Civic Intelligence

Badger Globe Credit Union

990 • Fiscal year 2013 • EIN 39-0796087

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 04, 2014

260 N Green Bay RoadNeenah, WI 54956

(920) 722-2122

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

39th percentile

0.87x

Higher debt load relative to assets than 39% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Liabilities / Revenue

45th percentile

18.85x

Higher debt load relative to revenue than 45% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Net Margin

43rd percentile

4.9%

Higher net margin than 43% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Top Officer Pay

81st percentile

$125,260

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 6.9% of source-year revenue.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Asset Growth

26th percentile

-0.8%

Faster asset growth than 26% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2012 to 2013

Revenue Growth

22nd percentile

-8.8%

Faster revenue growth than 22% of similar nonprofits.

2013 filings • $25M-$50M nonprofits • Annualized from 2011 to 2013

Assets

Down

$39,300,386

Down $318,438 (-0.8%) from 2012

Net Assets

Up

$5,154,911

Up $89,632 (+1.8%) from 2012

Liabilities

Down

$34,145,475

Down $408,070 (-1.2%) from 2012

Revenue

$1,811,175

No earlier filing loaded for comparison.

Expenses

Down

$1,721,543

Down $160,602 (-8.5%) from 2012

Net Income

$89,632

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $41,532,754Liabilities 2010: $36,588,093Net Assets 2010: $4,944,6612010Assets 2011: $40,130,034Liabilities 2011: $35,149,843Net Assets 2011: $4,980,1912011Assets 2012: $39,618,824Liabilities 2012: $34,553,545Net Assets 2012: $5,065,2792012Assets 2013: $39,300,386Liabilities 2013: $34,145,475Net Assets 2013: $5,154,9112013Assets 2014: $40,789,087Liabilities 2014: $35,475,105Net Assets 2014: $5,313,9822014Assets 2015: $41,426,225Liabilities 2015: $36,035,416Net Assets 2015: $5,390,8092015Assets 2016: $42,297,389Liabilities 2016: $36,619,738Net Assets 2016: $5,677,6512016Assets 2017: $43,218,048Liabilities 2017: $37,333,826Net Assets 2017: $5,884,2222017Assets 2018: $43,182,785Liabilities 2018: $37,043,647Net Assets 2018: $6,139,1382018Assets 2019: $45,705,248Liabilities 2019: $39,225,294Net Assets 2019: $6,479,9542019Assets 2020: $51,264,238Liabilities 2020: $44,557,445Net Assets 2020: $6,706,7932020Assets 2021: $55,930,644Liabilities 2021: $48,911,990Net Assets 2021: $7,018,6542021Assets 2022: $54,986,298Liabilities 2022: $47,790,932Net Assets 2022: $7,195,3662022Assets 2023: $51,840,108Liabilities 2023: $44,709,606Net Assets 2023: $7,130,5022023Assets 2024: $51,087,461Liabilities 2024: $43,908,021Net Assets 2024: $7,179,4402024

Highlighted filing

2013

Assets$39,300,386
Liabilities$34,145,475
Net Assets$5,154,911

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $2,191,3912010Revenue 2011: $2,179,753Expenses 2011: $2,144,223Net Income 2011: $35,5302011Expenses 2012: $1,882,1452012Revenue 2013: $1,811,175Expenses 2013: $1,721,543Net Income 2013: $89,6322013Revenue 2014: $1,742,595Expenses 2014: $1,583,524Net Income 2014: $159,0712014Revenue 2015: $1,757,692Expenses 2015: $1,680,865Net Income 2015: $76,8272015Revenue 2016: $1,820,484Expenses 2016: $1,533,642Net Income 2016: $286,8422016Revenue 2017: $1,834,101Expenses 2017: $1,627,530Net Income 2017: $206,5712017Revenue 2018: $1,913,770Expenses 2018: $1,658,854Net Income 2018: $254,9162018Revenue 2019: $1,944,190Expenses 2019: $1,702,503Net Income 2019: $241,6872019Revenue 2020: $1,945,348Expenses 2020: $1,718,509Net Income 2020: $226,8392020Revenue 2021: $1,838,591Expenses 2021: $1,526,730Net Income 2021: $311,8612021Revenue 2022: $1,886,033Expenses 2022: $1,709,321Net Income 2022: $176,7122022Revenue 2023: $2,232,111Expenses 2023: $2,202,899Net Income 2023: $29,2122023Revenue 2024: $2,587,066Expenses 2024: $2,538,128Net Income 2024: $48,9382024

