Civic Intelligence

Western Fraternal Life Association

990EZ • Fiscal year 2013 • EIN 38-1162423

Jan 01, 2013 to Dec 31, 2013 • Filed on Feb 11, 2014

Organization ProfileN/A
PO Box 45Madison, WI 48867

(989) 723-7028

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.20x

Higher debt load relative to assets than 78% of similar nonprofits.

2013 filings • 501(c)8 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

72nd percentile

0.19x

Higher debt load relative to revenue than 72% of similar nonprofits.

2013 filings • 501(c)8 • <$500k nonprofits • Source year 2013

Net Margin

9th percentile

-31%

Higher net margin than 9% of similar nonprofits.

2013 filings • 501(c)8 • <$500k nonprofits • Source year 2013

Top Officer Pay

91st percentile

$1,674

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 3.4% of source-year revenue.

2013 filings • 501(c)8 • <$500k nonprofits • Source year 2013

Asset Growth

14th percentile

-12%

Faster asset growth than 14% of similar nonprofits.

2013 filings • 501(c)8 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

17th percentile

-19%

Faster revenue growth than 17% of similar nonprofits.

2013 filings • 501(c)8 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets78th percentile

Assets

Down

$46,483

Down $6,352 (-12%) from 2012

Net Assets

$37,277

No earlier filing loaded for comparison.

Liabilities

Up

$9,206

Up $8,945 (+3427%) from 2012

Revenue And Expenses
Liabilities / Revenue72nd percentileNet Margin9th percentile

Revenue

Down

$48,598

Down $11,718 (-19%) from 2012

Expenses

Up

$63,895

Up $6,402 (+11%) from 2012

Net Income

Down

-$15,297

Down $18,120 (-642%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth14th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2011: $50,727Liabilities 2011: $9762011Assets 2012: $52,835Liabilities 2012: $2612012Assets 2013: $46,483Liabilities 2013: $9,206Net Assets 2013: $37,2772013Assets 2014: $45,681Liabilities 2014: $17,707Net Assets 2014: $27,9742014Assets 2015: $41,706Liabilities 2015: $26,811Net Assets 2015: $14,8952015Assets 2016: $35,212Liabilities 2016: $25,527Net Assets 2016: $9,6852016

Highlighted filing

2013

Assets$46,483
Liabilities$9,206
Net Assets$37,277
Open 2013 Filing

Operations Trend

Revenue Growth17th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2011: $62,792Expenses 2011: $75,074Net Income 2011: -$12,2822011Revenue 2012: $60,316Expenses 2012: $57,493Net Income 2012: $2,8232012Revenue 2013: $48,598Expenses 2013: $63,895Net Income 2013: -$15,2972013Revenue 2014: $47,906Expenses 2014: $57,209Net Income 2014: -$9,3032014Revenue 2015: $53,299Expenses 2015: $66,378Net Income 2015: -$13,0792015Revenue 2016: $41,932Expenses 2016: $47,142Net Income 2016: -$5,2102016

Highlighted filing

2013

Revenue$48,598
Expenses$63,895
Net Income-$15,297
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Feb 11, 2014
Return Version
2013v3.0
Gross Receipts
$67,295
Mission and Program Overview

Mission

Provide facility for public and private events

Program Services

DescriptionGrantsExpenses
PROVIDE FACILITY FOR PUBLIC AND PRIVATE EVENTS$0$0
Compensation and Service Providers
Top Officer Pay91st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SHARON BRONSONSecretary-$1,674-$1,674
JANET HIERTreasurer-$1,123-$1,123
JOSEPHINE SCOLLONDirector-$534-$534
JOE SOVISPresident-$120-$120
DAVID HOODDirector-$120-$120
Filing and Contact Details

Filer

EIN
38-1162423
Phone
9897237028

Signing Officer

Name
Joseph Sovis
Title
President
Phone
9897237028
Signed
2014-02-11

Preparer

Preparer
James Demis Jr CPA
Phone
9897238227
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest. Amount: 1.”

