Civic Intelligence

Naifa Greater Detroit

990EZ • Fiscal year 2015 • EIN 38-0947925

Jul 01, 2014 to Jun 30, 2015 • Filed on Dec 17, 2015

Organization ProfileN/A
33006 W Seven Mile 237Livonia, MI 48152

(313) 530-9223

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Net Margin

26th percentile

-6.9%

Higher net margin than 26% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Asset Growth

16th percentile

-20%

Faster asset growth than 16% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

64th percentile

7.9%

Faster revenue growth than 64% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets47th percentile

Assets

Down

$46,773

Down $11,749 (-20%) from 2014

Net Assets

Down

$46,773

Down $9,802 (-17%) from 2014

Liabilities

Down

$0

Down $1,947 (-100%) from 2014

Revenue And Expenses
Liabilities / Revenue47th percentileNet Margin26th percentile

Revenue

Up

$141,944

Up $10,387 (+7.9%) from 2014

Expenses

Down

$151,746

Down $1,087 (-0.7%) from 2014

Net Income

Up

-$9,802

Up $11,474 (+54%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth16th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $102,303Liabilities 2011: $1,446Net Assets 2011: $100,8572011Assets 2012: $104,604Liabilities 2012: $2,8052012Assets 2013: $80,149Liabilities 2013: $2,298Net Assets 2013: $77,8512013Assets 2014: $58,522Liabilities 2014: $1,947Net Assets 2014: $56,5752014Assets 2015: $46,773Liabilities 2015: $0Net Assets 2015: $46,7732015Assets 2016: $61,106Liabilities 2016: $0Net Assets 2016: $61,1062016Assets 2017: $76,787Liabilities 2017: $0Net Assets 2017: $76,7872017Assets 2018: $48,784Liabilities 2018: $0Net Assets 2018: $48,7842018

Highlighted filing

2015

Assets$46,773
Liabilities$0
Net Assets$46,773
Open 2015 Filing

Operations Trend

Revenue Growth64th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2011: $167,502Expenses 2011: $162,256Net Income 2011: $5,2462011Revenue 2012: $154,157Expenses 2012: $153,215Net Income 2012: $9422012Revenue 2013: $137,842Expenses 2013: $161,790Net Income 2013: -$23,9482013Revenue 2014: $131,557Expenses 2014: $152,833Net Income 2014: -$21,2762014Revenue 2015: $141,944Expenses 2015: $151,746Net Income 2015: -$9,8022015Revenue 2016: $106,212Expenses 2016: $91,879Net Income 2016: $14,3332016Revenue 2017: $103,378Expenses 2017: $87,697Net Income 2017: $15,6812017Revenue 2018: $73,156Expenses 2018: $101,159Net Income 2018: -$28,0032018

Highlighted filing

2015

Revenue$141,944
Expenses$151,746
Net Income-$9,802
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2014 to Jun 30, 2015
Signed
Dec 17, 2015
Return Version
2014v6.0
Gross Receipts
$156,252
Mission and Program Overview

Mission

Provide professional education to members

Program Services

DescriptionGrantsExpenses
THE PRIMARY PURPOSE IS TO PROVIDE EDUCATION TO MEMBERS RELATING TO NEW OPPORTUNITIES IN THE INSURANCE PROFESSION.-$27,165
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
NICK H PALAIANPresidentPT$0--
JOHN D KESSLERPres Elect-$0--
RICHARD I SHAHEENSecretary-$0--
MICHAEL AMINEDirector-$0--
SHAWN SCRIBNERDirector-$0--
JAMES J CIENNIK IIIDirector-$0--
ROBERT DRAKEDirector-$0--
JAMUNA KENNEDYDirector-$0--
JASON PIVOZDirector-$0--
SAM SHAREDirector-$0--
KRISTINE ARETHADirector-$0--
RHONDA TROSZAKDirector-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Outing$28,663$28,663$14,308$14,355
Total Events$28,663$28,663$14,308$14,355
Filing and Contact Details

Filer

Filer Name
Naifa Greater Detroit
EIN
38-0947925
Phone
3135309223
Address
33006 W SEVEN MILE 237, LIVONIA, MI 48152

Signing Officer

Name
Nick Palaian
Title
President
Phone
3135309223
Signed
2015-12-17

Preparer

Firm
Innovative Advisory Services LLC
Address
25509 KELLY RD STE C, ROSEVILLE, MI 48066
Preparer
Paul M Hemeryck
Phone
5867740440
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses office 4,618 information technology 600 travel 1,800 conferences/meetings 5,079 board expense 1,742 total 13,839”

