Civic Intelligence

Route 1 Credit Union

990 • Fiscal year 2012 • EIN 37-6032928

Jan 01, 2012 to Dec 31, 2012

Organization Profilewww.rt1cu.org
Paris, IL
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.91x

Higher debt load relative to assets than 92% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2012

Liabilities / Revenue

99th percentile

15.61x

Higher debt load relative to revenue than 99% of similar nonprofits.

2012 filings • $1M-$5M nonprofits • Source year 2012

Net Margin

80th percentile

25%

Higher net margin than 80% of similar nonprofits.

2012 filings • $1M-$5M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

70th percentile

5.7%

Faster asset growth than 70% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2011 to 2012

Revenue Growth

55th percentile

4.7%

Faster revenue growth than 55% of similar nonprofits.

2012 filings • $1M-$5M nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Up

$4,840,738

Up $262,435 (+5.7%) from 2011

Net Assets

Up

$411,497

Up $64,276 (+19%) from 2011

Liabilities

Up

$4,429,241

Up $198,159 (+4.7%) from 2011

Revenue And Expenses
Liabilities / Revenue99th percentileNet Margin80th percentile

Revenue

Up

$283,811

Up $12,635 (+4.7%) from 2011

Expenses

Down

$212,067

Down $17,888 (-7.8%) from 2011

Net Income

Up

$71,744

Up $30,523 (+74%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth70th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2008: $3,221,082Liabilities 2008: $2,919,082Net Assets 2008: $302,0002008Assets 2009: $3,700,189Liabilities 2009: $3,428,189Net Assets 2009: $272,0002009Assets 2011: $4,578,303Liabilities 2011: $4,231,082Net Assets 2011: $347,2212011Assets 2012: $4,840,738Liabilities 2012: $4,429,241Net Assets 2012: $411,4972012Assets 2013: $4,954,361Liabilities 2013: $4,471,145Net Assets 2013: $483,2162013Assets 2014: $4,826,068Liabilities 2014: $4,292,852Net Assets 2014: $533,2162014Assets 2015: $4,780,821Liabilities 2015: $4,236,381Net Assets 2015: $544,4402015Assets 2016: $4,128,552Liabilities 2016: $3,694,464Net Assets 2016: $434,0882016

Highlighted filing

2012

Assets$4,840,738
Liabilities$4,429,241
Net Assets$411,497
Open 2012 Filing

Operations Trend

Revenue Growth55th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KRevenue 2008: $280,665Expenses 2008: $267,665Net Income 2008: $13,0002008Revenue 2009: $247,455Expenses 2009: $300,803Net Income 2009: -$53,3482009Revenue 2011: $271,176Expenses 2011: $229,955Net Income 2011: $41,2212011Revenue 2012: $283,811Expenses 2012: $212,067Net Income 2012: $71,7442012Revenue 2013: $297,421Expenses 2013: $225,703Net Income 2013: $71,7182013Revenue 2014: $277,581Expenses 2014: $227,581Net Income 2014: $50,0002014Revenue 2015: $263,622Expenses 2015: $252,398Net Income 2015: $11,2242015Revenue 2016: $274,582Expenses 2016: $393,375Net Income 2016: -$118,7932016

Highlighted filing

2012

Revenue$283,811
Expenses$212,067
Net Income$71,744
Open 2012 Filing
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2016)
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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

Credit union operated for multiple purposes

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$4,840,738
Liabilities
$4,429,241
Net assets
$411,497
Revenue
$283,811
Expenses
$212,067
Net income
$71,744
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.13$3.69$0.43$0.27$0.39$0.12
2015Detailed filing. Detailed filing data is available for this year.$4.78$4.24$0.54$0.26$0.25$0.01
2014Detailed filing. Detailed filing data is available for this year.$4.83$4.29$0.53$0.28$0.23$0.05
2013Detailed filing. Detailed filing data is available for this year.$4.95$4.47$0.48$0.30$0.23$0.07
2012Summary only. Only limited summary data is available for this year.$4.84$4.43$0.41$0.28$0.21$0.07
2011Summary only. Only limited summary data is available for this year.$4.58$4.23$0.35$0.27$0.23$0.04
2009Summary only. Only limited summary data is available for this year.$3.70$3.43$0.27$0.25$0.30$0.05
2008Summary only. Only limited summary data is available for this year.$3.22$2.92$0.30$0.28$0.27$0.01
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2012 filings • 501(c)14 • $1M-$5M nonprofits