Liabilities / Assets
88th percentile
Higher debt load relative to assets than 88% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.39x
Liabilities / Revenue
82nd percentile
Higher debt load relative to revenue than 82% of similar nonprofits.
Net Margin
16th percentile
Higher net margin than 16% of similar nonprofits.
Top Officer Pay
85th percentile
Higher top officer pay than 85% of similar nonprofits.
Top officer pay equals 5.2% of source-year revenue.
Asset Growth
43rd percentile
Faster asset growth than 43% of similar nonprofits.
Revenue Growth
48th percentile
Faster revenue growth than 48% of similar nonprofits.
Balance Sheet
Assets
Down$45,681
Down $802 (-1.7%) from 2013
Net Assets
Down$27,974
Down $9,303 (-25%) from 2013
Liabilities
Up$17,707
Up $8,501 (+92%) from 2013
Revenue And Expenses
Revenue
Down$47,906
Down $692 (-1.4%) from 2013
Expenses
Down$57,209
Down $6,686 (-10%) from 2013
Net Income
Up-$9,303
Up $5,994 (+39%) from 2013
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2014 to Dec 31, 2014
- Signed
- Feb 18, 2015
- Return Version
- 2014v5.0
- Gross Receipts
- $68,698
Mission and Program Overview
Mission
Provide facility for public and private events
Program Services
| Description | Grants | Expenses |
|---|---|---|
| PROVIDE FACILITY FOR PUBLIC AND PRIVATE EVENTS | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JANET HIER | Treasurer | - | $2,474 | - | $2,474 |
| SHARON BRONSON | Secretary | - | $1,576 | - | $1,576 |
| JOSEPHINE SCOLLON | Director | - | $705 | - | $705 |
| JOSEPH SOVIS | President | - | $200 | - | $200 |
| DAVID HOOD | Director | - | $120 | - | $120 |
Filing and Contact Details
Filer
- Filer Name
- Western Fraternal Life
- EIN
- 38-1162423
- Address
- PO BOX 45, OWOSSO, MI 48867
Signing Officer
- Name
- Joseph Sovis
- Title
- President
- Signed
- 2015-02-18
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Andrews Hooper Pavlik Plc
- Address
- 217 N WASHINGTON ST STE 201, OWOSSO, MI 48867-2836
- Preparer
- James Demis Jr
- Phone
- 9897238227
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 8
“Miscellaneous 3,393 lodge grant 2,692 total 6,085”
Form 990-ez, Part I, Line 16
“Expenses office expense 360 interest 1,015 insurance 6,984 bank charges 112 car & truck 343 donations 851 hall functions 1,907 insurance-workers' comp 777 supplies 294 property taxes 3,498 telephone 714 utilities 12,051 depreciation 3,408 total 32,314”
Form 990-ez, Part II, Line 24
“Inventories for sale or use 3,924 2,432 equipment & furniture 47,493 47,493 less accumulated depreciation 45,782 46,465 total 5,635 3,460”
Form 990-ez, Part II, Line 26
“Payroll taxes payable 87 220 sales tax payable 35 291 loan payable-j. Francis 690 690 capital one credit card - old debt 8,394 6,987 capital one credit card 0 9,519”
Raw XML Appendix115 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | ANDREWS HOOPER PAVLIK PLC |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9897238227 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 217 N WASHINGTON ST STE 201 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | OWOSSO |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 48867 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 8543 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 12641 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 20792 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -9303 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 3195 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 46483 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 45681 |
| IRS990EZ/GrossProfitLossSlsOfInvntryAmt | 0 | 36071 |
| IRS990EZ/GrossReceiptsAmt | 0 | 68698 |
| IRS990EZ/GrossSalesOfInventoryAmt | 0 | 56863 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 5750 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 32305 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 29580 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 37277 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 27974 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 37277 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 27974 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 3609 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 200 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 2474 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 1576 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 705 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 120 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JOSEPH SOVIS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JANET HIER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | SHARON BRONSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | JOSEPHINE SCOLLON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | DAVID HOOD |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationFiled990TInd | 0 | true |
| IRS990EZ/OrganizationHadUBIInd | 0 | true |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 5635 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 3460 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 32314 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 6085 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | PROVIDE FACILITY FOR PUBLIC AND PRIVATE EVENTS |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 3541 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | PROVIDE FACILITY FOR PUBLIC AND PRIVATE EVENTS |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 14550 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 9206 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 17707 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 57209 |
| IRS990EZ/TotalRevenueAmt | 0 | 47906 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MISCELLANEOUS 3,393 LODGE GRANT 2,692 TOTAL 6,085 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EXPENSES OFFICE EXPENSE 360 INTEREST 1,015 INSURANCE 6,984 BANK CHARGES 112 CAR & TRUCK 343 DONATIONS 851 HALL FUNCTIONS 1,907 INSURANCE-WORKERS' COMP 777 SUPPLIES 294 PROPERTY TAXES 3,498 TELEPHONE 714 UTILITIES 12,051 DEPRECIATION 3,408 TOTAL 32,314 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | INVENTORIES FOR SALE OR USE 3,924 2,432 EQUIPMENT & FURNITURE 47,493 47,493 LESS ACCUMULATED DEPRECIATION 45,782 46,465 TOTAL 5,635 3,460 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | PAYROLL TAXES PAYABLE 87 220 SALES TAX PAYABLE 35 291 LOAN PAYABLE-J. FRANCIS 690 690 CAPITAL ONE CREDIT CARD - OLD DEBT 8,394 6,987 CAPITAL ONE CREDIT CARD 0 9,519 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JOSEPH SOVIS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-02-18 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | WESTERN FRATERNAL LIFE |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | ZCBJ |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | WEST |
| ReturnHeader/Filer/EIN | 0 | 381162423 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 45 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | OWOSSO |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48867 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 383133790 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ANDREWS HOOPER PAVLIK PLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 217 N WASHINGTON ST STE 201 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OWOSSO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 488672836 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9897238227 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-02-18 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JAMES DEMIS JR |
| ReturnHeader/ReturnTs | 0 | 2015-02-26T18:33:25-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $45,681
- Liabilities
- $17,707
- Net assets
- $27,974
- Revenue
- $47,906
- Expenses
- $57,209
- Net income
- -$9,303