Civic Intelligence

Naifa Greater Detroit

990EZ • Fiscal year 2016 • EIN 38-0947925

Jul 01, 2015 to Jun 30, 2016 • Filed on Sep 06, 2016

Organization ProfileN/A
33006 W Seven Mile 237Livonia, MI 48152

(313) 530-9223

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

46th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

46th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Net Margin

76th percentile

13%

Higher net margin than 76% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Asset Growth

84th percentile

31%

Faster asset growth than 84% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

13th percentile

-25%

Faster revenue growth than 13% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets46th percentile

Assets

Up

$61,106

Up $14,333 (+31%) from 2015

Net Assets

Up

$61,106

Up $14,333 (+31%) from 2015

Liabilities

Flat

$0

Flat from 2015

Revenue And Expenses
Liabilities / Revenue46th percentileNet Margin76th percentile

Revenue

Down

$106,212

Down $35,732 (-25%) from 2015

Expenses

Down

$91,879

Down $59,867 (-39%) from 2015

Net Income

Up

$14,333

Up $24,135 (+246%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth84th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $102,303Liabilities 2011: $1,446Net Assets 2011: $100,8572011Assets 2012: $104,604Liabilities 2012: $2,8052012Assets 2013: $80,149Liabilities 2013: $2,298Net Assets 2013: $77,8512013Assets 2014: $58,522Liabilities 2014: $1,947Net Assets 2014: $56,5752014Assets 2015: $46,773Liabilities 2015: $0Net Assets 2015: $46,7732015Assets 2016: $61,106Liabilities 2016: $0Net Assets 2016: $61,1062016Assets 2017: $76,787Liabilities 2017: $0Net Assets 2017: $76,7872017Assets 2018: $48,784Liabilities 2018: $0Net Assets 2018: $48,7842018

Highlighted filing

2016

Assets$61,106
Liabilities$0
Net Assets$61,106
Open 2016 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2011: $167,502Expenses 2011: $162,256Net Income 2011: $5,2462011Revenue 2012: $154,157Expenses 2012: $153,215Net Income 2012: $9422012Revenue 2013: $137,842Expenses 2013: $161,790Net Income 2013: -$23,9482013Revenue 2014: $131,557Expenses 2014: $152,833Net Income 2014: -$21,2762014Revenue 2015: $141,944Expenses 2015: $151,746Net Income 2015: -$9,8022015Revenue 2016: $106,212Expenses 2016: $91,879Net Income 2016: $14,3332016Revenue 2017: $103,378Expenses 2017: $87,697Net Income 2017: $15,6812017Revenue 2018: $73,156Expenses 2018: $101,159Net Income 2018: -$28,0032018

Highlighted filing

2016

Revenue$106,212
Expenses$91,879
Net Income$14,333
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
Sep 6, 2016
Return Version
2015v2.1
Gross Receipts
$119,991
Mission and Program Overview

Mission

Provide professional education to members

Program Services

DescriptionGrantsExpenses
THE PRIMARY PURPOSE IS TO PROVIDE EDUCATION TO MEMBERS RELATING TO NEW OPPORTUNITIES IN THE INSURANCE PROFESSION.-$26,794
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOHN D KESSLERPresident-$0--
RICHARD I SHAHEENPres Elect-$0--
DEREK ARCHEYSecretary-$0--
MICHAEL AMINEDirector-$0--
SHAWN SCRIBNERDirector-$0--
JAMES J CIENNIK IIIDirector-$0--
JAMUNA KENNEDYDirector-$0--
JASON PIVOZDirector-$0--
SAM SHAREDirector-$0--
KRISTINE ARETHADirector-$0--
RHONDA TROSZAKDirector-$0--
JEFFREY LANDDirector-$0--
STEPHEN ROWLEYDirector-$0--
ROBERT DRAKETreasurer-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Outing$27,140$27,140$13,779$13,361
Total Events$27,140$27,140$13,779$13,361
Filing and Contact Details

Filer

Filer Name
Naifa Greater Detroit
EIN
38-0947925
Phone
3135309223
Address
33006 W SEVEN MILE 237, LIVONIA, MI 48152

Signing Officer

Name
John D Kessler
Title
President
Phone
3135309223
Signed
2016-09-06

Preparer

Firm
Innovative Advisory Services LLC
Address
25509 KELLY RD STE C, ROSEVILLE, MI 48066-5823
Preparer
Paul M Hemeryck
Phone
5867740440
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses office 2,637 information technology 600 travel 996 conferences/meetings 2,574 total 6,807”

