Civic Intelligence

Credit Union Chartered in Michigan Veterans Health Administration Credit Un

990 • Fiscal year 2011 • EIN 38-1556347

Jan 01, 2011 to Dec 31, 2011

Organization ProfileN/A
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.91x

Higher debt load relative to assets than 89% of similar nonprofits.

2011 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2011

Liabilities / Revenue

98th percentile

11.71x

Higher debt load relative to revenue than 98% of similar nonprofits.

2011 filings • $1M-$5M nonprofits • Source year 2011

Net Margin

62nd percentile

6.9%

Higher net margin than 62% of similar nonprofits.

2011 filings • $1M-$5M nonprofits • Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2011

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2011

Balance Sheet
Liabilities / Assets89th percentile

Assets

$3,500,402

No earlier filing loaded for comparison.

Net Assets

$315,243

No earlier filing loaded for comparison.

Liabilities

$3,185,159

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue98th percentileNet Margin62nd percentile

Revenue

$272,089

No earlier filing loaded for comparison.

Expenses

$253,387

No earlier filing loaded for comparison.

Net Income

$18,702

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $3,500,402Liabilities 2011: $3,185,159Net Assets 2011: $315,2432011Assets 2012: $3,344,503Liabilities 2012: $3,026,956Net Assets 2012: $317,5472012Assets 2013: $2,846,589Liabilities 2013: $2,512,938Net Assets 2013: $333,6512013Assets 2014: $3,518,195Liabilities 2014: $3,175,042Net Assets 2014: $343,1532014Assets 2015: $2,032,533Liabilities 2015: $1,681,660Net Assets 2015: $350,7832015

Highlighted filing

2011

Assets$3,500,402
Liabilities$3,185,159
Net Assets$315,243
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0Revenue 2011: $272,089Expenses 2011: $253,387Net Income 2011: $18,7022011Revenue 2012: $255,344Expenses 2012: $244,498Net Income 2012: $10,8462012Revenue 2013: $237,153Expenses 2013: $221,049Net Income 2013: $16,1042013Revenue 2014: $251,802Expenses 2014: $242,321Net Income 2014: $9,4812014Revenue 2015: $277,195Expenses 2015: $269,476Net Income 2015: $7,7192015

Highlighted filing

2011

Revenue$272,089
Expenses$253,387
Net Income$18,702
Open 2011 Filing
Filing Detail Status

This 2011 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2014)
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Mission and Program Overview

Mission

Provide financial services and products to members.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$3,500,402
Liabilities
$3,185,159
Net assets
$315,243
Revenue
$272,089
Expenses
$253,387
Net income
$18,702
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2015Summary only. Only limited summary data is available for this year.$2.03$1.68$0.35$0.28$0.27$0.01
2014Detailed filing. Detailed filing data is available for this year.$3.52$3.18$0.34$0.25$0.24$0.01
2013Detailed filing. Detailed filing data is available for this year.$2.85$2.51$0.33$0.24$0.22$0.02
2012Summary only. Only limited summary data is available for this year.$3.34$3.03$0.32$0.26$0.24$0.01
2011Summary only. Only limited summary data is available for this year.$3.50$3.19$0.32$0.27$0.25$0.02
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2011 filings • 501(c)14 • $1M-$5M nonprofits