Civic Intelligence

Oscoda Education Opportunity Foundation

EIN 38-3084743 • 501(c)3 • Oscoda, MI

Profile

Award scholarships for college education

PO Box 618 3550 River RdOscoda, MI 48750

oscodaeducationfoundation.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

19th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

20th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

84th percentile

37%

Higher net margin than 84% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

67th percentile

10%

Faster asset growth than 67% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

66th percentile

19%

Faster revenue growth than 66% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Up

$1,529,758

Up $144,084 (+10%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$1,529,758

Up $144,084 (+10%) from 2024

Revenue

Up

$179,058

Up $28,492 (+19%) from 2024

Expenses

Up

$112,821

Up $5,053 (+4.7%) from 2024

Net Income

Up

$66,237

Up $23,439 (+55%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $838,539Liabilities 2011: $0Net Assets 2011: $838,5392011Assets 2012: $838,539Liabilities 2012: $0Net Assets 2012: $838,5392012Assets 2013: $1,115,678Liabilities 2013: $0Net Assets 2013: $1,115,6782013Assets 2014: $1,132,158Liabilities 2014: $0Net Assets 2014: $1,132,1582014Assets 2015: $1,075,001Liabilities 2015: $0Net Assets 2015: $1,075,0012015Assets 2016: $1,091,804Liabilities 2016: $0Net Assets 2016: $1,091,8042016Assets 2017: $1,217,984Liabilities 2017: $0Net Assets 2017: $1,217,9842017Assets 2018: $1,086,148Liabilities 2018: $1,859Net Assets 2018: $1,084,2892018Assets 2019: $1,246,102Liabilities 2019: $0Net Assets 2019: $1,246,1022019Assets 2020: $1,352,871Liabilities 2020: $0Net Assets 2020: $1,352,8712020Assets 2021: $1,451,392Liabilities 2021: $0Net Assets 2021: $1,451,3922021Assets 2022: $1,197,376Liabilities 2022: $0Net Assets 2022: $1,197,3762022Assets 2023: $1,322,068Liabilities 2023: $0Net Assets 2023: $1,322,0682023Assets 2024: $1,385,674Liabilities 2024: $0Net Assets 2024: $1,385,6742024Assets 2025: $1,529,758Liabilities 2025: $0Net Assets 2025: $1,529,7582025

Highlighted filing

2025

Assets$1,529,758
Liabilities$0
Net Assets$1,529,758

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $24,452Expenses 2011: $48,716Net Income 2011: -$24,2642011Revenue 2012: $24,452Expenses 2012: $48,716Net Income 2012: -$24,2642012Revenue 2013: $258,832Expenses 2013: $50,970Net Income 2013: $207,8622013Revenue 2014: $78,154Expenses 2014: $51,309Net Income 2014: $26,8452014Revenue 2015: $82,341Expenses 2015: $75,792Net Income 2015: $6,5492015Revenue 2016: $44,298Expenses 2016: $72,175Net Income 2016: -$27,8772016Revenue 2017: $88,200Expenses 2017: $68,719Net Income 2017: $19,4812017Revenue 2018: $121,461Expenses 2018: $84,789Net Income 2018: $36,6722018Revenue 2019: $85,350Expenses 2019: $80,142Net Income 2019: $5,2082019Revenue 2020: $89,729Expenses 2020: $82,122Net Income 2020: $7,6072020Revenue 2021: $161,146Expenses 2021: $91,089Net Income 2021: $70,0572021Revenue 2022: $109,720Expenses 2022: $71,066Net Income 2022: $38,6542022Revenue 2023: $89,549Expenses 2023: $91,778Net Income 2023: -$2,2292023Revenue 2024: $150,566Expenses 2024: $107,768Net Income 2024: $42,7982024Revenue 2025: $179,058Expenses 2025: $112,821Net Income 2025: $66,2372025

Highlighted filing

2025

Revenue$179,058
Expenses$112,821
Net Income$66,237

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.53$0.00$1.53$0.18$0.11$0.07
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.39$0.00$1.39$0.15$0.11$0.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.32$0.00$1.32$0.09$0.09$0.00
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.20$0.00$1.20$0.11$0.07$0.04
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.45$0.00$1.45$0.16$0.09$0.07
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.35$0.00$1.35$0.09$0.08$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.25$0.00$1.25$0.09$0.08$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.09$0.00$1.08$0.12$0.08$0.04
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.22$0.00$1.22$0.09$0.07$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.09$0.00$1.09$0.04$0.07$0.03
2015Detailed filing. Detailed filing data is available for this year.$1.08$0.00$1.08$0.08$0.08$0.01
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.13$0.00$1.13$0.08$0.05$0.03
2013Detailed filing. Detailed filing data is available for this year.$1.12$0.00$1.12$0.26$0.05$0.21
2012Summary only. Only limited summary data is available for this year.$0.84$0.00$0.84$0.02$0.05$0.02
2011Summary only. Only limited summary data is available for this year.$0.84$0.00$0.84$0.02$0.05$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 16, 2026
Return Version
2025v4.0
Gross Receipts
$411,900
Mission and Program Overview

