Civic Intelligence

Chatham Housing Authority

990EZ • Fiscal year 2019 • EIN 38-2780662

Jan 01, 2019 to Dec 31, 2019 • Filed on Mar 05, 2020

PO Box 799Cedar Springs, MI 49319

(616) 696-9678

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

2.56x

Higher debt load relative to assets than 97% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

99th percentile

4.54x

Higher debt load relative to revenue than 99% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Net Margin

27th percentile

-7.5%

Higher net margin than 27% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

35th percentile

-4.8%

Faster asset growth than 35% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

47th percentile

-0.6%

Faster revenue growth than 47% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Assets

Down

$143,797

Down $7,295 (-4.8%) from 2018

Net Assets

Down

-$224,410

Down $6,101 (-2.8%) from 2018

Liabilities

Down

$368,207

Down $1,194 (-0.3%) from 2018

Revenue

Down

$81,100

Down $472 (-0.6%) from 2018

Expenses

Up

$87,201

Up $921 (+1.1%) from 2018

Net Income

Down

-$6,101

Down $1,393 (-30%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0-$200K-$400KAssets 2010: $230,281Liabilities 2010: $401,439Net Assets 2010: -$171,1582010Assets 2011: $242,979Liabilities 2011: $399,189Net Assets 2011: -$156,2102011Assets 2012: $241,393Liabilities 2012: $396,482Net Assets 2012: -$155,0892012Assets 2013: $231,807Liabilities 2013: $390,133Net Assets 2013: -$158,3262013Assets 2014: $220,897Liabilities 2014: $387,397Net Assets 2014: -$166,5002014Assets 2015: $204,234Liabilities 2015: $384,405Net Assets 2015: -$180,1712015Assets 2016: $176,754Liabilities 2016: $376,863Net Assets 2016: -$200,1092016Assets 2017: $159,785Liabilities 2017: $373,386Net Assets 2017: -$213,6012017Assets 2018: $151,092Liabilities 2018: $369,401Net Assets 2018: -$218,3092018Assets 2019: $143,797Liabilities 2019: $368,207Net Assets 2019: -$224,4102019Assets 2020: $128,862Liabilities 2020: $364,490Net Assets 2020: -$235,6282020Assets 2021: $136,603Liabilities 2021: $355,0842021Assets 2022: $140,357Liabilities 2022: $357,396Net Assets 2022: -$217,0392022Assets 2023: $144,111Liabilities 2023: $349,2482023Assets 2024: $151,214Liabilities 2024: $341,806Net Assets 2024: -$190,5922024

Highlighted filing

2019

Assets$143,797
Liabilities$368,207
Net Assets-$224,410

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $69,255Expenses 2010: $77,413Net Income 2010: -$8,1582010Revenue 2011: $98,818Expenses 2011: $83,870Net Income 2011: $14,9482011Revenue 2012: $101,049Expenses 2012: $99,928Net Income 2012: $1,1212012Revenue 2013: $99,393Expenses 2013: $102,630Net Income 2013: -$3,2372013Revenue 2014: $93,840Expenses 2014: $102,014Net Income 2014: -$8,1742014Revenue 2015: $98,775Expenses 2015: $112,446Net Income 2015: -$13,6712015Revenue 2016: $96,408Expenses 2016: $116,346Net Income 2016: -$19,9382016Revenue 2017: $95,464Expenses 2017: $108,956Net Income 2017: -$13,4922017Revenue 2018: $81,572Expenses 2018: $86,280Net Income 2018: -$4,7082018Revenue 2019: $81,100Expenses 2019: $87,201Net Income 2019: -$6,1012019Revenue 2020: $79,476Expenses 2020: $90,694Net Income 2020: -$11,2182020Revenue 2021: $93,629Expenses 2021: $76,482Net Income 2021: $17,1472021Revenue 2022: $96,313Expenses 2022: $94,871Net Income 2022: $1,4422022Revenue 2023: $107,601Expenses 2023: $95,699Net Income 2023: $11,9022023Revenue 2024: $116,555Expenses 2024: $102,010Net Income 2024: $14,5452024

Highlighted filing

2019

Revenue$81,100
Expenses$87,201
Net Income-$6,101
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Mar 5, 2020
Return Version
2019v5.0
Gross Receipts
$81,100
Mission and Program Overview

Mission

To provide affordable housing to low-income individuals

Program Services

DescriptionGrantsExpenses
OWN AND OPERATE A 12 UNIT MULTI-FAMILY HOUSING UNIT. RENTAL ASSISTANCE IS PROVIDED TO TENANTS WHO MEET PROGRAM REQUIREMENTS.-$82,683
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
WILMA HILLPresident-$0--
PEGGY MAKIVice Preside-$0--
GINA MAKISecretary/Tr-$0--
LOUISE HEETIDirector-$0--
PAUL KELTODirector-$0--
Filing and Contact Details

Filer

Filer Name
Chatham Housing Authority
EIN
38-2780662
Address
PO BOX 799, CEDAR SPRINGS, MI 49319

Signing Officer

Name
Wilma Hill
Title
President
Signed
2020-03-05
Discuss with paid preparer
Yes

Preparer

Firm
David J Ambrose CPA Pllc
Address
836 CENTENNIAL WAY STE 110, LANSING, MI 48917
Preparer
David J Ambrose
Phone
5173191040
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

Miscellaneous 357 total 357

Form 990-ez, Part I, Line 16

Expenses advertising 251 office expense 1,660 telephone & answering svc 1,082 other admin 568 interest 7,316 non-investment depreciation 10,376 total 21,253

