Civic Intelligence

Shoreline Credit Union

990 • Fiscal year 2016 • EIN 39-0795376

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 14, 2017

Organization Profilewww.shorelinecu.org

View Organization Page

PO Box 27Two Rivers, WI 54241

(920) 482-3765

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

61st percentile

0.90x

Higher debt load relative to assets than 61% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Liabilities / Revenue

49th percentile

18.95x

Higher debt load relative to revenue than 49% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Net Margin

23rd percentile

2.0%

Higher net margin than 23% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Top Officer Pay

90th percentile

$215,130

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 5.1% of source-year revenue.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Asset Growth

7th percentile

-2.2%

Faster asset growth than 7% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Revenue Growth

33rd percentile

1.5%

Faster revenue growth than 33% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets61st percentile

Assets

Down

$89,833,543

Down $2,044,199 (-2.2%) from 2015

Net Assets

Down

$9,314,075

Down $71,670 (-0.8%) from 2015

Liabilities

Down

$80,519,468

Down $1,972,529 (-2.4%) from 2015

Revenue And Expenses
Liabilities / Revenue49th percentileNet Margin23rd percentile

Revenue

Up

$4,248,441

Up $62,027 (+1.5%) from 2015

Expenses

Up

$4,163,199

Up $241,613 (+6.2%) from 2015

Net Income

Down

$85,242

Down $179,586 (-68%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth7th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $107,595,477Liabilities 2010: $97,667,287Net Assets 2010: $9,928,1902010Assets 2011: $112,856,048Liabilities 2011: $102,319,108Net Assets 2011: $10,536,9402011Assets 2012: $113,474,903Liabilities 2012: $104,676,238Net Assets 2012: $8,798,6652012Assets 2013: $98,909,068Liabilities 2013: $91,543,530Net Assets 2013: $7,365,5382013Assets 2014: $96,479,060Liabilities 2014: $87,253,192Net Assets 2014: $9,225,8682014Assets 2015: $91,877,742Liabilities 2015: $82,491,997Net Assets 2015: $9,385,7452015Assets 2016: $89,833,543Liabilities 2016: $80,519,468Net Assets 2016: $9,314,0752016Assets 2017: $96,490,631Liabilities 2017: $87,180,222Net Assets 2017: $9,310,4092017Assets 2018: $92,090,403Liabilities 2018: $82,807,298Net Assets 2018: $9,283,1052018Assets 2019: $93,019,159Liabilities 2019: $83,963,801Net Assets 2019: $9,055,3582019Assets 2020: $112,157,705Liabilities 2020: $102,398,362Net Assets 2020: $9,759,3432020Assets 2021: $123,040,300Liabilities 2021: $113,368,823Net Assets 2021: $9,671,4772021Assets 2022: $128,218,920Liabilities 2022: $119,249,503Net Assets 2022: $8,969,4172022Assets 2024: $128,507,145Liabilities 2024: $117,600,896Net Assets 2024: $10,906,2492024

Highlighted filing

2016

Assets$89,833,543
Liabilities$80,519,468
Net Assets$9,314,075
Open 2016 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $5,662,6812010Expenses 2011: $5,810,5072011Revenue 2012: $5,662,955Expenses 2012: $7,402,882Net Income 2012: -$1,739,9272012Revenue 2013: $5,937,675Expenses 2013: $7,746,624Net Income 2013: -$1,808,9492013Revenue 2014: $4,363,258Expenses 2014: $2,520,346Net Income 2014: $1,842,9122014Revenue 2015: $4,186,414Expenses 2015: $3,921,586Net Income 2015: $264,8282015Revenue 2016: $4,248,441Expenses 2016: $4,163,199Net Income 2016: $85,2422016Revenue 2017: $4,416,139Expenses 2017: $4,345,128Net Income 2017: $71,0112017Revenue 2018: $4,618,899Expenses 2018: $4,501,813Net Income 2018: $117,0862018Revenue 2019: $4,457,929Expenses 2019: $4,918,317Net Income 2019: -$460,3882019Revenue 2020: $4,570,508Expenses 2020: $4,409,164Net Income 2020: $161,3442020Revenue 2021: $4,937,848Expenses 2021: $4,326,202Net Income 2021: $611,6462021Revenue 2022: $5,354,568Expenses 2022: $4,937,168Net Income 2022: $417,4002022Revenue 2024: $7,272,021Expenses 2024: $6,336,536Net Income 2024: $935,4852024

