management reviews the form 990 before it is filed.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5This is covered when they take the oath of office.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Board Officers review salary survey from Wis C U League
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Governing documents available upon request. Annual financial statements are printed in Annual Report which is available upon request, distributed at annual meeting and posted in lobby.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Officer directors etc family relationship Part VI line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt039300386
IRS990/TotalAssetsEOYAmt040789087
IRS990/TotalAssetsGrp/BOYAmt039300386
IRS990/TotalAssetsGrp/EOYAmt040789087
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt012
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01583524
IRS990/TotalGrossUBIAmt044
IRS990/TotalLiabilitiesBOYAmt034145475
IRS990/TotalLiabilitiesEOYAmt035475105
IRS990/TotalLiabilitiesGrp/BOYAmt034145475
IRS990/TotalLiabilitiesGrp/EOYAmt035475105
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05154911
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05313982
IRS990/TotalOtherCompensationAmt022693
IRS990/TotalProgramServiceRevenueAmt01451698
IRS990/TotalReportableCompFromOrgAmt0105366
IRS990/TotalRevenueGrp/ExclusionAmt0290897
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01451654
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01742595
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt044
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt039300386
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt040789087
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt012793
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0www.badgerglobecu.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Carla Watson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum09207222122
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-11-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Badger Globe Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0BADG
ReturnHeader/Filer/EIN0390796087
ReturnHeader/Filer/USAddress/AddressLine1Txt0260 N Green Bay Road
ReturnHeader/Filer/USAddress/CityNm0Neenah
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054956
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0391127312
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WCUL Services Corp
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Pewaukee
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd053072
ReturnHeader/PreparerPersonGrp/PhoneNum02625490200
ReturnHeader/PreparerPersonGrp/PreparationDt02015-11-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Cari Thompson
ReturnHeader/ReturnTs02015-11-13T20:44:49-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$40,789,087
Liabilities
$35,475,105
Net assets
$5,313,982
Revenue
$1,742,595
Expenses
$1,583,524
Net income
$159,071
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.1$43.9$7.18$2.59$2.54$0.05
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$51.8$44.7$7.13$2.23$2.20$0.03
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$55.0$47.8$7.20$1.89$1.71$0.18
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$55.9$48.9$7.02$1.84$1.53$0.31
2020Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$51.3$44.6$6.71$1.95$1.72$0.23
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$45.7$39.2$6.48$1.94$1.70$0.24
2018Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$43.2$37.0$6.14$1.91$1.66$0.25
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$43.2$37.3$5.88$1.83$1.63$0.21
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$42.3$36.6$5.68$1.82$1.53$0.29
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.4$36.0$5.39$1.76$1.68$0.08
2014Detailed filing. Detailed filing data is available for this year.$40.8$35.5$5.31$1.74$1.58$0.16
2013Detailed filing. Detailed filing data is available for this year.$39.3$34.1$5.15$1.81$1.72$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.6$34.6$5.07$1.88
2011Summary only. Only limited summary data is available for this year.$40.1$35.1$4.98$2.18$2.14$0.04
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.5$36.6$4.94$2.19