Form 990-ez, Part II, Line 24

Accounts receivable 0 516 prepaid expenses and deferred charges 616 616 building & personal property 477,012 478,762 less accumulated depreciation 426,824 437,200 total 50,804 42,694

Form 990-ez, Part II, Line 26

Accounts payable and accrued expenses 8,708 13,076 mortgage and other notes payable 360,693 355,131

Raw XML Appendix158 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0RED OAK MANAGEMENT CO INC
IRS990EZ/BooksInCareOfDetail/PhoneNum06166969678
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 799
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CEDAR SPRINGS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd049319
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt063374
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt064189
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-6101
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt018229
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0151092
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0143797
IRS990EZ/GrossReceiptsAmt081100
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0265
IRS990EZ/LandAndBuildingsGrp/BOYAmt036914
IRS990EZ/LandAndBuildingsGrp/EOYAmt036914
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-218309
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-224410
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-218309
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-224410
IRS990EZ/OccupancyRentUtltsAndMaintAmt047719
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0WILMA HILL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1PEGGY MAKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2GINA MAKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3LOUISE HEETI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4PAUL KELTO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY/TR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt050804
IRS990EZ/OtherAssetsTotalDetail/EOYAmt042694
IRS990EZ/OtherExpensesTotalAmt021253
IRS990EZ/OtherRevenueTotalAmt0357
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE AFFORDABLE HOUSING TO LOW-INCOME INDIVIDUALS
IRS990EZ/ProgramServiceRevenueAmt080478
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0OWN AND OPERATE A 12 UNIT MULTI-FAMILY HOUSING UNIT. RENTAL ASSISTANCE IS PROVIDED TO TENANTS WHO MEET PROGRAM REQUIREMENTS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt082683
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0369401
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0368207
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt087201
IRS990EZ/TotalProgramServiceExpensesAmt082683
IRS990EZ/TotalRevenueAmt081100
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0MISCELLANEOUS INCOME 2,260
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt051342
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt049949
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt051164
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt051827
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt047559
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0251841
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0265
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt099
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt070
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0102
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt093
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0629
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0245419
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt0357
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt0839
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt0102
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt0441
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt0521
IRS990ScheduleA/OtherIncome170Grp/TotalAmt02260
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.98870
IRS990ScheduleA/PublicSupportPY170Pct00.98940
IRS990ScheduleA/PublicSupportTotal170Amt0251841
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt051342
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt049949
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt051164
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt051827
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt047559
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0251841
IRS990ScheduleA/TotalSupportAmt0254730
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISCELLANEOUS 357 TOTAL 357
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES ADVERTISING 251 OFFICE EXPENSE 1,660 TELEPHONE & ANSWERING SVC 1,082 OTHER ADMIN 568 INTEREST 7,316 NON-INVESTMENT DEPRECIATION 10,376 TOTAL 21,253
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS RECEIVABLE 0 516 PREPAID EXPENSES AND DEFERRED CHARGES 616 616 BUILDING & PERSONAL PROPERTY 477,012 478,762 LESS ACCUMULATED DEPRECIATION 426,824 437,200 TOTAL 50,804 42,694
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTS PAYABLE AND ACCRUED EXPENSES 8,708 13,076 MORTGAGE AND OTHER NOTES PAYABLE 360,693 355,131
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02020-09-23 17:36:50Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0WILMA HILL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-03-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHATHAM HOUSING AUTHORITY
ReturnHeader/Filer/BusinessNameControlTxt0CHAT
ReturnHeader/Filer/EIN0382780662
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 799
ReturnHeader/Filer/USAddress/CityNm0CEDAR SPRINGS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049319
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId071C485E6CA1919E989416153F4F1505F0CFAD2B1
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId071C485E6CA1919E989416153F4F1505F0CFAD2B1
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt068.62.76.183
ReturnHeader/FilingSecurityInformation/IPDt02020-03-24
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm009:31:38
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0454082997
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DAVID J AMBROSE CPA PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0836 CENTENNIAL WAY STE 110
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LANSING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd048917
ReturnHeader/PreparerPersonGrp/PhoneNum05173191040
ReturnHeader/PreparerPersonGrp/PreparationDt02020-03-24
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DAVID J AMBROSE
ReturnHeader/ReturnTs02020-03-24T09:31:38-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.51$3.42$1.91$1.17$1.02$0.15
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.44$3.49$1.08$0.96$0.12
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.40$3.57$2.17$0.96$0.95$0.01
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.37$3.55$0.94$0.76$0.17
2020Detailed filing. Detailed filing data is available for this year.$1.29$3.64$2.36$0.79$0.91$0.11
2019Detailed filing. Detailed filing data is available for this year.$1.44$3.68$2.24$0.81$0.87$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.51$3.69$2.18$0.82$0.86$0.05
2017Detailed filing. Detailed filing data is available for this year.$1.60$3.73$2.14$0.95$1.09$0.13
2016Detailed filing. Detailed filing data is available for this year.$1.77$3.77$2.00$0.96$1.16$0.20
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$2.04$3.84$1.80$0.99$1.12$0.14
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$2.21$3.87$1.67$0.94$1.02$0.08
2013Detailed filing. Detailed filing data is available for this year.$2.32$3.90$1.58$0.99$1.03$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.41$3.96$1.55$1.01$1.00$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.43$3.99$1.56$0.99$0.84$0.15
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.30$4.01$1.71$0.69$0.77$0.08