Highlighted filing

2016

Revenue$4,248,441
Expenses$4,163,199
Net Income$85,242
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 14, 2017
Return Version
2016v3.0
Gross Receipts
$4,624,265
Mission and Program Overview

Mission

Our mission is to help our members achieve financial success. We achieve this by providing members with a safe place to save and borrow at reasonable rates. We excel at this by remaining committed to employing an honest, knowledgeable staff whose focus is on one member at a time.

Provide financial services to our communities in order to provide a better financial life.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$69,338,757$68,237,151▼ $1,101,606
Rtn Earn Endowment Incm Other Fnds$9,385,745$9,314,075▼ $71,670
Savings and Temporary Cash Investments$11,800,836$7,834,000▼ $3,966,836
Land, Buildings, and Equipment, Net$4,694,458$4,530,789▼ $163,669
Investments Other Securities$986,782$3,877,214▲ $2,890,432
Investments Program Related$1,836,523$2,038,336▲ $201,813
Cash and Non-Interest-Bearing Accounts$1,413,765$1,459,472▲ $45,707
Accounts Receivable$57,347$401,185▲ $343,838
Prepaid Expenses and Deferred Charges$342,293$329,534▼ $12,759
Investments in Publicly Traded Securities$6,900--
Total Assets$91,877,742$89,833,543▼ $2,044,199
Other Assets Total$1,400,081$1,125,862▼ $274,219
Liabilities
Other Liabilities$79,942,019$80,337,983▲ $395,964
Mortgage Notes Payable Secured by Investment Property$2,000,489--
Accounts Payable and Accrued Expenses$549,489$181,485▼ $368,004
Total Liabilities$82,491,997$80,519,468▼ $1,972,529
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,385,745$9,314,075▼ $71,670
Total Liabilities and Net Assets / Fund Balance$91,877,742$89,833,543▼ $2,044,199

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,320,486$3,091,245$6,411,731
Equipment$362,247$2,113,682$2,475,929
Land$848,056-$848,056
Investment Program Related Org$225,000--
Other Securities$3,877,214--
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sharon TomeCeocooFT$115,555$99,575$215,130
Scott WillmottCEOFT$100,730$17,416$118,146
Keith LyonsCIOFT$88,078$4,364$92,442
Nathan GrossenbachCFOFT$78,454$10,914$89,368
Kal KerlinCLOFT$74,135$11,208$85,343

Board Members and Trustees

NameTitle
Travis GlandtChairman
Gretchen BauknechtVice-Chair
M JonesDirector
Colleen InmanSecretary
Ryan KauthTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,963,252
Investment Income
$196,304
Other Revenue
$88,885
Change in Net Assets
$85,242
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,397,804
Salaries, Compensation, and Employee Benefits$1,765,395
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$853,166
Current Officers, Directors, Trustees, and Key Employees---$546,899
Depreciation Depletion---$327,590
Office Expenses---$220,152
Other Expenses-$211,734-$211,734
Information Technology---$184,272
Occupancy---$176,691
Other Employee Benefits---$157,280
Payroll Taxes---$154,112
Payments to Affiliates---$98,836
Fees for Services Other---$86,899
Advertising---$81,823
Insurance---$62,479
All Other Expenses---$57,019
Pension Plan Contributions---$53,938
Fees for Services Accounting---$37,686
Travel---$31,081
Interest---$732
Total Functional Expenses$0$0$0$4,163,199
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$80,327,552
Accrued Dividends$13,067
Other Liabilities$-2,636
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”

Member election for additional members Part VI line 7A

“The Board of Directors is elected by the membership utilizing their one vote per member.”

