Civic Intelligence

Credit Unions in the State of New Mexico

EIN 85-6011990 • 501(c)14 • Chacon, NM

Profile

Cooperative savings and lending to members

Box 149 11 Kingfisher RoadChacon, NM 87713

www.facebook.com/rincones

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

76th percentile

0.89x

Higher debt load relative to assets than 76% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

37th percentile

12.60x

Higher debt load relative to revenue than 37% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Net Margin

70th percentile

9.0%

Higher net margin than 70% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

18th percentile

$0

Higher top officer pay than 18% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Asset Growth

99th percentile

16%

Faster asset growth than 99% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

88th percentile

24%

Faster revenue growth than 88% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Assets

Up

$5,840,916

Up $812,013 (+16%) from 2024

Liabilities

Up

$5,222,098

Up $774,735 (+17%) from 2024

Net Assets

Up

$618,818

Up $37,278 (+6.4%) from 2024

Revenue

Up

$414,363

Up $79,499 (+24%) from 2024

Expenses

Up

$377,085

Up $41,719 (+12%) from 2024

Net Income

Up

$37,278

Up $37,780 (+7526%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $2,623,593Liabilities 2010: $2,363,331Net Assets 2010: $260,2622010Assets 2011: $3,045,790Liabilities 2011: $2,758,520Net Assets 2011: $287,2702011Assets 2012: $3,341,881Liabilities 2012: $3,022,424Net Assets 2012: $319,4572012Assets 2013: $3,445,688Liabilities 2013: $3,095,039Net Assets 2013: $350,6492013Assets 2014: $3,425,161Liabilities 2014: $3,055,939Net Assets 2014: $369,2222014Assets 2015: $3,566,599Liabilities 2015: $3,173,546Net Assets 2015: $393,0532015Assets 2016: $3,814,107Liabilities 2016: $3,398,766Net Assets 2016: $415,3412016Assets 2017: $3,831,887Liabilities 2017: $3,396,043Net Assets 2017: $435,8442017Assets 2018: $4,134,280Liabilities 2018: $3,674,381Net Assets 2018: $459,8992018Assets 2019: $4,443,282Liabilities 2019: $3,957,793Net Assets 2019: $485,4892019Assets 2020: $5,001,269Liabilities 2020: $4,491,314Net Assets 2020: $509,9552020Assets 2021: $5,454,259Liabilities 2021: $4,932,199Net Assets 2021: $522,0602021Assets 2022: $4,971,196Liabilities 2022: $4,413,154Net Assets 2022: $558,0422022Assets 2023: $5,260,258Liabilities 2023: $4,678,216Net Assets 2023: $582,0422023Assets 2024: $5,028,903Liabilities 2024: $4,447,363Net Assets 2024: $581,5402024Assets 2025: $5,840,916Liabilities 2025: $5,222,098Net Assets 2025: $618,8182025

Highlighted filing

2025

Assets$5,840,916
Liabilities$5,222,098
Net Assets$618,818

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $175,1382010Expenses 2011: $174,7042011Expenses 2012: $184,2342012Revenue 2013: $206,335Expenses 2013: $175,143Net Income 2013: $31,1922013Revenue 2014: $186,935Expenses 2014: $168,362Net Income 2014: $18,5732014Revenue 2015: $203,770Expenses 2015: $179,939Net Income 2015: $23,8312015Revenue 2016: $192,218Expenses 2016: $169,930Net Income 2016: $22,2882016Revenue 2017: $201,717Expenses 2017: $181,214Net Income 2017: $20,5032017Revenue 2018: $220,986Expenses 2018: $196,931Net Income 2018: $24,0552018Revenue 2019: $264,924Expenses 2019: $239,334Net Income 2019: $25,5902019Revenue 2020: $282,860Expenses 2020: $258,394Net Income 2020: $24,4662020Revenue 2021: $295,372Expenses 2021: $283,267Net Income 2021: $12,1052021Revenue 2022: $304,903Expenses 2022: $268,922Net Income 2022: $35,9812022Revenue 2023: $319,528Expenses 2023: $295,528Net Income 2023: $24,0002023Revenue 2024: $334,864Expenses 2024: $335,366Net Income 2024: -$5022024Revenue 2025: $414,363Expenses 2025: $377,085Net Income 2025: $37,2782025

Highlighted filing

2025

Revenue$414,363
Expenses$377,085
Net Income$37,278

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$5.84$5.22$0.62$0.41$0.38$0.04
2024Detailed filing. Detailed filing data is available for this year.$5.03$4.45$0.58$0.33$0.34$0.00
2023Detailed filing. Detailed filing data is available for this year.$5.26$4.68$0.58$0.32$0.30$0.02
2022Detailed filing. Detailed filing data is available for this year.$4.97$4.41$0.56$0.30$0.27$0.04
2021Detailed filing. Detailed filing data is available for this year.$5.45$4.93$0.52$0.30$0.28$0.01
2020Detailed filing. Detailed filing data is available for this year.$5.00$4.49$0.51$0.28$0.26$0.02
2019Detailed filing. Detailed filing data is available for this year.$4.44$3.96$0.49$0.26$0.24$0.03
2018Detailed filing. Detailed filing data is available for this year.$4.13$3.67$0.46$0.22$0.20$0.02
2017Detailed filing. Detailed filing data is available for this year.$3.83$3.40$0.44$0.20$0.18$0.02
2016Detailed filing. Detailed filing data is available for this year.$3.81$3.40$0.42$0.19$0.17$0.02
2015Detailed filing. Detailed filing data is available for this year.$3.57$3.17$0.39$0.20$0.18$0.02
2014Detailed filing. Detailed filing data is available for this year.$3.43$3.06$0.37$0.19$0.17$0.02
2013Detailed filing. Detailed filing data is available for this year.$3.45$3.10$0.35$0.21$0.18$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.34$3.02$0.32$0.18
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.05$2.76$0.29$0.17
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.62$2.36$0.26$0.18