Civic Intelligence

Lakeview Credit Union

990 • Fiscal year 2011 • EIN 39-0774816

Jan 01, 2011 to Dec 31, 2011 • Filed on Jul 18, 2012

Organization Profile

View Organization Page

PO Box 64854957
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.91x

Higher debt load relative to assets than 87% of similar nonprofits.

2011 filings • $100M-$250M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

51st percentile

4.7%

Faster asset growth than 51% of similar nonprofits.

2011 filings • $100M-$250M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets87th percentile

Assets

Up

$102,541,895

Up $4,584,902 (+4.7%) from 2010

Net Assets

Up

$9,441,134

Up $228,151 (+2.5%) from 2010

Liabilities

Up

$93,100,761

Up $4,356,751 (+4.9%) from 2010

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$4,622,944

Down $101,187 (-2.1%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth51st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $97,956,993Liabilities 2010: $88,744,010Net Assets 2010: $9,212,9832010Assets 2011: $102,541,895Liabilities 2011: $93,100,761Net Assets 2011: $9,441,1342011Assets 2012: $108,859,557Liabilities 2012: $99,495,792Net Assets 2012: $9,363,7652012

Highlighted filing

2011

Assets$102,541,895
Liabilities$93,100,761
Net Assets$9,441,134
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $4,724,1312010Expenses 2011: $4,622,9442011Expenses 2012: $4,578,7512012

Highlighted filing

2011

Revenue-
Expenses$4,622,944
Net Income-
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Jul 18, 2012
Return Version
2011v1.2
Gross Receipts
$4,851,095
Mission and Program Overview

Major Activities

Activity 2
We funded 1463 loans during 2011 As of 123111 we had 844 mortgageshome equity lines 2212 consumer loans and 84 member business loans We also had 605 credit card accounts with members
Filing and Contact Details

Filer

EIN
39-0774816
Raw XML AppendixShowing 400 of 472 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/InvestmentsProgramRelated/Description0CUSO - WISCUB
IRS990ScheduleD/InvestmentsProgramRelated/Description1CUSO - CU Answers
IRS990ScheduleD/InvestmentsProgramRelated/Description2CUSO - Xtend Stock
IRS990ScheduleD/InvestmentsProgramRelated/Description3CU Answers Debenture
IRS990ScheduleD/InvestmentsProgramRelated/Description4Investment in LCU CUSO
IRS990ScheduleD/InvestmentsProgramRelated/Description5NCUA Capitalization
IRS990ScheduleD/InvestmentsProgramRelated/Description6Corp Central CU MCS & PIC
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IRS990ScheduleO/GeneralExplanation/Explanation0Form 990T has been extended and will be filed prior to the extended due date of 11152012 but after the Form 990 has been filed Estimated 990T figures have been used in the preparation of the Form 990
IRS990ScheduleO/GeneralExplanation/Explanation1The organization consists of members To be a member one must have a sharesavings account Each member has one vote to elect the governing body Board of Directors
IRS990ScheduleO/GeneralExplanation/Explanation2The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/GeneralExplanation/Explanation3Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency ie NCUA Wisconsin Office of Credit Unions
IRS990ScheduleO/GeneralExplanation/Explanation4Manangement reviews the prepared 990 before it is filed
IRS990ScheduleO/GeneralExplanation/Explanation5It is reviewed with all staff and driectors annually
IRS990ScheduleO/GeneralExplanation/Explanation6A Compensation committee made up of independent directors works with an outside compensation firm
IRS990ScheduleO/GeneralExplanation/Explanation7The CEO uses outside compensation surveys to determine the other salaries All have written reviews documenting salary changes each year
IRS990ScheduleO/GeneralExplanation/Explanation8Upon request
IRS990ScheduleO/GeneralExplanation/Identifier001. Unrelated business income explanation (Part V, line 3b)
IRS990ScheduleO/GeneralExplanation/Identifier102. Members or stockholder classes and rights (Part VI, line 6)
IRS990ScheduleO/GeneralExplanation/Identifier203. Member election for additional members (Part VI, line 7a)
IRS990ScheduleO/GeneralExplanation/Identifier304. Governing body decisions (Part VI, line 7b)
IRS990ScheduleO/GeneralExplanation/Identifier405. Form 990 governing body review (Part VI, line 11)
IRS990ScheduleO/GeneralExplanation/Identifier506. Conflict of interest policy compliance (Part VI, line 12c)
IRS990ScheduleO/GeneralExplanation/Identifier607. CEO, executive director, top management comp (Part VI, line 15a)
IRS990ScheduleO/GeneralExplanation/Identifier708. Other officer or key employee compensation (Part VI, line 15b
IRS990ScheduleO/GeneralExplanation/Identifier809. Governing documents, etc, available to public (Part VI, line 19)
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IRS990/TheBooksAreInCareOf/AddressUS/AddressLine10PO BOX 648
IRS990/TheBooksAreInCareOf/AddressUS/City0Neenah

Document Assets

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Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$102,541,895
Liabilities
$93,100,761
Net assets
$9,441,134
Revenue
-
Expenses
$4,622,944
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$109$99.5$9.36$4.58
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$103$93.1$9.44$4.62
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$98.0$88.7$9.21$4.72