Highlighted filing

2013

Revenue$1,811,175
Expenses$1,721,543
Net Income$89,632
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 4, 2014
Return Version
2013v3.1
Gross Receipts
$1,811,175
Mission and Program Overview

Mission

To exceed our members expectations through exceptional service

To exceed our members' expectations through exceptional service

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$28,377,199$27,345,925▼ $1,031,274
Savings and Temporary Cash Investments$8,838,796$9,595,160▲ $756,364
Rtn Earn Endowment Incm Other Fnds$5,065,279$5,154,911▲ $89,632
Cash and Non-Interest-Bearing Accounts$797,555$844,644▲ $47,089
Investments Program Related$670,923$664,281▼ $6,642
Land, Buildings, and Equipment, Net$424,175$394,512▼ $29,663
Prepaid Expenses and Deferred Charges$200,742$189,311▼ $11,431
Accounts Receivable$177,659$105,334▼ $72,325
Total Assets$39,618,824$39,300,386▼ $318,438
Other Assets Total$131,775$161,219▲ $29,444
Liabilities
Other Liabilities$34,274,193$33,675,050▼ $599,143
Accounts Payable and Accrued Expenses$279,352$380,032▲ $100,680
Mortgage Notes Payable Secured by Investment Property-$90,393-
Total Liabilities$34,553,545$34,145,475▼ $408,070
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,065,279$5,154,911▲ $89,632
Total Liabilities and Net Assets / Fund Balance$39,618,824$39,300,386▼ $318,438

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$279,380$480,156$759,536
Equipment$67,132$602,450$669,582
Land$48,000-$48,000
Investment Program Related Org$311,511--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Carla WatsonCEOTreasurerFT$101,704$23,556$125,260

Board Members and Trustees

NameTitle
Craig SamolinskiChair
Cynthia PhillipsVice-Chair
David EvansDirector
Patricia SamolinskiDirector
Ronald WolfDirector
Bryon SheaSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,545,933
Investment Income
$260,902
Other Revenue
$4,340
Change in Net Assets
$89,632
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$901,515
Salaries, Compensation, and Employee Benefits$820,028
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$440,726
Office Expenses---$154,516
Pension Plan Contributions---$144,608
Current Officers, Directors, Trustees, and Key Employees---$101,704
Information Technology---$96,568
Other Employee Benefits---$94,322
Depreciation Depletion---$56,965
Occupancy---$47,952
Payroll Taxes---$38,668
Other Expenses-$28,413-$28,413
Insurance---$21,438
Payments to Affiliates---$21,349
Travel---$19,501
Advertising---$18,582
Fees for Services Other---$14,941
Fees for Services Legal---$13,715
Fees for Services Accounting---$13,568
All Other Expenses---$13,315
Conferences and Meetings---$10,888
Interest---$80
Total Functional Expenses$0$0$0$1,721,543
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member SharesCertificates$33,675,001
Accrued Dividends$49
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Officer directors etc family relationship Part VI line 2

Craig Samolinski (Chair) is spouse to Patricia Samilinski (Director)

Members or stockholder classes and rights Part VI line 6

The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).

Member election for additional members Part VI line 7A

The Board of Directors is elected by the membership utilizing their one vote per member

Governing body decisions Part VI line 7B

Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).

Form 990 governing body review Part VI line 11

Management reviews the form 990 before it is filed.

Conflict of interest policy compliance Part VI line 12C

This is covered when they take the oath of office.

CEO executive director top management comp Part VI line 15A

Board Officers review salary survey from Wis C U League

Governing documents etc available to public Part VI line 19

Governing documents available upon request. Annual financial statements are printed in Annual Report which is available upon request, distributed at annual meeting and posted in lobby.

Filing and Contact Details

Filer

EIN
39-0796087

Signing Officer

Name
Carla Watson
Title
President
Phone
9207222122
Signed
2014-11-04
Discuss with paid preparer
No

Organization Details

Principal Officer
Carla Watson
Formed
1947
Legal Domicile
Wa
Voting Board Members
7
Independent Board Members
6
Employees
12