Form 990-ez, Part II, Line 26

“Payroll taxes payable 0 0”

Raw XML Appendix152 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BenefitsPaidToOrForMembersAmt026794
IRS990EZ/BooksInCareOfDetail/PersonNm0KRISTINE WOLFE
IRS990EZ/BooksInCareOfDetail/PhoneNum03135309223
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt033006 W SEVEN MILE
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0SUITE 237
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LIVONIA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048152
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt046773
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt061106
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt014333
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt043990
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt046773
IRS990EZ/Form990TotalAssetsGrp/EOYAmt061106
IRS990EZ/FundraisingGrossIncomeAmt027140
IRS990EZ/GrossReceiptsAmt0119991
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt035136
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt046773
IRS990EZ/NetAssetsOrFundBalancesEOYAmt061106
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt046773
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt061106
IRS990EZ/OccupancyRentUtltsAndMaintAmt014158
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt4000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt5000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt6000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt7000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt8000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt9000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt13000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt120
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt130
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOHN D KESSLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1RICHARD I SHAHEEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DEREK ARCHEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MICHAEL AMINE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SHAWN SCRIBNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JAMES J CIENNIK III
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JAMUNA KENNEDY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7JASON PIVOZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8SAM SHARE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9KRISTINE ARETHA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10RHONDA TROSZAK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11JEFFREY LAND
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm12STEPHEN ROWLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm13ROBERT DRAKE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRES ELECT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt12DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt13TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt06807
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE PROFESSIONAL EDUCATION TO MEMBERS
IRS990EZ/ProgramServiceRevenueAmt057715
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE PRIMARY PURPOSE IS TO PROVIDE EDUCATION TO MEMBERS RELATING TO NEW OPPORTUNITIES IN THE INSURANCE PROFESSION.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt026794
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt0130
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt013779
IRS990EZ/SpecialEventsNetIncomeLossAmt013361
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt091879
IRS990EZ/TotalProgramServiceExpensesAmt026794
IRS990EZ/TotalRevenueAmt0106212
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt013779
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0GOLF OUTING
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt027140
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt027140
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt027140
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt027140
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt013361
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt013779
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt013779
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES OFFICE 2,637 INFORMATION TECHNOLOGY 600 TRAVEL 996 CONFERENCES/MEETINGS 2,574 TOTAL 6,807
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PAYROLL TAXES PAYABLE 0 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN D KESSLER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03135309223
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-09-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NAIFA GREATER DETROIT
ReturnHeader/Filer/BusinessNameControlTxt0NAIF
ReturnHeader/Filer/EIN0380947925
ReturnHeader/Filer/PhoneNum03135309223
ReturnHeader/Filer/USAddress/AddressLine1Txt033006 W SEVEN MILE 237
ReturnHeader/Filer/USAddress/CityNm0LIVONIA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048152
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0383620379
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0INNOVATIVE ADVISORY SERVICES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt025509 KELLY RD STE C
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ROSEVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0480665823
ReturnHeader/PreparerPersonGrp/PhoneNum05867740440
ReturnHeader/PreparerPersonGrp/PreparationDt02016-09-19
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PAUL M HEMERYCK
ReturnHeader/ReturnTs02016-09-19T09:52:32-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-07-01
ReturnHeader/TaxPeriodEndDt02016-06-30
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$61,106
Liabilities
$0
Net assets
$61,106
Revenue
$106,212
Expenses
$91,879
Net income
$14,333
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$0.49$0.00$0.49$0.73$1.01$0.28
2017Detailed filing. Detailed filing data is available for this year.$0.77$0.00$0.77$1.03$0.88$0.16
2016Detailed filing. Detailed filing data is available for this year.$0.61$0.00$0.61$1.06$0.92$0.14
2015Detailed filing. Detailed filing data is available for this year.$0.47$0.00$0.47$1.42$1.52$0.10
2014Detailed filing. Detailed filing data is available for this year.$0.59$0.02$0.57$1.32$1.53$0.21
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.80$0.02$0.78$1.38$1.62$0.24
2012Summary only. Only limited summary data is available for this year.$1.05$0.03$1.54$1.53$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.02$0.01$1.01$1.68$1.62$0.05