Civic Intelligence

Lakeview Credit Union

EIN 39-0774816

PO Box 64854957
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.91x

Higher debt load relative to assets than 90% of similar nonprofits.

$100M-$250M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

54th percentile

6.2%

Faster asset growth than 54% of similar nonprofits.

$100M-$250M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$108,859,557

Up $6,317,662 (+6.2%) from 2011

Liabilities

Up

$99,495,792

Up $6,395,031 (+6.9%) from 2011

Net Assets

Down

$9,363,765

Down $77,369 (-0.8%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$4,578,751

Down $44,193 (-1.0%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $97,956,993Liabilities 2010: $88,744,010Net Assets 2010: $9,212,9832010Assets 2011: $102,541,895Liabilities 2011: $93,100,761Net Assets 2011: $9,441,1342011Assets 2012: $108,859,557Liabilities 2012: $99,495,792Net Assets 2012: $9,363,7652012

Highlighted filing

2012

Assets$108,859,557
Liabilities$99,495,792
Net Assets$9,363,765

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $4,724,1312010Expenses 2011: $4,622,9442011Expenses 2012: $4,578,7512012

Highlighted filing

2012

Revenue-
Expenses$4,578,751
Net Income-

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Aug 9, 2013
Return Version
2012v2.1
Gross Receipts
$4,677,799
Mission and Program Overview

Major Activities

Activity 2
We funded 1625 loans during 2012. As of 12/31/12, we had 739 mortgages/home equity lines, 1950 consumer loans, and 98 member business loans. We also had 681 credit card accounts with members.
Filing and Contact Details

Filer

EIN
39-0774816
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IRS990ScheduleO/GeneralExplanation/Explanation0Filed extension for the 990-T
IRS990ScheduleO/GeneralExplanation/Explanation1The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/GeneralExplanation/Explanation2The Board of Directors is elected by the membership utilizing their one vote per member.
IRS990ScheduleO/GeneralExplanation/Explanation3Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization9s bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/GeneralExplanation/Explanation4The 990 is reviewed by the President and Board before being filed to ensure accuracy.
IRS990ScheduleO/GeneralExplanation/Explanation5It is reviewed with all staff and driectors annually
IRS990ScheduleO/GeneralExplanation/Explanation6A Compensation committee made up of independent directors works with an outside compensation firm.

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