Preparer

Preparer
Cari Thompson
Phone
2625490200
Supplemental Narrative

Additional Explanations

Significant program services not listed on prior year return Part III line 2

Credit Union joined Shared Branching Network as both an issuer and acquirer

Raw XML Appendix369 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0279352
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0380032
IRS990/AccountsReceivableGrp/BOYAmt0177659
IRS990/AccountsReceivableGrp/EOYAmt0105334
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0To exceed our members' expectations through exceptional service
IRS990/AdvertisingGrp/TotalAmt018582
IRS990/AllOtherExpensesGrp/TotalAmt013315
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0Carla Watson
IRS990/BooksInCareOfDetail/PhoneNum09207222122
IRS990/BooksInCareOfDetail/USAddress/AddressLine10260 N Green Bay Road
IRS990/BooksInCareOfDetail/USAddress/City0Neenah
IRS990/BooksInCareOfDetail/USAddress/State0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCode054956
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0797555
IRS990/CashNonInterestBearingGrp/EOYAmt0844644
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0101704
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt010888
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0260902
IRS990/CYOtherExpensesAmt0901515
IRS990/CYOtherRevenueAmt04340
IRS990/CYProgramServiceRevenueAmt01545933
IRS990/CYRevenuesLessExpensesAmt089632
IRS990/CYSalariesCompEmpBnftPaidAmt0820028
IRS990/CYTotalExpensesAmt01721543
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01811175
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt056965
IRS990/Desc0We have deposit, transaction, and investment accounts with 3057 members at 12/31/13. During 2013 we opened 534 new deposit, transaction and investment accounts.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt012
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0true
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt013568
IRS990/FeesForServicesLegalGrp/TotalAmt013715
IRS990/FeesForServicesOtherGrp/TotalAmt014941
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt523556
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0Ronald Wolf
IRS990/Form990PartVIISectionAGrp/PersonNm1David Evans
IRS990/Form990PartVIISectionAGrp/PersonNm2Bryon Shea
IRS990/Form990PartVIISectionAGrp/PersonNm3Craig Samolinski
IRS990/Form990PartVIISectionAGrp/PersonNm4Cynthia Phillips
IRS990/Form990PartVIISectionAGrp/PersonNm5Carla Watson
IRS990/Form990PartVIISectionAGrp/PersonNm6Patricia Samolinski
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5101704
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt4Vice-Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt5CEOTreasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01947
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01811175
IRS990/GrossRentsGrp/RealAmt02400
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt096568
IRS990/InsuranceGrp/TotalAmt021438
IRS990/InterestGrp/TotalAmt080
IRS990/InvestmentIncomeGrp/ExclusionAmt0260902
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0260902
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0670923
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0664281
IRS990/IRPDocumentCnt0761
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01082606
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0424175
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0394512
IRS990/LandBldgEquipCostOrOtherBssAmt01477118
IRS990/LegalDomicileStateCd0WA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0To exceed our members' expectations through exceptional service
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt090393
IRS990/NetAssetsOrFundBalancesBOYAmt05065279
IRS990/NetAssetsOrFundBalancesEOYAmt05154911
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt02400
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt02400
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt047952
IRS990/OfficeExpensesGrp/TotalAmt0154516
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0131775
IRS990/OtherAssetsTotalGrp/EOYAmt0161219
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt094322
IRS990/OtherExpensesGrp/Desc0Dividends on Shares
IRS990/OtherExpensesGrp/Desc1Provision for Loan Loass
IRS990/OtherExpensesGrp/Desc2Loan Servicing
IRS990/OtherExpensesGrp/Desc3Member InsurancesNCUSIF
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0184001
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt198500
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt287223
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt328413
IRS990/OtherExpensesGrp/TotalAmt0184001
IRS990/OtherExpensesGrp/TotalAmt198500
IRS990/OtherExpensesGrp/TotalAmt287223
IRS990/OtherExpensesGrp/TotalAmt328413
IRS990/OtherLiabilitiesGrp/BOYAmt034274193
IRS990/OtherLiabilitiesGrp/EOYAmt033675050
IRS990/OtherSalariesAndWagesGrp/TotalAmt0440726
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt028377199
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt027345925
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt021349
IRS990/PayrollTaxesGrp/TotalAmt038668
IRS990/PensionPlanContributionsGrp/TotalAmt0144608
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0200742
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0189311
IRS990/PrincipalOfficerNm0Carla Watson
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2519100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0Interst on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member AccountCard Fee
IRS990/ProgramServiceRevenueGrp/Desc2Amusement Park Sales
IRS990/ProgramServiceRevenueGrp/Desc3Other Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01229192
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1177135
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2139579
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01229192
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1177135
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt227
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3139579
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt027
IRS990/ProgSrvcAccomActy2Grp/Desc0We funded 759 loans during 2013. As of 12/31/13, we had 300 mortgages/home equity and 1879 consumer loans. We also had 722 credit card accounts with our members.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0209693
IRS990/PYOtherExpensesAmt01061365
IRS990/PYOtherRevenueAmt03931
IRS990/PYProgramServiceRevenueAmt01753609
IRS990/PYRevenuesLessExpensesAmt085088
IRS990/PYSalariesCompEmpBnftPaidAmt0820780