Form 990-ez, Part II, Line 26

“Payroll taxes payable 1,947 0”

Raw XML Appendix147 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/AddressChangeInd0X
IRS990EZ/BenefitsPaidToOrForMembersAmt027165
IRS990EZ/BooksInCareOfDetail/PersonNm0KRISTINE WOLFE
IRS990EZ/BooksInCareOfDetail/PhoneNum03135309223
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt033006 W SEVEN MILE
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0SUITE 237
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LIVONIA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048152
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt058522
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt046773
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-9802
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0450
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt058522
IRS990EZ/Form990TotalAssetsGrp/EOYAmt046773
IRS990EZ/FundraisingGrossIncomeAmt028663
IRS990EZ/GrossReceiptsAmt0156252
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt075552
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt056575
IRS990EZ/NetAssetsOrFundBalancesEOYAmt046773
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt056575
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt046773
IRS990EZ/OccupancyRentUtltsAndMaintAmt016377
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt08.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt14.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt24.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt52.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt62.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt72.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt82.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt92.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt102.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt112.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0NICK H PALAIAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOHN D KESSLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2RICHARD I SHAHEEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MICHAEL AMINE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SHAWN SCRIBNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JAMES J CIENNIK III
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6ROBERT DRAKE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7JAMUNA KENNEDY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8JASON PIVOZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9SAM SHARE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10KRISTINE ARETHA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11RHONDA TROSZAK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRES ELECT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt013839
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE PROFESSIONAL EDUCATION TO MEMBERS
IRS990EZ/PrintingPublicationsPostageAmt01006
IRS990EZ/ProgramServiceRevenueAmt052037
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE PRIMARY PURPOSE IS TO PROVIDE EDUCATION TO MEMBERS RELATING TO NEW OPPORTUNITIES IN THE INSURANCE PROFESSION.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt027165
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt092909
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt014308
IRS990EZ/SpecialEventsNetIncomeLossAmt014355
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01947
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0151746
IRS990EZ/TotalProgramServiceExpensesAmt027165
IRS990EZ/TotalRevenueAmt0141944
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt014308
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0GOLF OUTING
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt028663
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt028663
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt028663
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt028663
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt014355
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt014308
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt014308
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES OFFICE 4,618 INFORMATION TECHNOLOGY 600 TRAVEL 1,800 CONFERENCES/MEETINGS 5,079 BOARD EXPENSE 1,742 TOTAL 13,839
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PAYROLL TAXES PAYABLE 1,947 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02016-08-17 19:52:53Z
ReturnHeader/BusinessOfficerGrp/PersonNm0NICK PALAIAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03135309223
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-12-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NAIFA GREATER DETROIT
ReturnHeader/Filer/BusinessNameControlTxt0NAIF
ReturnHeader/Filer/EIN0380947925
ReturnHeader/Filer/PhoneNum03135309223
ReturnHeader/Filer/USAddress/AddressLine1Txt033006 W SEVEN MILE 237
ReturnHeader/Filer/USAddress/CityNm0LIVONIA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048152
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0383620379
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0INNOVATIVE ADVISORY SERVICES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt025509 KELLY RD STE C
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ROSEVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd048066
ReturnHeader/PreparerPersonGrp/PhoneNum05867740440
ReturnHeader/PreparerPersonGrp/PreparationDt02016-02-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PAUL M HEMERYCK
ReturnHeader/ReturnTs02016-02-15T10:36:38-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-07-01
ReturnHeader/TaxPeriodEndDt02015-06-30
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$46,773
Liabilities
$0
Net assets
$46,773
Revenue
$141,944
Expenses
$151,746
Net income
-$9,802
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$0.49$0.00$0.49$0.73$1.01$0.28
2017Detailed filing. Detailed filing data is available for this year.$0.77$0.00$0.77$1.03$0.88$0.16
2016Detailed filing. Detailed filing data is available for this year.$0.61$0.00$0.61$1.06$0.92$0.14
2015Detailed filing. Detailed filing data is available for this year.$0.47$0.00$0.47$1.42$1.52$0.10
2014Detailed filing. Detailed filing data is available for this year.$0.59$0.02$0.57$1.32$1.53$0.21
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.80$0.02$0.78$1.38$1.62$0.24
2012Summary only. Only limited summary data is available for this year.$1.05$0.03$1.54$1.53$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.02$0.01$1.01$1.68$1.62$0.05