Form 990-ez, Part I, Line 7 - Sales of Inventory

“Income: gross receipts: 58,888. Returns and allowances: 0. Less cost of goods sold: 18,697. Gross profit: 40,191. Cost of goods sold: inventory at beginning of year: 4,669. Merchandise purchased: 0. Cost of labor: 0. Materials and supplies: 17,952. Other costs: 0. Inventory at end of year: 3,924. Cost of goods sold: 18,697.”

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: miscellaneous. Amount: 925. Description: hall - aiken rd, owosso, mi. Amount: 4,450. Total to form 990-ez, line 8: 5,375.”

Form 990-ez, Part I, Line 14

“Description: depreciation. Amount: 3,538. Description: other expenses. Amount: 18,574. Total to form 990-ez, line 14: 22,112.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: car and truck expense. Amount: 662. Description: education & training. Amount: 206. Description: hall functions. Amount: 3,650. Description: insurance. Amount: 6,933. Description: office expense. Amount: 45. Description: supplies. Amount: 442. Description: taxes and licenses. Amount: 6,385. Description: telephone. Amount: 694. Description: bank charges. Amount: 243. Description: insurance-worker's compensation. Amount: 672. Description: interest. Amount: 927. Description: donations. Amount: 153. Total to form 990-ez, line 16: 21,012.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: inventory. Beg. Of year amount: 4,669. End of year amount: 3,924.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: payroll taxes payable. Beg. Of year amount: 123. End of year amount: 87. Description: sales tax payable. Beg. Of year amount: 138. End of year amount: 35. Description: loan payable-j. Francis. Beg. Of year amount: 0. End of year amount: 690. Description: capital one credit card. Beg. Of year amount: 0. End of year amount: 8,394.”