IRS990/PYTotalExpensesAmt01882145
IRS990/PYTotalRevenueAmt01967233
IRS990/ReconcilationRevenueExpnssAmt089632
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt02400
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesRevenueGrp/ExclusionAmt01940
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt01940
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05065279
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05154911
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08838796
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09595160
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0279380
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0480156
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0759536
IRS990ScheduleD/EquipmentGrp/BookValueAmt067132
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0602450
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0669582
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0341270
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt11500
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt210000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3311511
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NCUA Capitalization
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1WISCUB
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2Shared Service Center
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3CCCU MCS & PIC
IRS990ScheduleD/LandGrp/BookValueAmt048000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt048000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt033675001
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt149
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member SharesCertificates
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Accrued Dividends
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0394512
IRS990ScheduleD/TotalBookValueProgramRltdAmt0664281
IRS990ScheduleD/TotalLiabilityAmt033675050
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Craig Samolinski (Chair) is spouse to Patricia Samilinski (Director)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Management reviews the form 990 before it is filed.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5This is covered when they take the oath of office.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Board Officers review salary survey from Wis C U League
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Governing documents available upon request. Annual financial statements are printed in Annual Report which is available upon request, distributed at annual meeting and posted in lobby.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Credit Union joined Shared Branching Network as both an issuer and acquirer
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Officer directors etc family relationship Part VI line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Significant program services not listed on prior year return Part III line 2
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0true
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt039618824
IRS990/TotalAssetsEOYAmt039300386
IRS990/TotalAssetsGrp/BOYAmt039618824
IRS990/TotalAssetsGrp/EOYAmt039300386
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt012
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01721543
IRS990/TotalGrossUBIAmt027
IRS990/TotalLiabilitiesBOYAmt034553545
IRS990/TotalLiabilitiesEOYAmt034145475
IRS990/TotalLiabilitiesGrp/BOYAmt034553545
IRS990/TotalLiabilitiesGrp/EOYAmt034145475
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05065279
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05154911
IRS990/TotalOtherCompensationAmt023556
IRS990/TotalProgramServiceRevenueAmt01545933
IRS990/TotalReportableCompFromOrgAmt0101704
IRS990/TotalRevenueGrp/ExclusionAmt0265242
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01545906
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01811175
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt027
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt039618824
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt039300386
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt019501
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0www.badgerglobecu.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Carla Watson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum09207222122
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-11-04
ReturnHeader/Filer/BusinessName/BusinessNameLine10Badger Globe Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0BADG
ReturnHeader/Filer/EIN0390796087
ReturnHeader/Filer/USAddress/AddressLine10260 N Green Bay Road
ReturnHeader/Filer/USAddress/City0Neenah
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode054956
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0391127312
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10WCUL Services Corp
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0Pewaukee
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode053072
ReturnHeader/PreparerPersonGrp/PhoneNum02625490200
ReturnHeader/PreparerPersonGrp/PreparationDt02014-11-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Cari Thompson
ReturnHeader/ReturnTs02014-11-12T14:17:49-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.1$43.9$7.18$2.59$2.54$0.05
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$51.8$44.7$7.13$2.23$2.20$0.03
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$55.0$47.8$7.20$1.89$1.71$0.18
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$55.9$48.9$7.02$1.84$1.53$0.31
2020Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$51.3$44.6$6.71$1.95$1.72$0.23
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$45.7$39.2$6.48$1.94$1.70$0.24
2018Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$43.2$37.0$6.14$1.91$1.66$0.25
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$43.2$37.3$5.88$1.83$1.63$0.21
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$42.3$36.6$5.68$1.82$1.53$0.29
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.4$36.0$5.39$1.76$1.68$0.08
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$40.8$35.5$5.31$1.74$1.58$0.16
2013Detailed filing. Detailed filing data is available for this year.$39.3$34.1$5.15$1.81$1.72$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.6$34.6$5.07$1.88
2011Summary only. Only limited summary data is available for this year.$40.1$35.1$4.98$2.18$2.14$0.04
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.5$36.6$4.94$2.19
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)14 • $25M-$50M nonprofits