Civic Intelligence

Badger Campus Credit Union

990 • Fiscal year 2011 • EIN 39-0667865

Jan 01, 2011 to Dec 31, 2011 • Filed on Apr 23, 2012

Organization Profile

View Organization Page

1101 Spring Street53715
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.83x

Higher debt load relative to assets than 88% of similar nonprofits.

2011 filings • $10M-$25M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

61st percentile

4.6%

Faster asset growth than 61% of similar nonprofits.

2011 filings • $10M-$25M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets88th percentile

Assets

Up

$13,337,161

Up $590,427 (+4.6%) from 2010

Net Assets

Down

$2,220,411

Down $161,347 (-6.8%) from 2010

Liabilities

Up

$11,116,750

Up $751,774 (+7.3%) from 2010

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$725,240

Down $24,092 (-3.2%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth61st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $12,746,734Liabilities 2010: $10,364,976Net Assets 2010: $2,381,7582010Assets 2011: $13,337,161Liabilities 2011: $11,116,750Net Assets 2011: $2,220,4112011Assets 2012: $13,161,644Liabilities 2012: $11,146,046Net Assets 2012: $2,015,5982012

Highlighted filing

2011

Assets$13,337,161
Liabilities$11,116,750
Net Assets$2,220,411
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0Expenses 2010: $749,3322010Expenses 2011: $725,2402011Expenses 2012: $669,5442012

Highlighted filing

2011

Revenue-
Expenses$725,240
Net Income-
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Apr 23, 2012
Return Version
2011v1.2
Gross Receipts
$563,893
Mission and Program Overview

Major Activities

Activity 2
We funded 669 loans during 2011 As of 123111 we had 46 mortgagehome equity lines and 552 consumer loans We also had 471 credit card accounts with our members
Filing and Contact Details

Filer

EIN
39-0667865
Raw XML Appendix386 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/InvestmentsProgramRelated/Description2Corporate Central CU PIC&MCS
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IRS990ScheduleO/GeneralExplanation/Explanation0The 990-T has been extended and will be filed prior to the extended due date of 11152012 Estimates were used to prepare the 990 for numbers related to the 990-T
IRS990ScheduleO/GeneralExplanation/Explanation1The organization consists of members To be a member one must have a sharesavings account Each member has one vote to elect the governing body Board of Directors
IRS990ScheduleO/GeneralExplanation/Explanation2The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/GeneralExplanation/Explanation3Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency ie NCUA Wisconsin Office of Credit Unions
IRS990ScheduleO/GeneralExplanation/Explanation4The final form 990 will be available for review at a board meeting and the board will have a vote to accept this document for filing with the IRS
IRS990ScheduleO/GeneralExplanation/Explanation5Done during Orginizational meeting following annual meeting
IRS990ScheduleO/GeneralExplanation/Explanation6Personal Committee Meetings and League Survey
IRS990ScheduleO/GeneralExplanation/Explanation7Personal Committee Meetings and League Survey
IRS990ScheduleO/GeneralExplanation/Explanation8Print and distribute upon request
IRS990ScheduleO/GeneralExplanation/Explanation9We went from open-end lending to closed-end lending to members
IRS990ScheduleO/GeneralExplanation/Identifier001. Unrelated business income explanation (Part V, line 3b)
IRS990ScheduleO/GeneralExplanation/Identifier102. Members or stockholder classes and rights (Part VI, line 6)
IRS990ScheduleO/GeneralExplanation/Identifier203. Member election for additional members (Part VI, line 7a)
IRS990ScheduleO/GeneralExplanation/Identifier304. Governing body decisions (Part VI, line 7b)
IRS990ScheduleO/GeneralExplanation/Identifier405. Form 990 governing body review (Part VI, line 11)
IRS990ScheduleO/GeneralExplanation/Identifier506. Conflict of interest policy compliance (Part VI, line 12c)
IRS990ScheduleO/GeneralExplanation/Identifier607. CEO, executive director, top management comp (Part VI, line 15a)
IRS990ScheduleO/GeneralExplanation/Identifier708. Other officer or key employee compensation (Part VI, line 15b
IRS990ScheduleO/GeneralExplanation/Identifier809. Governing documents, etc, available to public (Part VI, line 19)
IRS990ScheduleO/GeneralExplanation/Identifier910. Cessation of, or significant change to, any program service (Part III, line 3)
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ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0390667865
ReturnHeader/Filer/Name/BusinessNameLine10Badger Campus Credit Union
ReturnHeader/Filer/NameControl0BADG
ReturnHeader/Filer/USAddress/AddressLine101101 Spring Street
ReturnHeader/Filer/USAddress/City0Madison
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode053715
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ReturnHeader/Officer/DateSigned02012-04-23
ReturnHeader/Officer/Name0Carl F Mundth
ReturnHeader/Officer/Phone06082623757
ReturnHeader/Officer/Title0PresidentCEO
ReturnHeader/Preparer/DatePrepared02012-04-24
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10WCUL Services Corp
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Pewaukee
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0WI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode053072
ReturnHeader/Preparer/Name0Cari Thompson
ReturnHeader/Preparer/Phone02625490200
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-04-24T09:09:01-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$13,337,161
Liabilities
$11,116,750
Net assets
$2,220,411
Revenue
-
Expenses
$725,240
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.2$11.1$2.02$0.67
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.3$11.1$2.22$0.73
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.7$10.4$2.38$0.75