Credit Union Chartered in Michigan Veterans Health Administration Credit Un

990 • Fiscal year 2012 • EIN 38-1556347

Jan 01, 2012 to Dec 31, 2012

Organization Profile N/A

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.91x

Higher debt load relative to assets than 85% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2012

11.85x

Higher debt load relative to revenue than 98% of similar nonprofits.

2012 filings • $1M-$5M nonprofits • Source year 2012

4.2%

Higher net margin than 56% of similar nonprofits.

2012 filings • $1M-$5M nonprofits • Source year 2012

No value available

This filing does not contain officer compensation rows.

Source year 2012

-4.5%

Faster asset growth than 15% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2011 to 2012

-6.2%

Faster revenue growth than 32% of similar nonprofits.

2012 filings • $1M-$5M nonprofits • Annualized from 2011 to 2012

Balance Sheet

Liabilities / Assets85th percentile

Assets

Down

$3,344,503

Down $155,899 (-4.5%) from 2011

Net Assets

$317,547

Up $2,304 (+0.7%) from 2011

Liabilities

Down

$3,026,956

Down $158,203 (-5.0%) from 2011

Revenue And Expenses

Liabilities / Revenue98th percentile Net Margin56th percentile

Revenue

Down

$255,344

Down $16,745 (-6.2%) from 2011

Expenses

Down

$244,498

Down $8,889 (-3.5%) from 2011

Net Income

Down

$10,846

Down $7,856 (-42%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth15th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2012

Assets$3,344,503

Liabilities$3,026,956

Net Assets$317,547

Open 2012 Filing

Operations Trend

Revenue Growth32nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2012

Revenue$255,344

Expenses$244,498

Net Income$10,846

Open 2012 Filing

Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2014)

Jump To

Filing Snapshot

Filing Period: Jan 1, 2012 to Dec 31, 2012

Mission and Program Overview

Mission

Provide financial services and products to members.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Summary only. Only limited summary data is available for this year.

Open filing

Assets: $3,344,503
Liabilities: $3,026,956
Net assets: $317,547
Revenue: $255,344
Expenses: $244,498
Net income: $10,846

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2015Summary only. Only limited summary data is available for this year.	$2.03	$1.68	$0.35	$0.28	$0.27	$0.01
2014Detailed filing. Detailed filing data is available for this year.	$3.52	$3.18	$0.34	$0.25	$0.24	$0.01
2013Detailed filing. Detailed filing data is available for this year.	$2.85	$2.51	$0.33	$0.24	$0.22	$0.02
2012Summary only. Only limited summary data is available for this year.	$3.34	$3.03	$0.32	$0.26	$0.24	$0.01
2011Summary only. Only limited summary data is available for this year.	$3.50	$3.19	$0.32	$0.27	$0.25	$0.02