Civic Intelligence

Naifa Greater Detroit

990EZ • Fiscal year 2014 • EIN 38-0947925

Jul 01, 2013 to Jun 30, 2014 • Filed on Oct 14, 2014

Organization ProfileN/A
30600 Northwestern HighwayRoom/Suite 208Dewitt, MI 48334

(248) 538-7654

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

63rd percentile

0.03x

Higher debt load relative to assets than 63% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

60th percentile

0.01x

Higher debt load relative to revenue than 60% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Net Margin

14th percentile

-16%

Higher net margin than 14% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Top Officer Pay

68th percentile

$0

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Asset Growth

12th percentile

-27%

Faster asset growth than 12% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

36th percentile

-4.6%

Faster revenue growth than 36% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets63rd percentile

Assets

Down

$58,522

Down $21,627 (-27%) from 2013

Net Assets

Down

$56,575

Down $21,276 (-27%) from 2013

Liabilities

Down

$1,947

Down $351 (-15%) from 2013

Revenue And Expenses
Liabilities / Revenue60th percentileNet Margin14th percentile

Revenue

Down

$131,557

Down $6,285 (-4.6%) from 2013

Expenses

Down

$152,833

Down $8,957 (-5.5%) from 2013

Net Income

Up

-$21,276

Up $2,672 (+11%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth12th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $102,303Liabilities 2011: $1,446Net Assets 2011: $100,8572011Assets 2012: $104,604Liabilities 2012: $2,8052012Assets 2013: $80,149Liabilities 2013: $2,298Net Assets 2013: $77,8512013Assets 2014: $58,522Liabilities 2014: $1,947Net Assets 2014: $56,5752014Assets 2015: $46,773Liabilities 2015: $0Net Assets 2015: $46,7732015Assets 2016: $61,106Liabilities 2016: $0Net Assets 2016: $61,1062016Assets 2017: $76,787Liabilities 2017: $0Net Assets 2017: $76,7872017Assets 2018: $48,784Liabilities 2018: $0Net Assets 2018: $48,7842018

Highlighted filing

2014

Assets$58,522
Liabilities$1,947
Net Assets$56,575
Open 2014 Filing

Operations Trend

Revenue Growth36th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2011: $167,502Expenses 2011: $162,256Net Income 2011: $5,2462011Revenue 2012: $154,157Expenses 2012: $153,215Net Income 2012: $9422012Revenue 2013: $137,842Expenses 2013: $161,790Net Income 2013: -$23,9482013Revenue 2014: $131,557Expenses 2014: $152,833Net Income 2014: -$21,2762014Revenue 2015: $141,944Expenses 2015: $151,746Net Income 2015: -$9,8022015Revenue 2016: $106,212Expenses 2016: $91,879Net Income 2016: $14,3332016Revenue 2017: $103,378Expenses 2017: $87,697Net Income 2017: $15,6812017Revenue 2018: $73,156Expenses 2018: $101,159Net Income 2018: -$28,0032018

Highlighted filing

2014

Revenue$131,557
Expenses$152,833
Net Income-$21,276
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2013 to Jun 30, 2014
Signed
Oct 14, 2014
Return Version
2013v3.1
Gross Receipts
$144,047
Mission and Program Overview

Mission

Provide professional education to member

Provide professional education to members

Program Services

DescriptionGrantsExpenses
THE PRIMARY PURPOSE IS TO PROVIDE EDUCATION TO MEMBERS RELATING TO NEW OPPORTUNITIES IN THE INSURANCE PROFESSION.-$25,341
Compensation and Service Providers
Top Officer Pay68th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MICHAEL D VUKICHPresidentPT$0--
JOHN D KESSLERSecretary-$0--
NICK H PALAIANPres Elect-$0--
MICHAEL AMINEDirector-$0--
DEREK ARCHEYDirector-$0--
JAMES J CIENNIK IIIDirector-$0--
ROBERT DRAKEDirector-$0--
JAMUNA KENNEDYDirector-$0--
JASON PIVOZDirector-$0--
TIMOTHY L SCHAFERDirector-$0--
RICHARD I SHAHEENDirector-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Event 1$25,062$25,062$12,490$12,572
Total Events$25,062$25,062$12,490$12,572
Filing and Contact Details

Filer

EIN
38-0947925
Phone
2485387654

Signing Officer

Name
Michael D Vukich
Title
President
Phone
2485387654
Signed
2014-10-14

Preparer

Preparer
Paul M Hemeryck
Phone
5867740440
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses office 3,626 travel 1,800 conferences/meetings 8,391 total 13,817”

Form 990-ez, Part II, Line 26

“Payroll taxes payable 2,298 1,947”

