Civic Intelligence

Badger Campus Credit Union

EIN 39-0667865

1101 Spring Street53715
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.85x

Higher debt load relative to assets than 91% of similar nonprofits.

$10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

27th percentile

-1.3%

Faster asset growth than 27% of similar nonprofits.

$10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Down

$13,161,644

Down $175,517 (-1.3%) from 2011

Liabilities

Up

$11,146,046

Up $29,296 (+0.3%) from 2011

Net Assets

Down

$2,015,598

Down $204,813 (-9.2%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$669,544

Down $55,696 (-7.7%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $12,746,734Liabilities 2010: $10,364,976Net Assets 2010: $2,381,7582010Assets 2011: $13,337,161Liabilities 2011: $11,116,750Net Assets 2011: $2,220,4112011Assets 2012: $13,161,644Liabilities 2012: $11,146,046Net Assets 2012: $2,015,5982012

Highlighted filing

2012

Assets$13,161,644
Liabilities$11,146,046
Net Assets$2,015,598

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0Expenses 2010: $749,3322010Expenses 2011: $725,2402011Expenses 2012: $669,5442012

Highlighted filing

2012

Revenue-
Expenses$669,544
Net Income-

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Aug 14, 2013
Return Version
2012v2.1
Gross Receipts
$464,731
Mission and Program Overview

Major Activities

Activity 2
We funded 669 loans during 2012. As of 12/31/12, we had 46 mortgage/home equity lines, and 552 consumer loans. We also had 471 credit card accounts with our members.
Filing and Contact Details

Filer

EIN
39-0667865
Raw XML AppendixShowing 400 of 407 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/InvestmentsProgramRelated/Description2Corporate Central CU PIC&MCS
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IRS990ScheduleO/GeneralExplanation/Explanation0The 990-T has been extended and will be filed prior to the extended due date of 11/15/2013. Estimates were used to prepare the 990 for numbers related to the 990-T.
IRS990ScheduleO/GeneralExplanation/Explanation1The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/GeneralExplanation/Explanation2The Board of Directors is elected by the membership utilizing their one vote per member.
IRS990ScheduleO/GeneralExplanation/Explanation3Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization9s bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/GeneralExplanation/Explanation4The final form 990 will be available for review at a board meeting and the board will have a vote to accept this document for filing with the IRS.
IRS990ScheduleO/GeneralExplanation/Explanation5Done during Orginizational meeting following annual meeting.
IRS990ScheduleO/GeneralExplanation/Explanation6Personal Committee Meetings and League Survey.
IRS990ScheduleO/GeneralExplanation/Explanation7Personal Committee Meetings and League Survey.
IRS990ScheduleO/GeneralExplanation/Explanation8Print and distribute upon request.
IRS990ScheduleO/GeneralExplanation/Explanation9We went from open-end lending to closed end lendgin to our members
IRS990ScheduleO/GeneralExplanation/Explanation10We went from open-end lending to closed-end lending to members
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IRS990ScheduleO/GeneralExplanation/ReturnReference9Significant program services not listed on prior year return Part III line 2
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ReturnHeader/BuildTS02016-02-24 21:20:13Z
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ReturnHeader/Filer/USAddress/AddressLine101101 Spring Street
ReturnHeader/Filer/USAddress/City0Madison
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode053715
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ReturnHeader/Officer/DateSigned02013-08-14
ReturnHeader/Officer/Name0Carl F Mundth
ReturnHeader/Officer/Phone06082510621
ReturnHeader/Officer/Title0PresidentCEO
ReturnHeader/Preparer/DatePrepared02013-08-15
ReturnHeader/PreparerFirm/EIN0391127312
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10WCUL Services Corp
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Pewaukee
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0WI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode053072

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