Governing body decisions Part VI line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”

Form 990 governing body review Part VI line 11

“Reviewed by management. Key totals are tied back to internal financial statements. Info on schedules compared to info provided on the 990 input form.”

Conflict of interest policy compliance Part VI line 12C

“Besides being in the policy, employees are required to fill out regular surveys asking to having relationships that could cause conflict.”

CEO executive director top management comp Part VI line 15A

“Compensation Committee - entire Board - meets annually to decide on compensation.”

Other officer or key employee compensation Part VI line 15B

“Compensation Committee delegated responsibilty to CEO.”

Governing documents etc available to public Part VI line 19

“Shoreline files quarterly 5300 regulartory reports. The data is available to the public on the NCUAs website: www.ncua.gov. In additon , a summary of the year-end 5300 info is posted in each of the branch locations.”

Filing and Contact Details

Filer

Filer Name
Shoreline Credit Union
EIN
39-0795376
Address
PO BOX 27, Two Rivers, WI 54241

Signing Officer

Name
Nathan Grossenbach
Title
CEO CFO
Phone
9207934541
Signed
2017-11-14
Discuss with paid preparer
No

Organization Details

Principal Officer
Sharon Tome
Formed
1941
Legal Domicile
Wi
Voting Board Members
5
Independent Board Members
5
Employees
48
Volunteers
5

Preparer

Firm
WCUL Services Corp
Address
N25W2313 Paul Rd Suite 500, Pewaukee, WI 53072
Preparer
Cari Thompson
Phone
2625490200
Supplemental Narrative

Additional Explanations

Unrelated business income explanation Part V line 3B

“The 990-T will be filed (or extension) after receipt of the completed 990 return.”