Raw XML Appendix136 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine10DEMIS AND WENZLICK PC
IRS990EZ/BooksInCareOfDetail/PhoneNum09897238227
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine10217 N WASHINGTON ST SUITE 201
IRS990EZ/BooksInCareOfDetail/USAddress/City0OWOSSO
IRS990EZ/BooksInCareOfDetail/USAddress/State0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode048867
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt010612
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt08543
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt03031
IRS990EZ/CostOfGoodsSoldAmt018697
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-15297
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03705
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
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IRS990EZ/Form990TotalAssetsGrp/EOYAmt046483
IRS990EZ/GrossProfitLossSlsOfInvntryAmt040191
IRS990EZ/GrossReceiptsAmt067295
IRS990EZ/GrossSalesOfInventoryAmt058888
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt01
IRS990EZ/LandAndBuildingsGrp/BOYAmt037554
IRS990EZ/LandAndBuildingsGrp/EOYAmt034016
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt052574
IRS990EZ/NetAssetsOrFundBalancesEOYAmt037277
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt052574
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt037277
IRS990EZ/OccupancyRentUtltsAndMaintAmt022112
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt0120
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt11123
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt21674
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt3534
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt4120
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOE SOVIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JANET HIER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2SHARON BRONSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JOSEPHINE SCOLLON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4DAVID HOOD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationFiled990TInd01
IRS990EZ/OrganizationHadUBIInd01
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IRS990EZ/OtherAssetsTotalDetail/EOYAmt03924
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt021012
IRS990EZ/OtherRevenueTotalAmt05375
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE FACILITY FOR PUBLIC AND PRIVATE EVENTS
IRS990EZ/PrintingPublicationsPostageAmt02840
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE FACILITY FOR PUBLIC AND PRIVATE EVENTS
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
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IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0261
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt09206
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt063895
IRS990EZ/TotalRevenueAmt048598
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST. AMOUNT: 1.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1INCOME: GROSS RECEIPTS: 58,888. RETURNS AND ALLOWANCES: 0. LESS COST OF GOODS SOLD: 18,697. GROSS PROFIT: 40,191. COST OF GOODS SOLD: INVENTORY AT BEGINNING OF YEAR: 4,669. MERCHANDISE PURCHASED: 0. COST OF LABOR: 0. MATERIALS AND SUPPLIES: 17,952. OTHER COSTS: 0. INVENTORY AT END OF YEAR: 3,924. COST OF GOODS SOLD: 18,697.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: MISCELLANEOUS. AMOUNT: 925. DESCRIPTION: HALL - AIKEN RD, OWOSSO, MI. AMOUNT: 4,450. TOTAL TO FORM 990-EZ, LINE 8: 5,375.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: DEPRECIATION. AMOUNT: 3,538. DESCRIPTION: OTHER EXPENSES. AMOUNT: 18,574. TOTAL TO FORM 990-EZ, LINE 14: 22,112.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DESCRIPTION: CAR AND TRUCK EXPENSE. AMOUNT: 662. DESCRIPTION: EDUCATION & TRAINING. AMOUNT: 206. DESCRIPTION: HALL FUNCTIONS. AMOUNT: 3,650. DESCRIPTION: INSURANCE. AMOUNT: 6,933. DESCRIPTION: OFFICE EXPENSE. AMOUNT: 45. DESCRIPTION: SUPPLIES. AMOUNT: 442. DESCRIPTION: TAXES AND LICENSES. AMOUNT: 6,385. DESCRIPTION: TELEPHONE. AMOUNT: 694. DESCRIPTION: BANK CHARGES. AMOUNT: 243. DESCRIPTION: INSURANCE-WORKER'S COMPENSATION. AMOUNT: 672. DESCRIPTION: INTEREST. AMOUNT: 927. DESCRIPTION: DONATIONS. AMOUNT: 153. TOTAL TO FORM 990-EZ, LINE 16: 21,012.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DESCRIPTION: INVENTORY. BEG. OF YEAR AMOUNT: 4,669. END OF YEAR AMOUNT: 3,924.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DESCRIPTION: PAYROLL TAXES PAYABLE. BEG. OF YEAR AMOUNT: 123. END OF YEAR AMOUNT: 87. DESCRIPTION: SALES TAX PAYABLE. BEG. OF YEAR AMOUNT: 138. END OF YEAR AMOUNT: 35. DESCRIPTION: LOAN PAYABLE-J. FRANCIS. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 690. DESCRIPTION: CAPITAL ONE CREDIT CARD. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 8,394.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 7 - SALES OF INVENTORY
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART I, LINE 14
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0JOSEPH SOVIS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09897237028
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-02-11
ReturnHeader/Filer/BusinessName/BusinessNameLine10WESTERN FRATERNAL LIFE ZCBJ
ReturnHeader/Filer/BusinessNameControlTxt0WEST
ReturnHeader/Filer/EIN0381162423
ReturnHeader/Filer/PhoneNum09897237028
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 45
ReturnHeader/Filer/USAddress/City0OWOSSO
ReturnHeader/Filer/USAddress/State0MI
ReturnHeader/Filer/USAddress/ZIPCode048867
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0382207674
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10DEMIS AND WENZLICK PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10217 N WASHINGTON ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0OWOSSO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0488672836
ReturnHeader/PreparerPersonGrp/PhoneNum09897238227
ReturnHeader/PreparerPersonGrp/PreparationDt02014-02-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JAMES DEMIS JR CPA
ReturnHeader/ReturnTs02014-02-25T14:52:44-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$46,483
Liabilities
$9,206
Net assets
$37,277
Revenue
$48,598
Expenses
$63,895
Net income
-$15,297
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016Detailed filing. Detailed filing data is available for this year.$35.2$25.5$9.69$41.9$47.1$5.21
2015Detailed filing. Detailed filing data is available for this year.$41.7$26.8$14.9$53.3$66.4$13.1
2014Detailed filing. Detailed filing data is available for this year.$45.7$17.7$28.0$47.9$57.2$9.30
2013Detailed filing. Detailed filing data is available for this year.$46.5$9.21$37.3$48.6$63.9$15.3
2012Summary only. Only limited summary data is available for this year.$52.8$0.26$60.3$57.5$2.82
2011Summary only. Only limited summary data is available for this year.$50.7$0.98$62.8$75.1$12.3