Raw XML Appendix155 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0MICHAEL D VUKICH
CompensationExplanation/CompensationExplanationGrp/PersonNm1JOHN D KESSLER
CompensationExplanation/CompensationExplanationGrp/PersonNm2NICK H PALAIAN
CompensationExplanation/CompensationExplanationGrp/PersonNm3MICHAEL AMINE
CompensationExplanation/CompensationExplanationGrp/PersonNm4DEREK ARCHEY
CompensationExplanation/CompensationExplanationGrp/PersonNm5JAMES J CIENNIK III
CompensationExplanation/CompensationExplanationGrp/PersonNm6ROBERT DRAKE
CompensationExplanation/CompensationExplanationGrp/PersonNm7JAMUNA KENNEDY
CompensationExplanation/CompensationExplanationGrp/PersonNm8JASON PIVOZ
CompensationExplanation/CompensationExplanationGrp/PersonNm9TIMOTHY L SCHAFER
CompensationExplanation/CompensationExplanationGrp/PersonNm10RICHARD I SHAHEEN
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt025341
IRS990EZ/BooksInCareOfDetail/PersonNm0KRISTINE WOLFE
IRS990EZ/BooksInCareOfDetail/PhoneNum02486710165
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1030600 NORTHWESTERN HWY
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine20SUITE 208
IRS990EZ/BooksInCareOfDetail/USAddress/City0FARMINGTON HILLS
IRS990EZ/BooksInCareOfDetail/USAddress/State0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode048334
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt080149
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt058522
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-21276
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0445
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt080149
IRS990EZ/Form990TotalAssetsGrp/EOYAmt058522
IRS990EZ/FundraisingGrossIncomeAmt025062
IRS990EZ/GrossReceiptsAmt0144047
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt074541
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt077851
IRS990EZ/NetAssetsOrFundBalancesEOYAmt056575
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt077851
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt056575
IRS990EZ/OccupancyRentUtltsAndMaintAmt016297
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt08.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt14.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt24.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt52.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt62.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt72.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt82.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt92.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt102.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MICHAEL D VUKICH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOHN D KESSLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2NICK H PALAIAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MICHAEL AMINE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4DEREK ARCHEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JAMES J CIENNIK III
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6ROBERT DRAKE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7JAMUNA KENNEDY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8JASON PIVOZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9TIMOTHY L SCHAFER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10RICHARD I SHAHEEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2PRES ELECT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt013817
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE PROFESSIONAL EDUCATION TO MEMBERS
IRS990EZ/PrintingPublicationsPostageAmt0751
IRS990EZ/ProgramServiceRevenueAmt044444
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE PRIMARY PURPOSE IS TO PROVIDE EDUCATION TO MEMBERS RELATING TO NEW OPPORTUNITIES IN THE INSURANCE PROFESSION.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt025341
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt096182
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt012490
IRS990EZ/SpecialEventsNetIncomeLossAmt012572
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt02298
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01947
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0152833
IRS990EZ/TotalProgramServiceExpensesAmt025341
IRS990EZ/TotalRevenueAmt0131557
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt012490
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt025062
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt025062
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt025062
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt025062
IRS990ScheduleG/FundraisingEventInformationGrp/NameOfEvent1Amt0GOLF OUTING
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt012572
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt012490
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt012490
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES OFFICE 3,626 TRAVEL 1,800 CONFERENCES/MEETINGS 8,391 TOTAL 13,817
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PAYROLL TAXES PAYABLE 2,298 1,947
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL D VUKICH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02485387654
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-10-14
ReturnHeader/Filer/BusinessName/BusinessNameLine10NAIFA GREATER DETROIT
ReturnHeader/Filer/BusinessNameControlTxt0NAIF
ReturnHeader/Filer/EIN0380947925
ReturnHeader/Filer/PhoneNum02485387654
ReturnHeader/Filer/USAddress/AddressLine1030600 NORTHWESTERN HIGHWAY
ReturnHeader/Filer/USAddress/AddressLine20ROOM/SUITE 208
ReturnHeader/Filer/USAddress/City0FARMINGTON HILLS
ReturnHeader/Filer/USAddress/State0MI
ReturnHeader/Filer/USAddress/ZIPCode048334
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0383620379
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10INNOVATIVE ADVISORY SERVICES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1025509 KELLY RD STE C
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0ROSEVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0480665823
ReturnHeader/PreparerPersonGrp/PhoneNum05867740440
ReturnHeader/PreparerPersonGrp/PreparationDt02014-10-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PAUL M HEMERYCK
ReturnHeader/ReturnTs02014-10-14T12:39:30-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-07-01
ReturnHeader/TaxPeriodEndDt02014-06-30
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$58,522
Liabilities
$1,947
Net assets
$56,575
Revenue
$131,557
Expenses
$152,833
Net income
-$21,276
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$0.49$0.00$0.49$0.73$1.01$0.28
2017Detailed filing. Detailed filing data is available for this year.$0.77$0.00$0.77$1.03$0.88$0.16
2016Detailed filing. Detailed filing data is available for this year.$0.61$0.00$0.61$1.06$0.92$0.14
2015Detailed filing. Detailed filing data is available for this year.$0.47$0.00$0.47$1.42$1.52$0.10
2014Detailed filing. Detailed filing data is available for this year.$0.59$0.02$0.57$1.32$1.53$0.21
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.80$0.02$0.78$1.38$1.62$0.24
2012Summary only. Only limited summary data is available for this year.$1.05$0.03$1.54$1.53$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.02$0.01$1.01$1.68$1.62$0.05