Raw XML AppendixShowing 400 of 453 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01400081
IRS990/OtherAssetsTotalGrp/EOYAmt01125862
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0157280
IRS990/OtherExpensesGrp/Desc0Dividends to Members
IRS990/OtherExpensesGrp/Desc1Core Deconversion Expense
IRS990/OtherExpensesGrp/Desc2Loan Servicing Expense
IRS990/OtherExpensesGrp/Desc3Member AccountCard Costs
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0177044
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1172935
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2470831
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3211734
IRS990/OtherExpensesGrp/TotalAmt0177044
IRS990/OtherExpensesGrp/TotalAmt1172935
IRS990/OtherExpensesGrp/TotalAmt2470831
IRS990/OtherExpensesGrp/TotalAmt3211734
IRS990/OtherLiabilitiesGrp/BOYAmt079942019
IRS990/OtherLiabilitiesGrp/EOYAmt080337983
IRS990/OtherSalariesAndWagesGrp/TotalAmt0853166
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt069338757
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt068237151
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt098836
IRS990/PayrollTaxesGrp/TotalAmt0154112
IRS990/PensionPlanContributionsGrp/TotalAmt053938
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0342293
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0329534
IRS990/PrincipalOfficerNm0Sharon Tome
IRS990/PriorPeriodAdjustmentsAmt0-49511
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/BusinessCd4519100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member AccountCard Fee
IRS990/ProgramServiceRevenueGrp/Desc2Other Member Fee Income
IRS990/ProgramServiceRevenueGrp/Desc3Insurance Sales
IRS990/ProgramServiceRevenueGrp/Desc4Non-Member ATM Fees
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03102156
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1637099
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2126933
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt394567
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03102156
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1637099
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2126933
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt394567
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt42474
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt02474
IRS990/ProgSrvcAccomActy2Grp/Desc0We have deposit, transaction, and investment accounts with 10,150 members at 12/31/16.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0270247
IRS990/PYOtherExpensesAmt02237801
IRS990/PYOtherRevenueAmt0-58897
IRS990/PYProgramServiceRevenueAmt03975064
IRS990/PYRevenuesLessExpensesAmt0264828
IRS990/PYSalariesCompEmpBnftPaidAmt01683785
IRS990/PYTotalExpensesAmt03921586
IRS990/PYTotalRevenueAmt04186414
IRS990/ReconcilationRevenueExpnssAmt085242
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt082307
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesRevenueGrp/ExclusionAmt06578
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt06578
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt09385745
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt09314075
IRS990/SavingsAndTempCashInvstGrp/BOYAmt011800836
IRS990/SavingsAndTempCashInvstGrp/EOYAmt07834000
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt03320486
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03091245
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt06411731
IRS990ScheduleD/EquipmentGrp/BookValueAmt0362247
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02113682
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02475929
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0791511
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt113000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2245100
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3243725
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt4520000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt5225000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NCUA Capitalization
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1WISCUB
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2FHLB
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3SFS Member Shares
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc4CCCU MCS & PIC
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc5CUAnswers Stock
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd4C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd5C
IRS990ScheduleD/LandGrp/BookValueAmt0848056
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0848056
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt080327552
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt113067
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2-2636
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares & Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Accrued Dividends
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Other Liabilities
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt03877214
IRS990ScheduleD/OtherSecuritiesGrp/Desc0AFS Securities
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04530789
IRS990ScheduleD/TotalBookValueProgramRltdAmt02038336
IRS990ScheduleD/TotalBookValueSecuritiesAmt03877214
IRS990ScheduleD/TotalLiabilityAmt080337983
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990ScheduleJ/Form990OfOtherOrganizationsInd0X
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0115555
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt04905
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt04723
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt089947
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Sharon Tome
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEOCOO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0215130
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The 990-T will be filed (or extension) after receipt of the completed 990 return.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Board of Directors is elected by the membership utilizing their one vote per member.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Reviewed by management. Key totals are tied back to internal financial statements. Info on schedules compared to info provided on the 990 input form.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Besides being in the policy, employees are required to fill out regular surveys asking to having relationships that could cause conflict.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Compensation Committee - entire Board - meets annually to decide on compensation.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Compensation Committee delegated responsibilty to CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Shoreline files quarterly 5300 regulartory reports. The data is available to the public on the NCUAs website: www.ncua.gov. In additon , a summary of the year-end 5300 info is posted in each of the branch locations.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Unrelated business income explanation Part V line 3b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt091877742
IRS990/TotalAssetsEOYAmt089833543
IRS990/TotalAssetsGrp/BOYAmt091877742
IRS990/TotalAssetsGrp/EOYAmt089833543
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt048
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt04163199
IRS990/TotalGrossUBIAmt02474
IRS990/TotalLiabilitiesBOYAmt082491997
IRS990/TotalLiabilitiesEOYAmt080519468
IRS990/TotalLiabilitiesGrp/BOYAmt082491997
IRS990/TotalLiabilitiesGrp/EOYAmt080519468
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt09385745
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt09314075
IRS990/TotalOtherCompensationAmt053530
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt023
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt023
IRS990/TotalProgramServiceRevenueAmt03963252

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$89,833,543
Liabilities
$80,519,468
Net assets
$9,314,075
Revenue
$4,248,441
Expenses
$4,163,199
Net income
$85,242
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$129$118$10.9$7.27$6.34$0.94
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$128$119$8.97$5.35$4.94$0.42
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$123$113$9.67$4.94$4.33$0.61
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$112$102$9.76$4.57$4.41$0.16
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$93.0$84.0$9.06$4.46$4.92$0.46
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$92.1$82.8$9.28$4.62$4.50$0.12
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$96.5$87.2$9.31$4.42$4.35$0.07
2016Detailed filing. Detailed filing data is available for this year.$89.8$80.5$9.31$4.25$4.16$0.09
2015Detailed filing. Detailed filing data is available for this year.$91.9$82.5$9.39$4.19$3.92$0.26
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$96.5$87.3$9.23$4.36$2.52$1.84
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$98.9$91.5$7.37$5.94$7.75$1.81
2012Summary only. Only limited summary data is available for this year.$113$105$8.80$5.66$7.40$1.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$113$102$10.5$5.81
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$108$97.7$9.93$5.66