Civic Intelligence

Chatham Housing Authority

EIN 38-2780662 • 501(c)3 • Chatham, MI

Profile

To provide affordable housing to low-income individuals

PO Box 15Chatham, MI 49816

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

2.26x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

98th percentile

2.93x

Higher debt load relative to revenue than 98% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

67th percentile

12%

Higher net margin than 67% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

62nd percentile

4.9%

Faster asset growth than 62% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

62nd percentile

8.3%

Faster revenue growth than 62% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets96th percentile

Assets

Up

$151,214

Up $7,103 (+4.9%) from 2023

Liabilities

Down

$341,806

Down $7,442 (-2.1%) from 2023

Net Assets

-$190,592

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue98th percentileNet Margin67th percentile

Revenue

Up

$116,555

Up $8,954 (+8.3%) from 2023

Expenses

Up

$102,010

Up $6,311 (+6.6%) from 2023

Net Income

Up

$14,545

Up $2,643 (+22%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth62nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0-$200K-$400KAssets 2010: $230,281Liabilities 2010: $401,439Net Assets 2010: -$171,1582010Assets 2011: $242,979Liabilities 2011: $399,189Net Assets 2011: -$156,2102011Assets 2012: $241,393Liabilities 2012: $396,482Net Assets 2012: -$155,0892012Assets 2013: $231,807Liabilities 2013: $390,133Net Assets 2013: -$158,3262013Assets 2014: $220,897Liabilities 2014: $387,397Net Assets 2014: -$166,5002014Assets 2015: $204,234Liabilities 2015: $384,405Net Assets 2015: -$180,1712015Assets 2016: $176,754Liabilities 2016: $376,863Net Assets 2016: -$200,1092016Assets 2017: $159,785Liabilities 2017: $373,386Net Assets 2017: -$213,6012017Assets 2018: $151,092Liabilities 2018: $369,401Net Assets 2018: -$218,3092018Assets 2019: $143,797Liabilities 2019: $368,207Net Assets 2019: -$224,4102019Assets 2020: $128,862Liabilities 2020: $364,490Net Assets 2020: -$235,6282020Assets 2021: $136,603Liabilities 2021: $355,0842021Assets 2022: $140,357Liabilities 2022: $357,396Net Assets 2022: -$217,0392022Assets 2023: $144,111Liabilities 2023: $349,2482023Assets 2024: $151,214Liabilities 2024: $341,806Net Assets 2024: -$190,5922024

Highlighted filing

2024

Assets$151,214
Liabilities$341,806
Net Assets-$190,592
Open 2024 Filing

Operations Trend

Revenue Growth62nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $69,255Expenses 2010: $77,413Net Income 2010: -$8,1582010Revenue 2011: $98,818Expenses 2011: $83,870Net Income 2011: $14,9482011Revenue 2012: $101,049Expenses 2012: $99,928Net Income 2012: $1,1212012Revenue 2013: $99,393Expenses 2013: $102,630Net Income 2013: -$3,2372013Revenue 2014: $93,840Expenses 2014: $102,014Net Income 2014: -$8,1742014Revenue 2015: $98,775Expenses 2015: $112,446Net Income 2015: -$13,6712015Revenue 2016: $96,408Expenses 2016: $116,346Net Income 2016: -$19,9382016Revenue 2017: $95,464Expenses 2017: $108,956Net Income 2017: -$13,4922017Revenue 2018: $81,572Expenses 2018: $86,280Net Income 2018: -$4,7082018Revenue 2019: $81,100Expenses 2019: $87,201Net Income 2019: -$6,1012019Revenue 2020: $79,476Expenses 2020: $90,694Net Income 2020: -$11,2182020Revenue 2021: $93,629Expenses 2021: $76,482Net Income 2021: $17,1472021Revenue 2022: $96,313Expenses 2022: $94,871Net Income 2022: $1,4422022Revenue 2023: $107,601Expenses 2023: $95,699Net Income 2023: $11,9022023Revenue 2024: $116,555Expenses 2024: $102,010Net Income 2024: $14,5452024

Highlighted filing

2024

Revenue$116,555
Expenses$102,010
Net Income$14,545
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$151,214
Liabilities
$341,806
Net assets
-$190,592
Revenue
$116,555
Expenses
$102,010
Net income
$14,545
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.51$3.42$1.91$1.17$1.02$0.15
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.44$3.49$1.08$0.96$0.12
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.40$3.57$2.17$0.96$0.95$0.01
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.37$3.55$0.94$0.76$0.17
2020Detailed filing. Detailed filing data is available for this year.$1.29$3.64$2.36$0.79$0.91$0.11
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.44$3.68$2.24$0.81$0.87$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.51$3.69$2.18$0.82$0.86$0.05
2017Detailed filing. Detailed filing data is available for this year.$1.60$3.73$2.14$0.95$1.09$0.13
2016Detailed filing. Detailed filing data is available for this year.$1.77$3.77$2.00$0.96$1.16$0.20
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$2.04$3.84$1.80$0.99$1.12$0.14
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$2.21$3.87$1.67$0.94$1.02$0.08
2013Detailed filing. Detailed filing data is available for this year.$2.32$3.90$1.58$0.99$1.03$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.41$3.96$1.55$1.01$1.00$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.43$3.99$1.56$0.99$0.84$0.15
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.30$4.01$1.71$0.69$0.77$0.08
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 30, 2025
Return Version
2024v5.0
Gross Receipts
$116,555
Mission and Program Overview