Mission

Award scholarships for college education

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$1,385,674$1,529,758▲ $144,084
Investments in Publicly Traded Securities$1,347,604$1,450,610▲ $103,006
Savings and Temporary Cash Investments$38,070$79,149▲ $41,079
Cash and Non-Interest-Bearing Accounts-$-1-
Total Assets$1,385,674$1,529,758▲ $144,084
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,385,674$1,529,758▲ $144,084
Total Liabilities and Net Assets / Fund Balance$1,385,674$1,529,758▲ $144,084
Compensation and Service Providers

Board Members and Trustees

NameTitle
Jane NegroPresident
Jennifer LueckTrustee
Laura FranklinTrustee
Scott MooreTrustee
Kelly AlexanderTrustee / as
Anne HolleySecretary
Jennifer LeeTreasurer
Jonathan DettmerVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$66,992
Program Service Revenue
$0
Investment Income
$112,066
Other Revenue
$0
All Other Contributions
$51,992
Change in Net Assets
$66,237
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$86,254
Other Expenses$26,567
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$82,500--$82,500
Fees for Service Investment Mgmnt Fees-$15,775-$15,775
Fees for Services Accounting-$4,520-$4,520
Grants to Domestic Orgs$3,754--$3,754
Office Expenses-$3,132-$3,132
Advertising-$2,538-$2,538
Conferences and Meetings-$345-$345
Insurance-$257-$257
Total Functional Expenses$86,254$26,567$0$112,821
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Review of the 990 is completed by the president prior to filing.

Form 990, Page 6, Part VI, Line 19

Documents are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Oscoda Educ Opportunity Foundation
EIN
38-3084743
Phone
9897398566
Address
PO BOX 618 3550 RIVER RD, OSCODA, MI 48750

Signing Officer

Name
Jennifer Lee
Title
Treasurer
Phone
9897398566
Signed
2026-02-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jane Negro
Formed
2000
Legal Domicile
Mi
Voting Board Members
9
Independent Board Members
9
Employees
0
Volunteers
8

Preparer

Firm
Stephenson & Company Pc
Address
PO BOX 592, EAST TAWAS, MI 48730-0592
Preparer
Allison Shelton CPA
Phone
9893624491
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

The board is entirely made up of volunteers, and some scholarships require a representative of their organization to sit on the scholarship committee for the scholarship.

Form 990, Page 2, Part III, Line 4D

Mini grant payments totaling 3,754 were paid to oscoda area schools for teachers to fund various programs.

Raw XML Appendix346 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt029222
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt022239
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0205704
IRS990ScheduleA/TotalSupportAmt0379652
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleI/GrantRecordsMaintainedInd0true
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt076500
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt16000
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0IND. SCHOLARSHIPS UNDER
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt15,000 EACH FOR STUDENTS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt2FROM OSCODA AREA SCHOOLS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt3ATTENDING COLLEGE
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt4A. LOPEZ - OLIVET UNIV.
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt037
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt11
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0TO ENSURE THE SCHOLARSHIPS ARE USED FOR THEIR INTENDED PURPOSES:THE CHECKS ARE ISSUED TO THE INDIVIDUAL AND HIS/HER APPLICABLE COLLEGE OR INSTITUTION AS AWARDED. ANY REOCCURRING SCHOLARSHIP IS AWARDED AFTER THE RECIPIENT HAS PROVIDED CURRENT GRADES AND CLASS SCHEDULES TO THE COMMITTEE. AGAIN, BOTH THE INDIVIDUAL AND HIS/HER APPLICABLE COLLEGE OR INSTITUTION IS LISTED ON THE CHECK AS PAYEE.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE I, PAGE 1, PART I, LINE 2
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD IS ENTIRELY MADE UP OF VOLUNTEERS, AND SOME SCHOLARSHIPS REQUIRE A REPRESENTATIVE OF THEIR ORGANIZATION TO SIT ON THE SCHOLARSHIP COMMITTEE FOR THE SCHOLARSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MINI GRANT PAYMENTS TOTALING 3,754 WERE PAID TO OSCODA AREA SCHOOLS FOR TEACHERS TO FUND VARIOUS PROGRAMS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2REVIEW OF THE 990 IS COMPLETED BY THE PRESIDENT PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01385674
IRS990/TotalAssetsEOYAmt01529758
IRS990/TotalAssetsGrp/BOYAmt01385674
IRS990/TotalAssetsGrp/EOYAmt01529758
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt066992
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt026567
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt086254
IRS990/TotalFunctionalExpensesGrp/TotalAmt0112821
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01385674
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01529758
IRS990/TotalOtherProgSrvcExpenseAmt03754
IRS990/TotalOtherProgSrvcGrantAmt03754
IRS990/TotalProgramServiceExpensesAmt086254
IRS990/TotalRevenueGrp/ExclusionAmt095136
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt016930
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0179058
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01385674
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01529758
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0OSCODAEDUCATIONFOUNDATION.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JENNIFER LEE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum09897398566
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0OSCODA EDUC OPPORTUNITY FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0OSCO
ReturnHeader/Filer/EIN0383084743
ReturnHeader/Filer/PhoneNum09897398566
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 618 3550 RIVER RD
ReturnHeader/Filer/USAddress/CityNm0OSCODA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048750
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0383372824
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0STEPHENSON & COMPANY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 592
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EAST TAWAS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0487300592
ReturnHeader/PreparerPersonGrp/PhoneNum09893624491
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ALLISON SHELTON CPA
ReturnHeader/ReturnTs02026-02-19T16:46:11-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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