Mission

To provide affordable housing to low-income individuals

Program Services

DescriptionGrantsExpenses
OWN AND OPERATE A 12 UNIT MULTI-FAMILY HOUSING UNIT. RENTAL ASSISTANCE IS PROVIDED TO TENANTS WHO MEET PROGRAM REQUIREMENTS.-$97,361
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
WILMA HILLPresident-$0--
CINDY KALLIOVice Preside-$0--
GINA MAKISecretary/Tr-$0--
BEVERLY PARKINSONDirector-$0--
RHONDA SEPPANENDirector-$0--
Filing and Contact Details

Filer

Filer Name
Chatham Housing Authority
EIN
38-2780662
Phone
5172722900
Address
PO BOX 15, CHATHAM, MI 49816

Signing Officer

Name
Wilma Hill
Title
President
Phone
9064395185
Signed
2025-06-30
Discuss with paid preparer
Yes

Preparer

Firm
David J Ambrose CPA Pllc
Address
836 CENTENNIAL WAY STE 110, LANSING, MI 48917
Preparer
David J Ambrose
Phone
5173191040
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses advertising 98 office expense 2,652 telephone & answering svc 1,697 other admin 552 interest 3,872 insurance - fidelity bond 293 non-investment depreciation 4,512 total 13,676”

Form 990-ez, Part II, Line 24

“Accounts receivable 0 716 prepaid expenses and deferred charges 2,623 2,934 building & personal property 503,523 509,652 less accumulated depreciation 462,221 466,733 total 43,925 46,569”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 19,265 20,424 mortgage and other notes payable 329,983 321,382”

Raw XML Appendix151 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0KMG PRESTIGE
IRS990EZ/BooksInCareOfDetail/PhoneNum05172722900
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt03390 PINE TREE RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LANSING
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048911
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt063272
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt067731
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt014545
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt030936
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0144111
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0151214
IRS990EZ/GrossReceiptsAmt0116555
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0103
IRS990EZ/LandAndBuildingsGrp/BOYAmt036914
IRS990EZ/LandAndBuildingsGrp/EOYAmt036914
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-205137
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-190592
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-205137
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-190592
IRS990EZ/OccupancyRentUtltsAndMaintAmt057398
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0WILMA HILL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CINDY KALLIO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2GINA MAKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3BEVERLY PARKINSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4RHONDA SEPPANEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY/TR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt043925
IRS990EZ/OtherAssetsTotalDetail/EOYAmt046569
IRS990EZ/OtherExpensesTotalAmt013676
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE AFFORDABLE HOUSING TO LOW-INCOME INDIVIDUALS
IRS990EZ/ProgramServiceRevenueAmt0116452
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0OWN AND OPERATE A 12 UNIT MULTI-FAMILY HOUSING UNIT. RENTAL ASSISTANCE IS PROVIDED TO TENANTS WHO MEET PROGRAM REQUIREMENTS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt097361
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0349248
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0341806
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0102010
IRS990EZ/TotalProgramServiceExpensesAmt097361
IRS990EZ/TotalRevenueAmt0116555
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0MISCELLANEOUS INCOME 5,550
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt071255
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt064574
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt053636
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt055789
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt049984
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0295238
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0103
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0101
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt018
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt035
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt050
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0307
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0312781
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt01432
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt01603
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt01432
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt02000
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt0515
IRS990ScheduleA/OtherIncome170Grp/TotalAmt06982
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.97590
IRS990ScheduleA/PublicSupportPY170Pct00.98240
IRS990ScheduleA/PublicSupportTotal170Amt0295238
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt071255
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt064574
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt053636
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt055789
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt049984
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0295238
IRS990ScheduleA/TotalSupportAmt0302527
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES ADVERTISING 98 OFFICE EXPENSE 2,652 TELEPHONE & ANSWERING SVC 1,697 OTHER ADMIN 552 INTEREST 3,872 INSURANCE - FIDELITY BOND 293 NON-INVESTMENT DEPRECIATION 4,512 TOTAL 13,676
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS RECEIVABLE 0 716 PREPAID EXPENSES AND DEFERRED CHARGES 2,623 2,934 BUILDING & PERSONAL PROPERTY 503,523 509,652 LESS ACCUMULATED DEPRECIATION 462,221 466,733 TOTAL 43,925 46,569
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 19,265 20,424 MORTGAGE AND OTHER NOTES PAYABLE 329,983 321,382
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0WILMA HILL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09064395185
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHATHAM HOUSING AUTHORITY
ReturnHeader/Filer/BusinessNameControlTxt0CHAT
ReturnHeader/Filer/EIN0382780662
ReturnHeader/Filer/PhoneNum05172722900
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 15
ReturnHeader/Filer/USAddress/CityNm0CHATHAM
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049816
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0454082997
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DAVID J AMBROSE CPA PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0836 CENTENNIAL WAY STE 110
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LANSING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd048917
ReturnHeader/PreparerPersonGrp/PhoneNum05173191040
ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-30
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DAVID J AMBROSE
ReturnHeader/ReturnTs02025-07-16T10:42:10-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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